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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

News for: Fortune
Showing 25 - 48 of 103 results
Feb 2, 2026 7:30 AM — Investing in Precious Metals
Current price of silver as of Monday, February 26, 2026
The article discusses the value of silver as an investment, comparing it to stocks and gold. It explains how silver is a reliable asset to preserve the value of money, especially during periods of inflation. It also covers different ways to invest in silver, such as physical silver or silver ETFs. The article suggests that the U.S. economy's uncertainty may make precious metals like silver an appe... more
Feb 1, 2026 4:30 PM — Housing Market
Trump’s plan to make housing affordable is faltering
President Donald Trump's efforts to make home ownership more affordable for Americans have been struggling, with many proposed policies being shot down by Congress, the financial industry, or Trump himself. Housing costs have been rising, making it difficult for many Americans to afford homes. Trump's proposed solutions have been inconsistent, and he has failed to focus on affordability proposals ... more
Jan 27, 2026 4:30 AM — Mortgage Refinancing
Current refi mortgage rates report for Jan. 27, 2026
The article discusses the current average refinance rate for a 30-year fixed-rate home loan, the process of mortgage refinancing, the impact of Federal Reserve rate cuts on mortgage interest rates, factors to consider before refinancing, and different options available for refinancing loans. It also mentions the importance of shopping around for the best interest rate and potential incentives offe... more
Jan 26, 2026 12:30 PM — Housing Market
Ryan Serhant thinks the American Dream was just a 'slogan created by banks,' but it was really about FDR, the Great Depression, and an economic crisis
The article discusses the history of mortgages in the United States and how homeownership has become increasingly difficult to achieve in the current housing market due to factors such as high home prices, mortgage rates, and low supply. Despite the challenges, the American Dream of homeownership has deep roots in history and was not created by banks as a marketing ploy. A real estate CEO argues t... more
Jan 25, 2026 5:31 AM — Housing Market
Trump's housing market plan contains a fatal flaw and multiple obstacles, Morgan Stanley says
Morgan Stanley strategists argue that the White House policy announcements aimed at unlocking the housing market won't significantly affect prospective homebuyers. The measures include directing GSEs to purchase $200 billion in mortgage-backed securities, which temporarily pushed mortgage rates below 6%. However, existing low-rate mortgages limit the policy's effectiveness. The primary obstacle to... more
Jan 24, 2026 5:35 PM — Housing Market
From $40 billion to $225 billion: Inside the Trump housing plan to radically change the mortgage bond buying plan
President Donald Trump's federal housing finance director allowed government-backed lenders Fannie Mae and Freddie Mac to nearly double their $200 billion bond purchases, increasing their authority to hold $225 billion in mortgage bonds each. This move could introduce new risks for the companies and has reversed long-standing bipartisan consensus to impose caps on their bond holdings. The episode ... more
Jan 18, 2026 8:30 AM — Homeownership Costs
If you want to be financially independent at a young age, don’t buy a house, serial investor says
Amid high home prices, inflation, and high mortgage rates, some experts suggest renting instead of buying a home for financial independence. Renting is shown to be cheaper than owning a home in every large U.S. metro area. The high costs of homeownership, such as maintenance, taxes, and updates, may outweigh the benefits of owning a home.
Jan 12, 2026 9:30 AM — Housing Market
'Something big' just happened in the U.S. housing market, real estate CEO says
During the pandemic-era housing market, homebuyers enjoyed low mortgage rates, but now rates have risen. More homeowners have rates higher than 6%, reducing the lock-in effect. This may lead to more inventory as owners feel comfortable selling. However, many homes are unaffordable due to high prices and mortgage rates, causing aspiring homeowners to give up. Mortgage rates are unlikely to drop sig... more
Jan 12, 2026 12:30 AM — Mortgage Rates
Current mortgage rates report for Jan. 12, 2026
The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.138%, which has fluctuated slightly in recent reports. Rates have been impacted by factors such as Federal Reserve actions, economic conditions, and historical trends. Homebuyers have seen relief in rates starting in late 2025. Factors influencing mortgage rates include inflation fears, national debt, dem... more
Jan 7, 2026 12:30 PM — Housing Market
The 3 factors it would take to make housing affordable are 'very unlikely'
Millions of Americans entered the housing market with sub-3% mortgage rates during the pandemic, but as rates and home prices rise while wages remain stagnant, achieving the American dream seems more difficult. Experts believe it is unlikely that buying a home will become more affordable soon, as mortgage rates would need to dramatically drop, median household income would need to significantly in... more
Jan 7, 2026 4:30 AM — Mortgage Rates
Current mortgage rates report for Jan. 7, 2026
The article discusses how mortgage rates have been trending upwards, reaching over 7% for a 30-year fixed-rate mortgage by January 2025. It explains the factors influencing mortgage rates, such as economic conditions, government policies, national debt, demand for home loans, and Federal Reserve decisions. The article also provides tips for homebuyers to navigate high mortgage rates, including exp... more
Jan 7, 2026 12:30 AM — Mortgage Refinancing
Current refi mortgage rates report for Jan. 7, 2026
The article discusses current average refinance rates, the process of mortgage refinancing, the impact of Federal Reserve rate cuts on interest rates, relief felt by homeowners due to lowering rates, reasons to refinance like securing a lower rate, tapping home equity, changing loan terms or types, and costs associated with refinancing. It also mentions different refinance options available and th... more
Jan 6, 2026 12:30 AM — Mortgage Refinancing
Current refi mortgage rates report for Jan. 6, 2026
The article provides information on current refinance rates, the process of refinancing a mortgage, potential benefits of refinancing, and common costs involved. It also discusses different types of refinancing options and the importance of shopping around for the best interest rate. The article touches on how the Federal Reserve's rate cuts have impacted mortgage rates and offers tips on when ref... more
Jan 5, 2026 7:30 AM — Mortgage Rates
Current mortgage rates report for Jan. 5, 2026
The article discusses the average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S., historical context on mortgage rates, factors influencing mortgage interest rates (such as economic conditions, demand for home loans, national debt, and Federal Reserve actions), and tips for securing the best mortgage for one's situation. The article also touches on the impact of the F... more
Dec 31, 2025 8:30 AM — Mortgage Refinancing
Current refi mortgage rates report for Dec. 31, 2025
The article discusses the current average refinance rate on a 30-year, fixed-rate home loan, the process of mortgage refinancing, factors to consider before refinancing, reasons for refinancing, and different types of refinance options available. It also mentions that interest rates remained high despite expectations of a decrease, and provides information on costs associated with refinancing.
Dec 30, 2025 8:30 PM — Mortgage Refinancing
Current refi mortgage rates report for Dec. 30, 2025
The article discusses current average refinance rates for 30-year fixed-rate home loans, the process of mortgage refinancing, factors to consider before refinancing, and different options available for refinancing. It also mentions the recent trends in mortgage rates and the benefits of refinancing, such as lowering interest charges, tapping into home equity, changing loan terms, and switching loa... more
Dec 24, 2025 6:30 AM — Mortgage Refinancing
Current refi mortgage rates report for Dec. 24, 2025
The article discusses current average refinance rates for various loan types and terms, as well as the process of mortgage refinancing and factors to consider. It also mentions the recent trends in interest rates, the benefits of refinancing, and the costs involved. Different refinance options are highlighted, along with the importance of shopping around for lower rates and discussing options with... more
Dec 24, 2025 4:30 AM — Interest Rates
Current mortgage rates report for Dec. 24, 2025
The article discusses the average interest rate for a 30-year fixed-rate mortgage in the U.S., trends in mortgage rates, the impact of economic factors on rates, the role of the Federal Reserve, and tips for obtaining the best mortgage. It also touches on historical mortgage rates, the influence of inflation, national debt, demand for home loans, and the Fed's management of interest rates.
Dec 23, 2025 5:30 AM — Mortgage Rates
Current refi mortgage rates report for Dec. 23, 2025
The average refinance rate for a 30-year, fixed-rate home loan is 6.20%. Despite hopes for decrease, rates remained near 7% following the Federal Reserve's cuts. Refinancing can allow homeowners to tap into home equity, change loan types, or switch loan terms. Costs for refinancing typically range from 2% to 6% of the loan amount.
Dec 22, 2025 10:30 AM — Mortgage Rates
Current refi mortgage rates report for Dec. 22, 2025
The article discusses the current average refinance rate on a 30-year fixed-rate home loan, the process of refinancing a mortgage, reasons to refinance, and common refi options. It also mentions that mortgage rates remained high but started trending downward in late 2025, leading more homeowners to consider refinancing.
Dec 22, 2025 9:30 AM — Gold Investing
Current price of gold as of December 22, 2025
The article discusses the current price of gold, its historical performance compared to stocks, the concept of spot price in gold investing, factors impacting gold prices, different ways to invest in gold, and the advantages of diversifying a portfolio with gold during times of economic uncertainty and inflation. It also touches on the importance of considering other precious metals like silver, p... more
Dec 19, 2025 4:31 AM — Mortgage Rates
Current mortgage rates report for Dec. 19, 2025
The article discusses the average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S., which is currently 6.208%. It also mentions historical interest rates, the impact of economic conditions and government policies on mortgage rates, and the influence of factors like inflation, national debt, and demand for home loans. The Federal Reserve's actions and balance sheet manag... more
Dec 15, 2025 10:30 AM — Interest Rates
Current mortgage rates on Dec. 15, 2025
The average interest rate for a 30-year fixed-rate conforming mortgage loan in the U.S. is 6.182%, with some fluctuations recently. Homebuyers have faced high rates in the past, but rates started trending downwards in late 2025 following actions by the Federal Reserve. Economic conditions, financial profile, historical context, demand for loans, national debt, the Federal Reserve's actions, and co... more
Dec 14, 2025 3:30 PM — Housing Market
A 'new era' in the housing market is about to begin as affordability finally improves 'for the first time in a bunch of years,' economist says
Chief economist Mike Simonsen predicts a shift in the housing market next year, with home prices becoming more favorable for buyers. This is expected to increase sales while keeping prices in check. Sellers are also offering discounts as demand remains muted, leading to more affordable options for buyers.
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