Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Yahoo Finance
Showing 313 - 336 of 612 results
Oct 22, 2025 2:36 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 22, 2025: Lower again. Could it be a trend?
The article discusses the current mortgage rates according to Zillow data, focusing on 30-year fixed, 20-year fixed, 15-year fixed, 5/1 ARM, 7/1 ARM, and VA rates. It explains how mortgage rates are determined, the advantages and disadvantages of 30-year fixed rates, 15-year fixed rates, and adjustable-rate mortgages. The article also mentions how to secure low mortgage refinance rates similar to ... more
Oct 21, 2025 9:57 AM
— Mortgage Lending
What is a blanket mortgage, and who should get one?
The article discusses blanket mortgages, which are single loans that cover multiple pieces of real estate, often used by seasoned real estate investors or developers. It outlines the pros and cons of blanket mortgages, the requirements needed to qualify, and provides tips on how to apply for one.
Oct 21, 2025 9:49 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 21, 2025: A tiny move lower
Mortgage rates are currently dropping, with the 30-year fixed rate at 6.15% and the 15-year fixed rate at 5.48%. Refinance rates tend to be higher than purchase rates. Choosing between a 15-year and a 30-year mortgage depends on whether you want lower interest over time with higher monthly payments or lower monthly payments with more interest paid in the long run. There is a discussion about fixed... more
Oct 21, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 21, 2025: A small move lower
According to Zillow data, mortgage rates are decreasing, with the 30-year fixed rate at 6.15% and the 15-year fixed rate at 5.48%. Refinance rates are typically higher than purchase rates. Using a mortgage calculator can help determine monthly payments. Economists do not expect significant drops in mortgage rates by the end of 2025, with some predicting slight decreases in 2026.
Oct 20, 2025 10:38 AM
— Home Equity Loans
How much can you borrow with a HELOC?
Home equity lines of credit (HELOCs) allow homeowners to borrow between 80% and 85% of their home value minus their current mortgage balance. Lenders consider the combined loan-to-value ratio (CLTV), home's appraised value, debt-to-income ratio, credit score, income, and maximum line of credit amounts to determine the borrowing limit. If unable to qualify for a HELOC, other financing options inclu... more
Oct 20, 2025 7:15 AM
— Mortgage Rates
When will mortgage rates go down? Rates remain relatively flat.
Mortgage rates have been fluctuating over the past month but have only changed slightly. The 30-year fixed mortgage rate dropped by three basis points this week but remains one basis point higher than last month. Freddie Mac reported a decrease in the 30-year and 15-year fixed rates compared to a year ago. Mortgage rates are influenced by the Fed funds rate but more closely follow the 10-year Trea... more
Oct 20, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for October 20, 2025: Weekly rates drop
Mortgage rates have decreased this week, with the average 30-year fixed rate dropping to 6.18% and the 15-year fixed rate decreasing to 5.51%. Current rates present a good opportunity for potential homebuyers, and refinancing rates are slightly higher. Different mortgage terms and strategies for getting the lowest rates are discussed.
Oct 20, 2025 2:33 AM
— Home Equity Lines of Credit (HELOCs)
HELOC rates today, October 20, 2025: Rates have been falling since mid-September
The average HELOC interest rate is currently 7.75%, down from earlier in the year. Homeowners have significant equity in their homes. HELOC interest rates are different from primary mortgage rates, and lenders offer flexible pricing on second mortgage products. The best time to get a HELOC is when you have a low primary mortgage rate and equity in your home.
Oct 19, 2025 5:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 19, 2025: Lowest 30-year rate in over 12 months
The current 30-year fixed mortgage rate has decreased to 6.18%, marking its lowest point since early October 2024. The government shutdown is contributing to lower mortgage rates, making it a good time to buy a home if you qualify for favorable terms on a conventional loan. Mortgage rates for various terms like 15-year fixed and 5/1 ARM are also provided. The article highlights the importance of c... more
Oct 18, 2025 4:23 AM
— Housing Market
Lower rates were supposed to bring homebuyers back this fall. Here’s why it hasn’t happened.
Despite low mortgage rates at 11-month lows, the housing market has not shown signs of improvement. Inventory is increasing, but rates and prices are still too high for most buyers. There is a stalemate between buyers and sellers, with buyers waiting for lower rates and sellers holding out for higher prices. Contract cancellations and pulled listings remain high, indicating a struggle in the real ... more
Oct 18, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 18, 2025: Rates hit their lowest point of 2025
Mortgage rates have fluctuated, with the 30-year fixed mortgage rate dropping to the lowest point of the year at 6.18%. Refinancing rates are slightly higher than purchase rates. The 30-year fixed-rate mortgage offers lower and predictable monthly payments, while the 15-year fixed-rate comes with lower interest rates and the ability to save on interest over the life of the loan. Adjustable-rate mo... more
Oct 17, 2025 10:30 AM
— Housing Market
How the government shutdown impacts the housing market: Loan availability, closing times, and more
The government shutdown impacts the housing market by causing delays in loan approvals, closures of loan programs, suspension of flood insurance, and financial uncertainty for federal workers. The shutdown may cause a slowdown in housing demand in government-heavy regions, while other regions with diversified economies may be more resilient.
Oct 17, 2025 8:04 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 17, 2025: Annual rates are down
Mortgage rates have decreased slightly, making it a good time to consider buying a house. The national average 30-year fixed mortgage rate is 6.27%, down three basis points from last week. Various fixed and adjustable rate options are provided, as well as information on fixed vs. adjustable rate mortgages. Mortgage rates have been steady recently and are expected to remain stable for the rest of t... more
Oct 17, 2025 8:01 AM
— Mortgage Rates
Projected mortgage interest rates for the next 5 years
The article discusses how mortgage interest rates are influenced by the 10-year Treasury yield, and provides a five-year mortgage rate forecast based on the correlation between the two rates. Various forecasts from economists and financial institutions are presented, with an emphasis on the spread between the 10-year Treasury and 30-year fixed mortgage rates. The forecast suggests that mortgage ra... more
Oct 17, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 17, 2025: Rates have dropped since last October
Mortgage rates have decreased slightly this week, making it potentially a good time to buy a house. The rates for a 30-year fixed mortgage are around 6.2%, while a 15-year fixed mortgage is around 5.5%. Refinance rates are slightly higher. Fixed-rate mortgages lock in rates for the entire loan term, while adjustable-rate mortgages change rates periodically. Mortgage rates are expected to stay stea... more
Oct 16, 2025 9:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 16, 2025: Rates continue to inch down
The article discusses current mortgage rates, including averages and fluctuations across different types of mortgages. It explains the difference between fixed-rate and adjustable-rate mortgages and how the economy impacts mortgage rates. The article also provides tips on getting the lowest mortgage rate possible and showcases a mortgage calculator to estimate monthly payments. It highlights the i... more
Oct 16, 2025 9:24 AM
— Mortgage Rates
Mortgage rates moved lower this week but remain stuck in a narrow range
Mortgage rates slightly decreased this week due to fresh trade tensions affecting global bond markets. The 30-year rate was at 6.27% and the 15-year rate at 5.52%. The 10-year Treasury yield, closely tracked with mortgage rates, has been volatile due to the US-China trade dispute. Economic data releases influencing mortgage rates have been delayed because of the government shutdown. Although rates... more
Oct 16, 2025 6:25 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 15, 2025: Lowest 30-year rate in more than a month
Mortgage rates have decreased today, with the 30-year fixed-rate mortgage dropping to 6.20%. The article provides information on average rates, refinance rates, advantages and disadvantages of different loan terms, such as 30-year and 15-year fixed mortgages, as well as adjustable-rate mortgages. It also emphasizes the importance of credit score and debt-to-income ratio when securing low mortgage ... more
Oct 14, 2025 9:23 AM
— Home Equity Loans, Home Equity Lines of Credit (HELOCs), Cash-Out Refinances
3 ways to access your home equity
The article discusses the concept of home equity and how homeowners can access it through options like home equity loans, home equity lines of credit (HELOCs), and cash-out refinances. It explains the differences between these options, including how much of the equity can be converted into cash, repayment terms, interest rates, and risks involved. The article also provides examples to help readers... more
Oct 14, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 14, 2025: Rates drop alongside the 10-year Treasury yield
Mortgage rates across the board have decreased, with the 30-year fixed rate falling to 6.24% and the 15-year fixed rate at 5.52%. The rates follow the 10-year Treasury yield, which has been dropping lately. Refinance rates are higher than purchase rates. 15-year mortgages generally have lower rates than 30-year ones. Economists do not foresee significant decreases in mortgage rates until the end o... more
Oct 13, 2025 7:23 AM
— Housing Market
When will mortgage rates go down? Rates decreased this week — but just barely.
After two consecutive weeks of increases, mortgage rates have finally decreased this week. The 30-year fixed rate is now two basis points lower than this time last year. The current housing market is in a crunch due to high demand and low supply, causing home prices to remain high. Prospective buyers may not see much relief in a true recession, as lower interest rates could increase demand for hom... more
Oct 13, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for October 13, 2025: Rates are holding steady
This article discusses the current mortgage rates provided by Zillow for different types of mortgages, such as 30-year fixed, 15-year fixed, 5/1 ARM, etc. It also mentions strategies for getting the lowest mortgage rates, refinancing rates, and the impact these rates have on monthly payments based on different loan terms. Additionally, it explains adjustable-rate mortgages, factors affecting mortg... more
Oct 12, 2025 4:23 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, October 12, 2025: Rates fall 19 basis points in 3 months
The average home equity line of credit (HELOC) interest rate is currently 7.75%, which is the lowest rate in the year 2025. HELOC rates have been decreasing gradually throughout the year. Homeowners have a significant amount of home equity, and with mortgage rates still high, accessing that equity through a HELOC can be a good option. HELOC interest rates are different from primary mortgage rates,... more
Oct 12, 2025 2:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 12, 2025: Best week of the year to buy a house
Mortgage rates are down today according to Zillow, with the national average 30-year fixed rate at 6.28% and the 15-year fixed rate at 5.56%. It's considered the best week of the year to buy a house according to new data from Realtor.com. There is information provided on current mortgage rates, including refinancing rates, and the differences between fixed-rate and adjustable-rate mortgages. Advic... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.