Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: National Mortgage News
Showing 25 - 48 of 389 results
Mar 19, 2026 5:31 PM
— Treasury Rates
Treasury yields hit months-long highs after FOMC
Weekly jobless claims and the Philly Fed Manufacturing Index were reported to be lower than expected, leading to negative market reactions. Treasuries rallied and broke key levels, but face resistance and unchanged rate-cut expectations. Treasury yields look oversold but still indicate a broader uptrend, and swung wildly after a soft jobs report, causing concerns about the rate path ahead.
Mar 19, 2026 3:07 PM
— Mortgage Rates
Forget rate drops — here's where mortgage volume will come from
Mortgage rates are expected to stay near current levels for much of 2026, with experts forecasting that the growth in mortgage originations will come from first-lien refinances and moderate growth in purchases and refinances.
Mar 19, 2026 9:41 AM
— Mortgage Rates
Inflation drives mortgage rates to 2026 high point
The article discusses how the 10-year Treasury yield returned to the upper 4.2% range due to inflationary pressures from the Iran conflict, pushing bond investors and mortgage rates higher. It also mentions the fluctuation in 30-year and 15-year mortgage rates in relation to the Treasury yield movements.
Mar 17, 2026 11:31 AM
— Mortgage Lenders
FHFA plan renews its effort to grow counterparty oversight
The Federal Housing Finance Agency is showing interest in having more power to review Fannie Mae and Freddie Mac's business partners. A private investment firm holds over 1 million shares of the enterprises' stock. There is caution regarding Trump's mortgage deregulation order, with concerns about recreating pre-2008 financial crisis conditions. The FHFA and Ginnie Mae agreed to focus on credit li... more
Mar 17, 2026 10:32 AM
— Housing Market
Major GSE investor echoes Ackman's call for Fannie, Freddie uplisting
Oksenholt Capital Management is supporting the idea of moving Fannie Mae and Freddie Mac's shares back to a major exchange. The Federal Housing Finance Agency is considering having more authority over companies working with Fannie Mae and Freddie Mac. Lennar's first fiscal quarter earnings have decreased significantly after persistent challenges in consumer confidence. The FHFA chief hinted at a p... more
Mar 17, 2026 9:57 AM
— Housing Market
Oldest Americans' share of real estate wealth at record high
Younger Americans are seeing their share of real estate wealth shrink, while older Americans are seeing their portion grow. The housing supply gap has increased, and new construction is falling short. Borrower equity has decreased, but affordability has been improving since the summer. The income needed to afford a home has been rising annually, but the monthly principal and interest payment neede... more
Mar 17, 2026 9:32 AM
— Mortgage Rates
Prime mortgages support $363.2 million in RMBS from RATE
RATE Mortgage Trust's latest securitization of prime mortgages will raise $362.2 million in securitized bonds, with the highest average loan balance and the highest concentration of single-family homes in about four years. Mortgage rates fell below 6% at the end of last month for the first time since 2022, leading to an increase in borrower activity and bringing purchase borrowers back to the mark... more
Mar 13, 2026 12:46 PM
— Housing Market
Lennar profit drops 56% amid rates, Iran uncertainty
Lennar Corp. and Taylor Morrison Home Corp. are working on a proposal to sell entry-level homes in a pathway-to-ownership program funded by private investors. Housing starts have increased in January, but market conditions have edged down in February. The housing supply gap has increased, leading to a shortage in new construction. Loan originators share their secrets to success.
Mar 12, 2026 9:56 AM
— Mortgage Rates
Iran war pushes mortgage rates near yearly high
Mortgage rates increased by 11 basis points due to the Iran war impacting oil prices and causing turmoil in the bond and equity markets. Additionally, Radian Group is selling an aggregator and its title and real estate units, there is a significant share of homeowners renting out their properties, many U.S. counties require more than one-third of income for housing costs, and certain home lenders ... more
Mar 10, 2026 4:59 AM
— Mortgage Rates
Purchase locks jump as rates dip in February
Mortgage rates dropped to a three-year low last month, leading to increased lock activity, especially among purchase borrowers. Rate-and-term refinances were popular while originators offered more ARMs and cash-out loans. Refinances increased by 50% in the fourth quarter compared to the previous year.
Mar 9, 2026 12:31 PM
— Mortgage Rates
Why ARMs are rising even as rates drift lower
Adjustable-rate mortgage volumes increased despite downward trending rates last year. This increase in borrower activity coincided with housing starts ending on a high note in 2025 while mortgage rates were lower year-over-year. Additionally, a median-income household could afford a $331,483 home with a 20% down payment in January, a $30,000 increase from the year before.
Mar 9, 2026 9:39 AM
— Housing Market
Originations hit 3.5-year high in Q4 boosted by refinancing
Mortgage originations rose to a three-and-a-half-year high in the fourth quarter of last year due to low mortgage rates boosting refinance activity. The average-priced home's monthly payment decreased by 7% to $2,091. Prepayment speeds increased, but data on distressed borrowers paints a mixed picture of the housing market. Mortgage loan officer licensing saw a rise as Fannie Mae projects $2.4T in... more
Mar 9, 2026 2:32 AM
— Mortgage Rates
How Kalshi, Polymarket bets on mortgage rates are being watched by lenders
Mortgage rates have been rising recently, with a 4 basis point increase in the 30-year fixed rate over the past two weeks. Despite this rise, rates are still near three-year lows. Factors affecting the rise include changes in Treasury rates and Fed decisions.
Mar 5, 2026 1:31 PM
— Mortgage Rates
Taxes, insurance eat 21% of mortgage payments
Homeowners are experiencing higher tax and insurance costs, while first-time buyers are often surprised by their bills. Mortgage rates have risen slightly, with the 30-year fixed-rate mortgage at 6.24%. Despite this, the monthly payment needed to purchase an average-priced home has dropped slightly year over year, making homes more affordable for some buyers. The majority believe loan production w... more
Mar 5, 2026 9:53 AM
— Mortgage Rates
Oil price shock pushes mortgage rates back to 6%
Mortgage lenders saw the 30-year fixed rate drop below 6% for the first time since early September 2022 but faced market turmoil on Monday with the 10-year Treasury yield up 11 basis points. The Freddie Mac survey showed the 30-year fixed rate at 6.09% and the 15-year at 5.44% on Thursday, with fluctuations in rates in recent weeks.
Mar 4, 2026 1:31 PM
— Mortgage Rates
Lenders offer pricing promos in anticipation of a hot market
Mortgage lenders are offering new promotions to attract borrowers in a changing rate environment, with refinancing and purchase incentives increasing. Mortgage rates have fluctuated, hitting nearly 6% in January, leading to more rate-and-term refinances, ARMs, and cash-out loans being offered. The 30-year fixed rate mortgage slightly increased but remains lower compared to a year ago. Respondents ... more
Mar 4, 2026 10:31 AM
— Mortgage Lenders
Rate moves into auto lending via app
Retail mortgage lender Rate is expanding into auto lending, offering car loans through its mobile app. Industry participants are collaborating to improve marketing strategies and compliance. Some home lenders with 500+ employees were rated as the best mortgage companies to work for in 2026. The average monthly payment for an average-priced home decreased by 7% year-over-year to $2,091. Several len... more
Mar 3, 2026 2:32 PM
— Mortgage Lending
Fannie, Freddie join Anthropic ban, address DHS shutdown
Fannie Mae, Freddie Mac, and their oversight agency have responded to various federal developments including antitrust investigations and restrictions on institutional investors by President Trump. There are promises of big announcements on housing affordability issues, potential MBS offerings, and transparency enhancements for investors.
Mar 3, 2026 2:20 PM
— Mortgage Rates
Iran conflict's impact on spring homebuying season
The conflict in Iran has caused mortgage rates to rise above 6%, impacting the outlook for the spring homebuying season. Supreme Court decisions may set limits on Trump's power, affecting the control of mortgage rates by the GSEs. Vendors in the mortgage industry are using artificial intelligence and voice agents for outbound prospecting, with some potentially violating regulations by quoting very... more
Mar 3, 2026 2:31 AM
— Mortgage Rates
Middle East conflict stokes inflation, risks higher rates
Early market reactions to the U.S.-Israel-Iran conflict are causing inflation fears to dominate Treasury yields, potentially putting upward pressure on mortgage rates. Mortgage lenders are reconsidering how to reach borrowers by focusing on first-party data, past customers, and referral networks.
Mar 2, 2026 4:09 PM
— Interest Rates
Tariff ruling could hamstring unilateral release of GSEs
President Trump may not be able to release Fannie Mae and Freddie Mac from conservatorship due to a Supreme Court ruling. Some vendors have been quoting very low interest rates to consumers. Mortgage rates have increased slightly from a three-year low, but are still lower than a year ago. Consumers have been looking to refinance at lower rates, with originators offering more ARMs and cash-out loan... more
Feb 28, 2026 6:37 AM
— Bond Markets
Inflation runs hot as producer price index surges
The article discusses the recent movements in treasuries and treasury yields, highlighting technical damage, rate-cut expectations, and the impact of key economic reports such as the Producer Price Index on the market. The CEO of IF Securities provides insights into how treasuries and related markets are reacting to various economic indicators.
Feb 27, 2026 4:33 AM
— Mortgage-backed Securities
Trump's $200B MBS plan set off by GSE valuation gap: Pulte
Fannie Mae and Freddie Mac are focusing on purchasing mortgage-backed securities due to lower stock offering valuations. There are uncertainties about the timing of a planned stock offering, and broader changes in policies are expected first. Additionally, loan-level buydown data will be added to MBS to provide better insight into prepayment risks.
Feb 26, 2026 12:37 PM
— Mortgage Rates
Homebuyer affordability dips after seven-month run
In January, homebuyer affordability worsened for the first time in seven months despite mortgage rates hitting a three-year low. Total consumer debt in the United States reached $18.2 trillion by the end of last year, with $12.8 trillion attributed to first mortgages. The Freddie Mac Primary Mortgage Market Survey has the 30-year mortgage below 6% for the first time since early September 2022.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.