Mortgage News
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News for: HousingWire
Showing 241 - 264 of 367 results
Dec 30, 2025 9:31 AM
— Mortgage Lenders
The debt crisis among younger Americans: How it is shaping homeownership — and what lenders can do
The article discusses how the median age of first-time homebuyers in the U.S. is now 40 years old, a record high, due to millennials and Gen Z facing financial challenges like rising student loan debt and high credit card debt. The holiday season adds to the financial strain, leading to a spike in demand for financial counseling services. Lenders have the opportunity to build trust and offer flexi... more
Dec 30, 2025 4:32 AM
— Housing Market
Realtor.com urges action on housing supply in 2026
Realtor.com is renewing its Let America Build campaign to advocate for housing supply solutions as U.S. inventory lags by more than 4 million units. The campaign focuses on zoning reform and supply-side policies in order to expand housing supply.
Dec 29, 2025 8:02 AM
— Housing Market
Pending home sales rise in November as lower rates spur buyers
Pending home sales increased 3.3% in November as lower mortgage rates and improved affordability drove more buyers to act, according to the National Association of Realtors. Existing home sales also rose in November while inventory fell and prices climbed year over year.
Dec 29, 2025 6:02 AM
— Mortgage Lenders
Innovations in reverse mortgage lending will drive growth in 2026
The reverse mortgage market is expected to grow in 2026 as lenders adapt to higher interest rates. Key players are focusing on proprietary products and strategic partnerships to reach more borrowers. Changes in HECM mortgage insurance premiums may further boost demand.
Dec 29, 2025 12:35 AM
— Mortgage Security
Bank statement loans: More mortgage options for self-employed buyers and homeowners as rates ease
The article discusses the importance of verifying a person's identity to prevent fraud and ensure security online. It mentions the use of CAPTCHAs, biometric authentication, and two-factor authentication as methods to verify a user's identity.
Dec 28, 2025 10:30 AM
— Housing Market
Why 2025’s strong purchase application data didn't boost home sales
Despite double-digit growth in purchase application in 2025, home sales did not see a major rebound. Lower rates helped, but sales remained close to 2024 levels. Homebuyers now need seven years to save for a down payment, down from 12 years in 2022.
Dec 27, 2025 4:32 AM
— Housing Market
The U.S. housing market in 2025: A year of normalization
The article discusses how rising housing market inventory in 2025 reshaped the market, leading to a more balanced and sustainable environment with slowed price growth and longer days on the market. Despite the cooling trend, certain metro and state markets continued to show high demand. Success in this market depends more on pricing accuracy and local expertise rather than market momentum.
Dec 26, 2025 10:32 AM
— Mortgage Lending
Compass-Anywhere deal may exceed DOJ market-share limits in some cities
The article discusses the importance of verifying human identity to prevent fraud and ensure security online. It highlights various methods of human verification including CAPTCHA, biometrics, and behavioral analysis.
Dec 26, 2025 10:32 AM
— Mortgage Lending
DSCR loans became an investor favorite in 2025
DSCR loans have gained acceptance among lenders and investors due to a strong rental market and secondary market confidence. In 2026, more investors are expected to seek flexible financing options through these loans.
Dec 24, 2025 5:32 PM
— Mortgage Rates
Mortgage applications fall 5% despite rate decline
Mortgage applications dropped by 5% last week, despite steady mortgage rates. Factors like a softening job market and high home inventories are affecting application volumes.
Dec 24, 2025 4:34 AM
— Mortgage Rates
MBA forecasts slow 2026 growth amid inflation, rate hikes
The Mortgage Bankers Association predicts U.S. economic growth to slow to 1.6% in 2025 due to inflation and interest rates. There is a 35% chance of a recession, but mortgage rates are expected to stabilize. Despite this, market trends like a softening job market and elevated inventories are impacting application volumes.
Dec 23, 2025 4:32 PM
— Property Tax Benefits
Texas proposes property tax cuts for homeowners 55+
Texas Lt. Gov. Dan Patrick's 'Operation Double Nickel' proposes lowering the age for senior property tax benefits from 65 to 55 and expanding homestead tax exemptions, potentially saving eligible Texans up to $10,000 between ages 55 and 65.
Dec 23, 2025 1:36 PM
— Housing Market
November sees sharp rise in U.S. mortgage delinquencies
U.S. mortgage delinquencies surged in November, reaching the highest level in over four years with the national delinquency rate rising to 3.85%. December data will be crucial to assess recovery.
Dec 23, 2025 11:32 AM
— Mortgage Rates
Mortgage rates dip, experts see steady 2026 ahead
Mortgage rates decreased in 2025 and are expected to remain steady into 2026. Lenders attribute this to Fed policy and market competition. Rates for 30-year conventional fixed loans averaged 6.24% and 6.37% across different sources. Industry experts are optimistic about growth in 2026 despite market trends impacting application volumes.
Dec 22, 2025 7:30 AM
— Mortgage Lenders
Why DSCR demand ramped up in 2025 and will continue into 2026
In 2025, the demand for DSCR loans increased due to tight housing inventory and a rise in nontraditional wage earners. Rocket Pro launched its first DSCR product, catering to the needs of borrowers looking for alternative options based on rental income rather than personal income.
Dec 22, 2025 4:35 AM
— Mortgage Security
Existing home sales hit 9-month high with inventory at 1.43M units
The article discusses the importance of verifying human identity on websites to prevent fraud and ensure security. It highlights the use of CAPTCHA tests and biometric authentication as effective methods for this purpose.
Dec 22, 2025 4:35 AM
— Mortgage Rates
Mortgage payments decrease slightly in November
In November, homebuyer affordability improved as the median mortgage payments slightly decreased, driven by lower mortgage rates and strong household earnings growth. The Mortgage Bankers Association's index shows a sixth consecutive monthly improvement.
Dec 22, 2025 4:32 AM
— Mortgage Lending
The evolution of mortgage marketing: From rates to relationships
The article discusses the importance of verifying one's identity as a human through completing certain actions online. This is to prevent automated bots from taking actions on websites without human interaction.
Dec 21, 2025 10:30 AM
— Mortgage Rates
Why did the growth rate of housing inventory drop by half this year?
Housing inventory growth slowed to 13.54% year over year, down from over 30% earlier in 2025, as new listings and sales patterns changed. Mortgage rates remained near 6.3% after the Fed's December cut, influencing market dynamics.
Dec 19, 2025 10:32 AM
— Mortgage Security
UWM shifts strategy with $1.3B Two Harbors deal, boosts servicing
The article discusses the importance of verifying one's identity as a human through actions like completing a captcha. This process is necessary to prevent automated bots from accessing sensitive information or performing malicious activities.
Dec 19, 2025 8:28 AM
— Housing Market
Existing home sales rise in November as mortgage rates dip
Existing home sales increased slightly in November to 4.13 million, with inventory decreasing. The median price rose by 1.2% year over year, while first-time buyer share and all-cash transactions decreased. The improvement in homebuyer affordability was noted due to a slight decrease in median mortgage payments.
Dec 19, 2025 4:34 AM
— Housing Market
Homebuilders have new competition for lots. Data centers
Data centers are rapidly expanding in Texas, driving up land prices and reducing opportunities for affordable housing development near major job centers. The surge in data centers is also straining local resources like water and electricity, as these facilities consume vast amounts of both. Lawmakers are considering policy changes to address the collision between data center growth and housing aff... more
Dec 19, 2025 4:32 AM
— MLS/Associations
Google’s MLS listings via HouseCanary reignites IDX policy debate
Google's partnership with HouseCanary to display MLS listings in mobile search has sparked debate over the use of IDX data, broker consent, and compliance with NAR and MLS policies. Many are concerned that this partnership may be breaching their data licensing permit.
Dec 19, 2025 3:32 AM
— Online Security
Comedy, AI, and the hustle: what mortgage recruiting can learn from the stage
The article discusses the importance of verifying if a user is a human through actions like selecting images that fit a certain criteria or completing puzzles. This verification process is crucial for preventing spam and bots from accessing websites and can help protect sensitive information.
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Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.