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News for: Housing Market
Showing 385 - 408 of 605 results
Oct 18, 2025 4:23 AM — Housing Market
Lower rates were supposed to bring homebuyers back this fall. Here’s why it hasn’t happened.
Despite low mortgage rates at 11-month lows, the housing market has not shown signs of improvement. Inventory is increasing, but rates and prices are still too high for most buyers. There is a stalemate between buyers and sellers, with buyers waiting for lower rates and sellers holding out for higher prices. Contract cancellations and pulled listings remain high, indicating a struggle in the real ... more
Oct 17, 2025 10:30 AM — Housing Market
How the government shutdown impacts the housing market: Loan availability, closing times, and more
The government shutdown impacts the housing market by causing delays in loan approvals, closures of loan programs, suspension of flood insurance, and financial uncertainty for federal workers. The shutdown may cause a slowdown in housing demand in government-heavy regions, while other regions with diversified economies may be more resilient.
Oct 13, 2025 7:23 AM — Housing Market
When will mortgage rates go down? Rates decreased this week — but just barely.
After two consecutive weeks of increases, mortgage rates have finally decreased this week. The 30-year fixed rate is now two basis points lower than this time last year. The current housing market is in a crunch due to high demand and low supply, causing home prices to remain high. Prospective buyers may not see much relief in a true recession, as lower interest rates could increase demand for hom... more
Oct 12, 2025 7:31 AM — Housing Market
Housing Market Now Falling Into A Deflationary Vortex | Reventure Consulting's Nick Gerli
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Oct 11, 2025 4:06 AM — Housing Market
Forecast calls for originations to surpass $2 trillion this year
Total mortgage origination volume is projected to surpass $2 trillion for the first time since 2022. Refinancing indicators showed muted gains as home sales challenges persisted. Housing starts fell to the lowest level since May. Fannie Mae projects mortgage rates to hit 6.3% and 5.9% in 2025 and 2026. John Roscoe and Brandon Hamara have been appointed co-presidents at a government-sponsored enter... more
Oct 10, 2025 5:23 AM — Housing Market
Will a drop in mortgage rates make any difference in San Diego’s housing market?
The article likely discusses information related to mortgages and the housing market but it is impossible to summarize as the content is not provided.
Oct 9, 2025 10:24 AM — Housing Market
House foreclosures just spiked 17% last quarter as borrower distress rises
Foreclosure activity in the US housing market has spiked, with 101,513 foreclosure filings in the third quarter. This represents a slight increase from the last quarter and a 17% jump from the same quarter last year.
Oct 7, 2025 10:23 AM — Housing Market
Peter Schiff Says People Are Going to 'Mail In Their Keys' If Home Prices Finally Adjust To Match High Mortgage Rates, Triggering A Housing 'Emergency'
Peter Schiff, a well-known voice in the financial industry, is warning that rising mortgage rates and inflated home prices could lead to a housing crisis where many homeowners may walk away from their homes. He explains that the high housing prices were fueled by low mortgage rates, but now that rates have increased, the prices have not adjusted accordingly. Schiff predicts that this mismatch will... more
Oct 7, 2025 5:24 AM — Housing Market
Homebuyers Are Canceling Deals at a Record Rate. Here’s Why.
The article discusses how potential homebuyers should be prepared for a competitive housing market, as low mortgage rates continue to drive high demand. It emphasizes the importance of getting pre-approved for a mortgage, having a strong offer strategy, and being willing to move quickly when finding a home they like.
Oct 7, 2025 3:24 AM — Housing Market
New data shows where refinance incentives are growing
Market conditions for home loans have improved, with a notable increase in rate-and-term transactions, cash-outs, and purchase loans. Falling interest rates led to a rush in refinancing, but slowing purchase activity caused a decline in overall lock volumes. Washington, D.C. and Denver have the largest share of mortgaged households, leading to a potential shift in buyer demand.
Oct 6, 2025 9:23 PM — Housing Market
How some Utah families are trying to find an affordable home
With mortgage rates above 6% and high home prices in Utah, many families are turning to multi-generational housing as a solution. This trend allows three generations to live under one roof, helping with affordability and creating more living space for each family member. The Terraine community in West Jordan is an example where families are building homes to accommodate multiple generations.
Oct 4, 2025 11:31 AM — Housing Market
4% Gain in Pending Home Sales Isn't Exactly What it Seems
The National Association of Realtors' Pending Home Sales Index increased by 4.0% in August, reaching its highest level since March and showing a 3.8% increase from the same month last year. However, the overall trend remains flat and unchanged over the past two years.
Oct 4, 2025 11:30 AM — Housing Market
Home Price Growth May be The Lowest in Years, But Home Prices Remain Near All-Time Highs
Both the FHFA and the S&P CoreLogic Case-Shiller indices show that home prices are still higher than a year ago, but the pace of growth is slowing. The FHFA remains near the lowest growth since 2012, while Case-Shiller is at its weakest year-over-year level in more than 2 years. Despite the moderation in prices, they remain near all-time highs, with only slight declines recently. Both indices conf... more
Oct 2, 2025 7:27 AM — Housing Market
Agencies issue shutdown-related guidance for lenders
A government shutdown due to a partisan budget divide has prompted bond investor activity that could lower mortgage rates and challenge the housing market. Various legal actions, including lawsuits, against lenders and homebuilders are also mentioned.
Sep 30, 2025 12:24 PM — Housing Market
Survey: 1 in 6 Aspiring Homeowners Have Given Up
Home prices are near record highs and mortgage rates have increased, leading to discouragement among homebuyers. A Bankrate survey found that 16 percent of aspiring homebuyers have given up on purchasing a home due to affordability challenges. Younger generations feel they have fewer financial opportunities compared to older generations. Despite the difficulties, buyers are encouraged to expand th... more
Sep 29, 2025 5:23 AM — Housing Market
Peso crisis drives mortgage rates to 15%, upending Milei agenda
Argentina's housing market, which has struggled due to inflation and economic instability, faced a setback after President Javier Milei's election defeat. This led to a run on the currency, resulting in higher interest rates and credit drying up. The crisis impacted mortgage lending, causing major lenders to increase rates and tighten credit standards, leading to a credit crunch. The turmoil in th... more
Sep 28, 2025 3:23 AM — Housing Market
A gauge of future home sales just turned negative—despite 9 straight weeks of falling mortgage rates
Despite a decline in mortgage rates, pending home sales fell for the first time in nearly three months, indicating a stagnant housing market. While mortgage refinance applications surged, mortgage-purchase applications only increased slightly. Factors weighing on housing demand include high home prices, buyers waiting for lower mortgage rates, limited supply of listings, and economic uncertainty. ... more
Sep 27, 2025 2:23 PM — Housing Market
A gauge of future home sales just turned negative—despite 9 straight weeks of falling mortgage rates
Despite a decrease in mortgage rates, pending home sales have fallen, indicating a stagnant housing market. Refinancing applications saw a surge, but purchase applications only increased slightly. Factors affecting housing demand include high home prices, waiting for rates to drop further, low supply, and economic uncertainty. Mortgage rates have started to rise again as Treasury yields rebounded ... more
Sep 27, 2025 4:24 AM — Housing Market
Panel eyes GSEs' guarantee as public offering talks progress
Experts at a Bipartisan Policy Center event discussed the importance of preserving Fannie Mae and Freddie Mac's role in the mortgage market amid reform. Trump is considering bringing Fannie Mae and Freddie Mac back to the market in a potential IPO exceeding $1 trillion. Housing finance firms are anticipating a 25 basis point move, with potential actions going beyond that outcome.
Sep 27, 2025 3:23 AM — Housing Market
Did Rates Have Anything to do With Big Surge in Home Sales?
New home sales in August saw a significant increase, breaking a two-year trend of stable activity. Sales surged to a seasonally adjusted annual rate of 800,000, up 20.5% from July. For-sale inventory decreased, leading to higher prices, with the median price reaching $413,500 and the average price hitting $534,100. There is speculation about the impact of interest rates on this sales surge, althou... more
Sep 26, 2025 12:24 PM — Housing Market
Nothing New For Existing Home Sales
Existing-home sales remained steady in August, with a seasonally adjusted annual rate of 4.0 million, down slightly from July but up 1.8% from a year ago. Sales have been around 75% of pre-pandemic levels for three years. NAR Chief Economist Lawrence Yun noted that mortgage rates are easing and inventory is improving, which may bolster future sales. The market is characterized by stable demand, sl... more
Sep 25, 2025 10:46 AM — Housing Market
Mortgage payment levels see fourth straight monthly drop
Home buyers experienced some relief in affordability during the summer as mortgage payment levels dropped, but challenges remain with high prices and low inventory. Refinancing showed slight improvements, but home sales continue to be difficult. Fannie Mae predicts a decrease in home sales and mortgage origination volume. Mortgage rates increased with the rise in 10-year Treasury yield. Washington... more
Sep 25, 2025 7:24 AM — Housing Market
US home sales remained sluggish in August despite late-summer mortgage rate slide
Sales of previously occupied U.S. homes remained sluggish in August, despite a late-summer slide in mortgage rates. Existing home sales slipped 0.2% last month to a seasonally adjusted annual rate of 4 million units. The national median sales price increased 2% in August to $422,600.
Sep 25, 2025 6:49 AM — Housing Market
Existing home sales stall in August amid higher mortgage rates
Sales of previously owned homes were flat in August at 4 million units. The upper end of the market saw an increase in sales, while more affordable homes saw a decline. Supply in the housing market decreased slightly, leading to a 2% increase in median home prices from a year ago.
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