Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Mortgage News Daily
Showing 241 - 264 of 839 results
Dec 12, 2025 1:30 PM
— Mortgage Rates
Anyone Who Tells You They Know What Happens Next For Rates is Lying
Mortgage rates rose near the highest levels of the past 3 months despite a Fed rate cut. The upcoming week has significant market-moving events that can impact rates, such as Retail Sales, CPI data, and the jobs report.
Dec 12, 2025 9:30 AM
— Mortgage Lenders
Correspondent Products, STRATMOR on Borrower Psychology; Lender Tools; DSCR Appraisal Issues in Baltimore
Private lenders across the country are fearful due to the high foreclosure rate of homes in Baltimore financed by Roc Capital. ServiceLink and Black Lake are recognized for their contributions to the mortgage industry. STRATMOR Group highlights the importance of understanding borrower psychology in the mortgage process. In the capital markets, there is uncertainty surrounding future rate cuts and ... more
Dec 11, 2025 1:30 PM
— Bond Markets
Two-Way Trading But Not Much Day-Over-Day Movement
Bonds started the day strong but weakened after the NYSE open, ending the day relatively unchanged. The day did not witness any significant events, with December 16th expected to be the only other notable trading day of the year. Mortgage-backed securities (MBS) and 10-year yields fluctuated throughout the day.
Dec 11, 2025 12:30 PM
— Interest Rates
Mortgage Rates Hit Lowest Levels of The Week
Following a Fed day, the bond market moved towards lower rates, a welcome change from previous days. The average lender is currently in the middle of the range over the past 3 months and experiencing the lowest levels since last Thursday.
Dec 11, 2025 8:30 AM
— Bond Markets
Follow-Through Rally. What's Up With Big Swings in Jobless Claims?
Bonds are experiencing moderate gains following jobless claims data, but the late Thanksgiving holiday has caused issues with seasonal adjustments. Last week's initial claims were distorted due to Thanksgiving, resulting in a big jump this week. Continued claims are also impacted, with non-adjusted claims at the highest levels in years.
Dec 10, 2025 2:30 PM
— Federal Reserve
Powell Avoided Throwing Cold Water on Rate Outlook. Bonds Approved
The gains in the market were due to Powell's press conference, where he made potentially friendly comments regarding rates, job gains, January decision, and inflation. The day ended with bonds selling aggressively for 2 weeks but the market responding positively to Powell's avoidance of hawkish reminders.
Dec 10, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Improve After Fed Announcement
The Fed cut its policy rate by 0.25%, leading to lower mortgage rates, although they were not directly related. Mortgage rates did not move when the rate cut was announced, but in response to Fed Chair Powell's press conference. Key comments from Powell indicated that job gains may have been overstated, inflation is coming down, and rates are now in a high range of neutral, potentially allowing fo... more
Dec 10, 2025 12:30 PM
— Mortgage Lending
Mortgage Apps Bounce Back, Led By Refi Reversal
Seasonally adjusted mortgage application activity increased by 4.8% last week, led by a surge in refinance applications. Purchase activity slipped slightly but remained above last year's pace. The overall market is responding to modest rate improvements, with FHA products seeing particularly strong demand.
Dec 10, 2025 8:30 AM
— Housing Market
DPA, Quick HELOC, Non-QM, Processing, AI Tools; Assumable Mortgages? Homebuyer Age Study
The article discusses the reemergence of assumable mortgages as a potential solution to an affordability crisis in the housing market. It explores the implications of this idea on various stakeholders, including policymakers, lenders, and consumers, and highlights the need for bold solutions to reshape the housing system before consumers find their own workarounds.
Dec 10, 2025 7:30 AM
— Bond Markets
What to Watch in Today's Dot Plot
Bonds were initially weaker but have regained strength after morning economic indicators. The focus is on the Fed's announcement, with the expectation of a rate cut. Concerns arise from a possible pause in rate cuts due to more hawkish sentiments, leading to bond market weakness.
Dec 9, 2025 2:30 PM
— Bond Markets
Wednesday is All About Dot Plot and Powell
Bonds lost ground due to JOLTS data, with focus shifting to the upcoming Fed meeting. Fed Funds Futures indicate a high probability of a rate cut announcement, but attention is on the release of the dot plot and Powell's press conference. Rates have been bearish recently, indicating uncertainty in the market.
Dec 9, 2025 12:30 PM
— Mortgage Rates
Can The Fed Pull Mortgage Rates Off The Ceiling?
Mortgage rates remained steady despite a weaker bond market on Tuesday. Bond market movement happened after the 10am release of Job Openings data, which is why rates stayed the same. The upcoming Fed announcement is not expected to result in a mortgage rate cut, as recent cuts have actually led to higher rates. The most significant market movements will likely come from the release of the Fed's ec... more
Dec 9, 2025 9:30 AM
— Bond Markets
Job Openings Data Causing Weakness in Bonds
Despite a fairly straightforward session in the bond market on Tuesday, there was a sell-off due to higher job openings data. However, the 'quits' rate falling to its lowest levels helped to cushion the impact on rates.
Dec 9, 2025 8:30 AM
— Mortgage Lenders
Home Equity, Borrower Mining, Flood Tools; Milliman/MorVest Deal; Credit Cost News; Prepayments Slowing
The article discusses various topics related to the mortgage industry, including fraud prevention, mortgage fraud cases, market trends, compliance solutions, retention strategies, customer intelligence tools, partnership opportunities, and product offerings.
Dec 8, 2025 2:31 PM
— Bond Markets
Pre Fed Jitters? Not Exactly
Both stocks and bonds experienced a sell-off right after the NYSE open, which may be related to concerns about the Fed's rate cut outlook. However, Fed Funds Futures do not support this narrative. The explanation for the volatility in the market is attributed to the period between Thanksgiving and New Year's.
Dec 8, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Start Week Near 3 Month Highs
Stocks and bonds both decreased on Monday, causing mortgage rates to rise near their highest levels in over 3 months. The increase in rates may be due to 'pre-Fed jitters' as the next Fed announcement approaches. Clearer explanations may arise in the next couple of days following Tuesday's economic data and Wednesday's Fed announcement.
Dec 8, 2025 8:30 AM
— Mortgage Technology
Non-Agency, DSCR, eSignature, Data Analysis Tools; Deep Dive on Fed Week
The article discusses various mortgage-related topics such as marketing and sales strategies in the mortgage industry, new capabilities in mortgage technology, and updates on programs offered by different mortgage service providers.
Dec 8, 2025 7:30 AM
— Bond Markets
Yields Testing Range Ceiling Ahead of Auctions, Data, And The Fed
Bonds are facing pressure at the start of the week following the worst week of selling since late October. The market may be bracing for another negative impact from the Fed, making room for Treasury auctions during a less liquid time of year, and preparing for an important JOLTS release on Tuesday morning. 10yr yields are reaching the upper boundary of the medium term range.
Dec 6, 2025 4:32 AM
— Bond Markets
Technicals Help Reconcile Selling Pressure
The article discusses the consolidation pattern in bond yields as a way to explain selling pressure in the market. Despite some weakness, there were signs of recovery, with MBS down slightly and 10yr yields up slightly.
Dec 6, 2025 4:32 AM
— Bond Markets
Inconsequential Data and Modest Movement
The bond market this week showed trading momentum independent of economic data. The past 5 days indicated a return to the prevailing range, setting the stage for a potential break after upcoming major events like the Fed day and jobs report.
Dec 5, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Could See More Volatility Next Week
Average mortgage rates inched up slightly at the end of the week, but remained below levels seen earlier in the week. The rate market may be waiting for upcoming major economic events such as Job Openings data and The Fed's rate decision next week.
Dec 5, 2025 10:30 AM
— Mortgage Rates
Mortgage Apps Ebb Despite Strongest Purchase Demand in Years
Seasonally adjusted mortgage application activity decreased slightly last week, with the Refinance Index slipping 4% but remaining significantly higher than the same time last year. Purchase applications, on the other hand, rose 3% seasonally adjusted and are still above last year's levels. Mortgage rates decreased in line with Treasury yields, with the 30-year fixed mortgage rate dropping to 6.32... more
Dec 5, 2025 8:30 AM
— Mortgage Lenders
Earned Equity, HELOC, CRM, AI Agent, DSCR Hedging Products; Conventional Conforming Changes
The article discusses the impact of geopolitical tensions and export restrictions in China on the prices of crucial metal components in electronics. It mentions the skyrocketing prices of dysprosium, terbium, and gallium due to these factors. The Federal Reserve's ability to combat inflation is also mentioned. Additionally, the article includes information on how mortgage lenders are evolving thei... more
Dec 4, 2025 2:30 PM
— Bond Markets
Bond Momentum Continues Ignoring Data
Bonds made a moderate move on a day with important economic reports, but the move was already in place before the data came out. There was not much of a response afterward and bonds drifted slightly weaker throughout the day while staying within the pre-Thanksgiving range.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.