Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Bankrate
Showing 313 - 336 of 360 results
Jun 3, 2025 3:03 AM
— Interest Rates
High-yield savings rates today: June 2, 2025 | Highest APY remains 4.40% as the Fed prepares its next move
Some Fed officials hint at the Federal Reserve not raising interest rates at the upcoming meeting in mid-June. This stability in rates benefits savers, as high-yield savings accounts are still offering competitive APYs above 4 percent. Online-only banks tend to provide the best yields with minimal deposit requirements. The Federal Reserve's decision on interest rates can impact the future of these... more
Jun 3, 2025 3:00 AM
— Mortgage Lending
Loan Calculator
Bankrate provides a loan calculator tool to help users estimate monthly payments for various types of loans and loan terms. The tool can be used to compare mortgage refinance payments, personal loans, car loans, and debt consolidation loan terms. It also provides information on interest rates, repayment terms, and amortization schedules. Bankrate offers various guides and tips to help users naviga... more
Jun 2, 2025 2:00 PM
— Mortgage Lenders
Guide to first-time homebuyer loans and programs
First-time homebuyer loans offer affordable rates, flexible requirements, and assistance with closing costs and down payments. Different types of loans like conventional loans, FHA loans, VA loans, and USDA loans are available for first-time buyers. Programs like down payment assistance, employer-assisted housing, and tax breaks can also help first-time buyers.
May 31, 2025 3:03 AM
— Mortgage Rates
Rates remain elevated - Current mortgage and refinance rates for May 30, 2025
Mortgage rates have varied compared to last week, with the 30-year fixed rate at 6.94%. The housing market remains in a mild seller's market, although inventory levels are increasing, benefiting buyers. Experts predict rates to stay relatively stable in 2025, but small economic shifts could create opportunities. Home sales have been strong, but pent-up housing demand continues to grow. Mortgage ra... more
May 30, 2025 3:03 AM
— Interest Rates
Top CD Rates Today: May 29, 2025 | Best APYs Range 4.15%-4.49%
The article discusses the benefits of investing in a certificate of deposit (CD) as a tool for saving money. It highlights the current leading APY rates across different CD terms and the pros of CD investing, such as solid APYs, safety, guaranteed fixed returns, and limited access to funds. It also mentions the recent federal funds rate changes and how they can impact deposit accounts like CDs.
May 29, 2025 7:02 AM
— Mortgage Lenders
Simple Loan Payment Calculator
The article provides information on how to calculate monthly loan payments, understand the impact of loan term and interest rates, and compare different loan options. It also offers tips on saving money through refinancing or paying off loans early, as well as information on factors affecting loan rates such as credit scores. Additionally, the article includes links to further resources on persona... more
May 23, 2025 12:02 PM
— Mortgage Lending
25 Passive Income Ideas To Make Extra Money In 2025
The article discusses the concept of passive income as a way to generate extra cash flow. Passive income sources include rental properties, businesses, e-books, selling photography, creating apps, and starting a blog or YouTube channel. It highlights the opportunities and risks associated with each passive income method.
May 23, 2025 3:01 AM
— Home Insurance Market
California Approves 17% Rate Hike for State Farm Homeowners Insurance
State Farm in California has been approved to raise homeowners insurance premiums by 17%, renters and condo insurance by 15%, and rental owners policies by 38%. The decision was made to stabilize State Farm's financial condition and help cover the costs of wildfires in the state. The rates will go into effect on renewals starting June 1. Although the increase was approved on an emergency, interim ... more
May 22, 2025 3:02 AM
— Tax Deduction on Auto Loan Interest
Who Benefits From The Potential Auto Tax Deduction?
There is a proposal to introduce a tax deduction on auto loan interest paid toward American-made cars, with estimates suggesting that the average car owner could save $400 annually. However, experts are skeptical about the deduction's impact on consumer choice and the broader goal of increasing vehicle sales in the U.S.
May 21, 2025 12:01 PM
— Mortgage Lenders
‘Marry the house, date the rate’: Smart strategy or outdated advice?
As mortgage rates rise, the housing industry is encouraging buyers to focus on finding a house they love and commit to it, while being flexible with mortgage rates. Refinancing is seen as a way to 'break up' with the old mortgage in favor of a better one in the future.
May 21, 2025 12:00 PM
— Housing Market
Study: Top vacation spots where short-term rental prices jump the most in the high season
The article discusses the rise in popularity of short-term rentals in tourist hotspots during peak seasons, leading to significant price increases in vacation rentals. These price spikes are often driven by major events like the Masters golf tournament. The pandemic and economic concerns are prompting more travelers to consider alternative, less expensive vacation destinations. Both Gen Zers and f... more
May 21, 2025 3:01 AM
— Interest Rates
Majority of rates increase on U.S. debt downgrade - Current mortgage and refinance rates for May 20, 2025
Average mortgage rates have increased for 30-year fixed, 15-year fixed, and jumbo mortgages, while 5/1 ARM rates have fallen. The Federal Reserve decided to hold its benchmark rate steady, but there are indications that a rate cut may be imminent due to calming inflation. Experts predict that rates will remain within a narrow range for most of 2025, with a slight downward trend. Mortgage rates are... more
May 19, 2025 2:00 PM
— Interest Rates
High-Yield Savings Rates Today: May 19, 2025 | Top Rate Remains At 4.40% APY
The article discusses how the U.S. stock market is recovering from losses, with inflation rates slightly lower than anticipated. It highlights the importance of high-yield savings accounts offering APYs above 4 percent to combat inflation. The Federal Reserve's unchanged interest rates have helped keep savings account yields high, with some accounts offering APYs of 5 percent or higher. Savers are... more
May 19, 2025 3:03 AM
— Mortgage Rates
Rates rise: When should you lock? | Current mortgage and refinance rates, May 19, 2025
The article provides current average mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM loans. It also mentions Bankrate.com as a source for staying up-to-date on housing market trends.
May 19, 2025 3:02 AM
— Mortgage Rates
Most rates increase on U.S. debt downgrade | Today's mortgage and refinance rates, May 21, 2025
National mortgage rates increased compared to last week, with 30-year fixed, 15-year fixed, and jumbo loan rates going up, while 5/1 ARM rates fell. The Federal Reserve holding its benchmark rate steady may result in future rate cuts. Experts predict rates to remain relatively stable in 2025 with only a slight downward trend. Factors such as inflation and unemployment figures will influence mortga... more
May 19, 2025 3:02 AM
— Bank Account Bonuses
Best Bank Account Bonuses For May 2025
Banks are offering various sign-up bonuses ranging from $50 to $3,000 for opening new checking or savings accounts. These bonuses are used by banks to attract new customers and deposits. However, it's important to carefully read the terms and conditions and consider whether the account meets your needs in the long term. The IRS taxes bank account bonuses as regular income, and it's recommended to ... more
May 17, 2025 3:01 AM
— Home Equity Loans
Home Equity News: This Week's Roundup
HELOCs rose to over 8% this week, still near their lowest level in two years. The average $30,000 home equity loan remained unchanged. The national average for a 30-year fixed-rate mortgage increased to 6.88%. Multigenerational living is on the rise in the U.S. Prepaying your mortgage can help pay it off faster. Renting is favored over buying, especially for single individuals. The Federal Reserve... more
May 16, 2025 3:02 AM
— Student Loans
New House Bill Would Slash Student Loan Programs, Limit Forgiveness
Republicans in the House Committee on Education and the Workforce proposed significant changes to federal student aid programs, including eliminating some programs, implementing new loan limits, and simplifying repayment options. The legislation will increase borrowing costs for many students. The changes also affect graduate and professional students, with loan limits being prorated based on enro... more
May 15, 2025 4:00 AM
— Mortgage Rates
Majority of rates rise as inflation steadies | Current mortgage and refinance rates, May 14, 2025
Bankrate data shows that average mortgage rates for 30-year fixed, 15-year fixed, and jumbo mortgages increased, while 5/1 ARM rates decreased. The Fed decided to hold its benchmark rate steady, focusing on inflation concerns. Experts predict rates to stay in a narrow range in 2025 with a slight downward trend in mortgage rates. It is advised to monitor economic indicators like inflation and unemp... more
May 14, 2025 12:00 AM
— Inflation and Consumer Prices
Latest Inflation Statistics: The Prices Rising And Falling Most
Inflation rose less than expected last month, with prices remaining relatively stable. The article highlights that consumer prices are still significantly higher than they were before the pandemic, with Americans needing more money to buy the same goods and services. While prices have not risen dramatically, tariffs have increased, leading to concerns about potential future price hikes. The impact... more
May 13, 2025 4:00 AM
— Housing Market
All in the family: The rise in multigenerational homes
In the article, a couple, Tom and Merielle Lupfer, were unable to afford a starter home in Northern New Jersey due to high prices. Instead, they moved into Merielle's parents' home and found that the advantages outweighed the disadvantages. The article suggests that multigenerational homes are making a comeback due to rising home prices and mortgage rates, making it difficult for some home buyers ... more
May 13, 2025 3:00 AM
— Interest Rates
High-Yield Savings Rates Today: May 12, 2025 | Earn Up To 4.40% APY
The article discusses how the Federal Reserve is keeping interest rates steady, which is benefiting savers by keeping high annual percentage yields on savings accounts well above 4 percent. This has been the case for over two years, with opportunities for high yields on savings accounts, money market accounts, and certificates of deposit. The highest savings account rate is 4.40 percent APY, offer... more
May 12, 2025 11:00 AM
— Mortgage Rates
Most rates increase as Fed keeps rates unchanged - Mortgage and refinance rates for May 12, 2025
Average mortgage rates increased compared to a week ago, with rates for 30-year fixed, 15-year fixed, and jumbo loans going up while 5/1 ARM rates remained flat. The Federal Reserve's decision to keep its benchmark rate steady at the latest meeting on May 7 indicates concerns about inflation. Despite economic uncertainty due to trade wars and tariffs, consumer spending and employment data remain s... more
May 8, 2025 3:00 AM
— Interest Rates
Fed Skips Another Interest Rate Cut, Warns Of ‘Potential’ For Stagflation
The Federal Reserve voted to keep interest rates steady, signaling more concern about inflation than a recession. This decision will maintain the key interest rate that affects borrowing costs near a decade-plus high. Home buyers may face higher mortgage rates, as adjustable-rate mortgages are influenced by this rate. However, savers can benefit from competitive returns on savings accounts due to ... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.