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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

News for: Yahoo Finance
Showing 385 - 408 of 624 results
Sep 19, 2025 7:25 AM — Mortgage Rates
Mortgage and refinance interest rates today, September 19, 2025: Lowest rates since last October
Mortgage rates have decreased to new lows, with both the 30-year and 15-year fixed rates dropping. This has led to a surge in homeowners refinancing their mortgages. The national averages for various mortgage rates are provided, as well as the importance of mortgage rates in determining monthly payments, types of mortgage rates (fixed or adjustable), and the impact on interest over time. Different... more
Sep 18, 2025 10:23 AM — Mortgage Rates
Mortgage rates tick up following Fed move, though they’re still near 2025 lows
After the Federal Reserve cut benchmark interest rates, mortgage rates began to rise, with the average 30-year fixed rate reaching 6.37%. The Fed's decision impacts mortgage rates indirectly, and despite expectations of lower rates, they may not fall much further due to market anticipation. Refinancing demand has surged in response to the recent rate movements.
Sep 18, 2025 9:23 AM — Mortgage Rates
Average rate on a 30-year mortgage falls again, dips to lowest level since early October
The average rate on a 30-year U.S. mortgage decreased to 6.26% from 6.35%. Mortgage rates have been declining due to the expectations of the Federal Reserve cutting rates, which they did by a quarter-point. This has led to an increase in mortgage applications, with a significant portion being for refinancing loans.
Sep 16, 2025 7:23 AM — Mortgage Rates
Mortgage and refinance interest rates today, September 16, 2025: Decreases before the Fed rate cut
Mortgage rates are expected to decrease following a potential rate cut by the Federal Reserve. The current national averages for various mortgage types are provided, along with an explanation of how different term lengths and interest rates impact monthly payments and total interest paid. The article also explains the difference between fixed-rate and adjustable-rate mortgages, and the predictions... more
Sep 16, 2025 3:23 AM — Mortgage Rates
Mortgage and refinance interest rates today, September 16, 2025: Falling before the Fed rate cut
Current mortgage rates are dropping ahead of an expected Fed rate cut. The national average for a 30-year fixed mortgage is 6.16%, with 15-year rates at 5.46%. Refinance rates are higher than purchase rates. Economists don't anticipate significant drops in mortgage rates through 2025, with rates expected to remain relatively steady.
Sep 15, 2025 10:23 AM — Interest Rates
Fed rate cut: How it might affect your bank accounts, loans, credit cards, and investments
The Federal Reserve is expected to deliver a quarter-point rate cut, impacting deposits, credit, and debt. Interest rates on deposits have remained low with savings accounts paying around 0.40% and high-yield savings accounts paying nearly 4%. Money market accounts have national average payouts of 0.59%, while high-yield money market accounts offer rates near 4%. CD rates have slightly increased, ... more
Sep 15, 2025 8:23 AM — Mortgage Rates
When will mortgage rates go down? They're edging down now, and buyers are noticing.
Mortgage rates have recently dropped by 15 basis points, leading to potential buyers wondering if it's a good time to purchase a house. Despite the drop, rates are still above where they were last year, and it's unlikely they will substantially decrease in 2025 based on Federal Reserve data and other economic factors. The housing market currently faces high demand and low supply, with home prices ... more
Sep 15, 2025 3:23 AM — Mortgage Rates
Mortgage and refinance interest rates today for September 15, 2025: An interesting week ahead for mortgage rates
The article discusses the current mortgage rates, which are 6.28% for a 30-year fixed mortgage and 5.49% for a 15-year fixed mortgage. It also covers the rates for different types of loans, such as the 5/1 ARM and 30-year VA loans, and explains the differences between fixed and adjustable-rate mortgages. The article offers advice on getting lower rates through down payments, credit scores, and deb... more
Sep 14, 2025 5:24 AM — Home Equity Line of Credit (HELOC)
HELOC rates today, September 14, 2025: Don't wait on the Fed for a lower interest rate
HELOC interest rates today are under 9% and lenders are offering introductory rates as low as 3.99% to 5.99%. Homeowners have a large amount of equity in their homes, making a HELOC a good option to access that value without giving up a low primary mortgage rate. Rates for HELOCs vary by lender and depend on factors like credit score and debt amount. It is important to shop around for the best rat... more
Sep 14, 2025 5:23 AM — Mortgage Rates
Mortgage and refinance interest rates today, September 14, 2025: Waiting on a Fed move Wednesday
The article provides information on current mortgage interest rates, emphasizing the importance of shopping around with multiple lenders to find the best deal. It compares the rates for different types of mortgages and provides an overview of the difference between fixed-rate and adjustable-rate mortgages. It also highlights the impact of mortgage term length on monthly payments and total interest... more
Sep 12, 2025 10:23 AM — Mortgage Rates
What's next? Mortgage rate predictions for the next 5 years
The article discusses how mortgage interest rates are determined by various factors, with a major one being the 10-year Treasury yield. It provides insights from various economists on the expected movement of Treasury yields over the next five years and how it relates to mortgage rates. The article also highlights the historical spread between Treasury and mortgage rates and uses this information ... more
Sep 12, 2025 3:24 AM — Mortgage Rates
Mortgage and refinance interest rates today, September 12, 2025: New low sparks big application demand
The article discusses the current trend of decreasing mortgage rates in the market, providing statistics from Freddie Mac and Zillow. It explains the difference between fixed-rate and adjustable-rate mortgages, as well as the impact of mortgage rates on monthly payments. Various mortgage rate options and forecasts for the future are also provided.
Sep 11, 2025 9:24 AM — Mortgage Rates
Average rate on a 30-year mortgage falls to lowest level in nearly a year
The average rate on a 30-year U.S. mortgage fell to its lowest level in nearly a year due to a pullback in Treasury yields ahead of an expected interest rate cut from the Federal Reserve next week. Mortgage rates are influenced by several factors, including the Fed's interest rate policy decisions and bond market expectations. Recent job market data have fueled speculation that the central bank ma... more
Sep 11, 2025 9:23 AM — Mortgage Rates
Mortgage rates drop again, hitting 11-month low
Mortgage rates are near a yearly low due to weak job market data and anticipation of a Fed rate cut. The 30-year fixed mortgage rate is at 6.35% and the 15-year loan rate is at 5.5%, both the lowest since October 2024. Lower rates have led to a surge in loan applications for home purchases and refinancing.
Sep 10, 2025 4:24 PM — Mortgage Rates
August CPI, Adobe earnings, mortgage rates: What to Watch
The article discusses upcoming events and headlines expected tomorrow, including August's Consumer Price Index (CPI) data, earnings results from companies like Kroger and Adobe, and the latest reading on US mortgage rates.
Sep 10, 2025 3:23 AM — Mortgage Rates
Mortgage and refinance interest rates today, September 10, 2025: A bump slightly higher
The article discusses the current mortgage interest rates, including 30-year fixed, 15-year fixed, and ARM rates. It explains the advantages and disadvantages of different mortgage terms such as 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It also mentions that mortgage rates are slightly higher than a year ago and provides tips for securing a low mortgage refinance rate.
Sep 9, 2025 7:23 AM — Mortgage Rates
Mortgage and refinance interest rates today, September 9, 2025: Why rates are falling before the Fed meeting
Mortgage rates are on a decline, with the 30-year rate currently at 6.12% and the 15-year rate at 5.34%. The Federal Reserve is expected to cut interest rates next week, but mortgage rates have already started dropping. The best mortgage lenders and refinance rates are also provided, along with a comparison of 15-year and 30-year mortgage rates and the benefits of each. Economists do not foresee s... more
Sep 9, 2025 3:23 AM — Mortgage Rates
Mortgage and refinance interest rates today, September 9, 2025: Why rates are on a deep slide before the Fed meeting
Mortgage rates have seen a substantial decline, with the 30-year rate at 6.12% and the 15-year rate at 5.34%. The Federal Reserve is expected to cut interest rates soon, but mortgage rates are already showing a downward trend. There are slight differences in rates based on mortgage term lengths and types. Economists predict that mortgage rates won't see drastic drops before the end of 2025, and an... more
Sep 8, 2025 12:55 PM — Mortgage Rates
Mortgage rates drop near lowest level in a year after jobs disappointment
Mortgage rates have dropped to their lowest levels in nearly a year after a weak jobs report indicated possible interest rate cuts by the Federal Reserve. 10-year Treasury yields, which track mortgage rates, also dropped. Economists expect revisions in jobs data and inflation data will further impact yields. However, there is uncertainty whether mortgage rates will continue to drop or start increa... more
Sep 8, 2025 6:23 AM — Mortgage Lenders
Chase launches a limited-time mortgage rate refinance sale
Chase Home Loans is offering an interest rate discount for refinances from Monday, Sept. 8, through Sunday, Sept. 21. The discount varies by mortgage product and location, and can be combined with a relationship pricing discount for even more savings. Customers can choose between rate-and-term refinances or cash-out refinances during this promotion.
Sep 8, 2025 3:23 AM — Mortgage Rates
Mortgage and refinance interest rates today for September 8, 2025: A big drop — but will it hold?
The article discusses the current mortgage rates provided by Zillow, which have seen a decrease, making it a good time for potential buyers to lock in a low rate. It explains the differences between fixed and adjustable-rate mortgages and provides examples of monthly payments based on different loan terms. The article also touches on considerations when deciding between a 15-year and 30-year mortg... more
Sep 7, 2025 6:23 AM — Mortgage Rates
Mortgage rates plunge to 11-month low on Fed rate cut hopes, and many lenders may quote in the high 5% range
The weaker-than-expected jobs report led to a drop in bond yields, causing the average rate on the 30-year fixed mortgage to hit its lowest level since October 2024. This decrease in mortgage rates could potentially boost the housing market, which has been slow due to high home prices and borrowing costs.
Sep 7, 2025 5:23 AM — Interest Rates
Mortgage and refinance interest rates today, September 7, 2025: The 30-year rate plunged Friday. Will it hold through next week?
Mortgage interest rates have recently dropped, with the 30-year fixed rate at 6.20% and the 15-year rate at 5.38%. When deciding between a 30-year and a 15-year mortgage, the trade-off is a longer term but lower monthly payments versus a shorter term but higher monthly payments. Mortgage rates can vary based on factors like credit score and down payment. It's recommended to shop around with multip... more
Sep 6, 2025 5:24 AM — Mortgage Rates
What will mortgage rates do over the next 5 years?
The article discusses how mortgage interest rates are influenced by the 10-year Treasury yield, and provides a five-year mortgage rate forecast based on this correlation. The forecast indicates that rates are not expected to significantly drop in the next five years, with economists predicting mortgage rates to be around 6.2% to 6.4% by 2027. The spread between Treasurys and mortgage rates is also... more
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