Mortgage News
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News for: Mortgage News Daily
Showing 241 - 264 of 875 results
Dec 31, 2025 5:30 AM
— Interest Rates
A Bit of Actual Data-Driven Selling Thanks to Jobless Claims and Wonky Seasonal Adjustments
Robots and algorithms are reacting to the sub-200k Jobless Claims print during a half-day trading session, but may not be aware that the number is distorted by Christmas falling on a Thursday. Seasonal adjustment factors are usually attuned to scenarios where Christmas falls on a Monday. The same issue occurred after Thanksgiving and claims rebounded the following week. The lack of other market in... more
Dec 30, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Microscopically Higher
Mortgage rates remain near their lowest levels in a narrow range. Yesterday was the 6th best day of 2025, with rates moving 0.01% higher today. The bond market is slow due to lower volume and volatility, but bigger movements are expected by next week with the return of important economic reports and trader participation.
Dec 30, 2025 7:30 AM
— Bond Markets
Meaningless Year-End Volatility
The bond market experienced some minor fluctuations overnight, with 10yr yields up by more than 3bps and MBS falling slightly. However, this is considered tame year-end volatility. The fluctuations occurred within the range of 4.20 to 4.10 for 10yr yields, which is not considered significant.
Dec 29, 2025 12:34 PM
— Mortgage Rates
New 2-Month Lows, Just Barely
Mortgage rates have remained relatively stable, with the average lender staying unchanged from last Friday. The 30yr fixed rate index has decreased slightly, reaching its lowest level since October 28th. This current rate range has been consistent since late 2022.
Dec 29, 2025 7:36 AM
— Treasury Rates
Mostly Sideways Despite Some Help From Europe
This week's holiday closure, combined with a lack of significant economic data, may result in limited volatility in the market. A modest rally in EU bonds has led to some overnight gains in Treasuries, but the market activity is expected to be influenced by end-of-month/quarter/year trading.
Dec 26, 2025 1:30 PM
— Bond Markets
Technically Open, But Unofficially Still a Holiday Trading Session
Despite the bond market technically being open, trading volume and liquidity are extremely low due to the late year holidays. Algorithmic trading programs are driving market making, keeping bonds in a narrow range until non-algo trades prompt a modest move. Overall, the bond market is expected to remain stagnant until the week of January 5th.
Dec 26, 2025 11:30 AM
— Mortgage Rates
Mortgage Rates Match 2-Month Lows
Mortgage rates are currently at their lowest levels since the end of October due to a small movement in the bond market. Although next week is expected to be slow for rates, they are projected to pick up as 2021 begins.
Dec 24, 2025 2:30 PM
— Bond Markets
Bonds Are Open... Sort Of
Government employees have days off today and Friday, but these are not official Federal Holidays. Bond market is open on regular schedule with early close on 24th and full close on 25th. Trading remains uneventful with no reaction to Jobless Claims data. Treasury auction scheduled for 11:30am ET.
Dec 24, 2025 12:30 PM
— Bond Markets
Stunning Display of Holiday Trading Weirdness
The GDP for Q3 was released and was much stronger than expected, leading to a reaction in the bond market. However, most of the movement was likely due to the holiday and by the end of the day, Treasuries and MBS returned to unchanged levels.
Dec 24, 2025 10:30 AM
— Mortgage Rates
Lowest Rates in Nearly a Month
Despite low volume and participation in the bond market due to the holiday week, mortgage rates improved, with the average top tier 30yr fixed rate falling to the lowest level since November 25th. However, the range of rates has been fairly narrow during this time.
Dec 24, 2025 4:30 AM
— Mortgage Rates
AI, Cap Mkts Tools; Delinquencies Increasing; loanDepot Case Ethics Motion; Bill Dawley Interview
The article discusses the impact of recent events on mortgage rates, including the Federal Reserve's actions, Freddie and Fannie purchasing securities, and GSE MBS purchases. It also touches on the use of AI in mortgage technology and a case development involving loanDepot. Additionally, it mentions a rise in mortgage delinquencies and trends seen by loan officers in 2025.
Dec 23, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Ultimately Unchanged After Starting Higher
Mortgage rates have remained stable in a narrow range for the past 4 months, including during December. Today, rates ended unchanged despite initially rising due to stronger GDP numbers for Q3. However, this increase was short-lived and attributed to holiday week trading with lower participation leading to increased volatility. Tomorrow's rates are expected to be heavily influenced by holiday trad... more
Dec 23, 2025 12:30 PM
— Bond Markets
Range-Bound Cruise Control, PM Edition
Bonds started the day slightly weaker and remained mostly flat throughout the day with no significant market movers. Trading volume was at its lowest non-holiday level of the year. Overnight, bonds were modestly weaker and holding steady. Mortgage-backed securities (MBS) were down slightly while 10-year bond yields were slightly up.
Dec 23, 2025 6:30 AM
— Bond Markets
GDP Reaction a Prime Example of Holiday Distortion
Despite GDP coming in higher than expected, bonds are selling off sharply. The movement in bonds is larger than expected, but the trading volume is low due to the holiday doldrums, resulting in increased volatility.
Dec 23, 2025 4:30 AM
— Mortgage Lenders
Transitions; Broker, HELOC Products; loanDepot LO Comp Case Ethics Question; Dive Into Data
The article discusses various updates and announcements in the mortgage industry, including new sessions at ICE Experience 2026, the launch of a new product by Rhyze, a program by Asset Based Lending for mortgage brokers, and a bank statement analysis tool by Newfi Wholesale. There is also mention of a legal case involving loanDepot and the confirmation of new leadership for financial regulators.
Dec 22, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Hold Steady to Start Holiday-Shortened Week
Mortgage rates remained unchanged today as bonds were close to previous levels. Rates have stayed within a narrow range for the past 4 months. It is expected that significant changes in rates may be hard to come by over the next 2 weeks due to reduced bond market activity. However, more meaningful movement is anticipated once major economic data starts being released in January, especially with th... more
Dec 22, 2025 7:30 AM
— Bond Markets
Range-Bound Cruise Control
The bond market has been experiencing a very narrow range in yields over the past 4 months, with the past 3 weeks being especially narrow. While the recent micro range in 10-year yields is on the high side of the broader range, 2-year yields are hugging the lower end of their 4-month range. MBS and mortgage rates are performing somewhere in between, outperforming 10-year yields relative to the hig... more
Dec 20, 2025 7:34 AM
— Housing Market
Highest Existing Home Sales in 8 Months But Don't Get Excited
Existing-home sales increased by 0.5% in November to a seasonally adjusted annual rate of 4.13 million, marking the 3rd consecutive month of growth. However, sales have been stuck at low levels for a while. Lower mortgage rates have contributed to the recent increase, but inventory growth is slowing down.
Dec 19, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Just Off 2-Week Lows
Mortgage rates remained fairly stable despite speculation about foreign monetary policy decisions. Rates rose slightly, hitting the 2nd lowest point of the week. The upcoming week's rate movement is uncertain due to the holiday trading environment, with rates likely drifting sideways until economic reports in January.
Dec 19, 2025 7:30 AM
— Bond Markets
Slightly Weaker. No, It's Not Japan
The Bank of Japan's announcement did not have a significant impact on the U.S. bond market. The Ministry of Finance in Japan usually has a greater impact on the U.S. bond market. USD/Yen and Treasury yields were relatively unaffected by the announcement.
Dec 18, 2025 3:30 PM
— Bond Markets
Limited Follow-Through After Shockingly Big Miss
Despite core CPI coming in lower than expected at 2.6% vs 3.0% year over year, the reaction from traders was not as significant as anticipated. The miss was so unexpected that traders thought there were issues with the data collection for November. However, there was still a moderate extension of the overnight rally.
Dec 18, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Near Lowest Levels Since October
The average lender's 30yr fixed rates were slightly lower at the end of November, making them the lowest since late October. The improvement in rates followed the release of November's Consumer Price Index (CPI), which was below expectations, raising questions about the impact of the government shutdown on data collection. Despite being seen as good news for rates, most of the improvement had alre... more
Dec 18, 2025 8:30 AM
— Mortgage Lenders
Jumbo, Hedging, HELOC, Custom Newsletter Products; STRATMOR the UWM/TWO Deal
The article discusses various services, products, and software offered by different companies related to mortgage lending. It highlights the importance of transparency in automated valuation models, personalized newsletters for borrowers, updates from Citi Correspondent Lending, sub-servicing offerings from Planet, premium pricing options from Spring EQ, the Chrisman Marketplace for vendors in the... more
Dec 18, 2025 5:30 AM
— Bond Markets
Big Drop in Annual CPI, But Only a Cautious Rally So Far
Core annual inflation came in lower than expected at 2.6%, leading to a moderate rally in the bond market. This reading is the lowest of the cycle and could potentially signal a break from the stagnant elevated levels seen previously.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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