News for: Mortgage News Daily
Showing 265 - 288 of 839 results
Dec 4, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Are Actually Higher This Week
Today's mortgage rates are slightly higher compared to yesterday's rates, which were already higher than last Friday's rates. This is in contrast to some media coverage claiming rates are lower. Freddie Mac's weekly mortgage rate survey is released every Thursday, but by then the data may be outdated due to rate volatility during the week. Rates moved higher on Monday and Tuesday, and although the... more
Dec 4, 2025 8:30 AM
— Mortgage Lenders
Home Value, Due Diligence, AVM, Refi Products; Extensive HELOC, DSCR, Non-QM Product Changes
Some mortgage lenders see builders and their lending arms as adversaries due to their adjustments in seller credits, par rates, and buy down programs. Builders are offering big concessions to buyers such as discounted mortgages and incentives worth thousands of dollars on average home sales.
Dec 4, 2025 5:30 AM
— Bond Markets
Lowest Initial Jobless Claims Reading Since 2022
Jobless Claims fell to 191k, the lowest since 2022 and one of the lowest since the 1960s, indicating a strong labor market. However, the Revelio payroll count of -9k came out shortly after, creating some uncertainty. Despite this, there was minimal impact on bond yields.
Dec 3, 2025 2:30 PM
— Bond Markets
Weaker Data Endorses the In-Progress Rally
The article discusses the fluctuations in bond markets throughout the day in response to economic data, ultimately showing moderate gains by the end of the day. The focus is on bond performance and potential upcoming data releases.
Dec 3, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Back Down Near Recent Lows
Mortgage rates improved today, although not as low as last week. Rates are influenced by bond market movement, which in turn responds to economic reports. Most bond market improvement occurred overnight before today's economic data release.
Dec 3, 2025 8:30 AM
— Mortgage Lenders
DPA, DSCR Processing, Buy Before you Sell Products; FDM/AHM Partnership; LOs & MISMO
The article discusses various advancements and partnerships in the mortgage lending industry, including improvements in home-equity lending processes, product expansion for top-tier independent mortgage banks, benefits of using modern digital lending experiences, and tools for generating complete DSCR loan packages quickly and compliantly. The article also mentions upcoming webinars and events foc... more
Dec 3, 2025 5:30 AM
— Bond Markets
Stronger Start, Mostly Before ADP Data
Despite the ADP employment report coming in lower than expected, there was only a slight rally in 10yr yields with minimal volume and volatility. Yields returned to pre-report levels by 8:30am. The next big report is ISM Services at 10am ET.
Dec 2, 2025 2:30 PM
— Bond Markets
Steady Gains Throughout The Day
Bonds started the day weaker but MBS quickly rebounded to unchanged levels. The gains were slow and steady with no clear catalysts. 10yr Treasuries also improved in the afternoon. There are upcoming economic reports that could impact the bond market.
Dec 2, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Move Slightly Lower
On Tuesday, mortgage rates barely changed and actually slightly decreased compared to the previous day. However, starting tomorrow, there is expected to be higher volatility due to upcoming economic reports that could impact rates.
Dec 2, 2025 7:31 AM
— Bond Markets
MBS Outperforming Longer-Term Treasuries
Shorter-term Treasuries are performing better than longer-term Treasuries in the early days of the trading month, likely due to positioning ahead of next week's Fed announcement. This trend is positive for Mortgage-Backed Securities (MBS) as their implied duration is closer to 5 years than 10 years. As a result, MBS and 5 year Treasuries are slightly stronger while 10 year Treasuries are slightly ... more
Dec 1, 2025 2:30 PM
— Bond Markets
Complete Silence After AM Volatility
Bonds were mostly flat overnight before experiencing a sharp sell-off in the morning, which was attributed to Japan's central bank news or a return to reality after the holiday. Yields are back in the pre-Thanksgiving range and are expected to react to upcoming economic reports. Mortgage-backed securities and 10-year Treasury yields have been steadily increasing throughout the day.
Dec 1, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Erase Last Week's Gains
Mortgage rates are affected by the bond market, which can behave erratically during major holiday weeks. Rates took a noticeable departure last week dropping to 6.20% but are now back up to 6.31%. Economic data is expected to have a bigger impact on rates in the coming days.
Dec 1, 2025 8:30 AM
— Mortgage Lenders
DSCR, Non-QM, FHA Products; AI, Broker, Borrower-Focused Webinars; STRATMOR on 2026 Growth Areas
The article discusses various developments and opportunities in the mortgage industry, such as DSCR loans, loan specials, FHA delinquencies, modern servicing technology, webinars, and training programs for mortgage professionals.
Dec 1, 2025 7:30 AM
— Bond Markets
Breaking Down Early Weakness. Is It Japan?
Bonds are weaker at the start of the week due to Thanksgiving week volatility and the Bank of Japan considering rate hikes at the next meeting. However, it is unclear if Japan is the main source of weakness as there were no clear correlations with other markets. Some traders believe the Japanese influence was a domino effect in other bond markets.
Nov 28, 2025 10:30 AM
— Mortgage Rates
Mortgage Rates Unchanged Versus Wednesday
Mortgage rates remained unchanged on the Friday after Thanksgiving, staying at the same level as Wednesday. The bond market closed early but will reopen fully next week, potentially bringing volatility depending on economic reports.
Nov 28, 2025 9:30 AM
— Bond Markets
Open But Not Really Open
The Friday after Thanksgiving is typically uneventful in terms of trading activity. There is not much happening in the market, with minimal movement in MBS and 10yr. No significant events or data are affecting the current situation.
Nov 28, 2025 8:30 AM
— Housing Market
Coast to Coast Jobs; Hodge Podge of Economic News; Improved Pull Through = Lower Cost Per Loan
The article discusses various mortgage-related topics, including the importance of focusing on units rather than dollar volumes, the impact of loans being funded or not funded, the growth and expansion of Evergreen Home Loans, Banner Bank, and Radius Financial Group, employment opportunities in the mortgage industry, and recent news on home prices, inflation, producer price index, pending home sal... more
Nov 26, 2025 12:31 PM
— Bond Markets
Holiday Week Volatility With Zero Consequence
Today's trading in the bond market was mostly influenced by holiday-week volatility rather than economic data. Despite some swings earlier in the day, by the 3pm close, bonds were close to unchanged levels. The impact of economic data was minimal, and the day overall was considered forgettable in the bigger picture. Trading is not expected to get serious until December.
Nov 26, 2025 11:30 AM
— Mortgage Rates
Mortgage Rates Slightly Higher, But Remain Near Long-Term Lows
Mortgage rates saw a slight increase on Wednesday, but are still at some of the lowest levels in a month and close to the lowest levels in over 3 years. Bond markets and mortgage lenders will be closed for Thanksgiving, and the Friday after Thanksgiving usually does not see significant movement in rates or the bond market.
Nov 26, 2025 8:30 AM
— Housing Market
Compliance, Broker Products; MBA on Credit Costs; LO Strategy for Aging Buyers; Pulte and Grand Jury
More than half of homes in the United States have decreased in price in the last year, leading to better affordability. Foreclosure rates are rising, with FHA-backed loans driving roughly half of foreclosure starts. The median age of first-time home buyers has increased to 40, a record high, which has implications for both buyers and lenders.
Nov 26, 2025 8:30 AM
— Housing Market
Credit Union Compliance, HELOC Products; Conventional Conforming Loan Limits and Other Fannie/Freddie News
The Federal Housing Finance Agency announced the new conforming loan limit values for mortgages that Fannie Mae and Freddie Mac will acquire in 2026. The CLL value for one-unit properties will be $832,750 in most of the United States, with higher limits in high-cost areas. Lenders and investors quickly adjusted to these new limits, with some companies offering enhanced technology to boost loan qua... more
Nov 26, 2025 5:30 AM
— Bond Markets
Stronger Data. Weaker Start For Bonds
Bonds were weaker overnight and continued to lose ground in early trading due to positive Jobless Claims and Durable Goods reports. The sell-off in bonds was minimal but noticeable.
Nov 25, 2025 3:30 PM
— Bond Markets
Best Closing Levels in Nearly a Month
Bonds improved moderately on Tuesday due to random holiday-week volatility. Factors cited for the improvement include a decline in weekly ADP payrolls and rumors that Kevin Hassett is the front-runner to be the next Fed Chair. Yields closed at 4.0%, the best marks since October 29th.
Nov 25, 2025 1:29 PM
— Mortgage Rates
Lowest Mortgage Rates Since 10/28 And Very Close to 3-Year Lows
Mortgage rates decreased significantly on Tuesday, nearing the lows seen in late October and matching those from late 2022. The drop was larger than expected based on the bond market, and it was influenced by idiosyncratic trading conditions and recent data, such as weekly employment numbers and rumors about the next Fed Chair.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.