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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

News for: Yahoo Finance
Showing 265 - 288 of 759 results
Jan 27, 2026 2:30 PM — Interest Rates
Fed expected to keep interest rates on hold this week
The Federal Reserve is expected to hold interest rates steady at its upcoming policy meeting, with officials signaling a pause in rate cuts. Factors influencing future rate decisions include inflation and the job market. Fed officials are divided on the outlook for inflation and the job market, with some predicting a gradual easing of rates in 2026.
Jan 27, 2026 7:30 AM — Mortgage Rates
Follow these 8 strategies for getting the lowest mortgage rates
The article discusses how to secure the lowest mortgage rate possible in the 2026 housing market. It provides tips such as improving credit score, reducing debt-to-income ratio, making a larger down payment, prepaying interest, and negotiating special financing or interest rate buydown with the lender. It also mentions the option of adjustable-rate mortgages and shorter-term loans for lower intere... more
Jan 27, 2026 7:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 27, 2026: Under 6% again
The average 30-year fixed mortgage rate is 5.97% while the 15-year fixed rate is 5.47%. Mortgage rates have remained below 6% since mid-November. Different types of mortgage rates and refinance rates are listed, along with a comparison between 15-year and 30-year mortgages. The article also discusses adjustable-rate mortgages and provides insights into how to get the lowest mortgage rates.
Jan 26, 2026 8:31 AM — Mortgage Rates
Rates are still under 6%: Mortgage lenders with the best rates this week, Jan. 26, 2026
The article provides a list of the top 10 mortgage lenders with the best interest rates, most of which are offering rates just below 6%. It emphasizes the importance of shopping around for the lowest mortgage rate, as the savings could be significant. The article also explains the difference between interest rate and APR, which includes both interest rates and lender fees.
Jan 26, 2026 2:31 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 26, 2026: A step higher from recent lows
The article provides an overview of current mortgage rates, with the average 30-year fixed rate at 6.00%, and provides insights on different types of mortgages, payment calculations, the use of adjustable-rate mortgages, and factors affecting mortgage rates like credit scores and down payments. It also discusses options like buying down interest rates through discount points at closing.
Jan 25, 2026 6:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 25, 2026: Rates level out
The average national mortgage rates for various terms are provided, indicating that rates have leveled out. The article also discusses the differences between 15-year and 30-year mortgages, the impact of fixed-rate and adjustable-rate mortgages, how to find the best mortgage lender, and factors that affect mortgage rates.
Jan 24, 2026 5:31 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 24, 2026: The 30-year drops to an important baseline
The article provides information on current mortgage rates, including 30-year fixed rates, 20-year fixed rates, 15-year fixed rates, and ARM rates. It also discusses the advantages and disadvantages of different mortgage terms, such as the 30-year fixed-rate mortgage offering lower monthly payments but higher interest rates over the long term. Additionally, there is a mention of adjustable-rate mo... more
Jan 23, 2026 7:30 AM — Mortgage Rates
Rates under 6%: Mortgage lenders with the best rates this week, Jan. 20-25, 2026
The article discusses the top 10 mortgage lenders with the best interest rates for 30-year, fixed-rate conventional loans, with five lenders offering rates just below 6%. It highlights the importance of shopping around for the lowest mortgage rate, as well as understanding the difference between interest rates and APR, which includes lender fees. It also mentions the strategy of getting quotes fro... more
Jan 23, 2026 2:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 23, 2026: Close to one-year lows
The article discusses current national average mortgage and refinance rates, advising potential homeowners to shop for the best lender offering low rates. It explains the difference between fixed-rate and adjustable-rate mortgages and provides insight into when each type is suitable. Additionally, the article indicates that mortgage rates have generally been decreasing since the end of May, and th... more
Jan 22, 2026 1:30 PM — Mortgage Rates
3.75% financing or less: Is it a good time to buy a new construction home?
The article discusses new home builders offering affordable housing options, including new construction homes that provide lower mortgage rates and come with various incentives such as lower down payments, price breaks, discounts on closing costs, and upgrades. However, buyers should be cautious about builder financing deals to ensure they are not misled by advertised rates. Comparing offers from ... more
Jan 22, 2026 9:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 22, 2026: A small move higher
Mortgage and refinance rates increased slightly over the past week. The 30-year fixed mortgage rate rose to 6.09%, and the 15-year rate increased to 5.44%. The article discusses mortgage rate comparisons, the impact of the economy on rates, mortgage types, factors affecting mortgage rates, and refinancing strategies.
Jan 22, 2026 9:30 AM — Mortgage Rates
Mortgage rates edged up slightly this week amid market swings
Mortgage rates increased slightly this week due to geopolitical tensions between the US and Europe. President Trump's tariff threats over Greenland caused rates to jump briefly before settling back down. The 10-year Treasury yield fell towards the end of the week, potentially leading to lower rates in the future.
Jan 22, 2026 9:30 AM — Mortgage Rates
Average US long-term mortgage rate edges higher, but still near lowest point in more than 3 years
The average 30-year fixed rate mortgage rose slightly to 6.09%, while the 15-year fixed rate increased to 5.44%. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policy and bond market investors' expectations. The housing market has been sluggish due to higher mortgage rates, rising home prices, and a shortage of homes. However, a pullback in mortgage rates has ... more
Jan 21, 2026 10:30 AM — Interest Rates
Trump pushes for lower rates and ban on investor home purchases in bid to make homes more affordable
President Donald Trump is pushing for lower interest rates on home loans and credit cards, as well as banning large institutional investors from buying single-family homes in order to make homeownership more affordable. The U.S. housing market has been struggling due to higher mortgage rates, skyrocketing home prices, and a shortage of homes. Trump has directed the federal government to buy $200 b... more
Jan 21, 2026 7:30 AM — Housing Market
'The housing sector is not out of the woods': Contract signings sank in December
Home contract signings dropped 9.3% from November to December despite lower mortgage rates. This decline was seen in all regions of the country, with the Midwest experiencing a 14.9% drop. NAR's chief economist noted that the housing sector is still facing challenges, and December's figures dampened the short-term outlook. Inventory levels were low, possibly contributing to the decrease in contrac... more
Jan 21, 2026 7:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 21, 2026: Rates spike as Trump pushes Greenland agenda
Mortgage rates increased due to President Trump's actions, resulting in a 15 basis point rise in the average 30-year fixed rate. Zillow data also shows changes in other mortgage rates, such as a 14 basis point rise for 15-year fixed rates. The article explains the details of different mortgage options, including advantages and disadvantages of 30-year and 15-year fixed-rate mortgages, adjustable-r... more
Jan 20, 2026 12:30 PM — Mortgage Rates
Homebuyers now have a Greenland problem: Mortgage rates jump on geopolitical, tariff turmoil
Mortgage rates jumped 14 basis points following new trade tensions between President Trump and European leaders over Greenland, causing a stock and bond market sell-off. Factors like bond yields, market volatility, and demand for mortgage-backed securities determine mortgage rates. The rising rates threaten to stall the housing market's progress toward normalization, despite rates being down nearl... more
Jan 20, 2026 12:00 PM — Mortgage Rates
Homebuyers now have a Greenland problem: Mortgage rates jump on Greenland, tariff turmoil
Mortgage rates jumped following new trade tensions between President Trump and European leaders over Greenland, leading to a sell-off in stock and bond markets. Factors like bond yields, market volatility, and demand for mortgage-backed securities determine mortgage rates. The current rate trend threatens to stall the housing market's progress, despite rates being down nearly a percentage point co... more
Jan 20, 2026 7:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 20, 2026: Annual rates plummet
In 2026, mortgage rates have dropped compared to the previous year. The current 30-year fixed mortgage rate is 5.90%, while the 15-year fixed rate is 5.36%. Refinance rates are slightly higher than purchase rates. It is recommended to use a mortgage calculator to estimate monthly payments based on different rates and term lengths. 15-year mortgages save money on interest in the long run, but have ... more
Jan 20, 2026 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 20, 2026: Rates have plummeted over the last year
In 2026, mortgage rates have decreased compared to the previous year, with the average 30-year fixed rate at 5.90% according to Zillow. Yahoo Finance found three top-five-ranked lenders with rates at or below 5.50%. The article discusses mortgage rates for various terms, including refinancing rates, the benefits of 15-year mortgages over 30-year mortgages, and the differences between fixed-rate an... more
Jan 19, 2026 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 19, 2026: Rates fall by over 80 basis points in 6 months
Mortgage rates are currently declining, with the 30-year fixed rate dropping by 83 basis points to 5.90% and the 15-year fixed rate falling to 5.36%. Now is a good time to buy a new home or refinance your mortgage. Various types of mortgage rates are provided, such as 20-year fixed, 5/1 ARM, 7/1 ARM, VA loans, and more. Considerations for choosing between 15-year and 30-year mortgages and adjustab... more
Jan 18, 2026 4:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 18, 2026: Weekly rates drop by 19 basis points
Current mortgage rates are under 6%, with the average 30-year fixed rate at 5.90% and the 15-year fixed rate at 5.36%. Shopping with multiple lenders is recommended to find the best deal. Rates vary based on type of loan and may differ for purchasing a home or refinancing. Factors impacting rates include mortgage term, interest rate, and type of mortgage. Lenders offer lower rates to those with hi... more
Jan 17, 2026 4:31 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 17, 2026: Rates hold under 6%
The average 30-year fixed mortgage rate is currently 5.90%, according to Zillow, and has been under 6% for a week. There are various mortgage rates available such as 20-year fixed, 15-year fixed, and ARM options. The article also discusses the pros and cons of different mortgage types, including 30-year fixed, 15-year fixed, and adjustable-rate mortgages. Additionally, it advises that now may be a... more
Jan 16, 2026 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 16, 2026: Annual rates plummet by 98 basis points
The article discusses how mortgage rates have significantly dropped compared to last year, making it a great time to shop for mortgage lenders offering the best deals. It explains the different types of mortgage rates available, such as fixed-rate and adjustable-rate mortgages, and provides examples of current mortgage rates and refinancing rates. The article also offers advice on choosing the rig... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.

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