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Mortgage News

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News for: Mortgage Lending
Showing 241 - 264 of 675 results
Oct 8, 2026 1:30 PM — Mortgage Lending
Mitch Rutledge
Mitch Rutledge, CEO and co-founder of Vertice AI, shares insights from successful loan originators who managed to maintain deal flow throughout the previous year. They discuss their strategies and approaches that contributed to their success in a competitive market.
Oct 8, 2026 12:56 PM — Mortgage Lending
Mutual of Omaha leaders on proprietary reverse mortgage solutions
Mutual of Omaha has made updates to its SecureEquity proprietary reverse mortgage suite, establishing a minimum home value of $300,000 and expanding its availability to 41 states and Washington, D.C. This product is aimed at borrowers who might be affected by reduced proceeds from Home Equity Conversion Mortgages (HECM) while also facilitating scenarios for debt payoff that are not permissible und... more
Oct 8, 2026 12:10 PM — Mortgage Lending
LoanDepot pact points to option for funding in tough market
LoanDepot and its subsidiary have entered into a repurchase agreement with Nomura Corporate Funding Americas, allowing them access to $125 million for short-term funding without commitment fees, which will aid in managing their real-estate owned (REO) portfolio. Additionally, the article mentions various industry updates, including new leadership appointments at NEXA Lending and Flyhomes, an incre... more
Oct 8, 2026 10:48 AM — Mortgage Lending
Payrolls–and Unemployment Rate–Tick Upward in September
In September, the U.S. job market showed signs of weakness, with only 29,000 jobs added, and previous months' figures revised down by 60,000. The unemployment rate rose to 4.2% as more people sought work, while wage growth slowed to 3%. Key sectors like health care, hospitality, and government reported slower growth, and the construction sector, especially nonresidential, saw job increases. MBA Ch... more
Oct 8, 2026 10:28 AM — Mortgage Lending
Mortgage Rates Rise to Their Highest Level Since November 2023
The article discusses a website implementing a security service to defend against malicious bots, showing a temporary page that appears while user verification is ongoing.
Oct 8, 2026 10:13 AM — Mortgage Lending
Home Loan Rates Rise for the Seventh Week in a Row
The article discusses a website utilizing a security service to prevent malicious bot activity, displaying a verification page to users.
Oct 8, 2026 10:12 AM — Mortgage Lending
Average long-term US mortgage rate at highest level in nearly 3 years after 7th weekly rise in a row
The article discusses a promotional subscription offer that allows readers to access all content for a reduced price over six months. The offer is time-sensitive and encourages immediate engagement from potential subscribers.
Oct 8, 2026 9:52 AM — Mortgage Lending
Mortgage credit availability declines slightly in September
In September, the Mortgage Credit Availability Index (MCAI) fell by 0.2% to a reading of 107.1, indicating tighter lending standards. The Conventional MCAI dropped by 0.4%, the jumbo MCAI decreased by 0.3%, while the Government MCAI remained stable. Lenders have made adjustments by tightening documentation, alongside a reduction in cash-out refinance and investor loan offerings.
Oct 8, 2026 9:38 AM — Mortgage Lending
30-Year Fixed Mortgage Rate Rises 110 Basis Points Over the Last 12 Months
The article describes a website's security measures that temporarily display a page to confirm users are not bots, ensuring protection against malicious activities.
Oct 8, 2026 9:08 AM — Mortgage Lending
Mortgage rates are stuck at the highest level in nearly three years: Mortgage and refinance interest rates today
Bank of America (BofA) experienced a 17% decline in its Q3 profit, attributed to a $1.2 billion penalty and decreased activity on Wall Street. The earnings season began with reports from JPMorgan, Goldman Sachs, Citi, and Wells Fargo, highlighting trends in the banking sector.
Oct 8, 2026 9:04 AM — Mortgage Lending
Mortgage credit access is increasingly hard to come by
Mortgage credit availability declined slightly in September, marking a second consecutive month of tightened lending conditions, according to the Mortgage Bankers Association (MBA). The MCAI, which measures changes in credit availability, fell by 0.2% to 107.1 as lenders adjusted their offerings, particularly for conventional loans backed by Fannie Mae and Freddie Mac. With 30-year fixed mortgage ... more
Oct 8, 2026 9:01 AM — Mortgage Lending
eXp Realty and Newrez form Revenos Mortgage joint venture
eXp Realty and Newrez are launching a new mortgage joint venture, Revenos Mortgage, expected to start in early 2027. This venture evolves from eXp's winding down of Success Lending and aims to combine eXp's agent network with Newrez's mortgage origination and servicing capabilities.
Oct 8, 2026 9:01 AM — Mortgage Lending
eXp rolls out MCP First AI of Choice strategy for agents
eXp Realty has launched the MCP First initiative, a standardized connection layer that allows agents to integrate their existing AI assistants with eXp's back office data. This move aims to streamline operations and improve workflows by reducing friction and enabling agents to use their preferred AI interfaces.
Oct 8, 2026 8:45 AM — Mortgage Lending
Non-Agency Execution, Processing, UAD 3.6, Servicing, VA Loss Mit Products; Credit Pilot Webinar
The article discusses various aspects of the mortgage industry, including the increasing significance of Home Equity Conversion Mortgages (HECM) as more people turn 62, the anticipated decline in mortgage origination volumes, and the future trends in mortgage lending such as the integration of AI and enhanced decision-making processes. Additionally, it touches on the competitive landscape for mort... more
Oct 8, 2026 8:35 AM — Mortgage Lending
FHA lending to nonpermanent residents has dropped in the wake of HUD’s rule change
The Department of Housing and Urban Development (HUD) has halted FHA mortgage eligibility for non-permanent residents, effective May 25, 2025. This policy change, outlined in Mortgagee Letter 2025-09, has led to a significant decrease in the share of FHA purchase loans to non-permanent residents, dropping from 5.8% to 0.1%. Additionally, the share of purchase mortgages across all loan types for th... more
Oct 8, 2026 7:46 AM — Mortgage Lending
mPowering You: MBA's Summit For Women in Real Estate Finance
The article discusses an event organized by the Mortgage Bankers Association that focuses on empowering women through conversations, inspiring speakers, and networking opportunities. It encourages women to come together to learn and support each other professionally.
Oct 8, 2026 7:19 AM — Mortgage Lending
New partnership points to how AI can be used in hedging
F9 Advisors LLC, a new capital markets execution and advisory firm, has been formed to enhance the application of artificial intelligence in mortgage hedging. The firm is led by Brandon Story, formerly the chief investment officer of Mr. Cooper, and is collaborating with Polly, which has a stake in F9. The need for AI in the mortgage sector has gained importance, especially as mortgage companies a... more
Oct 8, 2026 5:33 AM — Mortgage Lending
Jeff Andrews, Author at HousingWire - Page 28 of 37
The article discusses Jeff Andrews, a real estate reporter based in New York City, highlighting his background in data journalism and his previous work experiences with various real estate-focused publications.
Oct 8, 2026 5:30 AM — Mortgage Lending
Compass, Qualia expand title and escrow partnership
Qualia has expanded its partnership with Compass International Holdings to consolidate title and escrow operations onto the Qualia platform. This deal, which replaces inherited systems from the merger with Anywhere Real Estate, enhances their collaboration that started in 2023 and encompasses one of the largest title and escrow operations in the U.S. The rollout begins on October 12 and will conti... more
Oct 8, 2026 5:04 AM — Mortgage Lending
Vesta raises $30M in Series B funding to expand AI-native LOS
Vesta, an AI-native loan origination system, has successfully raised $30 million in a Series B funding round, increasing its total funding to $85 million. The funding was led by Conversion Capital with participation from existing lender customers such as New American Funding, PennyMac Financial Services, and NBKC Bank. Vesta's platform reportedly supports lenders in originating over $100 billion a... more
Oct 8, 2026 4:30 AM — Mortgage Lending
Commercial Certified Mortgage Servicer (CCMS) Exam Prep Course: Fall 2026
The Commercial Certified Mortgage Servicer (CCMS) online prep course is exclusively for qualified CCMS Candidates aiming to prepare for their four-hour exam. The course offers weekly 90-minute sessions, with the final session extending to two hours, covering six content areas essential for the exam. Instructors, who are current CCMS designees, provide interactive guidance and materials, including ... more
Oct 8, 2026 3:00 AM — Mortgage Lending
Fed supervision reform funnels more authority to Washington
The article discusses recent changes to the Federal Reserve's supervisory structure aimed at increasing accountability for bank supervision. It also touches on Fannie Mae and Freddie Mac's efforts to reduce borrower expenses through title, appraisal, and automation initiatives. Additionally, it highlights the mortgage servicing rights market and reports on a potential interest rate hike anticipate... more
Oct 8, 2026 12:04 AM — Mortgage Lending
UAD 3.6 Timeline puts Hybrid Appraisals in Focus
UAD 3.6 introduces new property data and inspection requirements that compress lender timelines, necessitating preparation before the November 2 deadline. Lenders must ensure files sold to GSEs comply with the UAD 3.6 format, prompting a decision to manage these new demands either in-house or through an established Appraisal Management Company (AMC). Hybrid appraisals, which utilize standardized d... more
Oct 8, 2026 12:04 AM — Mortgage Lending
What 107 Zero-click Pages Say About Mortgage SEO Now
A blog audit for a large mortgage lender revealed that out of over 400 articles, 107 had zero clicks, despite some having good rankings. This suggests a need for content pruning and consolidation to better align with borrower intent, rather than just maintaining a large volume of routine articles.
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