News for: Yahoo Finance
Showing 361 - 384 of 612 results
Sep 25, 2025 9:23 AM
— Mortgage Rates
Mortgage rates move higher despite Fed rate cut
Mortgage rates increased slightly this week after the Federal Reserve cut the benchmark federal funds rate. Even though the Fed does not directly control mortgage rates, they rose following the rate cut. Refinancing activity is up, but home sales remain in a slump. Economists believe lower mortgage rates could improve home sales by the end of the year.
Sep 25, 2025 9:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 25, 2025: Rates inch up in spite of the Fed
Mortgage rates increased this week, with the 30-year fixed-rate home loan rising to 6.30% and the 15-year fixed-rate mortgage reaching 5.49%. Housing market activity remains strong, with high purchase and refinance applications compared to last year. Mortgage interest rates have remained generally high since the Fed's recent rate cut. Adjustable-rate mortgages keep rates the same for a few years b... more
Sep 25, 2025 8:44 AM
— Mortgage Rates
Average rate on a 30-year mortgage edges higher after declining four weeks in a row
The average rate on a 30-year U.S. mortgage increased after a four-week decline, rising to 6.3% from 6.26% last week. 15-year fixed-rate mortgages also rose in average rate. Mortgage rates are influenced by various factors, including the Federal Reserve's decisions and bond market investors' expectations. Treasury yields have increased as traders reduced bets for future rate cuts by the Fed, leadi... more
Sep 24, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 24, 2025: Creeping higher
Mortgage interest rates saw small increases, with the average 30-year fixed rate rising to 6.39% and the 15-year rate reaching 5.72%. The rates for mortgages, refinance, and adjustable-rate mortgages were provided, showcasing how rates affect monthly payments and interest paid over the loan term. Each type of mortgage has its pros and cons related to interest rates, predictability, and overall cos... more
Sep 23, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 23, 2025: Small moves but no trend
The article discusses current mortgage rates, the difference between fixed-rate and adjustable-rate mortgages, as well as options for 15-year versus 30-year mortgages. It also mentions the likelihood of mortgage rate decreases before the end of 2025 and factors influencing these changes.
Sep 22, 2025 8:37 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 22, 2025: Rates are unsteady since Fed meeting
The article discusses current mortgage rates and compares the rates for different types of mortgages like 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It also explains the factors affecting mortgage rates like inflation, tariffs, and recent decisions by the Federal Reserve. The article gives advice on how to choose between mortgage terms and mentions the importance of factors like ... more
Sep 22, 2025 7:23 AM
— Mortgage Rates
When will mortgage rates go down? They’ve started decreasing, but it’s unclear if they will continue to do so.
Mortgage rates have been gradually decreasing, with the Federal Reserve cutting the federal funds rate by 25 basis points, driving anticipation for further decreases. However, rates are still higher than last year. While it is uncertain if mortgage rates will continue to trend downward, it is advised not to wait for significant drops to buy a home due to the current housing market imbalance. Buyer... more
Sep 22, 2025 3:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 22, 2025: A gap between market and Fed expectations
The article discusses the current mortgage rates for various types of mortgages such as 30-year fixed, 20-year fixed, and 15-year fixed, as well as refinancing rates. It explains how different loan terms and interest rates can impact monthly payments and overall interest paid over the life of the loan. It also touches on adjustable-rate mortgages and factors that can influence mortgage rates, such... more
Sep 21, 2025 3:24 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, September 21, 2025: Millions of dollars in debt paid off from just one lender's HELOCs
The article discusses the advantages of getting a Home Equity Line of Credit (HELOC) at a time when mortgage rates are high, allowing homeowners to access cash from the equity in their homes without giving up their low-rate primary mortgage. It highlights that HELOC interest rates are different from primary mortgage rates, with flexibility in pricing and variable rates depending on factors like cr... more
Sep 21, 2025 3:23 AM
— Interest Rates
Mortgage and refinance interest rates today, September 21, 2025: Mixed following the Fed rate cut
The mortgage interest rates are mixed post-Fed rate cut, with the 30-year fixed rate slightly down at 6.32% and the 15-year rate slightly up at 5.70%. Fixed-rate mortgages lock in your rate for the life of the loan, while adjustable-rate mortgages have a fixed rate for a certain period then change annually. Mortgage rates are expected to remain stable with minor fluctuations.
Sep 20, 2025 6:23 AM
— Mortgage Rates
Mortgage rates ticked up after the Fed cut, following a familiar path
After the Federal Reserve cut benchmark interest rates, mortgage rates inched higher, which is a common occurrence. The 30-year fixed mortgage rate increased from 6.13% to 6.35% following the rate cut. The Fed's interest rate decisions can influence mortgage rates, with recent data showing an uptick in rates following new data on unemployment claims. Despite expectations for more rate cuts by the ... more
Sep 20, 2025 5:24 AM
— Mortgage Lending
Adjustable-rate mortgages are staging a comeback as buyers seek lower rates
Adjustable-rate mortgages (ARMs) have seen a surge in demand this year, making up 12.9% of all originations, a postcrisis high. ARMs offer lower rates compared to 30-year fixed-rate mortgages for the first five, seven, or ten years before adjusting to market levels. Many homebuyers are turning to ARMs due to high conventional mortgage rates and near record-high home prices, despite the added risks... more
Sep 19, 2025 7:25 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 19, 2025: Lowest rates since last October
Mortgage rates have decreased to new lows, with both the 30-year and 15-year fixed rates dropping. This has led to a surge in homeowners refinancing their mortgages. The national averages for various mortgage rates are provided, as well as the importance of mortgage rates in determining monthly payments, types of mortgage rates (fixed or adjustable), and the impact on interest over time. Different... more
Sep 18, 2025 10:23 AM
— Mortgage Rates
Mortgage rates tick up following Fed move, though they’re still near 2025 lows
After the Federal Reserve cut benchmark interest rates, mortgage rates began to rise, with the average 30-year fixed rate reaching 6.37%. The Fed's decision impacts mortgage rates indirectly, and despite expectations of lower rates, they may not fall much further due to market anticipation. Refinancing demand has surged in response to the recent rate movements.
Sep 18, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage falls again, dips to lowest level since early October
The average rate on a 30-year U.S. mortgage decreased to 6.26% from 6.35%. Mortgage rates have been declining due to the expectations of the Federal Reserve cutting rates, which they did by a quarter-point. This has led to an increase in mortgage applications, with a significant portion being for refinancing loans.
Sep 16, 2025 7:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 16, 2025: Decreases before the Fed rate cut
Mortgage rates are expected to decrease following a potential rate cut by the Federal Reserve. The current national averages for various mortgage types are provided, along with an explanation of how different term lengths and interest rates impact monthly payments and total interest paid. The article also explains the difference between fixed-rate and adjustable-rate mortgages, and the predictions... more
Sep 16, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 16, 2025: Falling before the Fed rate cut
Current mortgage rates are dropping ahead of an expected Fed rate cut. The national average for a 30-year fixed mortgage is 6.16%, with 15-year rates at 5.46%. Refinance rates are higher than purchase rates. Economists don't anticipate significant drops in mortgage rates through 2025, with rates expected to remain relatively steady.
Sep 15, 2025 10:23 AM
— Interest Rates
Fed rate cut: How it might affect your bank accounts, loans, credit cards, and investments
The Federal Reserve is expected to deliver a quarter-point rate cut, impacting deposits, credit, and debt. Interest rates on deposits have remained low with savings accounts paying around 0.40% and high-yield savings accounts paying nearly 4%. Money market accounts have national average payouts of 0.59%, while high-yield money market accounts offer rates near 4%. CD rates have slightly increased, ... more
Sep 15, 2025 8:23 AM
— Mortgage Rates
When will mortgage rates go down? They're edging down now, and buyers are noticing.
Mortgage rates have recently dropped by 15 basis points, leading to potential buyers wondering if it's a good time to purchase a house. Despite the drop, rates are still above where they were last year, and it's unlikely they will substantially decrease in 2025 based on Federal Reserve data and other economic factors. The housing market currently faces high demand and low supply, with home prices ... more
Sep 15, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 15, 2025: An interesting week ahead for mortgage rates
The article discusses the current mortgage rates, which are 6.28% for a 30-year fixed mortgage and 5.49% for a 15-year fixed mortgage. It also covers the rates for different types of loans, such as the 5/1 ARM and 30-year VA loans, and explains the differences between fixed and adjustable-rate mortgages. The article offers advice on getting lower rates through down payments, credit scores, and deb... more
Sep 14, 2025 5:24 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, September 14, 2025: Don't wait on the Fed for a lower interest rate
HELOC interest rates today are under 9% and lenders are offering introductory rates as low as 3.99% to 5.99%. Homeowners have a large amount of equity in their homes, making a HELOC a good option to access that value without giving up a low primary mortgage rate. Rates for HELOCs vary by lender and depend on factors like credit score and debt amount. It is important to shop around for the best rat... more
Sep 14, 2025 5:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 14, 2025: Waiting on a Fed move Wednesday
The article provides information on current mortgage interest rates, emphasizing the importance of shopping around with multiple lenders to find the best deal. It compares the rates for different types of mortgages and provides an overview of the difference between fixed-rate and adjustable-rate mortgages. It also highlights the impact of mortgage term length on monthly payments and total interest... more
Sep 12, 2025 10:23 AM
— Mortgage Rates
What's next? Mortgage rate predictions for the next 5 years
The article discusses how mortgage interest rates are determined by various factors, with a major one being the 10-year Treasury yield. It provides insights from various economists on the expected movement of Treasury yields over the next five years and how it relates to mortgage rates. The article also highlights the historical spread between Treasury and mortgage rates and uses this information ... more
Sep 12, 2025 3:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 12, 2025: New low sparks big application demand
The article discusses the current trend of decreasing mortgage rates in the market, providing statistics from Freddie Mac and Zillow. It explains the difference between fixed-rate and adjustable-rate mortgages, as well as the impact of mortgage rates on monthly payments. Various mortgage rate options and forecasts for the future are also provided.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.