Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Bankrate
Showing 241 - 264 of 360 results
Jul 29, 2025 3:24 AM
— Tax Fraud
How the IRS catches tax cheats: 3 ways your tax return may get flagged
The article discusses the consequences of cheating on taxes and the methods the IRS uses to monitor for tax evasion. It mentions the importance of accurately reporting income and expenses, as well as the potential red flags that could trigger IRS scrutiny, such as high business expenses or questionable deductions.
Jul 26, 2025 10:00 AM
— Tax Law Changes Impacting Mortgages
Trump's 'Big, Beautiful Bill': Here's When Key Tax Laws Go Into Effect
The article discusses the recent tax law changes signed by President Donald Trump, including provisions such as an expanded child tax credit, increased SALT deduction, deduction for auto loan interest, bonus deductions for seniors and service workers, reduced income tax rates, changes to health care subsidies and qualifications for health savings accounts. The article also mentions clean energy ta... more
Jul 26, 2025 8:24 AM
— Tax Deductions and Mortgage Implications
Trump's New Car Loan Interest Deduction — Here's How To Qualify For A Tax Break
A new tax break allows car buyers to deduct up to $10,000 in auto loan interest annually from their federal income taxes. This deduction is in effect for new cars purchased from 2025 through 2028, part of legislation signed into law by President Trump. The tax break has income-based limits and begins to phase out for higher income households. Buyers can combine this deduction with the expiring ele... more
Jul 25, 2025 9:33 AM
— Retirement Savings and Education Funding
Ask The Experts: How To Balance Saving For Retirement And My Child’s Future
The article discusses the importance of balancing saving for retirement with saving for your child's future, such as college expenses or a wedding. It suggests starting with a clear understanding of your specific goals, developing a budget, and reassessing your plan regularly. Financial advisors recommend not sacrificing your retirement savings to prioritize your child's college fund.
Jul 24, 2025 9:00 AM
— Home Equity
The Racial Gap In Building And Borrowing Home Equity
The article discusses the significant racial disparities in accumulating and accessing home equity, which is crucial for building wealth and financial security. Black and Hispanic homeowners face challenges in building home equity due to lower home values, larger down payment requirements, lending discrimination, and inaccurate home appraisals. These barriers limit their access to loans, hampering... more
Jul 24, 2025 3:01 AM
— Job Market Trends
Survey: Nearly 1 In 2 Workers Plan To Search For A New Job In The Coming Year
Despite a mixed job market with limited openings and high unemployment rate for certain industries, nearly half of workers are likely to search for a new job in the next 12 months. This trend, called the 'Great Stay,' shows workers mostly staying put in their current roles. Workers are also likely to ask for raises, more workplace flexibility, or even consider starting their own business. Overall,... more
Jul 23, 2025 1:00 PM
— Mortgage Rates
Mortgage Rates Dip To Lowest Level In Three Weeks
The article discusses the current state of mortgage rates, affordability challenges for homebuyers due to high prices and interest rates, the impact of Federal Reserve decisions on mortgage rates, and the influence of President Trump's tariff policies on inflation and Treasury yields.
Jul 21, 2025 12:00 PM
— Mortgage Lenders
How To Find The Best Annuities With Low Fees
Annuities can provide guaranteed income in retirement but are complex to compare due to multiple types and fees. Advisors can use special software to compare annuities, while insurance agents can help with shopping. Websites like IncomeSolutions.com and DIY approach can also be used to compare annuity options.
Jul 21, 2025 11:01 AM
— Mortgage Rates
Most rates increase: How long will rates stay here? - Today's mortgage and refinance rates, July 21, 2025
Mortgage rates have mostly increased compared to a week ago, with rates for 30-year fixed, 15-year fixed, and ARMs going up, while rates for jumbo mortgages have decreased. The rise in rates is attributed to higher inflation, which may lead to the Federal Reserve keeping interest rates stable at the next meeting. Homeowners are hesitant to buy or sell due to rate movements, with forecasts indicati... more
Jul 21, 2025 7:17 AM
— Housing Market
America’s best states to retire in 2025: New Hampshire takes the top spot
Bankrate's 2025 Best and Worst States to Retire Study revealed that New Hampshire is the top state for retirees in 2025, followed by Maine, Wyoming, Vermont, and Idaho. The study considered factors like affordability, health care, neighborhood safety, access to healthcare, air quality, and recreational opportunities in ranking the states. New England and Western states dominated the top 10, while ... more
Jul 20, 2025 3:25 AM
— Taxation of Retirement Income
13 States That Don’t Tax Your Retirement Income
The article discusses how different states tax retirement income, with some states not taxing retirement income at all. It highlights states like Illinois, Iowa, Mississippi, and Pennsylvania that do not tax retirement income, as well as states that do not tax Social Security benefits for retirees. The article also emphasizes the importance of understanding the tax implications of living in a stat... more
Jul 20, 2025 3:24 AM
— Mortgage Rates
Mortgage Rate Variability Index
The Mortgage Rate Variability Index currently reads 4 out of 10, indicating steady mortgage rate trends in recent weeks. The average 30-year mortgage rate has been between 6.72 percent and 6.95 percent since late February 2025, a significant difference from rates in 2020 and 2021 or 2022 and 2023. The index considers four key factors to determine variability in mortgage rates.
Jul 19, 2025 3:01 AM
— Interest Rates
Trump Vs. Powell: How Investors Could Come Out As Big Losers In Fed Fight
President Donald Trump is pushing for lower interest rates, but Federal Reserve Chair Jerome Powell is hesitant due to inflation concerns. Trump's introduction of global tariffs and increased deficit spending are expected to raise inflation levels. Powell and the Fed are prioritizing stable prices and maximum employment over Trump's demands for lower rates. Investors are concerned that if interest... more
Jul 17, 2025 1:23 PM
— Mortgage Lenders
What Are Mortgage Points?
Mortgage points are a fee paid to a lender upfront to lower the interest rate on a loan, resulting in lower monthly payments and less interest paid overall. Points can be bought to permanently lower the rate, and there are also temporary buydowns available. Points are different from origination points, as origination points are a fee to create the loan and do not affect the interest rate. It is im... more
Jul 16, 2025 6:01 AM
— Student Loan Repayment Plans
What to know about your evolving federal student loan repayment options
The article discusses changes to federal student loan repayment plans that will have a significant impact on students and families borrowing federal loans on or after July 1, 2026. It explains that while current borrowers will have an option to stay in their existing plans until mid-2028, new plans like RAP and the modified standard plan will differ in payment calculations and eligibility criteria... more
Jul 15, 2025 1:45 PM
— Interest Rates
Tariffs, Inflation, Recession, Oh My: Top Personal Loan Questions
American consumers are worried about the economy with top financial concerns being inflation, a recession, and interest rates. Uncertainty about tariffs is influencing consumer credit decisions. It's advised to check loan options as national debt may impact personal loan interest rates. Lowering APR on existing debt is recommended, with competitive rates being determined by shopping around. Despit... more
Jul 15, 2025 12:02 PM
— Mortgage Lending
6 Signs You're Ready For A Student Credit Card
The article discusses the importance of being responsible and financially prepared before applying for a student credit card. It mentions the need for savings for unexpected expenses, the importance of paying bills on time, understanding how credit cards work, having a clear reason for getting a credit card, meeting income requirements, and evaluating personal financial habits before applying for ... more
Jul 15, 2025 4:00 AM
— Interest Rates
High-yield savings rates today: July 14, 2025 | Stellar APYs are still on the market, surpassing 4%
President Trump's tariffs have been delayed again, leading to speculation about their impact on the U.S. economy. The Federal Reserve is likely to hold interest rates steady until the tariffs take effect on August 1. High-yield savings accounts are offering attractive APYs, with some banks still offering rates above 4%. The Fed's decision on interest rates is influenced by economic uncertainty cau... more
Jul 14, 2025 9:00 AM
— Mortgage Rates
Rates remain elevated - Mortgage and refinance rates for today, July 16, 2025
Average rates for 30-year and 15-year fixed mortgages rose, while jumbo and ARM rates declined. Borrower demand increased after rates reached three-month lows. Current rates for a 30-year fixed mortgage is 6.75%, 15-year fixed mortgage is 6.00%, 5/1 ARM is 5.89%, and jumbo mortgage is 6.81%. Federal Reserve may cut rates, affecting mortgage rates, and locking in rates can provide certainty in unce... more
Jul 12, 2025 3:02 AM
— Home Equity Rates
Home Equity News: This Week's Roundup
Home equity rates for HELOC and home equity loans remain steady at around 8.27 percent and 8.26 percent respectively. The 30-year fixed-rate loan has declined to 6.72 percent. The new tax act is expected to bring more stability and clarity to the housing market, though it won't directly lower mortgage rates or home prices. The article also addresses common misconceptions about home equity, the pro... more
Jul 11, 2025 3:00 PM
— Mortgage Lenders
Fannie Mae, Freddie Mac To Begin Using VantageScore
Mortgage giants Fannie Mae and Freddie Mac are planning to use a new credit score, VantageScore 4.0, in addition to the traditional FICO score, to underwrite applications for home loans. This new credit score considers a broader range of factors, potentially making millions more Americans eligible for mortgage loans. However, the impact on mortgage closing costs is expected to be minimal, as credi... more
Jul 11, 2025 8:02 AM
— Mortgage Rates
Majority of rates rise: Should you wait to lock? - Mortgage and refinance rates for July 11, 2025
Mortgage interest rates have mostly increased compared to last week. Borrower demand spiked due to rates falling to their lowest level in three months. The Federal Reserve meeting in July may result in a rate cut. Locking in a mortgage rate provides certainty in the unpredictable market. Refinancing might still make sense for some even with elevated rates.
Jul 11, 2025 7:01 AM
— Mortgage Lenders
Charles Schwab vs. Vanguard: Which broker is best for you?
The article compares Charles Schwab and Vanguard brokers in terms of cost, mutual funds, account fees, account minimums, tradable securities, trading platforms, account types, robo-advisor accounts, fractional shares, and customer support. Charles Schwab has an edge in options pricing, broader range of tradable securities, and customer support hours, while Vanguard stands out for its low-cost fund... more
Jul 11, 2025 3:24 AM
— Mortgage Lending
How to spot auto loan fraud: 5 scams to watch out for
The article discusses various scams related to car loans, such as yo-yo financing scams, car loan modification scams, and negative equity issues. It also provides tips on how to avoid falling victim to these scams and protect yourself when purchasing a car. The Federal Trade Commission recommends being cautious of overly good promises, negotiating directly with lenders, and reviewing all documenta... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.