Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Bankrate
Showing 337 - 360 of 367 results
May 16, 2025 3:02 AM
— Student Loans
New House Bill Would Slash Student Loan Programs, Limit Forgiveness
Republicans in the House Committee on Education and the Workforce proposed significant changes to federal student aid programs, including eliminating some programs, implementing new loan limits, and simplifying repayment options. The legislation will increase borrowing costs for many students. The changes also affect graduate and professional students, with loan limits being prorated based on enro... more
May 15, 2025 4:00 AM
— Mortgage Rates
Majority of rates rise as inflation steadies | Current mortgage and refinance rates, May 14, 2025
Bankrate data shows that average mortgage rates for 30-year fixed, 15-year fixed, and jumbo mortgages increased, while 5/1 ARM rates decreased. The Fed decided to hold its benchmark rate steady, focusing on inflation concerns. Experts predict rates to stay in a narrow range in 2025 with a slight downward trend in mortgage rates. It is advised to monitor economic indicators like inflation and unemp... more
May 14, 2025 12:00 AM
— Inflation and Consumer Prices
Latest Inflation Statistics: The Prices Rising And Falling Most
Inflation rose less than expected last month, with prices remaining relatively stable. The article highlights that consumer prices are still significantly higher than they were before the pandemic, with Americans needing more money to buy the same goods and services. While prices have not risen dramatically, tariffs have increased, leading to concerns about potential future price hikes. The impact... more
May 13, 2025 4:00 AM
— Housing Market
All in the family: The rise in multigenerational homes
In the article, a couple, Tom and Merielle Lupfer, were unable to afford a starter home in Northern New Jersey due to high prices. Instead, they moved into Merielle's parents' home and found that the advantages outweighed the disadvantages. The article suggests that multigenerational homes are making a comeback due to rising home prices and mortgage rates, making it difficult for some home buyers ... more
May 13, 2025 3:00 AM
— Interest Rates
High-Yield Savings Rates Today: May 12, 2025 | Earn Up To 4.40% APY
The article discusses how the Federal Reserve is keeping interest rates steady, which is benefiting savers by keeping high annual percentage yields on savings accounts well above 4 percent. This has been the case for over two years, with opportunities for high yields on savings accounts, money market accounts, and certificates of deposit. The highest savings account rate is 4.40 percent APY, offer... more
May 12, 2025 11:00 AM
— Mortgage Rates
Most rates increase as Fed keeps rates unchanged - Mortgage and refinance rates for May 12, 2025
Average mortgage rates increased compared to a week ago, with rates for 30-year fixed, 15-year fixed, and jumbo loans going up while 5/1 ARM rates remained flat. The Federal Reserve's decision to keep its benchmark rate steady at the latest meeting on May 7 indicates concerns about inflation. Despite economic uncertainty due to trade wars and tariffs, consumer spending and employment data remain s... more
May 8, 2025 3:00 AM
— Interest Rates
Fed Skips Another Interest Rate Cut, Warns Of ‘Potential’ For Stagflation
The Federal Reserve voted to keep interest rates steady, signaling more concern about inflation than a recession. This decision will maintain the key interest rate that affects borrowing costs near a decade-plus high. Home buyers may face higher mortgage rates, as adjustable-rate mortgages are influenced by this rate. However, savers can benefit from competitive returns on savings accounts due to ... more
May 8, 2025 3:00 AM
— Mortgage Rates
Powell Warns Of Higher Inflation, Unemployment As Fed Keeps Rates Steady
In the article, it is discussed how the Federal Reserve's actions impact mortgage rates. The Fed cut rates to zero at the beginning of the pandemic, causing mortgage rates to plummet. However, as the Fed raised rates in 2022 and 2023, mortgage rates also increased. Currently, there is a disconnect between the Fed's actions and mortgage rates, as they are often tied to 10-year Treasury yields. This... more
May 7, 2025 3:00 AM
— Mortgage Rates
Majority of rates decrease as Fed meeting underway | Today's mortgage and refinance rates for May 6, 2025
This article discusses the current trends in mortgage rates, noting that rates for 30-year fixed, 15-year fixed, and jumbo mortgages have decreased, while rates for adjustable rate mortgages have increased. The article highlights that mortgage rates are influenced by a combination of economic indicators, and mentions the positive April employment report from the Labor Department as a contributing ... more
May 5, 2025 4:01 AM
— Mortgage Rates
Most rates decrease ahead of Fed meeting | Today's mortgage and refinance rates for May 5, 2025
Mortgage interest rates were mostly lower compared to the previous week, according to Bankrate data. Rates for 30-year fixed, 15-year fixed, and jumbo mortgages declined, while rates for adjustable rate mortgages increased. The April employment report showed strong job growth and low unemployment, leading experts to believe the Federal Reserve will keep its benchmark rate unchanged in the upcomin... more
May 4, 2025 5:00 AM
— Property Taxes
Property tax rates by state: What to expect in your area
Property taxes are an additional regular expense for homeowners beyond mortgage payments and vary based on location. They are calculated based on the value of your home and are levied at a local level. Property taxes can be reassessed annually and some homeowners may be overassessed. There are ways to potentially decrease property taxes, such as paying in a lump sum or requesting a reassessment.
May 2, 2025 7:56 AM
— Mortgage Lenders
Short-Term Capital Gains Tax Rates for 2024-2025
The article discusses the differences between short-term and long-term capital gains tax rates and how they impact investors. It explains that short-term gains are taxed as ordinary income, while long-term gains are taxed at lower rates. The article also mentions the importance of planning ahead for tax implications when selling assets. However, the article does not directly discuss mortgage rates... more
May 1, 2025 3:00 PM
— Mortgage Rates
Will Mortgage Rates Go Down In May?
Mortgage rates are not expected to move much in the near future due to inflation and the Federal Reserve's benchmark rate remaining steady. However, some experts predict that rates may decrease slightly in May due to a slowing economy and post-election uncertainty. Mortgage rates have been kept high by a strong economy, inflation concerns, and worries about the federal deficit. Despite hopes of ra... more
May 1, 2025 8:00 AM
— Mortgage Lending
New Cryptocurrency ETFs Are On The Way: Here’s What Traders Can Expect
This article does not provide any specific information about mortgage rates or their impact on home buyers. Instead, it focuses on providing guidance and comparisons for various financial products such as savings accounts, credit cards, and loans. It also contains disclaimers about the information provided and how the company generates revenue through advertisements and partnerships.
May 1, 2025 7:24 AM
— Mortgage Rates
Majority of rates decrease: Should you refi now? | Today's mortgage and refinance rates for May 1, 2025
Mortgage rates have mostly decreased compared to a week ago, with average rates for 30-year fixed, 15-year fixed, and jumbo mortgages declining, while rates for ARM loans increased. Existing-home sales dropped in March, but prices continued to rise year-over-year. The NAR Chief Economist highlighted high mortgage rates as a challenge affecting homebuying and selling, potentially impacting economic... more
Apr 30, 2025 1:33 PM
— Home Equity Loans
Home equity rates barely budge, as the U.S. economy slows
The article discusses money market accounts, banking rewards, real estate agents, financial advisors, credit card options, and home equity loans. It also mentions that home equity rates remained flat for the week and provides expert advice on borrowing against your home with a HELOC or home equity loan.
Apr 29, 2025 6:24 AM
— Mortgage Rates
Most rates decline: Is now the best time to buy? | Today's mortgage and refinance rates for April 29, 2025
Average mortgage rates were mostly lower compared to a week ago, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM loans decreasing, while rates for jumbo mortgages remained flat. Existing-home sales dropped in March, but prices increased year-over-year for the 21st consecutive month. The affordability challenges associated with high mortgage rates contributed to sluggish homebuying and sel... more
Apr 28, 2025 9:38 AM
— Interest Rates
High-Yield Savings Rates Today: April 28, 2025 | APYs Are Expected To Stay Elevated
The article discusses the impact of President Trump's urging of the Federal Reserve Chair to lower interest rates on the stock market. However, the Chair indicated that rates will only be lowered when the economy is ready. This is good news for high-yield savings accounts, as yields may stay high for a while longer. The top yields on savings accounts currently exceed 4 percent APY. BrioDirect's hi... more
Apr 28, 2025 9:00 AM
— Mortgage Lenders
World’s 10 Richest Women: List Of The Wealthiest Female Billionaires
The article discusses various financial products and services, including money market accounts, banking, credit cards, mortgages, and home equity loans. It emphasizes the importance of comparing rates and options to make informed financial decisions. Specifically, it mentions that mortgage rates can impact home buyers, highlighting the need to research and compare lenders to find the best rates. T... more
Apr 28, 2025 6:24 AM
— Mortgage Lenders
Rising Insurance Costs Impact Homeowners And Buyers
The article provides information on various financial products and services such as money market accounts, banking, credit cards, loans, and home equity lines of credit. It also highlights Bankrate's commitment to providing readers with objective and trustworthy financial advice and information. The article mentions Rick, the Founder and CEO of CJ Patrick Company, as an expert in the real estate a... more
Apr 28, 2025 6:00 AM
— Mortgage Rates
Rates decline: Will they keep falling? - Current mortgage and refinance rates for April 28, 2025
erage rate was 6.89 percent. For a 15-year fixed mortgage, the average rate is 6.15 percent, down 5 basis points from last week and up from 6.11 percent a month ago. The average rate for a 5/1 ARM is 6.88 percent, down 7 basis points from last week and up from 6.74 percent a month ago. Jumbo loan rates are at an average of 6.69 percent, down 1 basis point from last week and up from 6.68 percent a ... more
Apr 25, 2025 12:01 PM
— Mortgage Rates
Home Equity News: This Week's Roundup
The article discusses comparing different types of bank accounts, investments, loans, credit cards, and real estate experts. It also provides information on HELOCs, home equity loans, home equity rates, and recent mortgage rates. Additionally, it touches on the impact of rising home prices on the housing market and home affordability.
Apr 24, 2025 9:38 AM
— Home Equity Loans
HELOCs fall back below 8%, home equity loans also drop
Both home equity loans and home equity lines of credit (HELOCs) are currently experiencing a decrease in rates, with the average rate on a $30,000 HELOC dropping to 7.94% and the average home equity loan rate falling to 8.36%. As rates continue to drop, consumer interest in these products is rising, with more Americans tapping into their home equity. Experts predict that rates will continue to dec... more
Apr 23, 2025 9:38 AM
— Mortgage Lenders
Refinancing your mortgage in a turbulent market: 4 things to watch
Mortgage rates have more than doubled in 2022, after hitting historic lows during the COVID-19 pandemic. This increase in mortgage rates has had a significant impact on home buyers, making it more expensive to borrow money for a home purchase. Rick, a market intelligence expert in the real estate and mortgage industries, has been a frequently quoted source in the media on topics related to the U.... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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