Mortgage News
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News for: National Mortgage News
Showing 289 - 312 of 470 results
Sep 25, 2025 10:25 AM
— Mortgage Rates
Youthful cities to benefit more by falling mortgage rates
Cities with younger, more mobile populations stand to benefit more from decreasing mortgage rates. Refinancing indicators showed limited improvements due to ongoing home sales challenges, with potential market outlook changes ahead.
Sep 25, 2025 9:57 AM
— Mortgage Rates
Mortgage rates rise after FOMC's decision
Mortgage rates have been fluctuating, with some decreases due to expectations of a cut in short-term rates by the Federal Open Market Committee. Different sources report various changes in rates throughout recent weeks.
Sep 25, 2025 8:24 AM
— Mortgage Rates
Mortgage applications' meager gains contrast previous spike
Mortgage applications slowed down last week after increasing due to declining fixed rates. Refinances increased, but purchases decreased for the first time in four weeks. New-home loan activity rose 1% year over year in August, but fell 6% from July. The 30-year fixed rate mortgage decreased by 9 basis points, but pricing changes occurred before the Federal Reserve meeting.
Sep 23, 2025 1:25 PM
— Housing Market
Where Fannie Mae anticipates rates will head next
Fannie Mae revised their mortgage rate forecasts downward and projected higher volumes for next year. The government-sponsored enterprise also extended Michael Hutchins' term as interim CEO. A New Jersey-based bank plans to eliminate over 100 employees from its mortgage lending operations. Stakeholders are being urged to base decisions on data rather than politics related to a proposed repeal. A b... more
Sep 23, 2025 3:25 AM
— Mortgage Insurance
FHA premium cancellation bill reintroduced in the House
A bipartisan bill has been reintroduced in the House of Representatives to end the Federal Housing Administration's life-of-loan requirement for mortgage insurance coverage. Private mortgage insurance currently has a larger share of business than FHA, but the gap is expected to narrow through 2027. Mortgage rates in the US dropped significantly last week, leading to an increase in refinancing. Non... more
Sep 22, 2025 12:24 PM
— Mortgage Rates
Summer clocks in strongest buyer's market in years
This summer saw a strong buyer's market in housing, but there was a drop in refinance application submissions due to increasing conventional rates. Mortgage rates fell significantly in the recent weeks, leading to an increase in refinancing activity. Contract closings fell slightly, and there is ongoing debate about the potential public offering tied to government-sponsored enterprises.
Sep 22, 2025 4:25 AM
— Mortgage Rates
Rate gets mortgage benefit of Compass-Anywhere deal
Compass' purchase of Anywhere Real Estate has had a big impact on mortgage rates. The purchase was fueled in part by a $3.6 billion infusion to REITs. Additionally, Equifax is holding costs for scores from FICO rival Vantagescore through 2027 to drive adoption of alternative metrics. Some lenders have found workarounds for the Federal Housing Administration's suspension of reverse mortgage endorse... more
Sep 21, 2025 10:33 AM
— Mortgage Rates
Mortgage applications soar, led by refinancing spike
Mortgage applications have been increasing due to the lowest rates in almost a year. Washington, D.C. and Denver have the largest share of mortgaged households, leading to a potential shift in buyer demand. Refinances have increased, while purchases have slightly decreased in the run-up to Labor Day.
Sep 20, 2025 1:24 PM
— Mortgage Lending
Katie Sweeney denies accusations in AIME payment fight
Katie Sweeney is being accused of directing almost $1 million in payments to herself by her former organization, Village Capital. The lawsuit also involves accusations against Village Capital of failing to fully pay for servicing assets and not reimbursing a large Ginnie Mae payment. The article also mentions that MSR investment persists and some values have stabilized since a rate cut by policyma... more
Sep 19, 2025 2:24 PM
— Interest Rates
What the current Fed rate outlook means for servicing
The recent drop in long-term rates in anticipation of a 25 basis point cut by the Federal Open Market Committee has impacted servicing, but once the cut was confirmed, financing costs stabilized. Housing finance firms are more concerned with potential actions beyond the anticipated cut rather than the cut itself. Freddie Mac reported a 9 basis point drop in the 30-year fixed rate mortgage, with mu... more
Sep 18, 2025 3:24 PM
— Mortgage Lenders
CrossCountry to expand asset management arm
CrossCountry HoldCo, the parent company of a large retail mortgage company, is expanding its asset management arm through partnerships with Ares Alternative Credit fund and Hildene Capital Management. The increase in 10-year Treasury yield has caused mortgage rates to rise, leading to a higher tendency for borrowers to tap into home equity. Delinquencies within the mortgage segment have eased from... more
Sep 18, 2025 11:48 AM
— Mortgage Lenders
UWM first to raise its conforming limits for 2026
United Wholesale Mortgage has raised its conforming loan limits ahead of the official announcement by the Federal Housing Finance Agency. This move has led the New Jersey-based bank to lay off over 100 employees in its mortgage lending operations. Other lenders like Pennymac have followed suit by increasing their conforming loan limits as well.
Sep 18, 2025 10:05 AM
— Mortgage Rates
Mortgage rates lower but full impact of FOMC not felt yet
After the Federal Open Market Committee's actions, mortgage rates did not decrease as expected. Housing finance firms anticipate a 25 basis point move and companies are making efforts to meet market needs. Lenders have priced in the decision to cut short-term rates for 30-year home loans.
Sep 17, 2025 2:27 PM
— Mortgage Rates
Fed cuts but only some mortgage rates are moving lower
The Federal Open Market Committee's decision to cut rates by 25 basis points may not have the expected impact on home loan rates. Housing finance firms were expecting the cut, and other factors beyond this decision may have a greater impact on mortgage rates.
Sep 17, 2025 1:24 PM
— Mortgage Lenders
Union Home Mortgage to acquire Sierra Pacific assets
Union Home Mortgage is acquiring the origination assets of Sierra Pacific Mortgage, including the retail and wholesale production channels. Optimal Blue has rebranded after being sold by Black Knight to Constellation Software. Finance of America and Hilltop Holdings are also joining an exchange that has been relocated by Intercontinental Exchange. Anniemac, a company based in New Jersey, is expand... more
Sep 16, 2025 2:51 PM
— Mortgage Industry Trends
Why mortgage lenders haven't waited for the Fed to cut rates
Home lenders are anticipating a 25 basis-point cut by the Federal Open Market Committee. Mortgage industry leaders predict changes like the elimination of mundane tasks and more specialized training for AI. Companies are innovating to meet market needs and running promotions to stimulate sectors. Certain cities are highlighted as great options for first-time homebuyers.
Sep 16, 2025 11:24 AM
— Mortgage Applications
New-home mortgage applications slow after two-month surge
Mortgage applications for new-home purchases were up on a yearly basis, but there was a fall in August compared to the summer's first two months. Refinances saw an increase, but purchases experienced a pullback in the weeks leading up to Labor Day. Despite this, lower interest rates and homebuilder concessions attracted borrowers. Nonbank mortgage firms are leading in technology adoption, outpacin... more
Sep 16, 2025 2:32 AM
— Interest Rates
From crypto to DPA: 8 newest mortgage products, programs
There is an increased likelihood that the Fannie Mae and Freddie Mac conservatorships are coming to an end, leading to questions about expanding their conforming product boxes. Consumers are skipping insurance coverage due to rising costs. Mortgage rates are dropping, leading to a rise in cash-out refinances. The mortgage industry may see changes like eliminating mundane tasks and focusing on trai... more
Sep 11, 2025 10:08 AM
— Mortgage Rates
Mortgage rates drop further as the odds of a Fed cut rises
Mortgage rates dropped significantly by 15 basis points, reaching their lowest point in nearly a year. This decrease is attributed to the anticipation of a short-term rate cut by the Federal Reserve.
Sep 10, 2025 2:24 PM
— Mortgage Lending
FICO isn't the problem. A premature two-score system Is
The Federal Housing Finance Agency has approved the use of VantageScore 4.0 as an alternative to Classic FICO for mortgages purchased by Fannie Mae and Freddie Mac. VantageScore claims it is better at scoring borrowers, but analysis shows that the differences between VantageScore 4 and Classic FICO disappear when using a consistent methodology. The article discusses the potential impact of introdu... more
Sep 10, 2025 11:24 AM
— Mortgage Rates
Rate-and-term refi activity hits 2025 high mark
Homeowners showed a desire to refinance as mortgage rates fell in August, leading to a high number of rate-and-term transactions. However, the increase in purchase volume was not enough to offset the drop in refinance application submissions, and purchases declined year over year despite borrowers taking advantage of rate dips.
Sep 9, 2025 3:00 AM
— Mortgage Rates
Buyers gain hope on rates, sellers turn cautious
Consumers are more inclined to become home buyers due to potential declines in mortgage rates. However, views on selling took a hit last month according to Fannie Mae. Americans are more confident in their own finances, but expect home prices and mortgage rates to rise over the next year. The increase in purchase volume was not enough to offset the drop in refinance application submissions as conv... more
Sep 8, 2025 10:26 AM
— Mortgage Lenders
Property insurance nears 10% of mortgage costs
Property insurance portion of the average mortgage payment is almost 10% of the monthly expense. Mortgage experts suggest government interventions like tweaking closing costs, offering tax incentives, and reducing interest rates. Fannie Mae's sentiment index saw a decline except for views on buying conditions and rates. Homeowners are increasingly turning to cash-out refis as mortgage rates drop. ... more
Sep 8, 2025 3:24 AM
— Mortgage Lenders
How a trigger leads crackdown could lift retention rates
Legislation known as the Homeowners Privacy Protection Act will prohibit credit companies from sharing consumer data with third-party lenders, a move seen as a win for consumer privacy in the mortgage industry. This legislation will go into effect in March of next year. Additionally, recent changes in policy by Fannie Mae and Freddie Mac aim to improve disclosures and retention rules for valuation... more
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Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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