Mortgage News
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News for: HousingWire
Showing 241 - 264 of 406 results
Jan 12, 2026 5:32 PM
— Housing Market
Appeal hearing threatens NAR settlement, raising industry uncertainty
The NAR commission settlement is under appeal in the Eighth Circuit, potentially leading to major industry changes and reshaping compensation rules and future litigation. The real estate industry may need to prepare for more commission lawsuit drama as the hearing progresses.
Jan 12, 2026 1:32 PM
— Housing Market
Affordable HOMES Act passes House
The House passed the bipartisan Affordable HOMES Act to boost affordable housing by focusing on manufactured housing. JPMorgan Chase reported a significant increase in mortgage originations in 2025.
Jan 12, 2026 8:32 AM
— Mortgage Lending
Worried about the Compass Anywhere merger? Here’s how to stay competitive
The article discusses actionable strategies for independent agents to remain competitive in the real estate market as consolidation accelerates. It emphasizes the importance of local expertise, client relationships, specialization, and consistent communication and service.
Jan 12, 2026 4:32 AM
— Housing Market
The 2–4% mortgage trap is freezing housing: Defeasance may be the way out
The U.S. housing market has a lack of sellers due to homeowners holding mortgages with low interest rates from 2020-2022. Defeasance, a concept from commercial real estate finance, offers a potential solution by substituting the loan's payment stream with highly secure assets. This could help homeowners unlock equity trapped within their mortgages and encourage more mobility in the housing market.
Jan 11, 2026 7:31 PM
— Interest Rates
DOJ opens criminal investigation into Federal Reserve and Powell
The Department of Justice served the Federal Reserve with subpoenas threatening criminal charges over Fed Chair Jerome Powell's Congressional testimony regarding the renovation of the Fed's D.C. headquarters. Powell stated that the threat is actually about the Fed's independence in setting interest rates, rather than the renovation itself.
Jan 11, 2026 12:32 PM
— Housing Market
The impact of lower mortgage rates on housing inventory
The U.S. housing inventory growth has slowed to 9.99% year-over-year with mortgage rates near 6%. Price cuts have increased to 34.7% and new listings are below normal, indicating a shift in supply and demand dynamics in the housing market.
Jan 10, 2026 4:32 PM
— Mortgage Rates
December jobs data continues to support lower mortgage rates
December saw the slowest job growth in years, leading to mortgage rates staying near 6%. Trump's MBS policy and stable bond yields played a role. Despite a brief drop in rates to the 5s, the 10-year yield remained mostly unchanged. The BLS report showed 50,000 jobs created, making 2025 the lowest job-growth year this century if it wasn't for health care and social services labor. Unemployment rate... more
Jan 10, 2026 4:32 AM
— Retirement Planning
Elon Musk says retirement savings could become ‘irrelevant’
Elon Musk suggested that future technological advancements could make retirement savings irrelevant, but critics disagree. Data shows retirees face challenges such as unexpected costs, housing and health care expenses, and fear of outliving savings. Experts warn that retirement insecurity is a current issue despite Musk's speculative vision.
Jan 9, 2026 3:32 PM
— Mortgage Rates
Mortgage rates dip, sparking potential refinance surge
Mortgage rates briefly dropped below 6% for the first time in nearly three years, driven by a proposed $200 billion push in the secondary market. This decline is expected to boost refinancing volumes by up to 25%, as historically a 22-basis-point drop in the 30-year fixed mortgage rate leads to a 15% to 25% increase in refinance activity.
Jan 9, 2026 1:32 PM
— Housing Market
WSJ: DOJ leadership halted antitrust review of Compass–Anywhere deal
DOJ senior officials allowed the Compass-Anywhere merger to close despite antitrust staff wanting further investigation, leading to warnings of market concentration. Many were surprised by the quick closure of the merger, with news outlets reporting that antitrust regulators were blocked from a deeper investigation by higher-ups in the Justice Department.
Jan 9, 2026 11:32 AM
— Mortgage Rates
Mortgage rates drop below 6% after Trump's MBS announcement
Mortgage rates dropped below 6% on Friday due to improved spreads, aided by Trump's MBS announcement and steady 10-year yields.
Jan 9, 2026 9:32 AM
— Housing Market
Why the fix-and-flip sector is poised for a breakout in 2026
The fix-and-flip sector, where investors rehabilitate residential properties, is expected to see growth in 2026 due to factors like improving capital availability, interest rate easing, potential inventory growth, and cost efficiencies. The industry is becoming more mainstream, with more accessible capital drawing new participants and housing inventory beginning to loosen. Renovation projects are ... more
Jan 9, 2026 6:32 AM
— Housing Market
Compass closes $1.6B Anywhere merger, forms industry giant
Compass and Anywhere have closed their $1.6B merger ahead of schedule after shareholder approval, creating a new real estate industry giant. Trump instructed GSEs to buy $200 billion in mortgage-backed securities to lower rates.
Jan 8, 2026 7:32 PM
— Housing Market
Compass-Anywhere merger forces brokers to adjust competitive playbooks
The Compass-Anywhere merger, which was initially expected to close in the summer or fall of 2026, may now close as soon as Friday. This merger will give the combined firm over 50% market share in several metropolitan areas across the U.S. Shareholders at both companies have already approved the merger, and upon closing, Compass will have about 340,000 real estate professionals across the U.S. and ... more
Jan 8, 2026 3:32 PM
— Mortgage Rates
Trump directs GSEs to buy $200B in mortgage bonds to lower rates
President Donald Trump directed Fannie Mae and Freddie Mac to purchase $200 billion in mortgage-backed securities (MBS) to lower mortgage rates. This move comes as their MBS holdings are approaching regulatory limits. Experts have differing opinions on the impact of this directive.
Jan 8, 2026 2:32 PM
— Housing Market
Trump’s plan to ban institutional homebuyers faces high hurdles, limited impact
President Trump's plan to ban large institutional homebuyers is not expected to have a significant impact on the housing market in the short term due to legislative barriers. Analysts are skeptical of the proposal and believe it will not change housing market forecasts or affordability for the time being. Finance of America hires a new CMO to focus on home equity products for seniors, and the Dece... more
Jan 8, 2026 9:31 AM
— Housing Market
Google appears to pull embedded home listings from mobile search results
Google's experiment with embedding home listings in mobile search has been halted due to licensing disputes with MLSs. Listings in cities like Chicago, Denver, and Los Angeles have been removed. The search results were powered by a partnership between Google and HouseCanary's ComeHome subsidiary.
Jan 8, 2026 4:31 AM
— Housing Market
CoStar forecasts Homes.com profitability in 2030
CoStar Group projects significant revenue growth and stock buyback in 2026 while reducing investment in Homes.com. The company's financial initiatives for the year include a focus on capital allocation and governance following a leadership shakeup.
Jan 7, 2026 1:32 PM
— Mortgage Security
The Compass-Anywhere merger could close by Friday
The article discusses the importance of verifying that users are human through various CAPTCHA methods to prevent spam and fraudulent activities on websites.
Jan 7, 2026 1:32 PM
— Housing Market
Social Security proposals raise stakes for senior homeowners
A Brookings report argues against shifting to flat benefits due to Social Security's funding shortfall. Experts suggest modest tax increases and targeted adjustments to restore solvency without affecting benefit predictability or housing stability.
Jan 7, 2026 11:32 AM
— Housing Market
Trump wants ban on large institutional investors buying homes
Donald Trump announced plans to ban institutional investors from buying single-family homes in an effort to improve housing affordability. This led to a selloff in rental REIT stocks. The number of producing loan officers has also increased in 2025, with brokers up 12.5% and IMBs down 11.7%. There are proposals suggesting fundamental changes to how Social Security works.
Jan 7, 2026 6:48 AM
— Mortgage Security
Mortgage applications drop 9.7% despite lower rates
The article discusses the importance of verifying one's humanity when completing an online action in order to prevent spam and fraud. It emphasizes the use of CAPTCHA tests and other methods to ensure that real humans are interacting with websites and online platforms.
Jan 7, 2026 4:32 AM
— Housing Market
Apollo’s $1.2B bet on QXO tests data limits in building materials
Apollo Global Management affiliates announced a $1.2 billion investment in QXO, a construction industry with a focus on artificial intelligence, predictive inventory, and advanced B2B e-commerce. The lack of collaboration and data flow in the homebuilding supply chain is identified as a major issue, leading to inefficiencies. The article suggests that operational discipline is more crucial than te... more
Jan 7, 2026 1:32 AM
— Housing Market
Why 2026 might finally be the year homeowners let go of their 2–3 percent rates
Many homeowners who locked in historically low mortgage rates below 4 percent are now considering moving as the market stabilizes and their life circumstances change. Housing decisions are increasingly being driven by lifestyle factors rather than fear, leading to a more balanced market in Las Vegas. With improved inventory and incentives, homeowners are gaining confidence to make move-up purchase... more
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All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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