News for: Mortgage Lending
Showing 217 - 240 of 675 results
Oct 9, 2026 10:53 AM
— Mortgage Lending
Reverse mortgage servicers face title record mismatch risk
Benutech's analysis of nearly 35,000 active reverse mortgages found significant discrepancies between servicing records and public title data, resulting in 10.42% D grades and 11.56% F grades, which included unrecorded transfers and occupancy errors. The findings indicate a potential risk management issue for reverse mortgage servicers, as many serious issues were not flagged, highlighting the imp... more
Oct 9, 2026 10:43 AM
— Mortgage Lending
WFG expands DecisionPoint with automated refi title commitments
WFG National Title has enhanced its DecisionPoint platform to produce touchless title commitments for qualifying refinance transactions using AI technology. This automation streamlines the refinance title process while maintaining underwriting controls, aiming to improve processing speed and accuracy. DecisionPoint integrates easily with existing lender and settlement processes, allowing users to ... more
Oct 9, 2026 10:27 AM
— Mortgage Lending
Recapture Rates Show Lenders are Losing Borrowers
In 2025, mortgage servicers experienced the best refinance retention since 2014, yet still lost two-thirds of refinancing borrowers, according to ICE. The Mortgage Bankers Association (MBA) reported high origination costs of $11,094 and low profits of $785 per loan, suggesting that lenders might need to improve their customer service strategies. The discussion around 'recapture' highlights the ind... more
Oct 9, 2026 9:18 AM
— Mortgage Lending
Four signs it is about to get uglier in the bond market as yields rise
The article discusses subscription details, including pricing, cancellation policies, and renewal terms, but does not provide relevant information regarding mortgages.
Oct 9, 2026 8:50 AM
— Mortgage Lending
Polly and Hedging, Database, Equity, CE, Fulfillment Tools; Prepayments; Dart Acquires ACT
The article discusses key developments in the mortgage industry as professionals prepare for the MBA National conference in Chicago. It highlights the current state of the U.S. economy, particularly in relation to the stock market, and features advancements in mortgage technology, including the mLOOP platform, CLARAA loan intelligence, hybrid appraisals, and HELOC products. The article emphasizes ... more
Oct 9, 2026 7:30 AM
— Mortgage Lending
Mortgage rates dip after weeks of painful rises
The article discusses unlimited digital access for users, highlighting the benefits of having an account for a seamless experience. It suggests that users can enjoy features and content without restrictions once they are logged in.
Oct 9, 2026 7:00 AM
— Mortgage Lending
Place rivals mortgage fintechs with Ardley acquisition
Place is acquiring mortgage fintech Ardley to enhance its technological capabilities in the real estate sector. Ardley specializes in AI-powered software that aids mortgage firms in customer recapture and retention. This acquisition is part of Place's expansion efforts, which included purchasing Maxwell and acquiring services from Radian Group. Additionally, Atlas VMS has acquired CloseClear.ai to... more
Oct 9, 2026 6:03 AM
— Mortgage Lending
PLACE buys Ardley, extending platform into retention and servicing
PLACE has acquired Ardley, a software provider that focuses on recapture and retention for independent mortgage lenders and banks. This acquisition is part of PLACE's strategy to expand its presence in the mortgage industry and build a comprehensive connected ecosystem for homeownership that includes various services such as borrower acquisition, origination, and retention.
Oct 9, 2026 6:03 AM
— Mortgage Lending
Flipping a house today, rates, timelines and buyer competition
House flipping has become more complex, requiring investors to purchase properties at a discount while considering financing, carrying costs, and potential delays. As competition increases from both resale homes and new construction with buyer incentives, successful flips depend on careful purchasing strategies and market awareness.
Oct 9, 2026 3:04 AM
— Mortgage Lending
Rocket Mortgage's Shawn Malhotra on meshing LOs with AI
In an interview with National Mortgage News, Rocket Cos. Chief Technology Officer Shawn Malhotra highlights the technology that drives the company's significant production capabilities. He emphasizes the importance of maintaining a human touch in the mortgage process, despite the heavy reliance on technology.
Oct 9, 2026 3:00 AM
— Mortgage Lending
Rocket, United Wholesale Mortgage add new members to c-suite
Rocket Mortgage has appointed Nicole Beattie as its chief servicing officer to oversee its servicing operations, which manage a substantial portfolio of $2 trillion in unpaid principal balance and 9.1 million loans. Beattie has been with Rocket for 22 years, previously serving as CEO of Rocket Close and leading the servicing team for over four years. In other industry appointments, New American Fu... more
Oct 9, 2026 1:05 AM
— Mortgage Lending
The Big ShortÕ Michael Burry on disastrous Fed policies; failure of Dodd-Frank
Michael Burry, known for predicting the financial crisis depicted in 'The Big Short,' criticizes the Dodd-Frank Act as a failure and expresses concern that current Federal Reserve policies could lead to another economic crisis. In a recent interview, he reflects on the causes and consequences of the previous crisis and warns about future risks.
Oct 9, 2026 12:03 AM
— Mortgage Lending
Build vs Buy in Mortgage Tech: A Framework for Lenders
The article discusses the considerations involved in deciding whether to build mortgage technology in-house versus purchasing it. It emphasizes that the decision should be based on governance, security, and maintenance rather than just technical capability. The author outlines common pitfalls in taking the DIY approach and introduces the UPGRADE framework to assist in making informed tech decision... more
Oct 9, 2026 12:02 AM
— Mortgage Lending
Mortgage Calculator for Iowa Homebuyers | Estimate Your Monthly Payment
The article discusses a mortgage calculator that estimates the components of a house payment: principal, interest, taxes, and insurance (PITI). It highlights the difference between the interest rate and the Annual Percentage Rate (APR), emphasizing the importance of considering APR when comparing mortgage offers. The calculator uses standard formulas to provide precise estimates for principal and ... more
Oct 9, 2026 12:01 AM
— Mortgage Lending
Current ARM mortgage rates report for Oct. 9, 2026
The article discusses adjustable-rate mortgages (ARMs), highlighting their potential benefits compared to fixed-rate mortgages, which dominate the U.S. mortgage market. ARMs may offer lower initial rates and are suitable for buyers planning to rent or sell properties within the initial fixed period. It outlines common ARM structures, the advantages for certain buyer types, and the refinancing proc... more
Oct 9, 2026 12:00 AM
— Mortgage Lending
Splash Financial: 2026 Home Equity Review
Splash Financial, a new entrant in the home equity space, offers a HELOC that allows borrowers to access up to 90% of their property's value with amounts ranging from $25,000 to $500,000. Their adjustable-rate HELOC features a 10-year draw period followed by a 10 to 20-year repayment period. The company has a perfect 5 out of 5 rating for affordability due to low rates, but it receives a 3.4 out o... more
Oct 9, 2026 12:00 AM
— Mortgage Lending
Citi Strata Premier® Card overview
The article discusses the Citi Strata Premier® Card, a travel rewards credit card that offers a strong rewards rate on everyday purchases and travel-related expenses. With an annual fee of $95, the card features bonus categories that include 10X points on hotels, car rentals, and attractions booked through CitiTravel.com, 3X points on air travel, as well as 3X points for restaurants, groceries, an... more
Oct 9, 2026 12:00 AM
— Mortgage Lending
MBA NewsLink Q&A: JLL’s Stuart Miller on the Firm’s New Data Center Report
The North American data center market has seen unprecedented growth, absorbing 25 GW in the first half of 2026, which is significantly higher than previous years. The demand is driven by AI adoption and cloud expansion, with 99% occupancy and a majority of new construction precommitted. Valuation risk is increasingly influenced by community acceptance, where strong local support can lead to higher... more
Oct 8, 2026 4:39 PM
— Mortgage Lending
Industry Watch: Lenders locking down conforming loan limits
Large lenders are preemptively raising their conforming loan limits in anticipation of guidance from the Federal Housing Finance Agency (FHFA), with Rocket Mortgage leading by raising its limit to $845,000, followed by Pennymac at $850,000. Other lenders, including United Wholesale Mortgage and CrossCountry Mortgage, have also adjusted their limits. Additionally, the FHFA is allowing lenders to us... more
Oct 8, 2026 3:42 PM
— Mortgage Lending
Investor mortgages are thriving with typical homebuyers sidelined
Despite high mortgage rates, home prices, and associated costs, the single-family rental market shows resilience as demand for residential investor loans increases, driven by a decrease in traditional mortgage borrowing. This environment has created a competitive landscape for investors looking to secure loans, highlighting a significant shift in the mortgage market dynamics.
Oct 8, 2026 3:37 PM
— Mortgage Lending
Mortgage Origination News and Updates from HousingWire
The mortgage industry has faced significant challenges in 2022, primarily due to higher mortgage rates leading to reduced borrower interest. This has resulted in a wave of bank consolidations and other major changes within the sector. While these trends are expected to persist through the early part of 2023, there is optimism for potential improvement in the latter half of the year. Mortgage origi... more
Oct 8, 2026 3:01 PM
— Mortgage Lending
Indecomm's AuditGenius | ai Brings Consistent, Repeatable Results to AI-Driven Mortgage QC
Indecomm will unveil its next-generation mortgage quality control platform, AuditGenius | ai, at the MBA Annual Convention & Expo 2026. This AI-powered platform aims to enhance the auditing process by addressing issues of inconsistency found in existing automated QC tools. AuditGenius | ai automates sorting and routing files for review, allowing auditors to start with a completed checklist. Drawin... more
Oct 8, 2026 1:41 PM
— Mortgage Lending
Mortgage Credit Availability Decreased in September
In September, mortgage credit availability decreased slightly as lenders tightened documentation for conventional loans and reduced cash-out refinance offerings and investor home purchase loans. Jumbo loan programs also saw a decline in credit availability for the second month in a row. However, the growth in non-agency loan programs continues to support this market segment. The Mortgage Credit Av... more
Oct 8, 2026 1:30 PM
— Mortgage Lending
Mark Asprer
The article discusses successful loan originators from the previous year, highlighting their strategies and practices that contributed to their success in keeping mortgage deals going amidst challenging market conditions.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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