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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

News for: Yahoo Finance
Showing 241 - 264 of 624 results
Dec 4, 2025 9:30 AM — Mortgage Rates
Average US long-term mortgage rate falls to 6.19%, near its low for the year
The average rate on a 30-year U.S. mortgage fell to 6.19% from 6.23% last week, the second weekly decline after three straight increases. Borrowing costs for 15-year fixed-rate mortgages also fell to 5.44% from 5.51%. Mortgage rates are influenced by various factors including the Federal Reserve's interest rate policy, bond market expectations, and the trajectory of the 10-year Treasury yield. Dec... more
Dec 4, 2025 9:30 AM — Mortgage Rates
Mortgage rates dip back toward year-to-date lows
Mortgage rates slightly dropped this week despite volatility in Treasury yields. Global bond yields spiked but then moderated due to mixed signals about the US job market. The Federal Reserve is expected to cut interest rates, potentially keeping mortgage rates low. Economists expect rates to remain around 6.2-6.3% next year. Mortgage applications remain slow at the end of the year due to affordab... more
Dec 4, 2025 2:59 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 4, 2025: An outlook for rates to remain stable through 2026
The article discusses the current average mortgage rates, expected trends, and the types of mortgages available, such as fixed-rate and adjustable-rate mortgages. It also provides tips on finding the best mortgage lenders and ways to secure lower rates. The impact of the economy on mortgage rates is highlighted, along with advice on refinancing and choosing between different mortgage terms.
Dec 3, 2025 9:30 AM — Housing Market
Warren Warns CFPB on Its ‘Half-Baked Idea’ for Mortgage-Rate Data
Senate Democrats are warning the Trump administration not to cut the function of the Consumer Financial Protection Bureau that publishes Average Prime Offer Rate tables, which are vital for the smooth operation of the residential mortgage market. The APOR sets interest rate boundaries for 'qualified' mortgages and shields lenders from legal liability if those loans go bad. Democrats are concerned ... more
Dec 3, 2025 8:30 AM — Interest Rates
Lower rates would likely eliminate the need for 50-year mortgage, Treasury adviser says
Joseph Lavorgna, a counselor to U.S. Treasury Secretary Scott Bessent, stated that lower interest rates could eliminate the need for a 50-year mortgage proposed by the Federal Housing Finance Agency to lower monthly mortgage payments. Lavorgna mentioned that the housing market's main issue is high interest rates due to the Federal Reserve's cautious approach to lowering them.
Dec 3, 2025 2:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 3, 2025: Forecast says rates to be slightly lower in 2026
The article discusses the current mortgage rates, forecasts for the future rates, how mortgage rates are determined, and the pros and cons of different types of mortgages. It also provides information on where to find the lowest mortgage rates and tips on securing low rates.
Dec 2, 2025 7:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 2, 2025: A low 30-year rate vs. an even lower 15-year
Mortgage rates have slightly increased, with average 30-year rates at 6.11%. The 15-year rate decreased to 5.48%. Refinance rates are typically higher than purchase rates. Economists don't anticipate significant mortgage rate drops before the end of 2025, with rates holding steady or possibly decreasing slightly in 2026.
Dec 2, 2025 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 2, 2025: A low 30-year rate or even lower 15-year? We do the math
The article discusses current mortgage rates, refinance rates, the difference between 15-year and 30-year mortgages, the impact of fixed-rate versus adjustable-rate mortgages, and predictions for future mortgage rate trends. It also provides information on how the Federal Reserve's rate decisions can influence mortgage rates.
Dec 1, 2025 9:30 AM — Mortgage Lenders
Rates lower again: Mortgage lenders with the best rates this week, Dec. 1, 2025
The article discusses the top mortgage lenders with the best rates, ranking them based on annual percentage rate (APR). It emphasizes the importance of shopping around for mortgage rates as different lenders offer varying rates based on credit scores, down payments, and other credit qualifications. The article also explains the significance of APR, which includes both the interest rate and lender ... more
Dec 1, 2025 7:30 AM — Mortgage Rates
When will mortgage rates go down significantly? This week’s decreases are relatively small.
Mortgage rates have slightly decreased this week but are still higher than this time last year. The Federal Reserve has lowered the fed funds rate twice in 2025, but mortgage rates don't necessarily follow the fed funds rate trends. Mortgage rates more closely follow the 10-year Treasury yield, which has decreased from the previous year. Buying a home solely based on mortgage rates dropping to a c... more
Dec 1, 2025 6:30 AM — Mortgage Rates
Chase launches refinance mortgage rate sale
Chase Home Lending is offering a limited-time mortgage rate discount for refinancing from Dec. 1 through Dec. 14. The discount varies by loan product and location, and can be combined with other offers to potentially reduce rates by up to 1%. This sale applies to rate-and-term and cash-out refinancing, providing options for homeowners looking to save money, access equity, or lower monthly payments... more
Dec 1, 2025 5:30 AM — Interest Rates
Gold price today, Monday, December 1: Gold rises above $4,200 as Bitcoin, stock futures decline
Gold futures opened lower on Monday but rose slightly in early trading. The surge in gold prices coincided with declines in cryptocurrencies and stock futures, indicating investors may be de-risking their portfolios. The Fed is expected to decrease interest rates by a quarter-point next week, which could benefit gold prices by reducing income available from competing assets. The spot price of gold... more
Dec 1, 2025 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today for December 1, 2025: Waiting for a dip under 6%
The average 30-year fixed mortgage rate is around 6.00%, while the 15-year fixed rate is 5.50% according to Zillow. Mortgage rates are subject to variation depending on the lender. Different strategies can help secure the lowest mortgage rates, and adjustable-rate mortgages might be worth considering. Rates for refinancing a mortgage are typically higher than for buying a house. Factors such as do... more
Dec 1, 2025 2:30 AM — Interest Rates
Treasuries Decline as Japanese Bond Selloff Goes Global
Treasuries started the week with a slide due to a rise in Japanese debt yields, leading to global bond market reactions. The prospect of a Bank of Japan interest-rate hike pushed up rates on bonds worldwide. Traders in US debt are closely monitoring BOJ policy, as higher rates in Japan may keep more funds domestically. US yields are fluctuating around 4% on expectations of Federal Reserve rate cut... more
Dec 1, 2025 12:30 AM — Interest Rates
Silver Trades Near Record High on Tight Supply, Rate-Cut Hopes
Silver prices have surged to record highs due to ongoing supply tightness in the market. The metal has doubled in value this year and is outperforming gold. The flow of silver into London has eased a historic squeeze, but inventories in other centers like Shanghai are low. Speculation on a quarter-point rate cut by the Federal Reserve in December has also boosted both gold and silver prices.
Nov 30, 2025 11:30 PM — Bond Markets
Japan’s Two-Year Yield Hits Highest Since 2008 on Rate-Hike Bets
Japanese government bonds slumped after comments from the Bank of Japan chief indicated a possible rate hike in December. The two-year yield rose to its highest level since 2008, with yields on other maturities also surging. The yen strengthened against the dollar, swaps market traders increased bets for a rate hike, and the Ministry of Finance plans to increase debt issuance to finance an economi... more
Nov 30, 2025 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, November 30, 2025: The 6% 30-year mortgage is back, could 5% be next?
The article discusses current mortgage rates, including both purchase and refinance rates. It emphasizes the importance of shopping around for lenders to find the best rates. It provides examples of how different loan terms and interest rates impact monthly payments and total interest paid over the life of the loan. Additionally, it explains the difference between fixed-rate and adjustable-rate mo... more
Nov 29, 2025 6:30 PM — Mortgage Lenders
Republicans are hating on Trump's 50-year mortgage idea. Here's why some think it will 'ultimately reward the banks'
President Trump proposed introducing a 50-year mortgage to address America's housing crisis, similar to FDR's introduction of the 30-year mortgage during the Great Depression. However, the proposal faced backlash from mortgage brokers, economists, and even some Republicans, who believed it could actually worsen the problem by costing homebuyers tens of thousands more in interest while building equ... more
Nov 29, 2025 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, November 29, 2025: Could the next move be below 6%?
Mortgage rates have fallen to around 6.00% for 30-year fixed mortgages, just at the edge of the 5% range. Rates for 15-year fixed and adjustable-rate mortgages are also provided. The article discusses the pros and cons of different mortgage terms, emphasizing that while 30-year terms have lower monthly payments, they result in higher total interest payments compared to shorter terms. It also menti... more
Nov 28, 2025 6:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, November 28, 2025: Some lenders are offering 6%, or lower, on 30-year loans
Mortgage rates are currently around 6% for 30-year fixed mortgages, with some lenders offering lower rates. The article provides a breakdown of mortgage rates for various types of loans. It also explains the difference between fixed-rate and adjustable-rate mortgages, as well as how these rates impact monthly payments. Additionally, the article discusses the forecasted future trends in mortgage ra... more
Nov 27, 2025 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, November 27, 2025: Lowest since October 2024
The article discusses the current mortgage rates as of October 2024, mentioning that the rates are at their lowest point in a while. It provides information on the average 30-year fixed mortgage rate, the 15-year fixed rate, and current rates for different types of mortgages. Additionally, it explains the difference between fixed and adjustable rate mortgages, factors that influence mortgage rates... more
Nov 26, 2025 9:53 AM — Mortgage Rates
Mortgage rates dropped this week amid fresh signs of job market weakness
Mortgage rates dropped slightly this week as signals of a weakening labor market and potential Federal Reserve interest rate cuts next month emerged. The 30-year mortgage rate was 6.23%, down from 6.26%, and the 15-year rate was 5.51%, down from 5.54%. Expectations of a December rate cut are growing due to weakening job market data, with traders predicting an 83% chance of a 25-basis point cut. Th... more
Nov 26, 2025 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, November 26, 2025: 30-year rates are a one-day move to being sub-6%
Mortgage rates are close to dropping below 6%, which could spark a wave of purchase and refinance applications. The average 30-year fixed rate is 6.04%, and the 15-year fixed home loan rate is 5.47%. The article discusses the current mortgage rates, including 30-year fixed, 20-year fixed, and more, along with advantages and disadvantages of different loan terms. It touches on adjustable-rate mortg... more
Nov 25, 2025 7:27 AM — Mortgage Rates
Homebuyers seized on lower mortgage rates in October, sending contract activity higher
Home contract signings increased by 1.9% in October, with the biggest jump seen in the Midwest. This increase is attributed to lower mortgage rates, which reached their lowest level of the year. Despite the increase in contract signings, they are still down 0.4% from a year earlier, and experts predict slow home sales activity through the end of 2025.
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