Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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News for: Yahoo Finance
Showing 361 - 384 of 624 results
Oct 6, 2025 11:26 AM
— Mortgage Rates
Does the president affect mortgage rates?
The president of the United States indirectly influences mortgage rates through appointees, policies, and public statements, impacting 10-year Treasury yields and investor sentiment. Economic policies, such as tax cuts, tariffs, and initiatives related to housing, can also affect mortgage rates. Homebuyer demand, housing prices, and inflation all play a role in determining mortgage rates. Despite ... more
Sep 30, 2025 4:23 AM
— Mortgage Rates
Michigan woman resisting giving up 2.8% mortgage rate to move in with husband — Ramsey Show hosts say it’s a no-brainer
The article discusses a woman named Lauren who is debating whether or not to keep her house with a low mortgage rate and rent it out. The hosts of The Ramsey Show advise her to sell the house and use the equity to buy a new property with her husband, rather than being an absentee landlord. They emphasize that building equity together is more important than holding onto a low interest rate mortgage... more
Sep 30, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 30, 2025: The 30-year takes a nice dip
Mortgage rates are currently lower for long-term loans and slightly higher for shorter ones. The 30-year fixed rate is at 6.36%, down 11 basis points, while the 15-year fixed rate is at 5.69%. Refinance rates are typically higher than purchase rates. Economists do not foresee significant drops in mortgage rates before the end of 2025, with small fluctuations expected based on various financial fac... more
Sep 29, 2025 10:23 AM
— Mortgage Rates
For Homeowners Who Bought When Mortgage Rates Were Below 3%, Today's Market Is Paralyzing. Some Say '2.5% Is Basically Free Money'
During the pandemic, many homeowners took advantage of ultra-low mortgage rates, locking in deals that now seem like once-in-a-lifetime opportunities. However, with rates now above 6%, some feel stuck and unable to upgrade, upsize, or relocate. Some homeowners on Reddit expressed a desire to hold onto their current properties due to the low rates, even considering turning them into rentals. Others... more
Sep 29, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 29, 2025: Rates have increased since the Fed meeting
Mortgage rates have increased since the September 17 Federal Reserve meeting, reaching an average of 6.47% for a 30-year fixed mortgage. The rates are not expected to fall drastically before the end of the year, with economists predicting that the mid-6% range could be the new normal for the foreseeable future. Refinance rates are often higher than purchase rates, and adjustable-rate mortgages can... more
Sep 28, 2025 4:23 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, September 28, 2025: It could be a good time to get a HELOC
The article discusses how HELOC interest rates have decreased, making it a good time to use funds from a HELOC for various expenses. Homeowners have substantial value tied up in their homes, and accessing that value through a HELOC can be a good alternative, especially for those with low primary mortgage rates. The article provides tips on finding the best HELOC lenders and explains the importance... more
Sep 28, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 28, 2025: Adjustable rates are falling
Mortgage rates have shifted recently with the 30-year fixed rate increasing to 6.47%, the 15-year fixed rate decreasing to 5.66%, and the 5/1 ARM rate also decreasing. It could be a good time to consider an ARM if planning to sell your house before the intro-rate period ends. Rates and terms vary, so it's essential to compare different lenders and options when looking for a mortgage.
Sep 27, 2025 2:23 PM
— Housing Market
A gauge of future home sales just turned negative—despite 9 straight weeks of falling mortgage rates
Despite a decrease in mortgage rates, pending home sales have fallen, indicating a stagnant housing market. Refinancing applications saw a surge, but purchase applications only increased slightly. Factors affecting housing demand include high home prices, waiting for rates to drop further, low supply, and economic uncertainty. Mortgage rates have started to rise again as Treasury yields rebounded ... more
Sep 27, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 27, 2025: Rates fluctuate slightly
The article discusses how some mortgage interest rates have increased, while others have decreased slightly. It provides current national averages for various types of mortgage rates and discusses the advantages and disadvantages of different mortgage terms and types, such as fixed-rate mortgages and adjustable-rate mortgages. It also mentions the stability of mortgage rates, the importance of tim... more
Sep 26, 2025 8:28 AM
— Mortgage Rates
Mortgage interest rate predictions for the next 5 years
The article discusses how mortgage interest rates are influenced by factors beyond the fed funds rate, including the 10-year Treasury yield. Various forecasts indicate that the 10-year Treasury yield will remain near 4.1% through 2027, affecting mortgage rates. The spread between Treasurys and mortgage rates is also highlighted, with AI suggesting using a spread of 2.1 to 2.3 percentage points for... more
Sep 26, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 26, 2025: Application activity rises in the face of a rate bump higher
Mortgage rates have slightly increased this week. Refinance and purchase applications are higher compared to the previous year. Current national average mortgage rates include 30-year and 15-year fixed rates around 6%, 5/1 ARM at 6.76%, and 7/1 ARM at 6.67%. Predictions suggest these rates will remain relatively stable throughout 2026.
Sep 25, 2025 9:44 AM
— Mortgage Rates
Why didn't mortgage rates fall after the Federal Reserve rate cut?
The article discusses how mortgage rates can increase even when the Federal Reserve lowers short-term interest rates. Mortgage rates are influenced by long-term bonds, not short-term rates that are controlled by the Fed. Mortgage rates are priced based on longer-term benchmarks like the 10-year Treasury, and their movement depends on various economic factors like inflation and employment data.
Sep 25, 2025 9:23 AM
— Mortgage Rates
Mortgage rates move higher despite Fed rate cut
Mortgage rates increased slightly this week after the Federal Reserve cut the benchmark federal funds rate. Even though the Fed does not directly control mortgage rates, they rose following the rate cut. Refinancing activity is up, but home sales remain in a slump. Economists believe lower mortgage rates could improve home sales by the end of the year.
Sep 25, 2025 9:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 25, 2025: Rates inch up in spite of the Fed
Mortgage rates increased this week, with the 30-year fixed-rate home loan rising to 6.30% and the 15-year fixed-rate mortgage reaching 5.49%. Housing market activity remains strong, with high purchase and refinance applications compared to last year. Mortgage interest rates have remained generally high since the Fed's recent rate cut. Adjustable-rate mortgages keep rates the same for a few years b... more
Sep 25, 2025 8:44 AM
— Mortgage Rates
Average rate on a 30-year mortgage edges higher after declining four weeks in a row
The average rate on a 30-year U.S. mortgage increased after a four-week decline, rising to 6.3% from 6.26% last week. 15-year fixed-rate mortgages also rose in average rate. Mortgage rates are influenced by various factors, including the Federal Reserve's decisions and bond market investors' expectations. Treasury yields have increased as traders reduced bets for future rate cuts by the Fed, leadi... more
Sep 24, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 24, 2025: Creeping higher
Mortgage interest rates saw small increases, with the average 30-year fixed rate rising to 6.39% and the 15-year rate reaching 5.72%. The rates for mortgages, refinance, and adjustable-rate mortgages were provided, showcasing how rates affect monthly payments and interest paid over the loan term. Each type of mortgage has its pros and cons related to interest rates, predictability, and overall cos... more
Sep 23, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 23, 2025: Small moves but no trend
The article discusses current mortgage rates, the difference between fixed-rate and adjustable-rate mortgages, as well as options for 15-year versus 30-year mortgages. It also mentions the likelihood of mortgage rate decreases before the end of 2025 and factors influencing these changes.
Sep 22, 2025 8:37 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 22, 2025: Rates are unsteady since Fed meeting
The article discusses current mortgage rates and compares the rates for different types of mortgages like 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It also explains the factors affecting mortgage rates like inflation, tariffs, and recent decisions by the Federal Reserve. The article gives advice on how to choose between mortgage terms and mentions the importance of factors like ... more
Sep 22, 2025 7:23 AM
— Mortgage Rates
When will mortgage rates go down? They’ve started decreasing, but it’s unclear if they will continue to do so.
Mortgage rates have been gradually decreasing, with the Federal Reserve cutting the federal funds rate by 25 basis points, driving anticipation for further decreases. However, rates are still higher than last year. While it is uncertain if mortgage rates will continue to trend downward, it is advised not to wait for significant drops to buy a home due to the current housing market imbalance. Buyer... more
Sep 22, 2025 3:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 22, 2025: A gap between market and Fed expectations
The article discusses the current mortgage rates for various types of mortgages such as 30-year fixed, 20-year fixed, and 15-year fixed, as well as refinancing rates. It explains how different loan terms and interest rates can impact monthly payments and overall interest paid over the life of the loan. It also touches on adjustable-rate mortgages and factors that can influence mortgage rates, such... more
Sep 21, 2025 3:24 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, September 21, 2025: Millions of dollars in debt paid off from just one lender's HELOCs
The article discusses the advantages of getting a Home Equity Line of Credit (HELOC) at a time when mortgage rates are high, allowing homeowners to access cash from the equity in their homes without giving up their low-rate primary mortgage. It highlights that HELOC interest rates are different from primary mortgage rates, with flexibility in pricing and variable rates depending on factors like cr... more
Sep 21, 2025 3:23 AM
— Interest Rates
Mortgage and refinance interest rates today, September 21, 2025: Mixed following the Fed rate cut
The mortgage interest rates are mixed post-Fed rate cut, with the 30-year fixed rate slightly down at 6.32% and the 15-year rate slightly up at 5.70%. Fixed-rate mortgages lock in your rate for the life of the loan, while adjustable-rate mortgages have a fixed rate for a certain period then change annually. Mortgage rates are expected to remain stable with minor fluctuations.
Sep 20, 2025 6:23 AM
— Mortgage Rates
Mortgage rates ticked up after the Fed cut, following a familiar path
After the Federal Reserve cut benchmark interest rates, mortgage rates inched higher, which is a common occurrence. The 30-year fixed mortgage rate increased from 6.13% to 6.35% following the rate cut. The Fed's interest rate decisions can influence mortgage rates, with recent data showing an uptick in rates following new data on unemployment claims. Despite expectations for more rate cuts by the ... more
Sep 20, 2025 5:24 AM
— Mortgage Lending
Adjustable-rate mortgages are staging a comeback as buyers seek lower rates
Adjustable-rate mortgages (ARMs) have seen a surge in demand this year, making up 12.9% of all originations, a postcrisis high. ARMs offer lower rates compared to 30-year fixed-rate mortgages for the first five, seven, or ten years before adjusting to market levels. Many homebuyers are turning to ARMs due to high conventional mortgage rates and near record-high home prices, despite the added risks... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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