Mortgage News
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News for: Mortgage News Daily
Showing 265 - 288 of 875 results
Dec 18, 2025 4:31 AM
— Treasury Rates
Quiet Calendar Ahead of Thursday's CPI
Wednesday is seen as a placeholder day for traders as 2025's relevant trading days diminish. Thursday's CPI report is highlighted as an important economic data point and could impact the Fed's upcoming rate cut decisions in January. The trading day's significance is dependent on Treasury yields staying between 4.10 and 4.20, with a slight morning recovery bringing yields to 4.10.
Dec 17, 2025 1:30 PM
— Bond Markets
Slightly More Focus Than Normal on Thursday's CPI
The article discusses how Wednesday was an uneventful trading day with bonds staying within the recent range. Thursday may be different due to the release of the Consumer Price Index (CPI), which could impact the market. Recent Fed speeches have reintroduced inflation concerns as a reason for caution with rate cuts. Overall, the article mentions that the CPI data will be the last potential source ... more
Dec 17, 2025 12:30 PM
— Interest Rates
Mortgage Rates Unchanged Ahead of Important Inflation Data
Mortgage rates remained unchanged compared to yesterday due to the absence of high stakes economic data. The bond market is primarily driven by the economy, with the jobs report and Consumer Price Index (CPI) being key factors. Recent Fed speeches have shown concern over inflation's impact on rate outlook, making the upcoming CPI report significant.
Dec 16, 2025 12:30 PM
— Interest Rates
Unemployment Not High Enough For a Full-Fledged Rally
The article discusses how the unemployment rate increased from 4.4% to 4.6% but was tempered by a higher participation rate and stronger payroll growth. The overall rate rally was choppy and lackluster due to various economic factors, including waiting for the CPI data to be released on Thursday.
Dec 16, 2025 11:30 AM
— Mortgage Rates
Mortgage Rates Only Slightly Lower, But Volatility Risks Remain
Rates did not make a significant move in response to the release of November's jobs report, which was weaker but not weak enough to drastically impact rates. The average lender moved back down to levels seen last Thursday, and rates are currently in a consolidation pattern. Volatility remains a risk during the week, with market attention turning to Thursday's Consumer Price Index report.
Dec 16, 2025 9:30 AM
— Mortgage Lenders and Broker Services
Cap Markets Education, Servicing, Borrower Monitoring Products; Marketing Thoughts for 2026
Mortgage lenders are looking for ways to cut costs and increase efficiency through partnerships, product line expansions, and the adoption of technology like AI-powered POS systems and income verification tools. Companies like Lenders One, Servbank, and Richey May are offering services to streamline operations and improve compliance. The housing market is showing signs of improvement as 2026 appro... more
Dec 16, 2025 8:30 AM
— Bond Markets
Frustratingly Flat After Deceptively Friendly Jobs Report
Despite a slight uptick in the unemployment rate and higher payroll count, the bond market remains flat as the Federal Reserve continues to confirm modest weakness in the labor market. The unclear impact of the government shutdown and lower response rates for the household survey are also noted.
Dec 15, 2025 12:30 PM
— Bond Markets
Fairly Calm Monday. Jobs Report on Deck
Monday's trading day ended with modest overnight gains eroding to roughly unchanged levels by the 3pm close. Tuesday brings the first post-shutdown jobs report, with a focus likely shifting to the unemployment rate. The jobs report is expected to heavily impact the market, depending on how much it differs from forecasts.
Dec 15, 2025 11:30 AM
— Mortgage Rates
Mortgage Rates Slightly Lower as Volatility Risks Increase
Mortgage rates started the week slightly lower and remained in a narrow range. The lack of movement on Monday was expected due to the absence of major economic data releases, but the upcoming jobs report on Tuesday could potentially impact rates depending on the unemployment rate and new nonfarm payroll creation data.
Dec 15, 2025 8:30 AM
— Mortgage Lenders
Hedging Auditor, Broker Survey, Non-QM, DSCR Products; Rising Insurance Costs
The article discusses various updates, enhancements, and strategies in the mortgage industry, including the introduction of powerful workflow queues for special servicing management, automation gains in technology, the rise in home insurance costs, the launch of a new DSCR loan by Rocket Pro, and an upcoming webinar focused on non-QM opportunities in 2026.
Dec 15, 2025 6:30 AM
— Bond Markets
Welcoming Back Timelier BLS Data
The Bureau of Labor Statistics is releasing important economic reports to the bond market this week, including the Employment Situation (NFP) and Consumer Price Index (CPI). This data, along with October's retail sales data, could impact the market through the 2nd week of January. Depending on the results, there could be either a range breakout or a retreat in yields.
Dec 13, 2025 4:31 AM
— Bond Markets
Choose Your Own Market Movement Adventure.
There is a noticeable divergence between long and short term bonds since the Fed announcement. Shorter-term yields are being kept low due to the Fed rate cut outlook, while longer-term yields are increasing. Traders are concerned that the labor market may not be deteriorating fast enough to warrant the rate cut.
Dec 12, 2025 1:30 PM
— Mortgage Rates
Anyone Who Tells You They Know What Happens Next For Rates is Lying
Mortgage rates rose near the highest levels of the past 3 months despite a Fed rate cut. The upcoming week has significant market-moving events that can impact rates, such as Retail Sales, CPI data, and the jobs report.
Dec 12, 2025 9:30 AM
— Mortgage Lenders
Correspondent Products, STRATMOR on Borrower Psychology; Lender Tools; DSCR Appraisal Issues in Baltimore
Private lenders across the country are fearful due to the high foreclosure rate of homes in Baltimore financed by Roc Capital. ServiceLink and Black Lake are recognized for their contributions to the mortgage industry. STRATMOR Group highlights the importance of understanding borrower psychology in the mortgage process. In the capital markets, there is uncertainty surrounding future rate cuts and ... more
Dec 11, 2025 1:30 PM
— Bond Markets
Two-Way Trading But Not Much Day-Over-Day Movement
Bonds started the day strong but weakened after the NYSE open, ending the day relatively unchanged. The day did not witness any significant events, with December 16th expected to be the only other notable trading day of the year. Mortgage-backed securities (MBS) and 10-year yields fluctuated throughout the day.
Dec 11, 2025 12:30 PM
— Interest Rates
Mortgage Rates Hit Lowest Levels of The Week
Following a Fed day, the bond market moved towards lower rates, a welcome change from previous days. The average lender is currently in the middle of the range over the past 3 months and experiencing the lowest levels since last Thursday.
Dec 11, 2025 8:30 AM
— Bond Markets
Follow-Through Rally. What's Up With Big Swings in Jobless Claims?
Bonds are experiencing moderate gains following jobless claims data, but the late Thanksgiving holiday has caused issues with seasonal adjustments. Last week's initial claims were distorted due to Thanksgiving, resulting in a big jump this week. Continued claims are also impacted, with non-adjusted claims at the highest levels in years.
Dec 10, 2025 2:30 PM
— Federal Reserve
Powell Avoided Throwing Cold Water on Rate Outlook. Bonds Approved
The gains in the market were due to Powell's press conference, where he made potentially friendly comments regarding rates, job gains, January decision, and inflation. The day ended with bonds selling aggressively for 2 weeks but the market responding positively to Powell's avoidance of hawkish reminders.
Dec 10, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Improve After Fed Announcement
The Fed cut its policy rate by 0.25%, leading to lower mortgage rates, although they were not directly related. Mortgage rates did not move when the rate cut was announced, but in response to Fed Chair Powell's press conference. Key comments from Powell indicated that job gains may have been overstated, inflation is coming down, and rates are now in a high range of neutral, potentially allowing fo... more
Dec 10, 2025 12:30 PM
— Mortgage Lending
Mortgage Apps Bounce Back, Led By Refi Reversal
Seasonally adjusted mortgage application activity increased by 4.8% last week, led by a surge in refinance applications. Purchase activity slipped slightly but remained above last year's pace. The overall market is responding to modest rate improvements, with FHA products seeing particularly strong demand.
Dec 10, 2025 8:30 AM
— Housing Market
DPA, Quick HELOC, Non-QM, Processing, AI Tools; Assumable Mortgages? Homebuyer Age Study
The article discusses the reemergence of assumable mortgages as a potential solution to an affordability crisis in the housing market. It explores the implications of this idea on various stakeholders, including policymakers, lenders, and consumers, and highlights the need for bold solutions to reshape the housing system before consumers find their own workarounds.
Dec 10, 2025 7:30 AM
— Bond Markets
What to Watch in Today's Dot Plot
Bonds were initially weaker but have regained strength after morning economic indicators. The focus is on the Fed's announcement, with the expectation of a rate cut. Concerns arise from a possible pause in rate cuts due to more hawkish sentiments, leading to bond market weakness.
Dec 9, 2025 2:30 PM
— Bond Markets
Wednesday is All About Dot Plot and Powell
Bonds lost ground due to JOLTS data, with focus shifting to the upcoming Fed meeting. Fed Funds Futures indicate a high probability of a rate cut announcement, but attention is on the release of the dot plot and Powell's press conference. Rates have been bearish recently, indicating uncertainty in the market.
Dec 9, 2025 12:30 PM
— Mortgage Rates
Can The Fed Pull Mortgage Rates Off The Ceiling?
Mortgage rates remained steady despite a weaker bond market on Tuesday. Bond market movement happened after the 10am release of Job Openings data, which is why rates stayed the same. The upcoming Fed announcement is not expected to result in a mortgage rate cut, as recent cuts have actually led to higher rates. The most significant market movements will likely come from the release of the Fed's ec... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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