Mortgage News
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News for: Mortgage Rates
Showing 409 - 432 of 1559 results
Dec 24, 2025 5:32 PM
— Mortgage Rates
Mortgage applications fall 5% despite rate decline
Mortgage applications dropped by 5% last week, despite steady mortgage rates. Factors like a softening job market and high home inventories are affecting application volumes.
Dec 24, 2025 12:30 PM
— Mortgage Rates
30-year mortgage rates fall just in time for Christmas
The average rate for a 30-year mortgage in the United States fell to 6.18% this week, down from 6.85% on Christmas week last year. Affordability remains a challenge for buyers, especially first-time buyers without existing home equity. Mortgage rates have not enticed more buyers into the market, although metrics are more favorable than a year ago.
Dec 24, 2025 11:41 AM
— Mortgage Rates
Mortgage Rates Drop on Christmas Eve | Today, December 24, 2025
Mortgage rates decreased, with the average 30-year fixed rate at 6.23% and the 15-year fixed rate at 5.61%. The article discusses refinancing, tapping into home equity, negotiating for better rates, and programs for financial assistance. It also mentions that mortgage rates are expected to remain stable in the near and medium-term.
Dec 24, 2025 11:14 AM
— Mortgage Rates
Mortgage applications decline for second consecutive week
Home loan applications have decreased for the first time in two months, while the national mortgage delinquency rate has increased in November. Fannie Mae expects growth in refinance activity but predicts a slowdown in purchases. The 30-year fixed rate mortgage has dropped to its lowest level in months.
Dec 24, 2025 10:30 AM
— Mortgage Rates
Lowest Rates in Nearly a Month
Despite low volume and participation in the bond market due to the holiday week, mortgage rates improved, with the average top tier 30yr fixed rate falling to the lowest level since November 25th. However, the range of rates has been fairly narrow during this time.
Dec 24, 2025 10:30 AM
— Mortgage Rates
Mortgage rates fall ahead of Christmas holiday
The article discusses how mortgage rates have fallen to a one-year low, with the average rate on a 30-year fixed mortgage decreasing to 6.18%. The decline is attributed to the bond market movement and the tracking of the 10-year Treasury yield. Economic indicators such as GDP growth, inflation, and employment figures are also mentioned in relation to the housing market outlook for the upcoming yea... more
Dec 24, 2025 10:14 AM
— Mortgage Rates
Benchmark mortgage rate drops to second lowest point in 2025
A key mortgage rate fell to its lowest point since the end of October but remained in the same general range it has occupied in the fourth quarter. The article also mentions an expected rise in the issuance of nonqualified mortgages and seconds, with potential impacts from home prices, credit, and the GSEs on private-label bonds' trajectory.
Dec 24, 2025 9:32 AM
— Mortgage Rates
Mortgage Applications Dropped Heading Into the Holidays
Mortgage application volume dropped by 5.0% during the week ended December 19, following usual seasonal patterns. Refinance applications were down 6% from the previous week but increased by 110% from a year ago. Purchase applications decreased by 4% from the previous week but were up by 16% from a year ago. The average interest rate for a 30-year fixed-rate mortgage decreased to 6.31%. Despite the... more
Dec 24, 2025 9:31 AM
— Mortgage Rates
U.S. mortgage applications slide 5% despite rate drop
Mortgage loan application volume in the U.S. decreased by 5% for the week ending Dec. 19, 2025, despite a decrease in mortgage rates. Refinance activity increased compared to a year ago, while purchase activity was higher year-over-year. Mortgage interest rates varied across different loan products.
Dec 24, 2025 9:30 AM
— Mortgage Rates
When will mortgage rates go down? Rates are holding steady to close out the year.
Mortgage rates have not changed significantly since the Fed cut the federal funds rate in December. The 30-year fixed-rate is currently at 6.18%, down from 6.85% the previous year. Experts predict only a slight decrease in rates in 2026. While mortgage rates follow the fed funds rate, they are more closely tied to the 10-year Treasury yield. The housing market is facing high demand and low supply,... more
Dec 24, 2025 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate ticks down to 6.18% this week
The average rate on a 30-year U.S. mortgage decreased slightly, remaining within a narrow range for the past two months. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate decisions and bond market expectations. Home listings have increased, with sellers lowering prices as homes take longer to sell, but affordability remains a challenge for many buyers.
Dec 24, 2025 9:30 AM
— Mortgage Rates
Merry Christmas: 30-year mortgage rates dip lower
Mortgage rates slightly decreased in the last week as new economic data presented mixed signals. The 30-year rate fell to 6.18% while the 15-year rate rose to 5.5%. Despite the slight decrease, rates are expected to remain stable through the end of the year due to lighter holiday trading. Mortgage applications for purchases and refinancing are also decreasing as the year comes to a close.
Dec 24, 2025 9:01 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 24: All is calm
The article discusses the current mortgage rates and refinancing rates provided by Freddie Mac and Zillow, covering 30-year fixed, 20-year fixed, 15-year fixed, 5/1 ARM, 7/1 ARM, and VA loans. It compares the pros and cons of various mortgage types like 30-year fixed, 15-year fixed, and adjustable-rate mortgages, noting how interest rates and term lengths impact monthly payments. Additionally, it ... more
Dec 24, 2025 7:30 AM
— Mortgage Rates
Top 5 lenders remain in the 5% range: Mortgage lenders with the best rates this week, Dec. 22-28, 2025
Top five mortgage lenders are offering rates in the upper-5% range according to a survey by Yahoo Finance, with Citi Mortgage leading at 5.755%. Mortgage rates vary significantly between lenders with a potential savings of over $220 a month and $80,000 in interest over the life of the loan. It's important to focus on the APR which includes both interest rates and lender fees for an accurate compar... more
Dec 24, 2025 4:34 AM
— Mortgage Rates
MBA forecasts slow 2026 growth amid inflation, rate hikes
The Mortgage Bankers Association predicts U.S. economic growth to slow to 1.6% in 2025 due to inflation and interest rates. There is a 35% chance of a recession, but mortgage rates are expected to stabilize. Despite this, market trends like a softening job market and elevated inventories are impacting application volumes.
Dec 24, 2025 4:31 AM
— Mortgage Rates
30-year mortgage rates decrease - How long should buyers wait? | Today's mortgage and refinance rates, December 23, 2025
Mortgage rates were mostly lower compared to last week, with 30-year fixed, 15-year fixed, and 5/1 ARM rates decreasing, while jumbo loan rates increased. The Federal Reserve cut interest rates by a quarter point, with inflation and the job market being key concerns. Today's average 30-year fixed mortgage rate is 6.30 percent.
Dec 24, 2025 4:31 AM
— Mortgage Rates
Mortgage rates hold steady after Fed rate cut
The article discusses the current state of mortgage rates, the relationship between economic news and mortgage rates, and predictions for future mortgage rates. It highlights the national median family income, home prices, and the impact of good economic news on mortgage rates. Various experts give their opinions on the future of mortgage rates, with some predicting a decrease while others expect ... more
Dec 24, 2025 4:30 AM
— Mortgage Rates
AI, Cap Mkts Tools; Delinquencies Increasing; loanDepot Case Ethics Motion; Bill Dawley Interview
The article discusses the impact of recent events on mortgage rates, including the Federal Reserve's actions, Freddie and Fannie purchasing securities, and GSE MBS purchases. It also touches on the use of AI in mortgage technology and a case development involving loanDepot. Additionally, it mentions a rise in mortgage delinquencies and trends seen by loan officers in 2025.
Dec 23, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Ultimately Unchanged After Starting Higher
Mortgage rates have remained stable in a narrow range for the past 4 months, including during December. Today, rates ended unchanged despite initially rising due to stronger GDP numbers for Q3. However, this increase was short-lived and attributed to holiday week trading with lower participation leading to increased volatility. Tomorrow's rates are expected to be heavily influenced by holiday trad... more
Dec 23, 2025 11:32 AM
— Mortgage Rates
Mortgage rates dip, experts see steady 2026 ahead
Mortgage rates decreased in 2025 and are expected to remain steady into 2026. Lenders attribute this to Fed policy and market competition. Rates for 30-year conventional fixed loans averaged 6.24% and 6.37% across different sources. Industry experts are optimistic about growth in 2026 despite market trends impacting application volumes.
Dec 23, 2025 11:07 AM
— Mortgage Rates
Has the 30-year mortgage run its course?
The U.S. housing finance system's use of 30-year, fixed-rate mortgages sets it apart from other countries where shorter-term, adjustable-rate products are more common. The stability of the 30-year loan has led to long-term homeownership and wealth accumulation for many households, but it can also limit mobility during economic downturns. Despite the low mortgage rates brought by the pandemic, home... more
Dec 23, 2025 7:38 AM
— Mortgage Rates
Mortgage Rates Rise, GDP Higher-Than-Expected | Today, December 23, 2025
Mortgage rates increased for the second day in a row due to higher Treasury yields. Despite this, it may still be a good time to refinance or buy a home by negotiating rates or seeking financial assistance programs. The average 30-year fixed mortgage rate was at 6.30%, and the 15-year fixed rate was at 5.67%. ARM rates were at 5.65%. Economic reports showed a growth in GDP and a decline in consume... more
Dec 23, 2025 7:32 AM
— Mortgage Rates
Dec. 23: IMBs wanted; HELOC (poem), AI POS, cap mkts tools; delinquencies increasing; loanDepot case ethics motion; Bill Dawley interview
The article discusses how recent actions by Freddie, Fannie, and GSEs in purchasing mortgage-backed securities have not significantly impacted mortgage rates. It questions whether these purchases truly lead to lower borrowing costs and suggests that market-driven factors have a stronger influence on rates. The article also mentions a company seeking IMB partners for succession planning in the mort... more
Dec 23, 2025 5:30 AM
— Mortgage Rates
Current refi mortgage rates report for Dec. 23, 2025
The average refinance rate for a 30-year, fixed-rate home loan is 6.20%. Despite hopes for decrease, rates remained near 7% following the Federal Reserve's cuts. Refinancing can allow homeowners to tap into home equity, change loan types, or switch loan terms. Costs for refinancing typically range from 2% to 6% of the loan amount.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.