Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Bankrate
Showing 265 - 288 of 368 results
Jul 15, 2025 12:02 PM
— Mortgage Lending
6 Signs You're Ready For A Student Credit Card
The article discusses the importance of being responsible and financially prepared before applying for a student credit card. It mentions the need for savings for unexpected expenses, the importance of paying bills on time, understanding how credit cards work, having a clear reason for getting a credit card, meeting income requirements, and evaluating personal financial habits before applying for ... more
Jul 15, 2025 4:00 AM
— Interest Rates
High-yield savings rates today: July 14, 2025 | Stellar APYs are still on the market, surpassing 4%
President Trump's tariffs have been delayed again, leading to speculation about their impact on the U.S. economy. The Federal Reserve is likely to hold interest rates steady until the tariffs take effect on August 1. High-yield savings accounts are offering attractive APYs, with some banks still offering rates above 4%. The Fed's decision on interest rates is influenced by economic uncertainty cau... more
Jul 14, 2025 9:00 AM
— Mortgage Rates
Rates remain elevated - Mortgage and refinance rates for today, July 16, 2025
Average rates for 30-year and 15-year fixed mortgages rose, while jumbo and ARM rates declined. Borrower demand increased after rates reached three-month lows. Current rates for a 30-year fixed mortgage is 6.75%, 15-year fixed mortgage is 6.00%, 5/1 ARM is 5.89%, and jumbo mortgage is 6.81%. Federal Reserve may cut rates, affecting mortgage rates, and locking in rates can provide certainty in unce... more
Jul 12, 2025 3:02 AM
— Home Equity Rates
Home Equity News: This Week's Roundup
Home equity rates for HELOC and home equity loans remain steady at around 8.27 percent and 8.26 percent respectively. The 30-year fixed-rate loan has declined to 6.72 percent. The new tax act is expected to bring more stability and clarity to the housing market, though it won't directly lower mortgage rates or home prices. The article also addresses common misconceptions about home equity, the pro... more
Jul 11, 2025 3:00 PM
— Mortgage Lenders
Fannie Mae, Freddie Mac To Begin Using VantageScore
Mortgage giants Fannie Mae and Freddie Mac are planning to use a new credit score, VantageScore 4.0, in addition to the traditional FICO score, to underwrite applications for home loans. This new credit score considers a broader range of factors, potentially making millions more Americans eligible for mortgage loans. However, the impact on mortgage closing costs is expected to be minimal, as credi... more
Jul 11, 2025 8:02 AM
— Mortgage Rates
Majority of rates rise: Should you wait to lock? - Mortgage and refinance rates for July 11, 2025
Mortgage interest rates have mostly increased compared to last week. Borrower demand spiked due to rates falling to their lowest level in three months. The Federal Reserve meeting in July may result in a rate cut. Locking in a mortgage rate provides certainty in the unpredictable market. Refinancing might still make sense for some even with elevated rates.
Jul 11, 2025 7:01 AM
— Mortgage Lenders
Charles Schwab vs. Vanguard: Which broker is best for you?
The article compares Charles Schwab and Vanguard brokers in terms of cost, mutual funds, account fees, account minimums, tradable securities, trading platforms, account types, robo-advisor accounts, fractional shares, and customer support. Charles Schwab has an edge in options pricing, broader range of tradable securities, and customer support hours, while Vanguard stands out for its low-cost fund... more
Jul 11, 2025 3:24 AM
— Mortgage Lending
How to spot auto loan fraud: 5 scams to watch out for
The article discusses various scams related to car loans, such as yo-yo financing scams, car loan modification scams, and negative equity issues. It also provides tips on how to avoid falling victim to these scams and protect yourself when purchasing a car. The Federal Trade Commission recommends being cautious of overly good promises, negotiating directly with lenders, and reviewing all documenta... more
Jul 10, 2025 9:01 AM
— Housing Market
Tax Law Might Not Spell Instant Relief For Homebuyers
Despite a new tax law being in effect, it may take time for its effects to reach the housing market. Factors such as stubbornly high mortgage rates and home prices are currently affecting homebuyers. The law makes provisions from the 2017 tax law permanent, which could have some positive impacts on the economy. The bill is expected to increase interest rates on credit, potentially impacting mortga... more
Jul 10, 2025 7:02 AM
— Personal Loans
Personal Loan Calculator
The article discusses the use of a personal loan calculator to estimate payments for personal loans ranging from two to seven years. It provides guidance on selecting the right loan amount, term length, and interest rate for the best results. The calculator helps in determining the total interest paid over the loan's life and the monthly payments. It also compares payment options for different loa... more
Jul 9, 2025 12:00 PM
— Mortgage Lenders
Auto Loan Calculator
The article discusses how an auto loan calculator can help estimate monthly payments and total interest paid on an auto loan. It highlights factors such as principal, down payment, loan term, new vs. used vehicles, interest rates, and APR. It also provides tips on comparing rates, avoiding common car loan mistakes, first-time car buyer programs, managing auto loan payments, and refinancing options... more
Jul 9, 2025 7:02 AM
— Housing Market
Roughly one in four American adults have a side hustle. Here’s why that number might change soon.
Bankrate conducted a survey that found that fewer Americans are side hustling this year compared to last year. Gen Z is leading the pack with side hustles, with 34% of them having an extra job. Many side hustlers are using the extra income for discretionary expenses, while others are using it for living expenses, savings, or debt repayment. Side hustle participation is down overall, but side hustl... more
Jul 9, 2025 4:01 AM
— Mortgage Rates
Rates remain elevated on mixed jobs report - Today's mortgage and refinance rates for July 8, 2025
Mortgage interest rates have fluctuated compared to last week, with the average rate for a 30-year fixed mortgage decreasing slightly. The job market is holding up well despite some signs of softening in the private sector. The Federal Reserve is not expected to issue a cut this month, but there may be two cuts forecasted for this year. Mortgage rates for various loan types are listed, including 1... more
Jul 9, 2025 3:02 AM
— Student Loan Changes
Major Changes Coming To Federal Student Loans After Reconciliation Bill
The budget reconciliation bill passed in July 3 will make it harder for students to finance their education and afford loan payments. The biggest impact will be on repayment programs and borrowing limits. New changes include discontinuing several repayment options, limiting total borrowing amounts, and eliminating the ability to defer student loans due to economic hardship or unemployment. Borrowe... more
Jul 5, 2025 2:45 PM
— Tax Legislation Impact on Taxpayers
Trump signs massive megabill into law — here’s what it means for your money
Republicans in the House and Senate passed a tax and spending bill that President Trump signed into law on July 4. The law extends existing federal income tax rates and provisions of the Tax Cuts and Jobs Act, introducing new tax benefits. The law will lead to mixed results for taxpayers, with the wealthy seeing income growth and lower-income Americans experiencing cuts. Many tax provisions will s... more
Jul 4, 2025 2:45 PM
— Mortgage Rates
Rates decrease on mixed jobs report - Mortgage and refinance rates for today, July 4, 2025
Mortgage rates have decreased across all terms compared to a week ago. The latest jobs report suggests the Federal Reserve won't issue a rate cut this month. The rates for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans have all moved lower. The average rates for different mortgage options are provided, along with insights on refinancing and buying a home.
Jul 4, 2025 3:00 AM
— Mortgage Lending
10 Best Low-Risk Investments In 2025
The article provides information on various low-risk investment options such as savings accounts, money market funds, bank CDs, cash management accounts, U.S. Treasury securities, and bonds. It discusses the reasons to invest in each option as well as the risks associated with them. It emphasizes the importance of considering your long-term investment goals when choosing between low-risk and high-... more
Jul 3, 2025 3:02 PM
— Investing Strategies
Investing Advice That Reddit Got Very Wrong — Or Very Right
The article discusses advice on investing from Reddit, highlighting both good and bad suggestions. It warns against following poor advice such as not rebalancing portfolios, heavily investing in a single stock, or betting on meme coins. Instead, it promotes diversification, dollar-cost-averaging, and staying invested for the long haul. The efficient market hypothesis is mentioned to discourage mar... more
Jul 3, 2025 8:05 AM
— HELOC rates retreat, while home equity loans rise a bit
HELOCs And Home Equity Loan Rates Flat This Week
The average rate on a $30,000 home equity line of credit (HELOC) remained unchanged at 8.27 percent, while the average rate on a $30,000 home equity loan held steady at 8.26 percent. Rates for HELOCs and home equity loans are being impacted by lender competition and the Federal Reserve's actions. Both rates have declined from previous highs but are still higher than rates seen three years ago. Hom... more
Jul 3, 2025 5:00 AM
— Mortgage Rates
Most rates fall: Is now the best time to buy? - Today's mortgage and refinance rates, July 3, 2025
Mortgage interest rates, including rates for 30-year fixed, 15-year fixed, and jumbo loans, decreased due to a drop in the 10-year Treasury yield after geopolitical conflict. There are projections of potential rate cuts by the Federal Reserve, with some positive signs for homebuyers in terms of more homes for sale and stable mortgage rates. Refinancing decisions depend on current rates, future rat... more
Jul 3, 2025 3:01 AM
— Mortgage Rates
Mortgage Rates Move Down Amid Uncertainty
The article discusses the current state of mortgage rates, particularly in response to factors such as the Federal Reserve's decisions, President Trump's tariff policies, inflation rates, and market volatility. It also mentions how mortgage rates are influenced by investor appetite for 10-year Treasury bonds and how they are likely to move gradually rather than dramatically.
Jul 2, 2025 10:00 AM
— Mortgage Rates
Rates go down: Will they keep falling? - Current mortgage and refinance rates for July 2, 2025
Mortgage interest rates have decreased across the board, including rates for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans. The drop in rates is attributed to the 10-year Treasury yield declining due to recent geopolitical conflicts. There is uncertainty regarding the future impact of tariffs and the job market, with predictions of the Federal Reserve cutting rates later in the year. Des... more
Jul 1, 2025 9:00 AM
— Mortgage Rates
Rates down: Here's why | Current mortgage and refinance rates for July 1, 2025
National mortgage rates dropped on all loan terms compared to a week ago. The recent conflict between Israel and Iran caused the 10-year Treasury yield to drop, pushing mortgage rates down. The average rates for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans have all decreased. Experts predict that mortgage rates will hold steady this year between 6 and 7 percent.
Jun 28, 2025 3:01 AM
— Mortgage Rates
Rates decrease as home sales slightly up - Current mortgage and refinance rates, June 27, 2025
Mortgage interest rates have decreased across all loan terms compared to a week ago. The Federal Reserve opted to keep the benchmark federal funds rate unchanged due to factors like inflation and employment uncertainty. The current average rates for a 30-year fixed mortgage, 15-year fixed mortgage, 5/1 adjustable rate mortgage (ARM), and jumbo loans have all dropped. Dr. Selma Hepp predicts that t... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
Help Us Help You
What would make LoanGlass more useful to you?
Thanks!
We appreciate your feedback.