News for: HousingWire
Showing 265 - 288 of 367 results
Dec 18, 2025 4:34 AM
— Identity Verification
UWM to acquire Two Harbors, nearly doubling servicing portfolio
The article discusses the importance of verifying one's humanity through actions such as completing a CAPTCHA to prevent automated bots from accessing certain online content or services.
Dec 18, 2025 4:34 AM
— Mortgage Lending
New York outlaws right-to-list agreements
New York has banned right-to-list agreements, making them unenforceable and penalizing their recording to protect homeowners from restrictive contracts. The law also aims to shift mortgage marketing tactics towards relationship-driven branding, human guidance, and trust-centered borrower experiences.
Dec 18, 2025 4:34 AM
— Mortgage Security
Patrick Ferry joins Keller Williams MAPS Coaching
The article discusses the importance of verifying that a user is human by completing a CAPTCHA or similar action. This verification process helps prevent automated bots from accessing websites and ensures that real users are interacting with the site.
Dec 17, 2025 6:32 AM
— Mortgage Rates
Why have mortgage rates barely budged despite three Fed cuts?
Mortgage rates remained steady around 6.3% following the Federal Reserve's recent rate cut. Despite ongoing housing shortages and mixed jobs data, policymakers are considering future cuts.
Dec 17, 2025 4:34 AM
— Mortgage Security
Why Texas builders are betting on backup batteries for new homes
The article discusses the importance of verifying human identity through various methods such as CAPTCHA to prevent fraud and ensure security online.
Dec 17, 2025 4:33 AM
— Mortgage Lending
ICE taps Bob Hart to lead mortgage technology division
Bob Hart has been named president of ICE Mortgage Technology division, succeeding Tim Bowler who will transition to a new role in ICE's fixed income and data services division. The leadership changes will take place on January 1, 2026. The article also mentions the rise in mortgage credit availability in November and the efforts of mortgage professionals to rebuild trust with Millennial and Gen Z ... more
Dec 16, 2025 5:32 AM
— Mortgage Lending
Freddie Mac appoints Kenny Smith as new CEO
The article discusses the importance of verifying human identity through various methods to prevent fraud and ensure security online.
Dec 16, 2025 4:34 AM
— Mortgage Security Measures
Sweeney amends lawsuit against AIME, names UWM
The article discusses the importance of verifying that users are human before allowing access to certain online platforms. It highlights various methods, such as CAPTCHAs and biometric authentication, that websites use to ensure human users are interacting with their sites rather than bots.
Dec 15, 2025 4:32 PM
— Housing Market
Compass-Anywhere acquisition set to close in late 2026
Compass announced a $10B all-stock acquisition of Anywhere, adding over 340,000 agents. The deal is expected to close in late 2026 but may face antitrust scrutiny and possible asset divestitures in key markets. The acquisition will make Compass one of the biggest players in the real estate industry.
Dec 15, 2025 11:32 AM
— Housing Market
Google enters portal wars with MLS listings in select cities
Google is testing a new advertising format in select markets that embeds for-sale home listings directly into mobile search results. The listings are powered by a paid partnership between Google and ComeHome, a subsidiary of HouseCanary. This move impacts portal stocks and industry dynamics.
Dec 15, 2025 6:32 AM
— Housing Market
Can policymakers solve the housing affordability crisis in 2026?
The 2026 housing market faces persistent affordability issues, with various scenarios proposed to return to previous affordability levels. Despite challenges, an increase in HELOC and home equity loan activity offers opportunities. Mortgage credit has remained tight since the Dodd-Frank Act, with potential for modest loosening. Supply constraints and geographic nuances complicate affordability sol... more
Dec 14, 2025 4:30 AM
— Housing Market
Weekly housing demand reaches multiyear high
Housing demand is at a four-year high due to steady mortgage rates and improved purchase application data. Inventory growth has decreased significantly, dropping from 33% to 13.6% heading into 2026.
Dec 13, 2025 10:33 AM
— Mortgage Lending
CFPB's ECOA proposal raises alarms for women
The CFPB is proposing changes to ECOA rules that could limit credit access for underserved groups, with industry leaders warning it could hurt women's ability to get a mortgage loan in their own name. The proposal would remove recognition of 'disparate impact' claims, allowing borrowers to challenge policies that disproportionately harm certain groups.
Dec 12, 2025 12:31 PM
— Housing Market
Blue Owl commits $2.5B to Finance of America for home equity expansion
Blue Owl Capital is providing $2.5B in liquidity and $50M in equity to Finance of America to expand their home equity and reverse mortgage offerings. The 2026 housing market will be defined by affordability, demographic demand, and inventory. The share of Americans in the 'sandwich generation' feeling financially exhausted by caregiving has increased.
Dec 12, 2025 11:32 AM
— Housing Market
3 forces shaping the housing market in 2026
The housing market in 2026 is expected to continue a slow thaw with incremental gains in affordability and supply. Affordability has improved in some regions due to wage gains and easing mortgage rates, while life events like marriage and job relocations are expected to drive housing demand. Inventory levels are slowly increasing, but regional differences persist. Overall, 2026 is unlikely to see ... more
Dec 12, 2025 9:32 AM
— Housing Market
Housing affordability set to recover as prices flatten
The U.S. housing market is expected to shift in favor of buyers in 2026 as affordability improves gradually through flat home prices, rising incomes, and moderating mortgage rates. Home prices are forecasted to remain essentially flat, with some markets seeing declines or modest gains. The return of affordability does not necessarily require a sharp price correction but can be achieved through a b... more
Dec 12, 2025 7:32 AM
— Legal
Buyer broker contract enforcement: Legal win, reputational risk
A $24,000 arbitration win for a breached buyer broker agreement has sparked debate over reputational risks and contract clarity. Experts warn that enforcing these agreements may lead to negative reviews and consumer confusion.
Dec 12, 2025 6:32 AM
— Mortgage Security Measures
Most homebuyers lose thousands by not shopping mortgage rates
The article discusses the importance of verifying one's identity by completing a human verification action before accessing certain online services to prevent bots and fraudulent activities.
Dec 12, 2025 4:34 AM
— Mortgage Lenders
Judge consolidates RESPA lawsuits against Zillow in Seattle court
Two RESPA lawsuits against Zillow alleging steering, kickbacks, and inflated costs in their programs have been merged by a Seattle judge to improve efficiency and fairness to all parties involved.
Dec 12, 2025 4:34 AM
— Mortgage Lending
Fannie Mae broadens ADU, manufactured home eligibility
The article discusses the importance of verifying human identity through actions like CAPTCHA to prevent bots or automated programs from accessing websites. It emphasizes the need to protect websites from spam and other malicious activities.
Dec 11, 2025 11:32 AM
— Mortgage Rates
November mortgage lock data driven by strong refinance activity
Optimal Blue reported that November's mortgage rate-lock activity slowed due to seasonal factors but still marked the strongest November in four years, driven by healthy refinance activity and stable mortgage rates. Total lock volume fell 25% from October but was up 17% from November 2024, with rate-and-term refinances surging 223% year over year and cash-out refis rising 29%. Mortgage rates start... more
Dec 10, 2025 11:32 AM
— Interest Rates
Federal Reserve delivers third straight rate cut
The Federal Reserve implemented a 25-basis-point cut to its benchmark interest rate for the third consecutive time, amid mixed signals in inflation and labor data. The Fed is expected to slowly ease monetary policy in 2026, with mortgage rates predicted to remain in the 6% range. President Trump has been focusing on improving affordability in housing, with challenges in homeownership affordability... more
Dec 10, 2025 4:34 AM
— Mortgage Security
Blue Owl funds commit $2.5B to Point for home equity investments
The article discusses the importance of verifying one's identity as a human through CAPTCHA systems to prevent automated software from taking advantage of online services. The article emphasizes the various types of CAPTCHA challenges that users may encounter and the purpose behind them.
Dec 10, 2025 4:34 AM
— Mortgage Fraud Prevention
As rural housing costs soar, financing affordable housing remains a hurdle
The article discusses the importance of verifying human identity in online transactions to prevent fraud. It mentions various methods such as CAPTCHA, biometrics, and behavioral analysis to confirm a user's identity.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.