Mortgage News
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News for: HousingWire
Showing 289 - 312 of 406 results
Dec 24, 2025 5:32 PM
— Mortgage Rates
Mortgage applications fall 5% despite rate decline
Mortgage applications dropped by 5% last week, despite steady mortgage rates. Factors like a softening job market and high home inventories are affecting application volumes.
Dec 24, 2025 4:34 AM
— Mortgage Rates
MBA forecasts slow 2026 growth amid inflation, rate hikes
The Mortgage Bankers Association predicts U.S. economic growth to slow to 1.6% in 2025 due to inflation and interest rates. There is a 35% chance of a recession, but mortgage rates are expected to stabilize. Despite this, market trends like a softening job market and elevated inventories are impacting application volumes.
Dec 23, 2025 4:32 PM
— Property Tax Benefits
Texas proposes property tax cuts for homeowners 55+
Texas Lt. Gov. Dan Patrick's 'Operation Double Nickel' proposes lowering the age for senior property tax benefits from 65 to 55 and expanding homestead tax exemptions, potentially saving eligible Texans up to $10,000 between ages 55 and 65.
Dec 23, 2025 1:36 PM
— Housing Market
November sees sharp rise in U.S. mortgage delinquencies
U.S. mortgage delinquencies surged in November, reaching the highest level in over four years with the national delinquency rate rising to 3.85%. December data will be crucial to assess recovery.
Dec 23, 2025 11:32 AM
— Mortgage Rates
Mortgage rates dip, experts see steady 2026 ahead
Mortgage rates decreased in 2025 and are expected to remain steady into 2026. Lenders attribute this to Fed policy and market competition. Rates for 30-year conventional fixed loans averaged 6.24% and 6.37% across different sources. Industry experts are optimistic about growth in 2026 despite market trends impacting application volumes.
Dec 22, 2025 7:30 AM
— Mortgage Lenders
Why DSCR demand ramped up in 2025 and will continue into 2026
In 2025, the demand for DSCR loans increased due to tight housing inventory and a rise in nontraditional wage earners. Rocket Pro launched its first DSCR product, catering to the needs of borrowers looking for alternative options based on rental income rather than personal income.
Dec 22, 2025 4:35 AM
— Mortgage Security
Existing home sales hit 9-month high with inventory at 1.43M units
The article discusses the importance of verifying human identity on websites to prevent fraud and ensure security. It highlights the use of CAPTCHA tests and biometric authentication as effective methods for this purpose.
Dec 22, 2025 4:35 AM
— Mortgage Rates
Mortgage payments decrease slightly in November
In November, homebuyer affordability improved as the median mortgage payments slightly decreased, driven by lower mortgage rates and strong household earnings growth. The Mortgage Bankers Association's index shows a sixth consecutive monthly improvement.
Dec 22, 2025 4:32 AM
— Mortgage Lending
The evolution of mortgage marketing: From rates to relationships
The article discusses the importance of verifying one's identity as a human through completing certain actions online. This is to prevent automated bots from taking actions on websites without human interaction.
Dec 21, 2025 10:30 AM
— Mortgage Rates
Why did the growth rate of housing inventory drop by half this year?
Housing inventory growth slowed to 13.54% year over year, down from over 30% earlier in 2025, as new listings and sales patterns changed. Mortgage rates remained near 6.3% after the Fed's December cut, influencing market dynamics.
Dec 19, 2025 10:32 AM
— Mortgage Security
UWM shifts strategy with $1.3B Two Harbors deal, boosts servicing
The article discusses the importance of verifying one's identity as a human through actions like completing a captcha. This process is necessary to prevent automated bots from accessing sensitive information or performing malicious activities.
Dec 19, 2025 8:28 AM
— Housing Market
Existing home sales rise in November as mortgage rates dip
Existing home sales increased slightly in November to 4.13 million, with inventory decreasing. The median price rose by 1.2% year over year, while first-time buyer share and all-cash transactions decreased. The improvement in homebuyer affordability was noted due to a slight decrease in median mortgage payments.
Dec 19, 2025 4:34 AM
— Housing Market
Homebuilders have new competition for lots. Data centers
Data centers are rapidly expanding in Texas, driving up land prices and reducing opportunities for affordable housing development near major job centers. The surge in data centers is also straining local resources like water and electricity, as these facilities consume vast amounts of both. Lawmakers are considering policy changes to address the collision between data center growth and housing aff... more
Dec 19, 2025 4:32 AM
— MLS/Associations
Google’s MLS listings via HouseCanary reignites IDX policy debate
Google's partnership with HouseCanary to display MLS listings in mobile search has sparked debate over the use of IDX data, broker consent, and compliance with NAR and MLS policies. Many are concerned that this partnership may be breaching their data licensing permit.
Dec 19, 2025 3:32 AM
— Online Security
Comedy, AI, and the hustle: what mortgage recruiting can learn from the stage
The article discusses the importance of verifying if a user is a human through actions like selecting images that fit a certain criteria or completing puzzles. This verification process is crucial for preventing spam and bots from accessing websites and can help protect sensitive information.
Dec 18, 2025 4:34 AM
— Identity Verification
UWM to acquire Two Harbors, nearly doubling servicing portfolio
The article discusses the importance of verifying one's humanity through actions such as completing a CAPTCHA to prevent automated bots from accessing certain online content or services.
Dec 18, 2025 4:34 AM
— Mortgage Lending
New York outlaws right-to-list agreements
New York has banned right-to-list agreements, making them unenforceable and penalizing their recording to protect homeowners from restrictive contracts. The law also aims to shift mortgage marketing tactics towards relationship-driven branding, human guidance, and trust-centered borrower experiences.
Dec 18, 2025 4:34 AM
— Mortgage Security
Patrick Ferry joins Keller Williams MAPS Coaching
The article discusses the importance of verifying that a user is human by completing a CAPTCHA or similar action. This verification process helps prevent automated bots from accessing websites and ensures that real users are interacting with the site.
Dec 17, 2025 6:32 AM
— Mortgage Rates
Why have mortgage rates barely budged despite three Fed cuts?
Mortgage rates remained steady around 6.3% following the Federal Reserve's recent rate cut. Despite ongoing housing shortages and mixed jobs data, policymakers are considering future cuts.
Dec 17, 2025 4:34 AM
— Mortgage Security
Why Texas builders are betting on backup batteries for new homes
The article discusses the importance of verifying human identity through various methods such as CAPTCHA to prevent fraud and ensure security online.
Dec 17, 2025 4:33 AM
— Mortgage Lending
ICE taps Bob Hart to lead mortgage technology division
Bob Hart has been named president of ICE Mortgage Technology division, succeeding Tim Bowler who will transition to a new role in ICE's fixed income and data services division. The leadership changes will take place on January 1, 2026. The article also mentions the rise in mortgage credit availability in November and the efforts of mortgage professionals to rebuild trust with Millennial and Gen Z ... more
Dec 16, 2025 5:32 AM
— Mortgage Lending
Freddie Mac appoints Kenny Smith as new CEO
The article discusses the importance of verifying human identity through various methods to prevent fraud and ensure security online.
Dec 16, 2025 4:34 AM
— Mortgage Security Measures
Sweeney amends lawsuit against AIME, names UWM
The article discusses the importance of verifying that users are human before allowing access to certain online platforms. It highlights various methods, such as CAPTCHAs and biometric authentication, that websites use to ensure human users are interacting with their sites rather than bots.
Dec 15, 2025 4:32 PM
— Housing Market
Compass-Anywhere acquisition set to close in late 2026
Compass announced a $10B all-stock acquisition of Anywhere, adding over 340,000 agents. The deal is expected to close in late 2026 but may face antitrust scrutiny and possible asset divestitures in key markets. The acquisition will make Compass one of the biggest players in the real estate industry.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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