Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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News for: Bankrate
Showing 25 - 48 of 360 results
Mar 11, 2026 7:31 PM
— Mortgage Rates
Mortgage Rates Rise Again On Iran News
The article discusses the current mortgage rates, housing market trends, and potential impact of geopolitical tensions on mortgage rates. It mentions the average total discount and origination points for 30-year fixed mortgages, national median family income, median home price, home price declines in certain markets, and the prediction of mortgage rates drifting slightly lower in 2026 and 2027.
Mar 10, 2026 3:32 AM
— Interest Rates
30-year mortgage rates increase - How often do rates change? | Today's mortgage and refinance rates, March 10, 2026
Mortgage interest rates have increased compared to a week ago due to rising bond yields as a result of oil prices climbing after airstrikes on Iran. The Employment Situation report showed declining payrolls and inflation rates are expected to increase. Bankrate projects that mortgage rates may drop as low as 5.7% or rise to 6.5% throughout 2026, opening up more opportunities for people to buy or r... more
Mar 9, 2026 7:32 AM
— Mortgage Rates
30-year mortgage rates increase - How long should buyers wait? | Today's mortgage and refinance rates, March 9, 2026
National mortgage rates have mostly increased compared to the previous week. The rise in rates is due to the increase in 10-year bond yields following the U.S. involvement in the war in Iran. The job market is softening, and inflation is expected to rise due to the spike in oil prices. The average rate for a 30-year fixed mortgage is 6.15%, for a 15-year fixed mortgage is 5.53%, and for a jumbo mo... more
Mar 6, 2026 4:31 AM
— Mortgage Lending
How Rising Car Prices Present One More Hurdle For Homebuyers
Car prices are rising, with the average new vehicle price surpassing $50,000 and many Americans taking on monthly car payments of $1,000 or more. Having a high car payment can hinder one's ability to qualify for a mortgage by reducing available residual income for a mortgage payment. This, combined with record-high home prices and rising mortgage rates, creates a challenging environment for homebu... more
Mar 5, 2026 5:30 AM
— Interest Rates
30-year mortgage rates increase - When will rates change? | Today's mortgage and refinance rates, March 4, 2026
National mortgage rates were mostly higher compared to last week, with 30-year fixed, 15-year fixed, and 5/1 ARM rates increasing, while jumbo loan rates decreased. Treasury bond yields dipped below 4% ahead of new wholesale inflation data, potentially leading to lower mortgage rates in the short-term. The Employment Situation report and Consumer Price Index release in March will influence the Fed... more
Mar 4, 2026 4:40 PM
— Home Equity Rates
HELOC Rates Hit Lowest Level In Three-Plus Years
Home equity rates have become more affordable, with a $30,000 home equity line of credit dropping to its lowest level in over three years. The rates for both HELOCs and home equity loans are influenced by factors such as Federal Reserve policy and long-term inflation expectations. While average rates are helpful to know, individual offers are affected by creditworthiness, financials, home value, a... more
Mar 2, 2026 11:45 AM
— Mortgage Rates
30-year mortgage rates decrease - How long should buyers wait? | Today's mortgage and refinance rates, March 2, 2026
Mortgage interest rates showed mixed movement, with some loan products increasing and others decreasing. Bond yields dropped, leading to potential lower rates in the short term. Economic data will inform the next FOMC meeting in March, affecting mortgage rates. Refinancing could be beneficial at current low rates, but it's important to consider closing costs. Mortgage rates have slowly declined si... more
Feb 27, 2026 4:32 AM
— Mortgage Lenders
Bilt Obsidian Card review: A complicated way to earn housing rewards
The Bilt Obsidian credit card offers rewards for housing payments, including rent and mortgages. It has a complex rewards system that may require additional spending to unlock its full potential. The card offers perks such as travel benefits and flexible redemption options, but it also comes with a $95 annual fee and a high variable APR.
Feb 26, 2026 3:57 AM
— Mortgage Rates
30-year mortgage rates fall - How often do rates change? | Today's mortgage and refinance rates, February 26, 2026
Mortgage rates have decreased compared to last week for 30-year fixed, 15-year fixed, and 5/1 ARM loans. The U.S. Supreme Court ruling on President Trump's tariffs affected the stock market, causing Treasury yields to rise, potentially leading to an increase in mortgage rates. Despite low rates, people are hesitant to buy homes due to high prices, a stagnant job market, and economic uncertainty. T... more
Feb 25, 2026 4:31 AM
— Mortgage Rates
30-year mortgage rates decrease - When will rates change? | Today's mortgage and refinance rates, February 25, 2026
National mortgage rates have mostly decreased compared to last week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM all declining. The recent U.S. Supreme Court ruling on President Trump's tariffs caused a slight increase in the 10-year Treasury yield, potentially leading to higher fixed-rate mortgages in the short term. Despite the low mortgage rates, many potential homebuyers are hesit... more
Feb 19, 2026 2:30 PM
— Mortgage Rates
30-year mortgage rates rise - To buy or wait? | Today's mortgage and refinance rates, February 19, 2026
Mortgage interest rates have remained stable, with minimal movement in the market. The 30-year fixed-rate mortgage is at 6.16%. Economic uncertainty is affecting the mortgage market, leading to fewer applications and increased interest in FHA and ARM products. Average rates for different types of mortgages have seen slight changes over the past week. Overall, mortgage rates have fallen from the hi... more
Feb 18, 2026 1:30 PM
— Mortgage Rates
Mortgage rates drop again to a new three-year low
The article discusses how mortgage rates are currently at low levels, with the latest national median income and home prices. It also mentions that the Federal Reserve decided to hold its benchmark interest rate steady due to strong labor numbers. The government's announcement to buy mortgage-backed securities led to a temporary reduction in rates, but experts predict that rates will gradually dec... more
Feb 17, 2026 6:33 AM
— Mortgage Rates
30-year mortgage rates decline - When will they fall? | Today's mortgage and refinance rates, February 17, 2026
Mortgage rates were mostly lower, with 30-year fixed, 15-year fixed, and 5/1 ARM rates declining, while jumbo loan rates rose. The latest data on job gains exceeded expectations, but unemployment rates increased. Mortgage applications were flat, with increased interest in FHA and ARM products. The Fed is not meeting until mid-March, and data on inflation and employment could influence rate movemen... more
Feb 16, 2026 6:35 AM
— Mortgage Rates
30-year mortgage rates increase - When will rates change? | Today's mortgage and refinance rates, February 18, 2026
National mortgage rates were mostly higher compared to last week, with 30-year fixed, 15-year fixed, and jumbo loan rates slightly increasing, while 5/1 ARM rates decreased. The Employment Situation Summary showed strong job gains but also indicated increasing unemployment rates and losses in white-collar sectors. Mortgage applications remained flat due to ongoing affordability pressures, leading ... more
Feb 13, 2026 6:30 AM
— Mortgage Rates
30-year mortgage rates decline - How long should buyers wait? | Today's mortgage and refinance rates, February 13, 2026
Average mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM have decreased, while jumbo loan rates have increased. Rates have remained relatively stable since the Fed's last meeting. The market is waiting for more evidence before making significant moves. Current average rates are 6.15% for a 30-year fixed mortgage, 5.51% for a 15-year fixed mortgage, 5.48% for a 5/1 ARM, and 6.42% for a ... more
Feb 12, 2026 4:31 AM
— Mortgage Rates
30-year mortgage rates decline - When should you lock? | Today's mortgage and refinance rates, February 12, 2026
Average mortgage rates have mostly decreased, with the 30-year fixed, 15-year fixed, and 5/1 ARM rates going down, while jumbo loan rates increased slightly. Rates have been fluctuating slightly and are currently just above 6%. The market is waiting for more concrete evidence before making significant moves. Tips for getting the best mortgage rate are provided.
Feb 11, 2026 8:30 PM
— Mortgage Rates
Mortgage rates drop to new three-year low
The article discusses the average discount and origination points for 30-year fixed mortgages, as well as the impact of home prices, interest rates, and government policies on mortgage rates. It mentions the recent dip in home prices in many markets and predicts a slight decrease in mortgage rates in the near future.
Feb 11, 2026 2:11 PM
— Interest Rates
HELOC & Home Equity Rates Up Slightly
Home equity rates saw slight gains in the latest week, with the average rate for a $30,000 home equity line of credit rising to 7.32% and the rate for a five-year $30,000 home equity loan increasing to 7.92%. Despite the rise, rates are still close to three-year lows. The rates for home equity products are driven by Federal Reserve policy and long-term inflation expectations. Using a home as colla... more
Feb 10, 2026 10:31 AM
— Mortgage Lending
10 First-Time Homebuyer Mistakes To Avoid
Buying your first home can be thrilling but also stressful, as it is a significant financial decision. Comparing different mortgage offers is crucial to get the best deal on interest rates and closing costs. Preapproval is important before house hunting to understand what you can afford. It is a myth that buyers must put down 20%, as there are loan options with lower down payment requirements. Emo... more
Feb 10, 2026 4:30 AM
— Mortgage Rates
30-year mortgage rates increase - To buy or wait? | Today's mortgage and refinance rates, February 10, 2026
National mortgage rates have shown mixed movement with some loan products increasing and others decreasing. Rates have been fluctuating slightly since the Fed's last meeting, staying just above 6%. The market is in a holding pattern waiting for more concrete evidence before making significant moves. Average rates for various mortgage types have changed slightly over the past week.
Feb 5, 2026 9:35 AM
— Home Equity Rates
HELOC and home equity rates decline to multi-year lows
Home equity borrowing costs have dropped to levels not seen in about three years, with the $30,000 home equity line of credit falling to 7.31% and the five-year $30,000 home equity loan decreasing to 7.90%. Rates are influenced by factors like Federal Reserve policy and long-term inflation expectations. HELOCs and home equity loans have rates more comparable to mortgage rates than unsecured loans.... more
Feb 4, 2026 4:31 AM
— Mortgage Rates
30-year mortgage rates decrease after the Fed meeting | Today's mortgage and refinance rates, February 4, 2026
Mortgage interest rates showed mixed movement with some loan products increasing and others decreasing. The Federal Reserve decided to maintain its benchmark rate due to slightly elevated inflation, low job gains, and stabilizing unemployment rates. Mortgage rates are expected to stay relatively steady in the near future, with the Mortgage Bankers Association estimating rates to remain between 6% ... more
Feb 3, 2026 4:38 AM
— Mortgage Rates
30-year mortgage rates decrease after the Fed meeting | Today's mortgage and refinance rates, February 3, 2026
Mortgage rates have mostly decreased compared to a week ago, but are expected to remain steady in the near future following the Fed's decision to uphold its current benchmark rate. The Mortgage Bankers Association forecasts rates to stay between 6% and 6.5% in the foreseeable future. Various mortgage rates are provided, including 30-year fixed, 15-year fixed, 5/1 ARM, jumbo mortgage rates, and 30-... more
Jan 30, 2026 4:31 AM
— Mortgage Rates
30-year mortgage rates increase ahead of Fed meeting | Today's mortgage and refinance rates, January 27, 2026
The article discusses the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARMs. It also mentions that Bankrate.com is an independent, advertising-supported publisher and comparison service.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.