News for: Mortgage News Daily
Showing 433 - 456 of 839 results
Sep 16, 2025 7:29 AM
— Bond Markets
Bonds Easily Clearing Last Pre-Fed Hurdle
After a stronger-than-expected Retail Sales report, bonds initially lost ground but later reversed those losses and returned to modestly positive territory. The Treasury recovery coincided with falling yields and stock prices at NYSE open, possibly due to profit taking and asset allocation trading.
Sep 15, 2025 5:24 PM
— Bond Markets
Uneventful Rally. Retail Sales on Deck
Bonds began the week with some strength, possibly due to positioning ahead of the Fed Day. The NY Fed Manufacturing data contributed to the rally narrative, but most gains were already in place. Volumes and volatility were low. MBS and 10yr notes saw modest gains throughout the week.
Sep 15, 2025 12:24 PM
— Mortgage Rates
Mortgage Rates Start Week at Another Long-Term Low
Mortgage rates have been consistently moving lower over the past 4 months, with significant drops occurring after weaker job reports in August and September. Rates have remained steady in a slightly lower range since the September 5th jobs report, resulting in multiple instances of hitting new lows. Today's rates are at an 11+ month low, with no significant change compared to last Friday. There is... more
Sep 15, 2025 9:24 AM
— Mortgage Lenders
Insurance Co. Investor, UAD 3.6, RON, Personal Branding Tools; TPO Product; Disaster News
The article discusses various topics related to mortgages, including the Federal Reserve's interest rate decision, the importance of building relationships with Hispanic homebuyers, and strategies for mortgage originators to think and operate like a CEO. It also mentions tools and platforms available to lenders for simplifying mortgage closings and transitioning to UAD 3.6 standards.
Sep 15, 2025 8:24 AM
— Interest Rates
Slow, Slightly Stronger Start to a Potentially Volatile Week
The article discusses how the Fed Funds Rate expectations have a direct correlation with longer-term rates, and how changes in these expectations can be due to economic data or the Fed's reaction function. The quarterly dot plot, which summarizes each Fed member's rate expectations, can be a significant market mover and cause volatility as investors try to anticipate the Fed's next moves.
Sep 12, 2025 2:24 PM
— Bond Markets
Incidental, Inconsequential Weakness Ahead of Fed Week
Bonds started the day weaker, but ended with yields at the same level as Monday. The market seems to be waiting for the next big event after the recent jobs report. This week provided an opportunity to book profits and adjust positions, possibly in preparation for the upcoming Fed day.
Sep 12, 2025 12:23 PM
— Interest Rates
Mortgage Rates Were Flat All Week No Matter What Other News Suggests
The underlying bond market weakened, leading to higher rates from mortgage lenders. Freddie Mac's weekly rate survey can cause misleading information due to its methodology. Daily rates had actually risen after Freddie's news was released. Today's increase in rates was not due to specific events, but rather traders closing positions for the week. Mortgage-specific bonds were less volatile, resulti... more
Sep 12, 2025 8:24 AM
— Mortgage Lenders
2nd, Database Mining, Manufactured Housing Products; Weak Job Market Impacting Rates?
Lenders at the Mississippi Mortgage Banker’s Fall Conference are discussing expansion possibilities, early payoff penalties, and strategies to avoid them. They are also talking about demographics, income, government news on income inequality and fewer people moving, and the attributes of top loan originators. Additionally, there is a focus on servicing, technology solutions for lenders, the Innova... more
Sep 12, 2025 8:23 AM
— Bond Markets
Back in The Range After Failed Breakout Attempt
Bonds started the week at 4.07%, dropped to 4.04% by Monday, and are now at 4.06%. Not much fluctuation throughout the week, mostly staying close to 4.06%. Market technicians are noting the repeated bounces at the 4.0% floor. MBS performance is influenced by 'the roll' dynamics, with MBS appearing flat when comparing October delivery coupons to themselves.
Sep 12, 2025 3:24 AM
— Mortgage Lenders
Recapture, Compliance, Marketing, Warehouse Mgt. Tools; Webinars and Training This Week; 10-Year Yield Hits 4.00
The article discusses various companies in the mortgage industry and their recent developments. It talks about Mutual of Omaha Mortgage investing in technology to streamline post-closing processes, Newrez Correspondent adding new features to their programs, and Total Expert helping credit unions modernize their mortgage strategies. It also mentions a recapture strategy for lenders to retain custom... more
Sep 11, 2025 3:23 PM
— Bond Markets
Very Calm Reaction But Not Too Surprising
The Consumer Price Index (CPI) is being viewed as a potential market mover, but MBS and yields are relatively stable due to inflation being in line with expectations. The initial rally was influenced by both the CPI data and Jobless Claims reports. Overall, today's CPI release did not interfere with signals pertaining to potential rate cuts.
Sep 11, 2025 12:24 PM
— Interest Rates
Mortgage Rates Move Back to Long-Term Lows
Today's inflation report did not create much volatility for rates, as most data was in line with expectations. The bond market improved slightly, leading to mortgage lenders offering rates just slightly lower than before, with the 30yr fixed rate reaching an 11-month low.
Sep 11, 2025 10:24 AM
— Bond Markets
Slightly Stronger Start Despite Slightly Higher Inflation
The CPI data was mostly in line with forecasts, but unrounded numbers showed higher core monthly CPI and monthly headline inflation. Despite this, Jobless Claims were higher than expected, indicating labor market concerns. The drop in supercore inflation may be the bigger factor influencing the bond market.
Sep 10, 2025 2:24 PM
— Bond Markets
Helpful Data and Treasury Auction Set High Bar For CPI
The bond market had a fairly straightforward day with positive economic data and a strong 10yr Treasury auction pushing yields lower. Despite some volatility in the PPI data, the news was good enough for bonds to push back against overnight weakness. The afternoon's 10yr auction helped bring yields to new lows for the day. MBS and 10yr yields were both down, with a strong 10yr auction prompting mo... more
Sep 10, 2025 1:23 PM
— Interest Rates
Mortgage Rates Hold Steady With Help From Econ Data
The Producer Price Index (PPI) report came in below expectations, leading to an improvement in the underlying bond market. This helped mortgage rates to hold steady instead of drifting higher.
Sep 10, 2025 12:24 PM
— Mortgage Lenders
Non-QM, Post-Closing, QC, Warehouse Products; Pulte vs. Bessent; Conventional Conforming Updates; Nice Jump in Apps
The article discusses various issues related to mortgages and housing finance, including potential fraud by FHFA Director Pulte's relatives, a limited-time mortgage rate refinance sale by Chase, and various tools and services offered by different companies in the mortgage industry to combat occupancy fraud, improve efficiency, and streamline post-closing processes.
Sep 10, 2025 8:23 AM
— Mortgage Rates
Obvious Signs of Life in Mortgage Apps Thanks to Rate Rally
Mortgage applications increased by 9.2% last week following a decline in mortgage rates for the second consecutive week. The 30-year fixed rate decreased to 6.49%, leading to the strongest week of borrower demand since 2022. Purchase applications are at their highest level since July and running more than 20% ahead of last year's pace. Refinance applications increased by 12% compared to the previo... more
Sep 10, 2025 8:23 AM
— Bond Markets
Super Cool PPI Makes For a Stronger Start
The PPI inflation report came in below forecasts, prompting some bond buying. Wholesalers reduced passing along higher costs through margins. Previous month's big surge created a low bar for current data. Average monthly PPI over past two months would still be 0.3%.
Sep 9, 2025 2:24 PM
— Bond Markets
Post-NFP Rally Momentum Fades
Bonds experienced a corrective bounce after several days of improvement, but it was mild. Market watchers are puzzled by bonds losing ground despite a large preliminary NFP benchmark revision that is not relevant to present market movement. Overnight weakness persisted with MBS and Treasuries experiencing some fluctuations.
Sep 9, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Finally Tick Slightly Higher
After 4 days of setting new 11-month lows, mortgage rates finally moved slightly higher today, but the increase was minimal at 0.01%. This comes after a significant drop in rates last Friday due to a downbeat jobs report. The focus now shifts to important inflation updates scheduled for Wednesday and Thursday, which will impact the Fed's decision on rate cuts expected to start in 2 weeks.
Sep 9, 2025 8:23 AM
— Mortgage Lenders
HELOC, DPA, Non-QM, Merge Assistance Tools; Pennymac/Vesta Deal; LOs and Consistency; Fannie Issuance Dropping
The article discusses various topics related to the mortgage industry, such as Freddie and Fannie's market share, ARM demand and pricing, hedging strategies during Fed easing cycles, refinances and purchase indices, integration of Freddie Mac's Loan Product Advisor into Encompass, M&A activity in 2025, services for mortgage lenders, and down payment assistance programs. It also mentions upcoming w... more
Sep 9, 2025 7:24 AM
— Economic Indicators
These Aren't The NFP Revisions You're Looking For
The recent Nonfarm Payrolls (NFP) report came out weaker than expected, with significant revisions to the previous two reports as well. However, these revisions cover a time frame of March 2024 through March 2025, which is considered ancient history in terms of economic relevance. The market reaction is indicating that these revisions are not important.
Sep 8, 2025 4:23 PM
— Bond Markets
More Gains Despite Absence of New Motivation
On Monday, bonds continued their rally from the previous week despite the lack of new market moving data. Longer-term yields outperformed and the yield curve continued to correct from recent highs. Some motivation for the rally may be coming from curve traders more concerned with bond performance against each other. Overall, bonds were fairly flat overnight but started rallying during the day with... more
Sep 8, 2025 1:24 PM
— Mortgage Rates
Another 11-Month Low For Rates, But Just Barely
Mortgage lenders aggressively priced-in the bond market rally following a strong jobs report, leading to a small improvement in rates. Despite the gains, the drop in rates was not as significant compared to previous Mondays following weak jobs report numbers.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.