Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Fortune
Showing 25 - 48 of 94 results
Jan 7, 2026 12:30 PM
— Housing Market
The 3 factors it would take to make housing affordable are 'very unlikely'
Millions of Americans entered the housing market with sub-3% mortgage rates during the pandemic, but as rates and home prices rise while wages remain stagnant, achieving the American dream seems more difficult. Experts believe it is unlikely that buying a home will become more affordable soon, as mortgage rates would need to dramatically drop, median household income would need to significantly in... more
Jan 7, 2026 4:30 AM
— Mortgage Rates
Current mortgage rates report for Jan. 7, 2026
The article discusses how mortgage rates have been trending upwards, reaching over 7% for a 30-year fixed-rate mortgage by January 2025. It explains the factors influencing mortgage rates, such as economic conditions, government policies, national debt, demand for home loans, and Federal Reserve decisions. The article also provides tips for homebuyers to navigate high mortgage rates, including exp... more
Jan 7, 2026 12:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Jan. 7, 2026
The article discusses current average refinance rates, the process of mortgage refinancing, the impact of Federal Reserve rate cuts on interest rates, relief felt by homeowners due to lowering rates, reasons to refinance like securing a lower rate, tapping home equity, changing loan terms or types, and costs associated with refinancing. It also mentions different refinance options available and th... more
Jan 6, 2026 12:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Jan. 6, 2026
The article provides information on current refinance rates, the process of refinancing a mortgage, potential benefits of refinancing, and common costs involved. It also discusses different types of refinancing options and the importance of shopping around for the best interest rate. The article touches on how the Federal Reserve's rate cuts have impacted mortgage rates and offers tips on when ref... more
Jan 5, 2026 7:30 AM
— Mortgage Rates
Current mortgage rates report for Jan. 5, 2026
The article discusses the average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S., historical context on mortgage rates, factors influencing mortgage interest rates (such as economic conditions, demand for home loans, national debt, and Federal Reserve actions), and tips for securing the best mortgage for one's situation. The article also touches on the impact of the F... more
Dec 31, 2025 8:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 31, 2025
The article discusses the current average refinance rate on a 30-year, fixed-rate home loan, the process of mortgage refinancing, factors to consider before refinancing, reasons for refinancing, and different types of refinance options available. It also mentions that interest rates remained high despite expectations of a decrease, and provides information on costs associated with refinancing.
Dec 30, 2025 8:30 PM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 30, 2025
The article discusses current average refinance rates for 30-year fixed-rate home loans, the process of mortgage refinancing, factors to consider before refinancing, and different options available for refinancing. It also mentions the recent trends in mortgage rates and the benefits of refinancing, such as lowering interest charges, tapping into home equity, changing loan terms, and switching loa... more
Dec 24, 2025 6:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 24, 2025
The article discusses current average refinance rates for various loan types and terms, as well as the process of mortgage refinancing and factors to consider. It also mentions the recent trends in interest rates, the benefits of refinancing, and the costs involved. Different refinance options are highlighted, along with the importance of shopping around for lower rates and discussing options with... more
Dec 24, 2025 4:30 AM
— Interest Rates
Current mortgage rates report for Dec. 24, 2025
The article discusses the average interest rate for a 30-year fixed-rate mortgage in the U.S., trends in mortgage rates, the impact of economic factors on rates, the role of the Federal Reserve, and tips for obtaining the best mortgage. It also touches on historical mortgage rates, the influence of inflation, national debt, demand for home loans, and the Fed's management of interest rates.
Dec 23, 2025 5:30 AM
— Mortgage Rates
Current refi mortgage rates report for Dec. 23, 2025
The average refinance rate for a 30-year, fixed-rate home loan is 6.20%. Despite hopes for decrease, rates remained near 7% following the Federal Reserve's cuts. Refinancing can allow homeowners to tap into home equity, change loan types, or switch loan terms. Costs for refinancing typically range from 2% to 6% of the loan amount.
Dec 22, 2025 10:30 AM
— Mortgage Rates
Current refi mortgage rates report for Dec. 22, 2025
The article discusses the current average refinance rate on a 30-year fixed-rate home loan, the process of refinancing a mortgage, reasons to refinance, and common refi options. It also mentions that mortgage rates remained high but started trending downward in late 2025, leading more homeowners to consider refinancing.
Dec 22, 2025 9:30 AM
— Gold Investing
Current price of gold as of December 22, 2025
The article discusses the current price of gold, its historical performance compared to stocks, the concept of spot price in gold investing, factors impacting gold prices, different ways to invest in gold, and the advantages of diversifying a portfolio with gold during times of economic uncertainty and inflation. It also touches on the importance of considering other precious metals like silver, p... more
Dec 19, 2025 4:31 AM
— Mortgage Rates
Current mortgage rates report for Dec. 19, 2025
The article discusses the average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S., which is currently 6.208%. It also mentions historical interest rates, the impact of economic conditions and government policies on mortgage rates, and the influence of factors like inflation, national debt, and demand for home loans. The Federal Reserve's actions and balance sheet manag... more
Dec 15, 2025 10:30 AM
— Interest Rates
Current mortgage rates on Dec. 15, 2025
The average interest rate for a 30-year fixed-rate conforming mortgage loan in the U.S. is 6.182%, with some fluctuations recently. Homebuyers have faced high rates in the past, but rates started trending downwards in late 2025 following actions by the Federal Reserve. Economic conditions, financial profile, historical context, demand for loans, national debt, the Federal Reserve's actions, and co... more
Dec 14, 2025 3:30 PM
— Housing Market
A 'new era' in the housing market is about to begin as affordability finally improves 'for the first time in a bunch of years,' economist says
Chief economist Mike Simonsen predicts a shift in the housing market next year, with home prices becoming more favorable for buyers. This is expected to increase sales while keeping prices in check. Sellers are also offering discounts as demand remains muted, leading to more affordable options for buyers.
Dec 11, 2025 8:30 AM
— Mortgage Rates
Why Jerome Powell’s latest rate cut still won’t help you get a lower mortgage rate
The Federal Reserve has cut interest rates by 0.25% in an effort to help the labor market, but experts warn that this will not affect mortgage rates significantly. Mortgage rates are primarily tied to yields on longer-term bonds and are not directly influenced by the Federal funds rate. Despite the small decrease in interest rates, the current mortgage rate is still much higher than during the pan... more
Dec 9, 2025 4:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 9, 2025
The article discusses the current average refinance rate on a 30-year, fixed-rate home loan and provides information on the refinancing process, considerations, and options. It also mentions the recent trends in mortgage interest rates, factors affecting refinancing decisions, and costs associated with refinancing.
Dec 8, 2025 12:30 AM
— Interest Rates
Current mortgage rates report for Dec. 8, 2025: Rates hold steady with Fed meeting on horizon
The article discusses the average interest rates for 30-year fixed-rate conforming mortgage loans in the U.S., how they have changed over time, and factors influencing them. It also highlights the impact of economic conditions, the Federal Reserve's actions, historical context, and ways for borrowers to get the best mortgage rates.
Dec 8, 2025 12:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 8, 2025
The article discusses the average refinance rate on a 30-year fixed-rate home loan, the process of mortgage refinancing, factors to consider before refinancing, cases where refinancing may be beneficial, different types of mortgage refinance loans, closing costs associated with refinancing, and tips for choosing the right lender. It also mentions programs like Refi Now and Refi Possible for eligib... more
Dec 7, 2025 4:30 AM
— Housing Market
The ‘Great Housing Reset’ is coming: Income growth will outpace home-price growth in 2026, Redfin forecasts
The article discusses a potential 'Great Housing Reset' in 2026, where income growth is expected to outpace home-price growth, leading to increased affordability. However, obstacles like high mortgage rates and property taxes may still hinder overall affordability for prospective homebuyers. The report also highlights various living arrangements like adult children moving back in with their parent... more
Dec 5, 2025 4:31 AM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 5, 2025
The article discusses the current average refinance rate for a 30-year fixed-rate home loan and highlights factors to consider when refinancing a mortgage. It explains when it makes sense to refinance, such as if you can secure a rate at least one percentage point lower than your current rate. The article also covers different scenarios where refinancing can be beneficial, such as tapping into hom... more
Dec 5, 2025 12:30 AM
— Mortgage Rates
Current mortgage rates report for Dec. 5, 2025: Rates remain relatively stable
The article discusses the average interest rate for a 30-year fixed-rate conforming mortgage loan in the U.S., which is currently at 6.170%. It explores historical perspective on mortgage rates and the factors that influence them, such as economic conditions, government actions, and the Federal Reserve's policies. It also provides tips on how applicants can impact the mortgage rate they are offere... more
Dec 1, 2025 12:30 AM
— Interest Rates
Current mortgage rates on December 1, 2025
The article discusses the average interest rates for 30-year fixed-rate conforming mortgage loans in the U.S., mentioning a recent decrease in rates after the Federal Reserve reduced the federal funds rate twice in 2025. The historical context of mortgage interest rates is provided, showing comparisons over different decades, along with factors influencing mortgage rates like inflation, national d... more
Dec 1, 2025 12:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 1, 2025
The article discusses the current average refinance rate on a 30-year, fixed-rate home loan, considerations for refinancing, factors impacting mortgage rates, situations where refinancing may be beneficial, closing costs associated with refinancing, different types of mortgage refinance loans available, and tips for finding the right lender and incentives for refinancing.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.