Mortgage News
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News for: HousingWire
Showing 313 - 336 of 406 results
Dec 15, 2025 11:32 AM
— Housing Market
Google enters portal wars with MLS listings in select cities
Google is testing a new advertising format in select markets that embeds for-sale home listings directly into mobile search results. The listings are powered by a paid partnership between Google and ComeHome, a subsidiary of HouseCanary. This move impacts portal stocks and industry dynamics.
Dec 15, 2025 6:32 AM
— Housing Market
Can policymakers solve the housing affordability crisis in 2026?
The 2026 housing market faces persistent affordability issues, with various scenarios proposed to return to previous affordability levels. Despite challenges, an increase in HELOC and home equity loan activity offers opportunities. Mortgage credit has remained tight since the Dodd-Frank Act, with potential for modest loosening. Supply constraints and geographic nuances complicate affordability sol... more
Dec 14, 2025 4:30 AM
— Housing Market
Weekly housing demand reaches multiyear high
Housing demand is at a four-year high due to steady mortgage rates and improved purchase application data. Inventory growth has decreased significantly, dropping from 33% to 13.6% heading into 2026.
Dec 13, 2025 10:33 AM
— Mortgage Lending
CFPB's ECOA proposal raises alarms for women
The CFPB is proposing changes to ECOA rules that could limit credit access for underserved groups, with industry leaders warning it could hurt women's ability to get a mortgage loan in their own name. The proposal would remove recognition of 'disparate impact' claims, allowing borrowers to challenge policies that disproportionately harm certain groups.
Dec 12, 2025 12:31 PM
— Housing Market
Blue Owl commits $2.5B to Finance of America for home equity expansion
Blue Owl Capital is providing $2.5B in liquidity and $50M in equity to Finance of America to expand their home equity and reverse mortgage offerings. The 2026 housing market will be defined by affordability, demographic demand, and inventory. The share of Americans in the 'sandwich generation' feeling financially exhausted by caregiving has increased.
Dec 12, 2025 11:32 AM
— Housing Market
3 forces shaping the housing market in 2026
The housing market in 2026 is expected to continue a slow thaw with incremental gains in affordability and supply. Affordability has improved in some regions due to wage gains and easing mortgage rates, while life events like marriage and job relocations are expected to drive housing demand. Inventory levels are slowly increasing, but regional differences persist. Overall, 2026 is unlikely to see ... more
Dec 12, 2025 9:32 AM
— Housing Market
Housing affordability set to recover as prices flatten
The U.S. housing market is expected to shift in favor of buyers in 2026 as affordability improves gradually through flat home prices, rising incomes, and moderating mortgage rates. Home prices are forecasted to remain essentially flat, with some markets seeing declines or modest gains. The return of affordability does not necessarily require a sharp price correction but can be achieved through a b... more
Dec 12, 2025 7:32 AM
— Legal
Buyer broker contract enforcement: Legal win, reputational risk
A $24,000 arbitration win for a breached buyer broker agreement has sparked debate over reputational risks and contract clarity. Experts warn that enforcing these agreements may lead to negative reviews and consumer confusion.
Dec 12, 2025 6:32 AM
— Mortgage Security Measures
Most homebuyers lose thousands by not shopping mortgage rates
The article discusses the importance of verifying one's identity by completing a human verification action before accessing certain online services to prevent bots and fraudulent activities.
Dec 12, 2025 4:34 AM
— Mortgage Lenders
Judge consolidates RESPA lawsuits against Zillow in Seattle court
Two RESPA lawsuits against Zillow alleging steering, kickbacks, and inflated costs in their programs have been merged by a Seattle judge to improve efficiency and fairness to all parties involved.
Dec 12, 2025 4:34 AM
— Mortgage Lending
Fannie Mae broadens ADU, manufactured home eligibility
The article discusses the importance of verifying human identity through actions like CAPTCHA to prevent bots or automated programs from accessing websites. It emphasizes the need to protect websites from spam and other malicious activities.
Dec 11, 2025 11:32 AM
— Mortgage Rates
November mortgage lock data driven by strong refinance activity
Optimal Blue reported that November's mortgage rate-lock activity slowed due to seasonal factors but still marked the strongest November in four years, driven by healthy refinance activity and stable mortgage rates. Total lock volume fell 25% from October but was up 17% from November 2024, with rate-and-term refinances surging 223% year over year and cash-out refis rising 29%. Mortgage rates start... more
Dec 10, 2025 11:32 AM
— Interest Rates
Federal Reserve delivers third straight rate cut
The Federal Reserve implemented a 25-basis-point cut to its benchmark interest rate for the third consecutive time, amid mixed signals in inflation and labor data. The Fed is expected to slowly ease monetary policy in 2026, with mortgage rates predicted to remain in the 6% range. President Trump has been focusing on improving affordability in housing, with challenges in homeownership affordability... more
Dec 10, 2025 4:34 AM
— Mortgage Security
Blue Owl funds commit $2.5B to Point for home equity investments
The article discusses the importance of verifying one's identity as a human through CAPTCHA systems to prevent automated software from taking advantage of online services. The article emphasizes the various types of CAPTCHA challenges that users may encounter and the purpose behind them.
Dec 10, 2025 4:34 AM
— Mortgage Fraud Prevention
As rural housing costs soar, financing affordable housing remains a hurdle
The article discusses the importance of verifying human identity in online transactions to prevent fraud. It mentions various methods such as CAPTCHA, biometrics, and behavioral analysis to confirm a user's identity.
Dec 9, 2025 12:32 PM
— Legal
CrossCountry challenges court order in Gallo mortgage fraud case
CrossCountry Mortgage is trying to intervene in Christopher Gallo's criminal case to vacate a court order blocking its arbitration claim for a $2.1 million sign-on bonus. They argue that the dispute is separate from Gallo's criminal charges and aim to move forward with arbitration.
Dec 9, 2025 9:32 AM
— Mortgage Rates
Fed rate cut unlikely to drive mortgage rates lower
Mortgage rates are holding steady near three-month highs despite the Federal Reserve signaling another interest rate cut. Spreads have narrowed but remain wide, with homebuyer affordability seeing modest gains. Rates for different types of loans vary, with some decreasing slightly and others increasing.
Dec 9, 2025 4:34 AM
— Mortgage Lending
NRMLA urges HUD and FHA to reform reverse mortgage programs
The article discusses the process of verifying human identity to prevent fraudulent activities, which may take a few seconds to complete.
Dec 9, 2025 4:33 AM
— Mortgage Security
ROAD to Housing Act left out of NDAA
The article discusses the importance of verifying human identification to prevent fraud and ensure security online.
Dec 9, 2025 4:32 AM
— Housing Market
When will the judge to decide the Compass-Zillow listing policy suit?
Final arguments have been filed in the Compass-Zillow lawsuit over listing access, with the court's decision on the preliminary injunction expected soon. The lawsuit focuses on Zillow's listing access standards policy that bans listings publicly marketed for more than one business day before being displayed on Zillow.
Dec 8, 2025 10:32 AM
— Brokerage
Florida brokerage wins $24k from buyer after buyers broker agreement breached
A Florida brokerage won $24,000 in arbitration after a buyer breached a mandatory broker agreement, indicating that new NAR rules may lead to more commission enforcement and collection actions.
Dec 8, 2025 6:32 AM
— Mortgage Rates
ICE: Falling rates boost refinance retention to 3.5-year high
ICE Mortgage Technology's December 2025 report shows a 3.5-year high in refinance retention due to falling interest rates. Mortgage performance improved with lower delinquency rates, although foreclosure activity increased.
Dec 7, 2025 6:12 AM
— Mortgage Rates
Mortgage purchase applications near 3-year high as spreads improve
Mortgage purchase applications have reached a three-year high due to improved spreads keeping rates near 6% for 18 weeks. Inventory growth and slower price gains also support stronger buyer demand in late 2025.
Dec 6, 2025 4:32 AM
— Mortgage Lending
Is the portable mortgage a dream solution or industry time bomb?
Interest in portable mortgages is growing in the U.S. as rate-lock contributes to stalled listings, but experts warn that the mortgage system may not be prepared for them. Supporters believe that portable mortgages could alleviate rate-lock pressure, but critics argue that they could disrupt MBS markets and offer limited consumer benefit.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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