Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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News for: HousingWire
Showing 361 - 384 of 406 results
Nov 25, 2025 4:36 AM
— Mortgage Lending
Massachusetts rent control initiative gains amid affordability push
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Nov 24, 2025 8:33 AM
— Mortgage Lenders
Credit report costs for mortgage lenders to rise up to 50% in 2026
Mortgage lenders can expect credit report costs to increase by up to 50% in 2026 due to various factors including FICO's new model, the ban on trigger leads, and the upcoming acceptance of VantageScore 4.0. This will be the fourth consecutive year of higher costs for lenders.
Nov 22, 2025 1:30 PM
— Housing Market
Total pending home sales reach multiyear high with mortgage rates near 6%
The article discusses the positive growth in the housing market, with pending home sales and purchase applications showing strong year-over-year growth while mortgage rates remain below 6.64%. Housing inventory growth has slowed to 15.5% entering the holiday week, but overall the market is in a healthy state. Mortgage spreads have been at their lowest level in years, keeping rates near 6%. The art... more
Nov 21, 2025 6:32 PM
— Mortgage Lending
Mortgage applications fall 5.2% after rates rise again
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Nov 21, 2025 4:31 AM
— Mortgage Rates
Mortgage rates steady near 6.4%
Mortgage rates are stable around 6.38%, with pending home sales up by 15% compared to the previous year. The Federal Reserve is expected to cut rates by 25 bps, but experts predict minimal impact on home loans.
Nov 17, 2025 1:30 PM
— Housing Market
Despite economic uncertainty, weekly housing demand up double digits over 2024
Weekly pending home sales increased 15.36% year over year and purchase applications rose 31%, supported by mortgage rates under 6.64% for 15 weeks.
Nov 14, 2025 11:32 AM
— Mortgage Rates
Mortgage rate locks stay strong, refis drive activity
Optimal Blue's October 2025 Mortgage Data Report showed that rate-lock activity remained strong despite seasonal slowing. Total locks decreased by 4.2% from September but increased by 18% year-over-year. Purchase activity stayed steady, while cash-out refinances grew by 6%. The 30-year fixed rate averaged 6.16%, boosting affordability and investor confidence in agency MBS markets.
Nov 12, 2025 11:32 AM
— Mortgage Delinquencies
FHA loans drive mortgage delinquency increase in Q3 2025
Mortgage delinquencies increased to 3.99% in the third quarter of 2025, with FHA loans playing a significant role. Economic stressors like a weaker labor market and higher homeownership costs are affecting homeowners' ability to make monthly payments.
Nov 12, 2025 4:32 AM
— Mortgage Rates
Declining mortgage rates boost refinance and home equity lending
Mortgage rates have dropped to their lowest in a year, leading to increased opportunities for refinancing and home equity borrowing. Homeowners have $11.2 trillion in tappable equity, providing potential volume growth for lenders.
Oct 28, 2025 11:11 AM
— Mortgage Rates
Will the Fed ruin the lowest mortgage rates of 2025?
Mortgage rates are currently at a yearly low, hitting a low point of 6.13% which has led to increased housing activity and a surge in mortgage applications. This is a different trend compared to last year when rates were rising above 7%.
Oct 28, 2025 10:12 AM
— Mortgage Lending
Mortgage rates hit 2025 low point, spurring some housing activity
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Oct 21, 2025 10:38 AM
— Mortgage Rates
Trade groups push plan to let GSEs buy MBS to ease mortgage rates
Trade groups representing community banks and home lenders are pushing for Fannie Mae and Freddie Mac to purchase mortgage-backed securities to lower mortgage rates. They want the GSEs to have the authority to buy up to $300 billion of MBS when the spread between 30-year mortgage rates and 10-year Treasury rates exceeds 170 basis points.
Sep 14, 2025 9:23 AM
— Mortgage Rates
Have Fed rate cuts already been priced into mortgage rates?
Mortgage rates hit a new low for 2025 last week due to the labor market's impact on the bond market. The article questions if rates will rise again after the Fed cuts rates, citing a similar situation from the previous year.
Sep 6, 2025 5:23 AM
— Mortgage Rates
Can mortgage rates get below 6% with this Federal Reserve?
Mortgage rates hit a year-to-date low after poor job numbers, with speculation on whether rates can drop below 6% and remain low in 2025 or 2026. The focus is on the labor market over inflation data affecting mortgage rates.
Sep 5, 2025 1:23 PM
— Mortgage Rates
Shocking jobs report sends mortgage rates falling to new yearly lows
The Federal Reserve was wrong in attributing weak labor market data to population growth, leading to mortgage rates hitting new yearly lows.
Sep 3, 2025 1:26 PM
— Mortgage Rates
Mortgage rates hit a new 2025 low after soft job openings report
Mortgage rates decreased to a year-to-date low of 6.49% after job openings data came in below expectations, leading to more unemployed workers than job openings. This has put a September rate cut and lower mortgage rates in play.
Aug 23, 2025 11:23 AM
— Mortgage Lending
Where do mortgage rates go from here?
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Aug 22, 2025 12:23 PM
— Mortgage Rates
Mortgage rates hit year-to-date lows after Powell comments
Jerome Powell's speech at the Jackson Hole Economic Summit suggested that the labor market is more important than inflation, leading to fresh new year-to-date lows in mortgage rates. Despite bond yields increasing, mortgage spreads have kept rates low. Powell's prioritization of labor over inflation has stirred cautious optimism for the housing market.
Aug 22, 2025 8:23 AM
— Interest Rates
Mortgage rates fall after Powell admits fear of labor market softening
Jerome Powell spoke at the Economic Symposium in Jackson Hole, Wyoming, prioritizing labor over inflation due to concerning labor market data. The 10-year yield fell after his speech, potentially leading to lower mortgage rates. If job growth increases, the focus may shift back to inflation.
Aug 17, 2025 12:24 PM
— Mortgage Rates
Mortgage spreads cushion mortgage rates against warm inflation data
Despite warm inflation data, mortgage rates remain near their lowest levels in 2025 due to mortgage spreads outperforming. The stability in mortgage spreads has helped maintain lower rates even as the 10-year yield has increased. Mortgage spreads are seen as the unsung hero of housing in 2025.
Aug 10, 2025 3:23 AM
— Mortgage Lending
Did lower mortgage rates already lower housing inventory?
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Aug 6, 2025 2:31 PM
— Mortgage Rates
Why 6% mortgage rates will reignite the housing market
Mortgage rates have reached a year-to-date low of 6.57%, prompting a discussion on whether rates need to drop to 6% to attract more homebuyers. The significance of the 6% threshold is highlighted in relation to housing inventory growth, single-family construction, purchase apps, and new listings.
Aug 4, 2025 7:23 PM
— Interest Rates
Mortgage rates hit lowest levels of 2025
Following a weak jobs report, the 10-year yield dropped slightly, leading to a new low in mortgage rates for 2025 at 6.57%. There has been no Fed rate cuts this year, but speculation suggests that there could be one in September.
Aug 3, 2025 3:23 PM
— Mortgage Rates
How much lower can mortgage rates go after Friday’s jobs report?
Mortgage rates fell below 6.64% last week, raising hopes for improved housing demand. Despite potential interest rate cuts by the Federal Reserve, mortgage professionals do not expect a significant impact on the industry. The mortgage industry is facing a critical juncture in adapting to evolving technology.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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