News for: Mortgage News Daily
Showing 337 - 360 of 869 results
Nov 15, 2025 11:30 AM
— Bond Markets
Gains Completely Erased; Stocks Looking More Culpable
In the morning, there was an enigmatic bond rally that did not align with stock market movements. However, as the day went on, there was more correlation between stock prices and bond yields, with both rebounding sharply at certain points. By the end of the day, yields were slightly higher and MBS were slightly weaker.
Nov 15, 2025 5:31 AM
— Mortgage Lenders
HELOC, Meeting Software, MSR Valuation Tools; M&A for Servicing; Extension Cost Primer; Freddie and Fannie Price Fixing?
A confidant of Bill Pulte, the Trump administration's top housing regulator, provided confidential mortgage pricing data from Fannie Mae to Freddie Mac, causing concern about collusion to fix mortgage rates. Mortgage lenders are using new tools and technologies to improve processes and offers, such as Black Lake's READY Valuation Engine and Roam, an AI-powered Virtual HQ. Additionally, mergers and... more
Nov 14, 2025 1:32 PM
— Mortgage Rates
Rates Rise on Friday, Now Near 2-Month Highs
Mortgage rates slightly increased on Friday, reaching 2-month highs after a day of fluctuation in the bond market due to heavy buying initially but ultimately erasing morning gains.
Nov 14, 2025 10:32 AM
— Mortgage Rates
Purchase Demand Near Best Levels Since January 2023
Mortgage applications increased slightly despite rates going up, with total volume rising on a seasonally adjusted basis. Refinance activity remains strong compared to previous years, but saw a 3% drop from the previous week. Purchase activity picked up, reaching the strongest pace since September even with higher mortgage rates. The refinance share of mortgage activity declined, while FHA and con... more
Nov 14, 2025 6:30 AM
— Bond Markets
Stronger Start After 7am Magical Mystery Move
Bonds were mostly flat and slightly weaker overnight, despite a drop in stocks. There is speculation about a 'secret club' influencing the market and potential connections to UK bond movements.
Nov 13, 2025 1:30 PM
— Bond Markets
Moderately Weaker With Only The Reopening to Blame
After the government reopened, both stocks and bonds experienced moderate sell-offs. The bond market weakness aligned with expectations of economic growth due to the shutdown. Comments from Fed speakers raised concerns about a December rate cut. Economic data releases will be delayed until further notice.
Nov 13, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Near The Top of Recent Range
Mortgage rates rose after the late October Fed meeting but have remained in a narrow range in November. The reopening of the government may have caused the slight upward pressure on rates. Further movement will depend on upcoming economic data.
Nov 13, 2025 8:30 AM
— Mortgage Lenders
Data Intelligence, CTP Products; Compliance Warning About Thanksgiving; Another Fed President to Leave
Banks and underwriters are considering requiring applicants' grandkids to co-sign on a 50-year mortgage as a security measure. The October Market Advantage report shows a strong mortgage market with total lock volume decreasing slightly from September, but increasing year over year, driven by improving affordability and tighter rate spreads. Lenders are focusing on rate-and-term refis and agency M... more
Nov 13, 2025 5:30 AM
— Bond Markets
Shutdown is Over. Don't Get Excited
The market was expecting a resolution to the shutdown by mid-November, so today's news wasn't a surprise. The data released today is not significant in the short term except for the possibility of the September jobs report being released this week. Bonds have had a modestly weaker initial reaction, as expected, but not enough to offset gains from the previous day.
Nov 13, 2025 4:30 AM
— Bond Markets
Bonds Look Past 10yr Auction to Maintain Focus on Jobs
Bonds reacted positively to the weekly ADP payrolls data showing an 11k decline in payrolls in November. Treasury yields opened lower as a result and remained lower throughout the session. The market was more focused on stock market volatility rather than the slightly soft results in the 10yr Treasury auction.
Nov 12, 2025 12:32 PM
— Interest Rates
Mortgage Rates Only Modestly Lower Despite Bond Market Improvement
Mortgage rates are currently lower due to stronger bonds on the market, influenced by a decrease in the weekly payroll count according to ADP data. This decrease in jobs created is uncommon and tends to push interest rates lower. Despite this, the average lender only saw a slight decrease to their rates.
Nov 12, 2025 8:32 AM
— Mortgage Lenders
Non-QM, Broker, AMC, LO Survey Results; Warehouse Tools; Webinars and Training
The article discusses recent probes by Fannie Mae watchdogs into how Trump appointee Bill Pulte obtained mortgage records of key Democratic officials, including New York Attorney General Letitia James. The lack of affordability in the mortgage market is mentioned as a concern, along with the extension of loan amortization past QM guidelines. The article also includes information on OptiFunder's re... more
Nov 12, 2025 7:32 AM
— Bond Markets
Stronger Start Thanks to Weekly ADP Data
ADP's weekly report on payroll counts has quickly become a significant market mover, with traders incorporating it into their decision-making. The data has had a noticeable impact on TSY futures, leading to gains in the market. Bonds have remained steady following the release of the report.
Nov 11, 2025 4:33 AM
— Bond Markets
Shutdown Resolution in Sight. What Next?
There is a possibility that the government shutdown will end this week if enough members of the House return to D.C. Some believe that weak overnight bond market performance may be connected to this potential shutdown end, but early recovery suggests skepticism as there was no new news on the shutdown. If the shutdown ends, there could be bond market weakness due to the prolonged harm to the econo... more
Nov 11, 2025 4:33 AM
— Mortgage Lending
Tax Service, Realtor Marketing, Debt Payment Tools; Curinos on Apps; Events and Training
The article discusses the idea of using 50- or 100-year mortgages to improve affordability, but ultimately concludes that these long-term mortgages are often used by affluent homeowners for estate planning purposes. It also highlights various tools, services, and events related to mortgage lending, technology, debt consolidation, and marketing in the industry.
Nov 11, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Edge Higher But Remain in November Range
Mortgage rates slightly increased over the weekend as bonds lost ground, leading to a 0.02% increase in the average top-tier 30yr fixed rate. Despite this, mortgage lenders remain within the 0.10 range that has been consistent since October 29th. With bond markets closed for Veterans Day, potential government shutdown resolution may impact rates upon reopening on Wednesday.
Nov 11, 2025 4:32 AM
— Bond Markets
Counting Down to Ending The Shutdown After Tuesday's Holiday Closure
Bonds were weaker overnight, partly attributed to the increased likelihood of the government reopening. The upcoming week is expected to be eventful, with the possibility of a House vote on a shutdown resolution. Despite a well-received TSY auction, the market saw a slight weakening compared to the morning levels.
Nov 8, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Rise Gently, But Still Well Below This Week's Highs
Wednesday's mortgage rates were the highest in roughly a month and close to the highest levels in 2 months due to stronger economic data. Rates went down the next day after separate data showed a different story. On Friday, rates started slightly higher due to a weaker bond market, but improved as consumer sentiment data came in lower than expected. If the bond market holds steady over the weekend... more
Nov 6, 2025 3:07 PM
— Bond Markets
Have Bonds Found Their Post-Fed Footing?
Bonds have been experiencing a moderate selling trend since Fed day, with isolated surges toward higher yields after economic data releases. However, the inability to find a reason to rally significantly has been a common theme. Weak private label econ data followed by a sharp selling spree in stocks have led to a fairly sharp rally, with MBS up 9 ticks and 10yr down 7.3bps.
Nov 6, 2025 2:06 PM
— Mortgage Rates
Nice Little Recovery For Mortgage Rates
Mortgage rates were at their highest levels in over a month due to recent economic reports, but today's negative economic data including a decline in payrolls and a surge in job cuts helped bonds and brought rates back down to last Friday's levels.
Nov 6, 2025 9:07 AM
— Mortgage Lenders
AI Processing, Borrower Experience and Targeting Tools; Labor Market is Being Pummeled
The article discusses job cuts in various industries, including layoffs announced by companies like Amazon, American Airlines, and Frito Lay. It also touches on the importance of monitoring default rates for Federal Housing Administration (FHA) loans. Additionally, it highlights technology solutions and advancements in the mortgage industry, such as AI-driven tools for lenders, dynamic AI platform... more
Nov 6, 2025 9:07 AM
— Bond Markets
New Data Sources Bring New Inspiration
The shutdown has led to more reliance on alternative data sources like Revelio Labs, which synthesizes its own version of nonfarm payrolls. Revelio's data showed a decline in job creation, which likely contributed to a morning rally in bonds even though Challenger layoffs were also reported.
Nov 5, 2025 12:55 PM
— Interest Rates
Mortgage Rates Near 2-Month Highs After Today's Econ Data
The bond market is currently operating without key economic reports due to the government shutdown. However, today had two important non-government reports, both of which were stronger than expected. This led to bond weakness and ultimately caused mortgage rates to rise back to levels seen in late September, nearly reaching the highest rates in over 2 months.
Nov 5, 2025 9:02 AM
— Mortgage Lending
Broker, Non-QM, Compliance, Workflow, AI, Tax Tools; ADP Jobs Data and Rates
The ongoing federal government shutdown has impacted FHA and VA loan processing, with reduced staff causing delays. USDA loans are completely halted. The shutdown also affects property transactions, economic data publication, and bond market activity. Companies are offering AI solutions for lenders and brokers to improve efficiency, technology is reshaping the mortgage industry.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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