Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Bankrate
Showing 25 - 48 of 408 results
Oct 13, 2026 12:00 AM
— Interest Rates
Best Student Loans For Bad Credit Or No Credit In August 2025
The article compares student loan options for borrowers with poor or limited credit, highlighting federal loans as the preferred starting point because they generally do not require credit checks and offer fixed rates and borrower protections. It also reviews private lenders, explains how credit and cosigners affect eligibility and costs, and offers guidance on borrowing, repayment, and building c... more
Oct 13, 2026 12:00 AM
— Mortgage Lending
USAA Eagle Navigator® Credit Card Review
The USAA Eagle Navigator credit card offers eligible military members and their families 3X points on travel and transit purchases and 2X on other spending, along with travel protections and an annual fee of $95. Its rewards can offset the fee when used for travel, but the welcome offer is modest, cash redemptions are worth less, and other travel cards may offer better value. The card has a variab... more
Oct 13, 2026 12:00 AM
— Interest Rates
Best Low Interest Personal Loans in October 2026
Bankrate reviews low-interest personal loan options, explaining how to compare APRs, fees, repayment terms, funding speed, and customer service. It notes that borrowers with excellent credit may qualify for rates below 7%, and outlines how its team evaluates lenders and how loan costs vary with interest rates and terms.
Oct 13, 2026 12:00 AM
— Treasury Rates
Student loan interest rates in October 2026
The article explains that federal student loan rates for loans disbursed from July 2026 through June 2027 are 6.52% for undergraduate subsidized and unsubsidized loans, while private student loan rates vary widely based on credit and other factors. Federal rates are fixed annually using the 10-year Treasury auction yield; private lenders commonly use benchmarks such as SOFR and may offer fixed or ... more
Oct 9, 2026 12:00 AM
— Mortgage Lending
Splash Financial: 2026 Home Equity Review
Splash Financial, a new entrant in the home equity space, offers a HELOC that allows borrowers to access up to 90% of their property's value with amounts ranging from $25,000 to $500,000. Their adjustable-rate HELOC features a 10-year draw period followed by a 10 to 20-year repayment period. The company has a perfect 5 out of 5 rating for affordability due to low rates, but it receives a 3.4 out o... more
Oct 9, 2026 12:00 AM
— Mortgage Lending
Citi Strata Premier® Card overview
The article discusses the Citi Strata Premier® Card, a travel rewards credit card that offers a strong rewards rate on everyday purchases and travel-related expenses. With an annual fee of $95, the card features bonus categories that include 10X points on hotels, car rentals, and attractions booked through CitiTravel.com, 3X points on air travel, as well as 3X points for restaurants, groceries, an... more
Oct 8, 2026 12:00 AM
— Mortgage Lending
CarMax: Auto Loan Review
CarMax is a used car retailer that provides financing options for its vehicles through its own lending service and multiple partners. While it allows customers to apply for financing online or in-store, it exclusively serves buyers looking for used vehicles. CarMax has been fined recently for violating servicemembers' rights, affecting its Bankrate Score, but it remains an attractive option due to... more
Oct 8, 2026 12:00 AM
— Mortgage Lending
Rocket Mortgage Review
Rocket Mortgage has received a 2-star Overall Rating based on its pricing and service outcomes. Half of its mortgages are priced below comparable loans, while the other half are above. The lender has a good digital borrowing experience, with a high rate of closed loans (at least 95%). It offers programs to help lower-income buyers, but reviewers report challenges in obtaining responses and a press... more
Oct 8, 2026 12:00 AM
— Mortgage Lending
CarMax: Auto Loan Review
The article emphasizes the importance of comparing auto loans and estimating payments to find suitable financing options before purchasing a vehicle. It reassures potential borrowers that they can secure decent rates even without perfect credit, and notes that competition among lenders may provide better rates for good credit borrowers by 2025. It mentions that while 0% financing is uncommon, it c... more
Oct 7, 2026 1:16 PM
— Mortgage Rates
Mortgage rates jump to three-year high, blow past 7.5%
This article discusses the current state of 30-year fixed mortgage rates, which have increased to around 7.53% due to rising inflation and higher 10-year Treasury yields. The national median family income for 2026 is reported at $106,800, and the median home price is $429,100. Despite a year-over-year increase in home prices, there are signs of a slowdown in certain markets. Economists predict tha... more
Oct 7, 2026 12:00 AM
— Mortgage Lending
Average Personal Loan Interest Rates in June 2026
The article discusses the current landscape of personal loan rates, highlighting that the average rate is at 12.54% for borrowers with a 700 FICO score. It emphasizes the importance of shopping around to secure competitive rates and points out how borrowers with excellent credit can access lower interest rates. The significance of credit scores is underscored, as they greatly affect loan rates, wi... more
Oct 7, 2026 12:00 AM
— Mortgage Lending
What Is A Checking Account? Features, Benefits & More
A checking account is a central bank account for everyday spending, providing easy access to funds via debit cards, checks, and online transfers. It offers safety through federal deposit insurance and features like direct deposit and automatic bill pay. Overdraft protections are available, transferring funds automatically from savings if needed, and many accounts include no-fee options. While chec... more
Oct 7, 2026 12:00 AM
— Interest Rates
What is a high-yield savings account? Definition, rates & how to choose
High-yield savings accounts offer significantly higher interest rates compared to traditional savings accounts, typically providing returns above 4% APY versus the national average of 0.65% APY. These accounts are ideal for emergency funds and short-term savings due to their liquidity and safety, providing FDIC coverage up to $250,000. They usually have lower fees and minimum balance requirements,... more
Oct 7, 2026 12:00 AM
— Mortgage Lenders
These Are The 20 Largest Banks In The US
As of June 2026, the 20 largest consumer banks in the U.S. have a total of approximately $14.5 trillion in domestic assets. These banks, some of which have been operating for over a century, offer a variety of banking products and extensive branch networks. Notable banks include Chase, Bank of America, and Wells Fargo, among others, each with unique features such as mobile banking, wealth manageme... more
Oct 5, 2026 11:46 AM
— Mortgage Lending
These Borrowers Are Most Likely to Overpay Their Mortgage
A recent Bankrate study reveals that the most well-qualified mortgage borrowers are often overpaying for their loans. The study found that 87% of borrowers overpay regardless of credit score or income, with conventional loan holders and those earning $100,000 to $199,000 particularly affected. The primary reason for this is borrowers' failure to shop around for better rates, with many relying sole... more
Aug 19, 2026 4:36 PM
— Mortgage Lending
Best Personal Loan Rates for October 2026
The article provides guidelines on obtaining personal loans, detailing how credit scores affect rates and the importance of prequalifying. It emphasizes realistic budgeting, understanding fees, and selecting a lender that fits individual needs. Additionally, it outlines scenarios when personal loans may be beneficial, such as managing unexpected expenses or home upgrades. Furthermore, it compares ... more
Jun 23, 2026 6:39 AM
— Mortgage Rates
30-year mortgage rates rise - How long should buyers wait? | Today's mortgage and refinance rates, June 23, 2026
Mortgage rates have seen a slight increase, with the average rate for a 30-year fixed mortgage at around 6.61%. This uptick is influenced by rising 10-year bond yields and a recent Federal Reserve decision to hold rates steady, with potential increases later in the year. While seeking lower inflation could bring rates down, higher oil prices have contributed to sustained inflationary pressures. Th... more
Apr 22, 2026 5:31 AM
— Housing Market
Homebuying in America: She wants her son to be able to say, “I grew up here”
The article discusses how the path to homeownership is getting longer, with the median first-time homebuyer age being 40. It highlights the importance of prioritizing immediate financial goals ahead of a mortgage and taking a disciplined approach to ownership. The story follows Asia Ore, a widow and new mother, who is focusing on managing her student loans before saving for a down payment to buy a... more
Apr 21, 2026 9:31 AM
— Mortgage Rates
30-year mortgage rates decline - Is this the new normal? | Today's mortgage and refinance rates, April 21, 2026
Mortgage interest rates were mixed compared to a week ago, with some loan products moving higher and others moving lower. The average rate for a 30-year fixed mortgage is 6.33 percent, while the average rate for a 15-year fixed mortgage is 5.72 percent. Adjustable-rate mortgages (ARMs) have an average rate of 5.66 percent. Mortgage rates have been decreasing since Q4 2025, with rates expected to a... more
Apr 16, 2026 10:38 AM
— Mortgage Rates
30-year mortgage rates decline - How often do rates change? | Today's mortgage and refinance rates, April 16, 2026
Bankrate data shows that national mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM have decreased. The average rates for the benchmark 30-year fixed mortgage is 6.38 percent, the 15-year fixed mortgage is 5.77 percent, and the 5/1 ARM is 5.54 percent. Jumbo mortgage rates are at 6.47 percent. The article also advises on how to lock in mortgage rates and discusses the forecasted average... more
Apr 15, 2026 12:39 PM
— Construction Loans
Homebuying in America: “I'm kind of squeezed out of buying a house.” He might build one instead
Blake Johnson, a construction worker in Seattle, is looking to buy land and build a house. However, land loans in his area have high interest rates and specific requirements. He plans to convert the loan to a regular mortgage after the house is built. Johnson feels priced out of the housing market in Seattle and is considering buying land outside the city for his project. He dreams of owning a hou... more
Apr 15, 2026 4:31 AM
— Mortgage Rates
Navigating housing affordability and a rising recession risk: Top economists’ takes on a gummed-up economy
The article discusses how economic predictions for 2026 have had to be revised due to volatility caused by inflation and the war in Iran. Mortgage rates, along with home prices, were initially decreasing, but have started to climb again in recent weeks. The article also highlights the impact of the war in Iran on recession risks and mentions that the U.S. economy already faces multiple challenges.... more
Apr 14, 2026 9:34 PM
— Housing Market
Navigating housing affordability and a rising recession risk: Top economists’ takes on a gummed-up economy
The housing market started the year with mortgage rates falling, but due to inflation and the war in Iran, mortgage rates have climbed in recent weeks. The risk of recession has increased, impacting the job market. Despite rising costs and economic headwinds, economists predict 30-year fixed mortgage rates to fall by the end of the year. Home sales are slowing due to rising rates, but new construc... more
Apr 11, 2026 8:31 AM
— Mortgage Rates
30-year mortgage rates decline - When should you lock? | Today's mortgage and refinance rates, April 10, 2026
Mortgage interest rates have decreased with the 30-year fixed, 15-year fixed, and 5/1 ARM rates all seeing drops. The average rates for these mortgages are provided along with information on adjustable-rate mortgages, jumbo mortgages, and refinancing rates. Consumers are advised to lock in their mortgage rates to secure certainty amidst the uncertainty of the mortgage market. Mortgage rates have s... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
Help Us Help You
What would make LoanGlass more useful to you?
Thanks!
We appreciate your feedback.