Mortgage News
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News for: HousingWire
Showing 313 - 336 of 366 results
Nov 26, 2025 6:32 AM
— Housing Market
Pending home sales rise on lower mortgage rates, higher inventory
Pending home sales increased by 1.9% in October, attributed to lower mortgage rates and increased housing inventory. The NAR index remains almost unchanged from the previous year.
Nov 26, 2025 4:36 AM
— Housing Market
U.S. house prices up 2.2% in Q3 2025
U.S. house prices increased by 2.2% year-over-year in Q3 2025, with notable gains in Illinois and New York. Despite some declines in regions like Florida, the FHFA HPI highlights positive trends in the housing market. Additionally, the S&P Cotality Case Shiller Index shows an annual growth of 1.3% in September, the lowest level since July 2023.
Nov 26, 2025 4:36 AM
— Mortgage Security Measures
Mortgage rates hold at 6.37%, Fed decision eyed for December
The article discusses the importance of verifying a user's humanity through various methods such as CAPTCHA or biometric authentication to prevent bots or automated programs from gaining unauthorized access to websites or applications.
Nov 26, 2025 4:36 AM
— Interest Rates
Mortgage prepayments hit 3.5-year high as rates fall in October
Mortgage prepayments hit a 3.5-year high in October due to lower interest rates prompting more refinancing. The single-month mortality rate rose to 1.01% from a year earlier. Mortgage applications increased slightly despite higher rates, driven by government purchase loan applications.
Nov 25, 2025 4:37 AM
— Mortgage Lending
SitusAMC cyberattack impacts client data, services restored
The article discusses the process of verifying a human's identity, which can take a few seconds to complete.
Nov 25, 2025 4:37 AM
— Mortgage Lending
Compass, Zillow deliver closing arguments in antitrust hearing
The article discusses the process of verifying a user's identity as a human to access a website or complete a task, which may require a few seconds to complete.
Nov 25, 2025 4:37 AM
— Mortgage Lending
Medicare Part B premiums to rise nearly 10% in 2026, cutting into Social Security benefits
The article discusses the process of verifying one's identity as a human, which may take a few seconds.
Nov 25, 2025 4:36 AM
— Mortgage Lending
How a 50-year mortgage could affect equity and monthly payments
The article discusses the process of verifying one's identity as a human, which may take a few seconds.
Nov 25, 2025 4:36 AM
— Mortgage Lending
Massachusetts rent control initiative gains amid affordability push
The article discusses the process of verifying a user as human, which may take a few seconds.
Nov 24, 2025 8:33 AM
— Mortgage Lenders
Credit report costs for mortgage lenders to rise up to 50% in 2026
Mortgage lenders can expect credit report costs to increase by up to 50% in 2026 due to various factors including FICO's new model, the ban on trigger leads, and the upcoming acceptance of VantageScore 4.0. This will be the fourth consecutive year of higher costs for lenders.
Nov 22, 2025 1:30 PM
— Housing Market
Total pending home sales reach multiyear high with mortgage rates near 6%
The article discusses the positive growth in the housing market, with pending home sales and purchase applications showing strong year-over-year growth while mortgage rates remain below 6.64%. Housing inventory growth has slowed to 15.5% entering the holiday week, but overall the market is in a healthy state. Mortgage spreads have been at their lowest level in years, keeping rates near 6%. The art... more
Nov 21, 2025 6:32 PM
— Mortgage Lending
Mortgage applications fall 5.2% after rates rise again
Verifying human identity is a necessary step that may cause a brief delay.
Nov 21, 2025 4:31 AM
— Mortgage Rates
Mortgage rates steady near 6.4%
Mortgage rates are stable around 6.38%, with pending home sales up by 15% compared to the previous year. The Federal Reserve is expected to cut rates by 25 bps, but experts predict minimal impact on home loans.
Nov 17, 2025 1:30 PM
— Housing Market
Despite economic uncertainty, weekly housing demand up double digits over 2024
Weekly pending home sales increased 15.36% year over year and purchase applications rose 31%, supported by mortgage rates under 6.64% for 15 weeks.
Nov 14, 2025 11:32 AM
— Mortgage Rates
Mortgage rate locks stay strong, refis drive activity
Optimal Blue's October 2025 Mortgage Data Report showed that rate-lock activity remained strong despite seasonal slowing. Total locks decreased by 4.2% from September but increased by 18% year-over-year. Purchase activity stayed steady, while cash-out refinances grew by 6%. The 30-year fixed rate averaged 6.16%, boosting affordability and investor confidence in agency MBS markets.
Nov 12, 2025 11:32 AM
— Mortgage Delinquencies
FHA loans drive mortgage delinquency increase in Q3 2025
Mortgage delinquencies increased to 3.99% in the third quarter of 2025, with FHA loans playing a significant role. Economic stressors like a weaker labor market and higher homeownership costs are affecting homeowners' ability to make monthly payments.
Nov 12, 2025 4:32 AM
— Mortgage Rates
Declining mortgage rates boost refinance and home equity lending
Mortgage rates have dropped to their lowest in a year, leading to increased opportunities for refinancing and home equity borrowing. Homeowners have $11.2 trillion in tappable equity, providing potential volume growth for lenders.
Oct 28, 2025 11:11 AM
— Mortgage Rates
Will the Fed ruin the lowest mortgage rates of 2025?
Mortgage rates are currently at a yearly low, hitting a low point of 6.13% which has led to increased housing activity and a surge in mortgage applications. This is a different trend compared to last year when rates were rising above 7%.
Oct 28, 2025 10:12 AM
— Mortgage Lending
Mortgage rates hit 2025 low point, spurring some housing activity
The article discusses the process of verifying a user as human, which can take a few seconds.
Oct 21, 2025 10:38 AM
— Mortgage Rates
Trade groups push plan to let GSEs buy MBS to ease mortgage rates
Trade groups representing community banks and home lenders are pushing for Fannie Mae and Freddie Mac to purchase mortgage-backed securities to lower mortgage rates. They want the GSEs to have the authority to buy up to $300 billion of MBS when the spread between 30-year mortgage rates and 10-year Treasury rates exceeds 170 basis points.
Sep 14, 2025 9:23 AM
— Mortgage Rates
Have Fed rate cuts already been priced into mortgage rates?
Mortgage rates hit a new low for 2025 last week due to the labor market's impact on the bond market. The article questions if rates will rise again after the Fed cuts rates, citing a similar situation from the previous year.
Sep 6, 2025 5:23 AM
— Mortgage Rates
Can mortgage rates get below 6% with this Federal Reserve?
Mortgage rates hit a year-to-date low after poor job numbers, with speculation on whether rates can drop below 6% and remain low in 2025 or 2026. The focus is on the labor market over inflation data affecting mortgage rates.
Sep 5, 2025 1:23 PM
— Mortgage Rates
Shocking jobs report sends mortgage rates falling to new yearly lows
The Federal Reserve was wrong in attributing weak labor market data to population growth, leading to mortgage rates hitting new yearly lows.
Sep 3, 2025 1:26 PM
— Mortgage Rates
Mortgage rates hit a new 2025 low after soft job openings report
Mortgage rates decreased to a year-to-date low of 6.49% after job openings data came in below expectations, leading to more unemployed workers than job openings. This has put a September rate cut and lower mortgage rates in play.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.