Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Bankrate
Showing 265 - 288 of 360 results
Jul 10, 2025 9:01 AM
— Housing Market
Tax Law Might Not Spell Instant Relief For Homebuyers
Despite a new tax law being in effect, it may take time for its effects to reach the housing market. Factors such as stubbornly high mortgage rates and home prices are currently affecting homebuyers. The law makes provisions from the 2017 tax law permanent, which could have some positive impacts on the economy. The bill is expected to increase interest rates on credit, potentially impacting mortga... more
Jul 10, 2025 7:02 AM
— Personal Loans
Personal Loan Calculator
The article discusses the use of a personal loan calculator to estimate payments for personal loans ranging from two to seven years. It provides guidance on selecting the right loan amount, term length, and interest rate for the best results. The calculator helps in determining the total interest paid over the loan's life and the monthly payments. It also compares payment options for different loa... more
Jul 9, 2025 12:00 PM
— Mortgage Lenders
Auto Loan Calculator
The article discusses how an auto loan calculator can help estimate monthly payments and total interest paid on an auto loan. It highlights factors such as principal, down payment, loan term, new vs. used vehicles, interest rates, and APR. It also provides tips on comparing rates, avoiding common car loan mistakes, first-time car buyer programs, managing auto loan payments, and refinancing options... more
Jul 9, 2025 7:02 AM
— Housing Market
Roughly one in four American adults have a side hustle. Here’s why that number might change soon.
Bankrate conducted a survey that found that fewer Americans are side hustling this year compared to last year. Gen Z is leading the pack with side hustles, with 34% of them having an extra job. Many side hustlers are using the extra income for discretionary expenses, while others are using it for living expenses, savings, or debt repayment. Side hustle participation is down overall, but side hustl... more
Jul 9, 2025 4:01 AM
— Mortgage Rates
Rates remain elevated on mixed jobs report - Today's mortgage and refinance rates for July 8, 2025
Mortgage interest rates have fluctuated compared to last week, with the average rate for a 30-year fixed mortgage decreasing slightly. The job market is holding up well despite some signs of softening in the private sector. The Federal Reserve is not expected to issue a cut this month, but there may be two cuts forecasted for this year. Mortgage rates for various loan types are listed, including 1... more
Jul 9, 2025 3:02 AM
— Student Loan Changes
Major Changes Coming To Federal Student Loans After Reconciliation Bill
The budget reconciliation bill passed in July 3 will make it harder for students to finance their education and afford loan payments. The biggest impact will be on repayment programs and borrowing limits. New changes include discontinuing several repayment options, limiting total borrowing amounts, and eliminating the ability to defer student loans due to economic hardship or unemployment. Borrowe... more
Jul 5, 2025 2:45 PM
— Tax Legislation Impact on Taxpayers
Trump signs massive megabill into law — here’s what it means for your money
Republicans in the House and Senate passed a tax and spending bill that President Trump signed into law on July 4. The law extends existing federal income tax rates and provisions of the Tax Cuts and Jobs Act, introducing new tax benefits. The law will lead to mixed results for taxpayers, with the wealthy seeing income growth and lower-income Americans experiencing cuts. Many tax provisions will s... more
Jul 4, 2025 2:45 PM
— Mortgage Rates
Rates decrease on mixed jobs report - Mortgage and refinance rates for today, July 4, 2025
Mortgage rates have decreased across all terms compared to a week ago. The latest jobs report suggests the Federal Reserve won't issue a rate cut this month. The rates for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans have all moved lower. The average rates for different mortgage options are provided, along with insights on refinancing and buying a home.
Jul 4, 2025 3:00 AM
— Mortgage Lending
10 Best Low-Risk Investments In 2025
The article provides information on various low-risk investment options such as savings accounts, money market funds, bank CDs, cash management accounts, U.S. Treasury securities, and bonds. It discusses the reasons to invest in each option as well as the risks associated with them. It emphasizes the importance of considering your long-term investment goals when choosing between low-risk and high-... more
Jul 3, 2025 3:02 PM
— Investing Strategies
Investing Advice That Reddit Got Very Wrong — Or Very Right
The article discusses advice on investing from Reddit, highlighting both good and bad suggestions. It warns against following poor advice such as not rebalancing portfolios, heavily investing in a single stock, or betting on meme coins. Instead, it promotes diversification, dollar-cost-averaging, and staying invested for the long haul. The efficient market hypothesis is mentioned to discourage mar... more
Jul 3, 2025 8:05 AM
— HELOC rates retreat, while home equity loans rise a bit
HELOCs And Home Equity Loan Rates Flat This Week
The average rate on a $30,000 home equity line of credit (HELOC) remained unchanged at 8.27 percent, while the average rate on a $30,000 home equity loan held steady at 8.26 percent. Rates for HELOCs and home equity loans are being impacted by lender competition and the Federal Reserve's actions. Both rates have declined from previous highs but are still higher than rates seen three years ago. Hom... more
Jul 3, 2025 5:00 AM
— Mortgage Rates
Most rates fall: Is now the best time to buy? - Today's mortgage and refinance rates, July 3, 2025
Mortgage interest rates, including rates for 30-year fixed, 15-year fixed, and jumbo loans, decreased due to a drop in the 10-year Treasury yield after geopolitical conflict. There are projections of potential rate cuts by the Federal Reserve, with some positive signs for homebuyers in terms of more homes for sale and stable mortgage rates. Refinancing decisions depend on current rates, future rat... more
Jul 3, 2025 3:01 AM
— Mortgage Rates
Mortgage Rates Move Down Amid Uncertainty
The article discusses the current state of mortgage rates, particularly in response to factors such as the Federal Reserve's decisions, President Trump's tariff policies, inflation rates, and market volatility. It also mentions how mortgage rates are influenced by investor appetite for 10-year Treasury bonds and how they are likely to move gradually rather than dramatically.
Jul 2, 2025 10:00 AM
— Mortgage Rates
Rates go down: Will they keep falling? - Current mortgage and refinance rates for July 2, 2025
Mortgage interest rates have decreased across the board, including rates for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans. The drop in rates is attributed to the 10-year Treasury yield declining due to recent geopolitical conflicts. There is uncertainty regarding the future impact of tariffs and the job market, with predictions of the Federal Reserve cutting rates later in the year. Des... more
Jul 1, 2025 9:00 AM
— Mortgage Rates
Rates down: Here's why | Current mortgage and refinance rates for July 1, 2025
National mortgage rates dropped on all loan terms compared to a week ago. The recent conflict between Israel and Iran caused the 10-year Treasury yield to drop, pushing mortgage rates down. The average rates for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans have all decreased. Experts predict that mortgage rates will hold steady this year between 6 and 7 percent.
Jun 28, 2025 3:01 AM
— Mortgage Rates
Rates decrease as home sales slightly up - Current mortgage and refinance rates, June 27, 2025
Mortgage interest rates have decreased across all loan terms compared to a week ago. The Federal Reserve opted to keep the benchmark federal funds rate unchanged due to factors like inflation and employment uncertainty. The current average rates for a 30-year fixed mortgage, 15-year fixed mortgage, 5/1 adjustable rate mortgage (ARM), and jumbo loans have all dropped. Dr. Selma Hepp predicts that t... more
Jun 27, 2025 3:04 AM
— Mortgage Refinancing
The 7 mistakes I made when refinancing my mortgage
The article discusses the author's mistakes made when refinancing their mortgage in 2009. They focused too much on lowering the interest rate and monthly payment without considering other factors such as the APR, closing costs, impact on home equity, and different lender options. The author also mentions the importance of negotiating fees, shopping around for different lenders, and considering the... more
Jun 26, 2025 3:01 AM
— Tax Deductions for Tip Income and Overtime Pay
No tax on tips and overtime: What workers should know and who stands to see their taxes shrink
Lawmakers are debating provisions in a tax bill, including the proposal to eliminate taxes on tips and overtime pay. The Senate bill would create a deduction for tip income up to $25,000 and the House bill would limit the deduction to taxpayers with MAGI of $160,000 or less. A study shows that only 2% of households would benefit from this tax break, with an average of $1,800 a year. The proposed o... more
Jun 24, 2025 8:01 AM
— Interest Rates
Top CD Rates Today: June 23, 2025 | Leading Rate Of 4.51% APY Holds Steady
A certificate of deposit (CD) is like a savings account but offers a fixed interest rate for a specific term. Currently, the top APY across CD terms is 4.51 percent for a six-month term. CD rates have trended downward, with the highest one-year CD APY decreasing from 5.66 percent to 4.45 percent. Uncertainty remains about how CD rates will change based on economic conditions.
Jun 24, 2025 7:01 AM
— Mortgage Lenders
Warren Buffett ETFs: 6 Funds That Emulate The Investing Legend's Well-Known Strategies
The article discusses how investors can build their portfolios based on Warren Buffett's philosophy of investing in companies with competitive advantages, high return on equity, and undervalued stocks. It lists six exchange-traded funds (ETFs) that follow parts of Buffett's investment strategies, with a focus on quality companies and value investing. The article also mentions a unique ETF that tar... more
Jun 24, 2025 3:00 AM
— Interest Rates
High-yield savings rates today: June 23, 2025 | Best APY remains 4.30% after Fed’s latest rate decision
Federal Reserve officials have decided to keep interest rates steady at a range of 4.25-4.5 percent, which has caused high-yield savings account rates to somewhat stabilize. Several banks are offering competitive rates for high-yield savings accounts. The Fed's rate decision, along with projected rate cuts, could continue to impact interest rates on savings accounts. Savers are benefiting from rat... more
Jun 22, 2025 9:01 PM
— Housing Market
Survey: More than 1 in 4 Americans feel they need to make $150,000 or more to live comfortably
The majority of U.S. adults feel financially insecure due to factors like inflation, lack of salary increases, and high cost of living. Many feel they need a six-figure income to feel financially secure, but job market uncertainty makes this difficult. Different generations and genders have varying views on financial security and income requirements.
Jun 22, 2025 5:03 AM
— Housing Market
Electric vehicle (EV) tax breaks may hit a dead end under Trump’s ‘Big Beautiful Bill’
A Republican-led proposal threatens to eliminate the popular electric vehicle (EV) tax credit by 2025, which has been a driving force behind the EV boom. The current law allows for a credit of up to $7,500 for new EVs and $4,000 for used EVs, based on income and purchase requirements. The Senate bill aims to end the credit much sooner than the House bill, with the potential for a manufacturer-base... more
Jun 20, 2025 10:00 AM
— Mortgage Rates
Rates decline as Fed stays the course | Current mortgage and refinance rates, June 20, 2025
National mortgage rates decreased across the board for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans compared to a week ago. The Federal Reserve opted to keep the benchmark federal funds rate unchanged. The rates are still impacting by factors like inflation, employment, tariffs, and political pressures. The average rates for different types of mortgages were provided along with the impa... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.