News for: Mortgage News Daily
Showing 457 - 480 of 839 results
Sep 8, 2025 8:24 AM
— Mortgage Lenders
LOS, Title, Social Media Tools; Financial Literacy; What the Employment Data Portends
The article discusses various topics related to the mortgage industry, including the impact of the economy on drinking habits, technology for mortgage lenders, company-sponsored webinars, social media training for brokers, hedging strategies, leadership promotions in mortgage technology companies, and the importance of borrower experience and automation. It also mentions a centralized hub for vend... more
Sep 6, 2025 7:23 AM
— Mortgage Lenders
Bridge Loan, Investment Property, Default Tools; Training and Webinars; Job Data Solidifies Fed Rate Cut?
The article discusses various topics such as the Federal Reserve looking at Twitter to gauge financial sentiment, specific individuals in the mortgage industry, and events related to mortgage lending technology, conferences, and webinars.
Sep 6, 2025 3:24 AM
— Bond Markets
Textbook Reaction With Minimal Volatility
The bond market had a positive reaction to a weaker than expected jobs report, resulting in a rally that was not extreme. Mortgage-backed securities (MBS) were up .375-ish at today's highs compared to the full point of improvement seen after the last jobs report. Overall, there was a calm and refreshing lack of volatility after the initial move.
Sep 5, 2025 10:24 AM
— Mortgage Rates
A Quick Note on Why Rates Seem to Drop More Quickly as They Approach Certain Thresholds
The article discusses the recent improvement in mortgage rates and attributes it to changes in the mortgage-backed securities (MBS) market. Specifically, it explains how certain MBS coupons are more active and relevant than others based on the range of mortgage rates they can hold. Investors are now favoring the lower bucket holding rates up to 6.125% over the higher bucket with rates up to 6.625%... more
Sep 5, 2025 8:23 AM
— Interest Rates
Mortgage Rates Plummet Back to Fall 2024 Levels
The monthly jobs report came in lower than expected, causing a reaction in the bond market and resulting in a drop in top tier 30yr fixed mortgage rates from 6.45% to 6.29%.
Sep 5, 2025 6:23 AM
— Interest Rates
Another Weak Jobs Report. Another Bond Rally
The Non-Farm Payrolls report came in weaker than expected with negative revisions to previous months. Despite this, the unemployment rate suggests a softer labor market, leading to only a small drop in yields. Bond markets had already rallied in the days leading up to the report.
Sep 5, 2025 3:24 AM
— Mortgage Lenders
Corresp. and Wholesale, Credit, AI Asst., Warehouse Products; Events and Training
The article discusses various topics related to mortgages, including data breaches at TransUnion, legal matters involving mortgage fraud, specialized mortgage services, AI Sales Assistant for lenders, compliance and risk management solutions, new home sales, and product news from various companies such as SmartBuy and Sierra Pacific Wholesale, as well as promotions from Carrington Mortgage Service... more
Sep 4, 2025 2:24 PM
— Bond Markets
Bonds Positioning For Weaker Jobs Report?
The article discusses the unpredictability of the payroll count in the jobs report and how it can lead to unexpected movements in the bond market. Despite labor market weakness, bonds rallied due to traders adjusting positions ahead of a high-risk event. The yield curve steepened earlier in the week but has since been correcting. The article concludes by emphasizing that bonds can either rally or ... more
Sep 4, 2025 12:23 PM
— Interest Rates
Mortgage Rates Hit Another 2025 Low Ahead of a Potentially Volatile Friday
The last jobs report contributed to lowering the average 30yr fixed rate due to its weaker than expected results. The market is anticipating a Fed rate cut in the next meeting, keeping rates at recent lows. Today's data was in line with expectations, but traders are hedging against the possibility of labor market deterioration. Average 30yr fixed rates moved slightly lower to a new low for 2025.
Sep 4, 2025 7:23 AM
— Bond Markets
Mixed Data. Mixed Reaction
Thursday morning's economic data included claims, layoffs, ADP, and ISM Services. Overnight movement was more significant than during the day. ADP was slightly weaker than expected, but bond buyers didn't react strongly. ISM was slightly stronger, but weak employment and price decreases tempered the bond-bearish message. The data isn't weak enough to positively impact Friday's jobs report, but als... more
Sep 4, 2025 3:24 AM
— Mortgage Lending
Processing, AML, Prospecting Tools; Pennymac's Non-QM News; LOs and Database Importance
The article discusses the current situation in the mortgage industry with a focus on commercial mortgage-backed securities delinquency rates, home equity demand, underwriting processes, and new products and services for lenders. It also mentions a marketplace for vendors in the mortgage industry and updates on non-QM and HELOC products.
Sep 3, 2025 2:26 PM
— Bond Markets
Straightforward Data-Driven Rally
The bond market had a straightforward day with unchanged trading levels initially. Friendly Fed comments and low job openings reported by JOLTS data led to gains in bonds. The recent job report's weakness was confirmed by the JOLTS data. If Thursday's data is also weak, bond yields may challenge recent lows.
Sep 3, 2025 1:27 PM
— Bond Markets
Still in The Range as Bonds Wait For Bigger Influences
Bonds were weaker to start the month, especially after the start of European trading. There was a strong correlation between EU sovereign debt and Treasuries. Yields remained within the prevailing range, and upcoming economic data could challenge that range.
Sep 3, 2025 1:27 PM
— Bond Markets
JOLTS Data Bringing The Buyers
Bonds were flat to slightly stronger overnight but rallied after the JOLTS data, which showed a new cycle low for job openings. MBS gained about an eighth of a point and 10yr yields dropped about 3 bps. Friendly Fed comments from Waller, including the possibility of rate cuts at the next meeting and multiple cuts in the future, also helped push bond prices higher.
Sep 3, 2025 1:27 PM
— Mortgage Rates
Refi Demand Improves While Purchase Applications Edge Lower
Mortgage applications decreased slightly, with the 30-year fixed rate dropping to 6.64%. Refinance applications increased slightly, with FHA and VA refinances driving the growth, but conventional refinances declined. Purchase activity also decreased after several weeks of increases.
Sep 3, 2025 1:26 PM
— Mortgage Rates
Mortgage Rates Officially Hit 11-Month Low
Mortgage rates experienced a significant spike on October 4th due to a jobs report, leading to 30yr fixed rates moving over 7.25% in January. However, rates have since dropped back down and are currently at their lowest point in 11 months, with potential for further fluctuation based on upcoming jobs reports.
Sep 2, 2025 1:27 PM
— Bond Markets
Bonds Dealing With Holiday Hangover Despite Friendly Data
EU inflation came in higher than expected, leading to bond yields in several EU countries reaching long-term highs. Speculation about the legality of tariffs could result in tariffs needing to be paid back, potentially hurting the bond market. U.S. bond market is showing some weakness with 10yr yields starting the day 7bps higher, but weaker ISM Manufacturing data is helping to offset some losses.
Sep 2, 2025 1:27 PM
— Mortgage Rates
Mortgage Rates Slightly Higher to Start September
Mortgage rates experienced some market movement on the first and last trading days of the month due to a variety of reasons, including European bond performance and speculation about legal challenges to Trump tariffs. Despite the movement, rates only increased by 0.03%, keeping them at the lowest levels since October 2024.
Sep 2, 2025 8:24 AM
— Mortgage Lending
Loss Mit, Data Mining, Pre-Approval Letter Tools; jumbo, HELOC, Non-Agency News; Watch Those Student Loans
On today's episode of Advisory Angle, experts discuss the importance of home equity products in the current mortgage landscape. They also touch upon the impact of student loan delinquencies on mortgages and upcoming loss mitigation requirements for servicers.
Aug 29, 2025 2:24 PM
— Bond Markets
Calm Day to End A Calm Week
The bond market remained calm on Friday despite the release of significant economic data. Slow, steady gains were observed throughout the week for unknown reasons. August followed expectations by maintaining a narrow range, avoiding a challenge to the range set by the last jobs report day. The upcoming week, although shortened due to Labor Day, is expected to bring more volatility to the bond mark... more
Aug 29, 2025 12:26 PM
— Mortgage Rates
Rates End Week at Best Levels; Next Week Could be Huge
Mortgage rates remained stable throughout the week, with most changes leading to slightly lower rates. This stability is beneficial for borrowers and mortgage professionals. However, the upcoming week is expected to bring more volatility due to important economic reports being released.
Aug 29, 2025 12:14 PM
— Housing Market
Loan Calculator and Verification Tools; Event Calendar; Insurance Costs; Mortgage Banking Bound Interview
The article discusses the increase in the share of adjustable-rate mortgages due to short-term rates dropping relative to long-term rates. It mentions that renting is cheaper than buying in most MSAs, and the homeownership rate has hit the lowest level since 2019. The text also includes advertisements for various mortgage-related products, services, and events.
Aug 29, 2025 9:26 AM
— Interest Rates
PCE Inflation Offers No Surprises
The PCE inflation report is highly regarded by policymakers in the US and is easier to forecast compared to CPI. The latest PCE report showed no deviations from expectations, with all monthly and annual numbers matching forecasts. One interesting development is the 'supercore' reading, which was slightly lower in PCE compared to CPI, indicating slightly better inflation numbers that may influence ... more
Aug 29, 2025 3:27 AM
— Interest Rates
Fairly Steady After Glut of Low-Consequence Data
Today's economic calendar looks robust on paper with quarterly GDP results and important inflation index like PCE prices, but the data released today is not capturing recent July inflation data. Jobless Claims data is not significant today. Yields remain within post-NFP range but show a friendlier trend after last week's Jackson Hole speech.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.