Mortgage News
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News for: MBA Newslink
Showing 25 - 48 of 128 results
Mar 14, 2026 4:35 AM
— Mortgage Rates
Optimal Blue Reports Purchase Demand Rebounding
Optimal Blue in Plano, Texas reported a significant increase in lock activity for February due to lower mortgage rates attracting more purchase borrowers. Refinance activity remains strong but is decreasing slightly as purchase demand increases. Non-conforming loans are becoming more common, and adjustable-rate mortgages are on the rise. Rates decreased across various products, leading to a shift ... more
Mar 13, 2026 4:34 AM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 3.2% from the previous week, with the Refinance and Purchase indexes showing growth. The increase in purchase activity was particularly notable for FHA loans. While refinancing volume remained flat, rates increased, with the 30-year fixed rate rising to 6.19%. The refinance share of mortgage activity decreased, while the ARM share increased. Various loan types sa... more
Mar 12, 2026 8:32 PM
— Refinance Activity
ICE Mortgage Monitor: Q4 Lending Climbs to 3.5-Year High; Servicer Retention Strengthens
Mortgage originations in the fourth quarter of the year reached a 3.5-year high, driven by a surge in refinance activity. Refinances accounted for nearly 40% of lending, with servicer retention also climbing to an eight-year high. The increase in refinance incentives and affordability improvement led to the largest pool of refinance-eligible borrowers since early 2022. Equity extraction remained s... more
Mar 12, 2026 4:35 AM
— Housing Market
Harvard JCHS: Did Mortgages With Locked-in Low Rates Lead to Rising House Prices?
A new report from the Harvard University Joint Center for Housing Studies suggests that rising interest rates reduced the supply of homes as owners with low interest rate mortgages opted to keep their homes rather than selling. The report discusses the concept of 'rate lock' and its impact on house prices, home sales, and residential investment. It concludes that rate lock significantly increases ... more
Mar 11, 2026 10:33 PM
— Mortgage Lending
Mortgage Credit Availability Increased in February
The Mortgage Credit Availability Index (MCAI) increased by 1.1% in February, indicating a loosening of credit standards. The Conventional MCAI increased, while the Government MCAI decreased. Lenders expanded mortgage credit supply, especially for refinancing, due to lower mortgage rates. The Jumbo Index increased for the second consecutive month. The government index saw a decline in credit supply... more
Mar 11, 2026 10:32 PM
— Mortgage Lending
Mortgage Credit Availability Increased in February
The Mortgage Credit Availability Index (MCAI) increased by 1.1% to 107.1 in February. This rise indicates looser credit standards. The Conventional MCAI increased by 2.7%, while the Government MCAI decreased by 0.8%. Lending standards for jumbo loans saw the most growth. The government index saw a decline due to increased FHA mortgage delinquency rates.
Mar 11, 2026 1:48 PM
— Housing Market
Existing-Home Sales Increase
Existing-home sales increased by 1.7% month-over-month in February, with sales rising in the Midwest, South, and West but falling in the Northeast. Affordability improved for the eighth consecutive month, with the Housing Affordability Index reaching its highest level since March 2022. Despite the modest gain in home sales, housing demand remains muted relative to wage growth and job gains, and in... more
Mar 11, 2026 6:29 AM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 3.2% from the previous week, with the Refinance Index up by 0.5%. Purchase activity also saw an increase, particularly for FHA loans. The average contract interest rates for various types of mortgages increased slightly from the previous week.
Mar 10, 2026 5:32 PM
— Mortgage Rates
How Kalshi, Polymarket Bets on Mortgage Rates Are Being Watched by Lenders
The article predicts that mortgage rates will increase throughout the year.
Mar 10, 2026 4:34 AM
— Mortgage Rates
How Kalshi, Polymarket Bets on Mortgage Rates Are Being Watched by Lenders
The article predicts that mortgage rates will increase this year.
Mar 9, 2026 10:32 PM
— Mortgage Rates
How Kalshi, Polymarket Bets on Mortgage Rates Are Being Watched by Lenders
The article discusses the prediction that mortgage rates will increase this year.
Mar 9, 2026 10:32 PM
— Mortgage Rates
How Kalshi, Polymarket Bets on Mortgage Rates Are Being Watched by Lenders
The article discusses the prediction that mortgage rates will increase in the upcoming year.
Mar 3, 2026 8:32 AM
— Mortgage Rates
Mortgage Rates Jump Sharply Higher After Iran Strikes, Reversing Last Week’s Decline
The average rate on the 30-year fixed loan increased to 6.12% following a rise in the yield on the U.S. 10-year Treasury. This rate reversal coincides with the start of the spring housing market.
Mar 1, 2026 6:32 AM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 11% from the previous week, driven by a rise in refinance activity and lower mortgage rates. Both the Market Composite Index and the Refinance Index saw significant increases. Purchase applications also increased, with lower rates and more housing inventory supporting homebuyer interest. The average contract interest rates for different types of mortgages either ... more
Feb 28, 2026 5:59 PM
— Mortgage Rates
U.S. Mortgage Rates Reach Lowest Since 2022, Spurs Refinancing
U.S. mortgage rates decreased last week to the lowest level seen since 2022, leading to an increase in refinancing activity.
Feb 28, 2026 4:35 AM
— Mortgage Rates
Mortgage Rates Fall Below 6% for the First Time in Years
The average 30-year, fixed-rate mortgage in the U.S. has fallen below 6% this week, at 5.98%. This is the lowest rate since September 2022.
Feb 27, 2026 5:48 PM
— Mortgage Rates
U.S. Mortgage Rates Reach Lowest Since 2022, Spurs Refinancing
U.S. mortgage rates decreased last week to the lowest level since 2022, leading to an increase in refinancing activity.
Feb 26, 2026 8:32 PM
— Housing Market
Rental Vacancy Data Shows Progress That Can Keep Mortgage Rates Lower
The article discusses how positive housing vacancy data, especially in the rental sector, is helping to combat inflation and keep mortgage rates lower. It also highlights the improvement in homeowner vacancy data due to the increase in housing inventory, indicating the solid financial shape of homeowners compared to the housing bubble years.
Feb 26, 2026 8:32 PM
— Mortgage Rates
Mortgage Rates Fall Below 6% for the First Time in Years
The average 30-year fixed-rate mortgage in the U.S. has dropped below 6% according to a new report from Freddie Mac, with rates at 5.98% this week. The last time mortgage rates were this low was in September 2022.
Feb 26, 2026 4:32 AM
— Mortgage Rates
U.S. Mortgage Rates Reach Lowest Since 2022, Spurs Refinancing
U.S. mortgage rates have decreased to their lowest level since 2022, leading to an increase in refinancing activity.
Feb 25, 2026 8:32 PM
— Mortgage Rates
U.S. Mortgage Rates Reach Lowest Since 2022, Spurs Refinancing
U.S. mortgage rates decreased to the lowest level since 2022, leading to an increase in refinancing activity.
Feb 25, 2026 5:32 PM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased slightly, with the Refinance Index up 4% and the Purchase Index down 5% from the previous week. Mortgage rates decreased to their lowest level since September 2022, leading to increased refinance applications and higher demand for purchase loans compared to the previous year. The ARM share remained above 8%, attracting payment-sensitive borrowers with lower rates co... more
Feb 25, 2026 5:32 PM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased slightly, with refinances seeing a significant rise due to lower interest rates. Purchase applications were down for the week but still higher than a year ago. ARM share remained above 8%, attracting borrowers looking for larger loans or lower rates. The average interest rates for various types of mortgages decreased slightly, leading to an increase in refinance act... more
Feb 25, 2026 10:32 AM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 0.4% compared to the previous week, with the Refinance Index increasing by 4%. Purchase applications decreased by 5% but were higher compared to the same period last year. Mortgage rates fell, driving the increase in refinance applications and VA refinances. The refinance share of mortgage activity increased, while the FHA share decreased and the VA share increas... more
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Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.