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News for: Mortgage Rates
Showing 217 - 240 of 1555 results
Jan 21, 2026 10:33 AM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 14.1% from the previous week. The Refinance Index increased by 20% from the previous week, and the Purchase Index increased by 5%. Mortgage rates declined, with the 30-year fixed rate averaging 6.16%, the lowest since September 2024. Refinance applications made up over 60% of total applications, while the average loan size increased.
Jan 21, 2026 9:04 AM
— Mortgage Rates
Mortgage Rates Grow Wednesday | Today, January 21, 2026
Mortgage rates increased for the second day in a row but remain low compared to recent levels. The market data suggests that interest rates might move higher in the near-term due to expanding Treasury yields and rebounding stocks. Experts suggest exploring refinancing or tapping into home equity for homeowners. The average 30-year fixed mortgage rate is at 6.19%, while the average 15-year fixed ra... more
Jan 21, 2026 8:03 AM
— Mortgage Rates
Mortgage applications gain momentum on easing rates
Mortgage refinance demand rose to its highest level since September, prompting a double-digit increase in home loan applications for the second consecutive week. The activity has been driven by lower mortgage rates, with the average contract interest rates dropping for both conventional and FHA loans. Refinance applications have surged compared to the same time last year, while purchase applicatio... more
Jan 21, 2026 7:32 AM
— Mortgage Rates
Mortgage rate volatility returns ahead of Trump’s Davos speech
Mortgage rates experienced volatility ahead of President Donald Trump's speech at the World Economic Forum in Davos, with rates rising by 14 basis points on average. Trump is expected to discuss housing affordability proposals at Davos, including GSE MBS expansion and 401(k) down payment access.
Jan 21, 2026 7:30 AM
— Mortgage Rates
Calmer Day so Far, But No Relief From Recent Rout
Mortgage rates have remained consistent with where they were two weeks ago, but have risen 20bps from last week's lows. Recent volatility in the market was mainly driven by geopolitical issues and Japanese debt drama. As Japanese bonds recover and there are no new geopolitical escalations, bond bearishness has decreased and the market is now showing more sideways movement.
Jan 21, 2026 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 21, 2026: Rates spike as Trump pushes Greenland agenda
Mortgage rates increased due to President Trump's actions, resulting in a 15 basis point rise in the average 30-year fixed rate. Zillow data also shows changes in other mortgage rates, such as a 14 basis point rise for 15-year fixed rates. The article explains the details of different mortgage options, including advantages and disadvantages of 30-year and 15-year fixed-rate mortgages, adjustable-r... more
Jan 20, 2026 6:32 PM
— Mortgage Rates
Chart of the Week: Mortgage Rates, 10-Year Treasury and 30-10 Spread
The spread between mortgage rates and Treasury rates has decreased in recent months due to lower interest rate volatility and increased purchases of MBS by the GSEs. As a result, mortgage rates have dropped, leading to a surge in refinance applications and an increase in purchase applications. However, there is uncertainty regarding the longer-term impact of the GSEs' MBS purchases on market sprea... more
Jan 20, 2026 1:03 PM
— Mortgage Rates
Will Rates Get Cut at the January Fed Meeting?
The article discusses the Federal Reserve's upcoming Open Market Committee meeting and the potential for a rate cut. It mentions the factors influencing the decision, such as inflation rates, economic indicators, and the Fed's past actions. The article also touches on mortgage rates, the relationship between the Fed's actions and interest rates, and offers advice on locking in rates or waiting.
Jan 20, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Jump to Match Highest Levels in Nearly a Month
Mortgage rates increased significantly on Tuesday due to geopolitical events and overseas financial markets. Despite the announcement of a $200 billion mortgage bond buying plan by the administration, rates have not improved much because the market had already factored in this news. Mortgage rates may fluctuate depending on geopolitical issues and economic data.
Jan 20, 2026 12:30 PM
— Mortgage Rates
Homebuyers now have a Greenland problem: Mortgage rates jump on geopolitical, tariff turmoil
Mortgage rates jumped 14 basis points following new trade tensions between President Trump and European leaders over Greenland, causing a stock and bond market sell-off. Factors like bond yields, market volatility, and demand for mortgage-backed securities determine mortgage rates. The rising rates threaten to stall the housing market's progress toward normalization, despite rates being down nearl... more
Jan 20, 2026 12:00 PM
— Mortgage Rates
Homebuyers now have a Greenland problem: Mortgage rates jump on Greenland, tariff turmoil
Mortgage rates jumped following new trade tensions between President Trump and European leaders over Greenland, leading to a sell-off in stock and bond markets. Factors like bond yields, market volatility, and demand for mortgage-backed securities determine mortgage rates. The current rate trend threatens to stall the housing market's progress, despite rates being down nearly a percentage point co... more
Jan 20, 2026 10:30 AM
— Mortgage Rates
Does President Trump's Push to Lower Mortgage Rates Make These 2 Stocks a Buy?
President Trump announced plans to buy $200 billion in mortgage bonds in an effort to lower mortgage rates. This move is aimed at boosting the housing market, which has been weakened by high mortgage rates. Two stocks, D.R. Horton and Opendoor Technologies, are expected to benefit from falling mortgage rates due to their exposure to the housing market and mortgage rates.
Jan 20, 2026 8:30 AM
— Mortgage Rates
Utah's housing market freezes as more homeowners hold on to low mortgage rates
The article discusses how the Federal Reserve was expected to lower interest rates again in December but now that's uncertain due to economic conditions after the government shutdown. In Utah, a majority of residents are holding onto low mortgage rates in the 3% range, causing a 'lock-in effect' where fewer people are willing to buy new homes with higher rates. This has led to a freeze in the hous... more
Jan 20, 2026 8:28 AM
— Mortgage Rates
Mortgage Rates Inch Up on Tuesday | Today, January 20, 2026
Mortgage rates rose slightly, but are still near three-year lows. The average 30-year fixed mortgage rate is 6.14%. The average 15-year fixed rate is 5.52%. Adjustable-rate mortgages are also available. Rates are stabilizing, allowing for better budget planning. Economic indicators are mixed, which could keep rate movements subdued. Different experts offer advice for those looking to refinance or ... more
Jan 20, 2026 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 20, 2026: Annual rates plummet
In 2026, mortgage rates have dropped compared to the previous year. The current 30-year fixed mortgage rate is 5.90%, while the 15-year fixed rate is 5.36%. Refinance rates are slightly higher than purchase rates. It is recommended to use a mortgage calculator to estimate monthly payments based on different rates and term lengths. 15-year mortgages save money on interest in the long run, but have ... more
Jan 20, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 20, 2026: Rates have plummeted over the last year
In 2026, mortgage rates have decreased compared to the previous year, with the average 30-year fixed rate at 5.90% according to Zillow. Yahoo Finance found three top-five-ranked lenders with rates at or below 5.50%. The article discusses mortgage rates for various terms, including refinancing rates, the benefits of 15-year mortgages over 30-year mortgages, and the differences between fixed-rate an... more
Jan 19, 2026 9:30 AM
— Mortgage Rates
Will mortgage rates drop below 5% in 2026? Here's what experts say.
Mortgage rates have been steadily decreasing over the past year and have reached their lowest point in over three years. There is speculation on whether rates could drop below 5%, but experts find it highly unlikely. Factors such as inflation, labor market strength, and economic growth play a significant role in determining mortgage rates. While industry forecasts predict rates to finish the year ... more
Jan 19, 2026 5:32 AM
— Mortgage Rates
30-year mortgage rates decrease - How often do rates change? | Today's mortgage and refinance rates, January 16, 2026
Bankrate data shows that mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM have decreased. Predictions suggest rates may drop even lower, potentially falling below 6%. The average rate for a 30-year fixed mortgage is 6.11%, while a 15-year fixed is at 5.45% and a 5/1 ARM is at 5.50%. Jumbo mortgage rates have also decreased. Refinance rates have gone up slightly. Tips are provided for g... more
Jan 19, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 19, 2026: Rates fall by over 80 basis points in 6 months
Mortgage rates are currently declining, with the 30-year fixed rate dropping by 83 basis points to 5.90% and the 15-year fixed rate falling to 5.36%. Now is a good time to buy a new home or refinance your mortgage. Various types of mortgage rates are provided, such as 20-year fixed, 5/1 ARM, 7/1 ARM, VA loans, and more. Considerations for choosing between 15-year and 30-year mortgages and adjustab... more
Jan 18, 2026 9:30 PM
— Mortgage Rates
Eight mortgage predictions for 2026
The article discusses the predictions for the mortgage market in 2026, with experts anticipating one to two rate cuts by the Bank of England. Affordability criteria are expected to be relaxed for certain groups, such as self-employed borrowers and professionals with stable incomes. Lenders are likely to refine their criteria to better reflect modern working patterns and a more diverse borrower bas... more
Jan 18, 2026 9:30 AM
— Mortgage Rates
Homeowners don’t want to move. It’s a big deal for their shrinking backyards.
The article discusses how high mortgage rates are leading to shrinking backyards for homeowners.
Jan 18, 2026 4:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 18, 2026: Weekly rates drop by 19 basis points
Current mortgage rates are under 6%, with the average 30-year fixed rate at 5.90% and the 15-year fixed rate at 5.36%. Shopping with multiple lenders is recommended to find the best deal. Rates vary based on type of loan and may differ for purchasing a home or refinancing. Factors impacting rates include mortgage term, interest rate, and type of mortgage. Lenders offer lower rates to those with hi... more
Jan 17, 2026 7:30 AM
— Mortgage Rates
Average 30-year mortgage hits the lowest point in more than 3 years
The average long-term U.S. mortgage rate has dropped to its lowest level in more than three years. The 30-year fixed rate mortgage rate is now at 6.06%, down from 6.16% last week and 7.04% a year ago. Lower mortgage rates are helping homebuyers by boosting purchasing power, but uncertainty in the economy and job market is keeping some buyers on the sidelines. The Federal Reserve's rate cuts have c... more
Jan 17, 2026 6:32 AM
— Mortgage Rates
Optimal Blue Reports Lock Volume Closes 2025 on Firm Footing
Mortgage rate-lock activity ended the year on a strong note with total lock volume increasing 2% month over month and 30% year over year. Refinances, especially rate-and-term, drove the growth. Cash-out refinance volume also saw an increase while purchase activity remained resilient. Mortgage rates were stable in December. Lenders made adjustments on the secondary side with widening spreads and in... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.