Skip to main content Skip to footer

Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

News for: Yahoo Finance
Showing 433 - 456 of 612 results
Aug 5, 2025 7:17 AM — Mortgage Rates
Mortgage and refinance interest rates today, August 5, 2025: The 30-year rate falls below 6.5%
Mortgage rates have decreased with the 30-year fixed rate at 6.46% and the 15-year rate at 5.68%. The Federal Reserve left the federal funds rate unchanged, but future rate cuts are expected, potentially leading to lower mortgage rates. Refinance rates are higher than purchase rates. A mortgage calculator can help determine monthly payments based on different rates and term lengths. Economists exp... more
Aug 5, 2025 3:23 AM — Home Equity Line of Credit (HELOC)
HELOC rates today, August 5, 2025: Hovering with the prime rate
The HELOC interest rate has remained unchanged with an average national rate of 8.72% for a 10-year draw HELOC. Homeowners have a significant amount of equity in their homes, allowing them to leverage a HELOC to access that equity without refinancing their primary mortgage. HELOC rates depend on factors like credit score and lender flexibility, with rates ranging anywhere between 7% to 18%. It's a... more
Aug 5, 2025 2:53 AM — Mortgage Rates
Mortgage and refinance interest rates today, August 5, 2025: Rates finally drop
The article discusses the current mortgage rates and the likelihood of a rate decrease in the upcoming months. It provides information on different types of mortgages, the importance of considering term lengths, the difference between adjustable-rate and fixed-rate mortgages, and how to calculate mortgage payments. Economists predict modest drops in mortgage rates by the end of 2025.
Aug 4, 2025 8:25 AM — Mortgage Lenders
Can you get a mortgage with bad credit?
The article discusses how individuals with bad credit can still get a mortgage to buy a house. It explains what bad credit scores are considered to be, provides tips on improving the chances of mortgage approval, such as reviewing credit reports for errors, making a larger down payment, and improving the debt-to-income ratio. The article also mentions various mortgage options for borrowers with lo... more
Aug 4, 2025 7:23 AM — Mortgage Rates
When will mortgage rates go down? Outlooks after a year of unwavering rates.
The article discusses how mortgage interest rates have recently stalled, with the current rates for 30-year fixed-rate mortgages at 6.72%, slightly lower since last week. Despite potential home buyers hoping for a more significant drop in rates, the data suggests that they are unlikely to decrease much in the second half of 2025. The article explains how mortgage rates are influenced by factors su... more
Aug 4, 2025 3:23 AM — Mortgage Rates
Mortgage and refinance interest rates today for August 4, 2025: Rates expected to stay high for months
The average mortgage rates for 30-year fixed, 15-year fixed, and VA loans are around 6.60%, 5.76%, and 6.22% respectively. Experts predict that rates will stay above 6% in the coming quarters with slight increases. Adjustable-rate mortgages (ARMs) can offer lower initial rates but carry the risk of rates rising after the initial period. Lower mortgage rates are offered to buyers with higher down p... more
Aug 4, 2025 3:23 AM — Mortgage Rates
Warren Buffett Said Buying 'Distressed' Homes With 30-Year Mortgages And Renting Them Out Might Be The 'Most Attractive' Investment Available
The article discusses Warren Buffett's advice in 2012 about buying homes as a good investment opportunity, especially with low mortgage rates and distressed property prices. Buffett recommended financing with a 30-year mortgage for a leveraged way of owning a cheap asset. In 2025, mortgage rates have climbed past 6.7%, making monthly payments more expensive as home prices remain elevated.
Aug 4, 2025 3:23 AM — Home Equity Lines of Credit (HELOC)
HELOC rates today, August 4, 2025: Holding steady to begin the week
The article discusses the benefits of a Home Equity Line of Credit (HELOC) for homeowners with low primary mortgage rates. It explains that HELOC rates are currently under 9%, and homeowners can access the equity in their homes without giving up their low mortgage rates. The article also provides information on average HELOC rates and recommends shopping around for the best rates and terms. It emp... more
Aug 3, 2025 10:23 AM — Mortgage Rates
Mortgage and refinance interest rates today, August 3, 2025: Rates remain high
The article discusses current mortgage rate movements, indicating an increase compared to 2024. It provides data on various types of mortgages, differences between them, and factors influencing rates. It also advises on optimizing personal finances to secure better rates when buying a house. Additionally, it highlights the importance of comparing APR when choosing a lender.
Aug 3, 2025 7:24 AM — Housing Market
Why Mortgage Lenders Are Ignoring Trump’s Rollback on Home Appraisal Reviews
A midsized US mortgage lender found that almost a quarter of customers who dispute property appraisals discover that the value of their home had been miscalculated. President Trump has scrapped guidelines that made it easier for homeowners to challenge appraisals, which historically penalize minority groups. Despite Trump's changes, many lenders, including big names like JPMorgan Chase and Bank of... more
Aug 3, 2025 4:23 AM — Housing Market
Not even a 0% mortgage rate would make buying a house affordable in these 6 U.S. cities
Housing affordability in the U.S. remains at crisis levels due to high mortgage rates and home prices. Even if rates dropped, high prices, especially in major metro areas, are the core issue. Zillow reported that it would take a significant rate drop to make homes affordable for buyers, but even then, some major metro areas would still be unaffordable due to high prices.
Aug 2, 2025 3:27 AM — Mortgage Rates
Mortgage and refinance interest rates today, August 2, 2025: Fixed rates waver
The article discusses the fluctuation of mortgage interest rates, providing current rates for 30-year fixed, 20-year fixed, 15-year fixed, 5/1 ARM, 7/1 ARM, 30-year VA, and 15-year VA loans. It explains the difference between 30-year and 15-year fixed rates in terms of monthly payments, interest, and advantages. The article also touches on adjustable-rate mortgages (ARMs) and offers advice for tho... more
Aug 1, 2025 4:23 AM — Mortgage Rates
Mortgage rates average 6.72% following Fed’s continued rate pause
Mortgage rates decreased slightly after the Federal Reserve kept benchmark interest rates steady. The average rate on a 30-year fixed mortgage was 6.72%, down from 6.74%, while the 15-year fixed mortgage rate was 5.85%. Despite this, mortgage rates near 7% subdued the spring homebuying season, with home contract signings decreasing. Mortgage applications to purchase a home also declined, while ref... more
Jul 31, 2025 9:24 AM — Mortgage Rates
Mortgage and refinance interest rates today, July 31, 2025: Rates tick down after Fed meeting
Current mortgage rates have decreased slightly, with the 30-year fixed mortgage rate at 6.72% and the 15-year fixed mortgage rate at 5.85%. The Federal Reserve voted against a rate cut, suggesting that fixed mortgage rates are not expected to drop significantly in the upcoming months. The economy impacts mortgage rates, which can be controlled by factors like credit scores, DTI ratios, and down pa... more
Jul 31, 2025 9:23 AM — Mortage Rates
Average rate on a 30-year mortgage eases again, offering modest relief for home shoppers
The average rate on a 30-year U.S. mortgage eased slightly, along with the borrowing costs on 15-year fixed-rate mortgages. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policy decisions and bond market investors' expectations. The 10-year Treasury yield serves as a guide for pricing home loans. Despite expectations of a Fed rate cut in September, mortgage ra... more
Jul 31, 2025 3:23 AM — Housing Market
Trump wants to 'unleash’ America's housing market — and is throwing his support behind MTG's big plan for US real estate
President Trump is considering eliminating capital gains tax on home sales to boost the housing market, which has seen soaring prices in recent years. Currently, homeowners can exclude up to $250,000 ($500,000 for joint filers) of the taxable gain on their primary home if they have owned it for at least two years. Trump's comment came after U.S. Rep. Marjorie Taylor Greene introduced the 'No Tax o... more
Jul 30, 2025 12:23 PM — Mortgage Rates
Mortgage and refinance interest rates today, July 30, 2025: Rates stay flat
The article discusses current mortgage interest rates and the impact of the Federal Reserve keeping the federal funds rate steady. The 30-year fixed rate remains flat at 6.69%, while the 15-year mortgage rate decreased slightly to 5.89%. The article also provides insight into 30-year, 20-year, and VA rates, as well as refinancing rates. It highlights the pros and cons of different mortgage terms, ... more
Jul 30, 2025 3:24 AM — Mortgage Rates
Mortgage and refinance interest rates today, July 30, 2025: Rates stay relatively flat
The article discusses the current mortgage interest rates, refinancing rates, and the advantages and disadvantages of different mortgage terms like 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It emphasizes that mortgage rates are expected to stay stable for the next few months and provides tips to secure a low mortgage refinance rate.
Jul 29, 2025 3:53 PM — Mortgage Rates
Are we heading to 7% mortgage rates? Here's the outlook.
The article discusses the possibility of mortgage rates reaching 7%, a level that has been seen many times in the past, with some predictions suggesting that rates may not hit that specific mark in the near future. The impact of different interest rates on a $300,000 mortgage is also analyzed. It explains how tracking the 10-year Treasury note can provide insight into future mortgage rate movement... more
Jul 29, 2025 3:00 AM — Home Equity Line of Credit (HELOC) Rates
HELOC rates today, July 29, 2025: Rates remain steady ahead of this week's Fed meeting
HELOC interest rates remain steady, waiting on a possible rate cut in September, according to Wall Street predictions. The average APR for a 10-year draw HELOC is 8.72%, ranging from 8.05% to 9.59%. Homeowners have a significant amount of equity in their homes. HELOC rates are different from primary mortgage rates, based on an index rate plus a margin. Shopping around for HELOC rates is crucial fo... more
Jul 29, 2025 3:00 AM — Mortgage Rates
Mortgage and refinance interest rates today, July 29, 2025: Rates remain steady ahead of this week's Fed meeting
Mortgage rates have remained flat this week with 30-year fixed rates at 6.69% and 15-year fixed rates at 5.92%. Despite calls from President Trump to lower interest rates, the Fed is expected to keep rates steady for the time being. Refinance rates are higher than purchase rates and adjustable-rate mortgages carry their own risks. Economists do not anticipate significant drops in mortgage rates be... more
Jul 28, 2025 3:00 AM — Mortgage Rates
Mortgage and refinance interest rates today for July 28, 2025: Rates have inched upward since last July
Current mortgage interest rates have remained somewhat flat this week, with the average 30-year fixed mortgage rate being 6.68% and the average 15-year fixed mortgage rate being 5.91%. Rates have increased since the previous year despite expectations of a decrease. To lock in a mortgage, one should focus on the timing rather than following interest rate trends. Factors like property taxes, homeown... more
Jul 26, 2025 3:00 AM — Home Equity Line of Credit (HELOC)
HELOC rates today, July 26, 2025: Current home equity line of credit rate holds firm
The article discusses the current national average HELOC interest rate, explaining how a HELOC works as a second mortgage with your home as collateral. It provides information on the average APR, the value of home equity in the country, differences between HELOC rates and primary mortgage rates, and factors that influence HELOC rates and terms. Various lenders offer different rates and terms, and ... more
Jul 26, 2025 3:00 AM — Mortgage Rates
Mortgage and refinance interest rates today, July 26, 2025: Fixed mortgage rates see marginal changes
The article discusses the current mortgage interest rates, offering insight into how to lock in an interest rate when buying a house, considerations for different mortgage terms like 30-year fixed, 15-year fixed, and adjustable-rate mortgages, and factors that influence mortgage rates. It also touches on strategies to secure low mortgage refinance rates, explaining how credit score, debt-to-income... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.

The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.

Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.

All logos, trademarks, and brand names appearing on this website are the property of their respective owners.

We use cookies and similar technologies to improve your experience, analyze site usage, and deliver personalized content. By clicking "Accept", you agree to the storing of cookies on your device in accordance with our Privacy Policy. You can manage your cookie preferences at any time.