Mortgage News
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News for: HousingWire
Showing 265 - 288 of 406 results
Jan 6, 2026 6:32 PM
— Mortgage Lending
California real estate trainer fined, banned for license exam violations
Real Estate Trainers Inc. and its ex-president settled with California DRE over the improper use of exam content. The settlement includes a $60,000 penalty and a three-year ban from license activities.
Jan 6, 2026 4:31 PM
— Housing Market
DOJ is still keeping a close eye on real estate commission rules
The DOJ's recent court filing questions the legality of Realtor commission rules, suggesting they may be anticompetitive, which could impact how brokerages defend their practices and assess risk. There are ongoing legal battles and settlements related to commission lawsuits in the real estate industry.
Jan 6, 2026 3:32 PM
— Housing Market
What QXO’s $1.2 billion investment means for the fragmented building materials industry
QXO, a distributor of roofing products and building materials, is aiming to disrupt the building products industry and reach $50 billion in annual revenue through acquisitions. They recently received a $1.2 billion investment from Apollo Global Management to fund these acquisitions. QXO plans to consolidate the industry and create a tech-focused digital platform for efficiency.
Jan 6, 2026 2:32 PM
— Mortgage Industry Trends
Producing loan officers rise in 2025 as mortgage market stabilizes
The mortgage industry saw its first annual increase in producing loan officers since the COVID-19 pandemic, with 221,161 active LOs in 2025. Broker headcount grew while those employed by IMBs declined.
Jan 6, 2026 1:32 PM
— Housing Market
Tennessee proposes full property tax reimbursement for seniors
A Tennessee official proposed a plan to provide full property tax reimbursements for homeowners 65 and older with at least 20 years of state residency in order to prevent tax foreclosures and help seniors stay in their homes. The plan would cost about 3% of the state's annual budget.
Jan 6, 2026 1:31 PM
— Housing Market
Rising insurance costs shape homeowner decisions in 2026
Home insurance costs have risen by 24% since 2021, leading to increased housing affordability pressures for American homeowners. Many homeowners expect further increases in 2026, with insurance costs now rivaling mortgage rates and home prices as a key factor influencing buying decisions. Climate risks, modest home price growth, and high mortgage rates continue to impact where and whether American... more
Jan 6, 2026 10:31 AM
— Mortgage Rates
Mortgage rates steady as 2026 housing outlook brightens
Mortgage rates have remained stable around 6.4% with little change recently. Analysts predict a strong housing market in 2026, tighter mortgage spreads, and increased MBS purchases by GSEs.
Jan 5, 2026 4:03 AM
— Mortgage Rates
New homeowner data challenges mortgage rate lockdown theory
Recent data shows that there are more homeowners with mortgage rates above 6% than below 3%, challenging the theory of a mortgage rate lockdown. Despite this, equity and wages continue to drive home sales.
Jan 3, 2026 7:32 AM
— Real Estate Market Trends
Why most buyers hire the first agent they talk to
Zillow's 2025 Consumer Housing Trends Report shows that repeat buyers now make up the majority of home purchases, with many buyers and sellers finding agents online and valuing digital tools and efficiency over personal relationships. AI Summary shows that online research plays a significant role in selecting an agent for buyers.
Jan 3, 2026 4:35 AM
— Legislation
NRMLA backs New Jersey bill clarifying reverse mortgage rules
NRMLA is supporting New Jersey Senate Bill 4970 to exempt reverse mortgages from secondary mortgage repayment rules requiring equal installments. The group believes this clarification aligns state law with how reverse mortgages function, removes legal uncertainty, and preserves access to equity-based financing for seniors.
Jan 3, 2026 4:32 AM
— Housing Market
HUD tightens rules for FHA appraiser roster
HUD issued new guidance tightening FHA Appraiser Roster oversight, linking eligibility directly to state license status and automating checks against the national registry. Missed renewals or data mismatches can quickly suspend FHA appraisal eligibility for single-family forward and reverse mortgages.
Dec 31, 2025 7:32 AM
— Mortgage Security
Home price growth slows, affordability pressures persist
The article discusses the importance of verifying human identity in online transactions to prevent fraud and ensure security. It mentions various methods like CAPTCHA, biometrics, and two-factor authentication that are commonly used for verification purposes.
Dec 31, 2025 7:32 AM
— Mortgage Rates
Mortgage rates steady as 2025 ends, pending home sales rise
Mortgage rates stayed stable around 6.3% as 2025 ended, with pending home sales increasing in November. Affordability has improved due to easing rates and slower price growth. Inventory is back to normal and rates are forecasted to stay between 5.75% and 6.75%, shaping a steadier housing market in 2026.
Dec 31, 2025 7:31 AM
— Mortgage Rates
HousingWire 2026 housing market forecast: A more balanced market comes into view
The 2026 housing market outlook predicts modest price changes and improved conditions for buyers as mortgage rates stabilize and inventory grows. Data shows that more homeowners now have mortgage rates above 6% than below 3%, challenging previous theories.
Dec 31, 2025 2:30 AM
— Mortgage Rates
Logan Mohtashami’s 2026 housing forecast
The article discusses the 2026 housing market outlook, highlighting stable mortgage rates and increased inventory. It mentions that housing data tends to improve when mortgage rates fall below 6.64% and head toward 6%. The author forecasts the 10-year yield to range between 3.80% and 4.60% and mortgage rates to range from 5.75% to 6.75% in 2026. Additionally, the article touches on mortgage spread... more
Dec 30, 2025 9:31 AM
— Mortgage Lenders
The debt crisis among younger Americans: How it is shaping homeownership — and what lenders can do
The article discusses how the median age of first-time homebuyers in the U.S. is now 40 years old, a record high, due to millennials and Gen Z facing financial challenges like rising student loan debt and high credit card debt. The holiday season adds to the financial strain, leading to a spike in demand for financial counseling services. Lenders have the opportunity to build trust and offer flexi... more
Dec 30, 2025 4:32 AM
— Housing Market
Realtor.com urges action on housing supply in 2026
Realtor.com is renewing its Let America Build campaign to advocate for housing supply solutions as U.S. inventory lags by more than 4 million units. The campaign focuses on zoning reform and supply-side policies in order to expand housing supply.
Dec 29, 2025 8:02 AM
— Housing Market
Pending home sales rise in November as lower rates spur buyers
Pending home sales increased 3.3% in November as lower mortgage rates and improved affordability drove more buyers to act, according to the National Association of Realtors. Existing home sales also rose in November while inventory fell and prices climbed year over year.
Dec 29, 2025 6:02 AM
— Mortgage Lenders
Innovations in reverse mortgage lending will drive growth in 2026
The reverse mortgage market is expected to grow in 2026 as lenders adapt to higher interest rates. Key players are focusing on proprietary products and strategic partnerships to reach more borrowers. Changes in HECM mortgage insurance premiums may further boost demand.
Dec 29, 2025 12:35 AM
— Mortgage Security
Bank statement loans: More mortgage options for self-employed buyers and homeowners as rates ease
The article discusses the importance of verifying a person's identity to prevent fraud and ensure security online. It mentions the use of CAPTCHAs, biometric authentication, and two-factor authentication as methods to verify a user's identity.
Dec 28, 2025 10:30 AM
— Housing Market
Why 2025’s strong purchase application data didn't boost home sales
Despite double-digit growth in purchase application in 2025, home sales did not see a major rebound. Lower rates helped, but sales remained close to 2024 levels. Homebuyers now need seven years to save for a down payment, down from 12 years in 2022.
Dec 27, 2025 4:32 AM
— Housing Market
The U.S. housing market in 2025: A year of normalization
The article discusses how rising housing market inventory in 2025 reshaped the market, leading to a more balanced and sustainable environment with slowed price growth and longer days on the market. Despite the cooling trend, certain metro and state markets continued to show high demand. Success in this market depends more on pricing accuracy and local expertise rather than market momentum.
Dec 26, 2025 10:32 AM
— Mortgage Lending
Compass-Anywhere deal may exceed DOJ market-share limits in some cities
The article discusses the importance of verifying human identity to prevent fraud and ensure security online. It highlights various methods of human verification including CAPTCHA, biometrics, and behavioral analysis.
Dec 26, 2025 10:32 AM
— Mortgage Lending
DSCR loans became an investor favorite in 2025
DSCR loans have gained acceptance among lenders and investors due to a strong rental market and secondary market confidence. In 2026, more investors are expected to seek flexible financing options through these loans.
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Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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