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News for: Interest Rates
Showing 217 - 240 of 464 results
Oct 30, 2025 4:06 PM
— Interest Rates
Mortgage rates jump amid interest rate cut uncertainty. What it means for homebuyers.
Mortgage rates rose to the highest level since Oct. 9 due to uncertainty around a potential December rate cut by the Federal Reserve. Even though the market had anticipated lower rates, Fed Chair Powell's comments suggested otherwise. The rise in rates may impact home sales in 2026, with projections already being lowered due to affordability issues. However, existing homeowners may benefit from lo... more
Oct 30, 2025 11:07 AM
— Interest Rates
Mortgage rates jump 20 basis points following Fed cut
The Federal Reserve lowered its benchmark interest rate, but mortgage rates increased instead of following suit. The average rate on the 30-year fixed mortgage jumped 20 basis points after Chairman Jerome Powell's announcement and news conference. The bond market had already anticipated the rate cut, but Powell's commentary caused rates to rise. Refinance applications increased due to the drop in ... more
Oct 30, 2025 7:07 AM
— Interest Rates
Enthusiasm Curbed. Back to Waiting
The market's expectations for 3 Fed rate cuts in 2025 were too high, with the market being nearly certain of another cut in December. However, Fed Chair Powell indicated uncertainty about this, leading to a mild re-set in yields. The market is now waiting for economic data to sway expectations one way or the other.
Oct 29, 2025 1:08 PM
— Interest Rates
Another Hawkish Powell Press Conference Harshes Bonds' Mellow
The Federal Reserve cut rates and ended Quantitative Tightening (QT), which was expected by the markets and had no impact. However, the press conference was hawkish as Powell hinted that a December rate cut was not guaranteed, contrary to market expectations of an imminent cut. As a result, Fed Funds Futures dropped and yields increased. MBS and yields experienced losses overnight.
Oct 29, 2025 1:07 PM
— Interest Rates
Yet Again, Mortgage Rates Surge Higher After Fed Rate Cut
Today's mortgage rates increased despite a Fed rate cut, going against the common belief that mortgage rates benefit from such cuts. The rapid increase in rates can be attributed to Fed Chair Powell's comments during the press conference, indicating that another rate cut in December was not guaranteed. This caused market expectations to shift, leading to a quick adjustment in mortgage rates to ref... more
Oct 29, 2025 11:05 AM
— Interest Rates
What this Fed rate cut means for your credit card, mortgage, auto loan, student debt and savings account
The Federal Reserve cut borrowing costs for the second time in a row, lowering the federal funds rate. This decision could offer some relief to consumers with high borrowing costs, especially for credit card debt. Mortgage rates, student debt, auto loans, and savings accounts are all impacted by the Fed's moves. While some loans are fixed for the life of the loan and won't be immediately affected,... more
Oct 29, 2025 9:10 AM
— Interest Rates
Mortgage Rates Forecast & Predictions
Mortgage rates have been fluctuating, with some weeks showing increases and others showing decreases. Despite this, there is continued optimism in the real estate market. Fannie Mae predicts that a declining share of cash home sales will lead to higher purchase home originations through 2019. However, rising interest rates are expected to impact refinancings and curtail purchase activity.
Oct 28, 2025 3:12 PM
— Interest Rates
WATCH LIVE: Powell delivers remarks after Federal Reserve meeting on interest rates
The Federal Reserve is expected to cut its key interest rate in order to bolster hiring, with the possibility of another cut in December. This could benefit consumers by reducing borrowing costs for mortgages and auto loans. The central bank is navigating an unusual economic period, with hiring slowing down, inflation remaining high, and the economy heavily reliant on tech company investments.
Oct 27, 2025 10:58 AM
— Interest Rates
What another Fed cut could mean for borrowers — some rates may barely budge
The Federal Reserve is expected to lower borrowing costs again, potentially bringing the federal funds rate to a range between 3.75%-4.00%. While consumer rates are affected by this, not all products will see equal changes. Credit card rates, for example, may adjust slightly but will remain at high levels. Auto loan rates could benefit from future cuts, and mortgage rates are more closely tied to ... more
Oct 27, 2025 6:58 AM
— Interest Rates
Will mortgage interest rates drop after this week's Fed meeting?
The Federal Reserve is expected to cut interest rates in their upcoming meeting. While this is good news for borrowers, including homebuyers facing historically high mortgage rates, the impact on mortgage interest rates isn't always immediate or directly proportional to the Fed's rate cut. Lenders may preemptively lower rates or have already factored in the expected cut. Borrowers are advised to k... more
Oct 27, 2025 2:01 AM
— Interest Rates
Federal Reserve meets Wednesday for interest rate decision. Here's what economists predict.
The Federal Reserve is likely to cut its benchmark rate by 0.25 percentage points in response to the softer inflation rate, which came in cooler than expected at 3%. This would be the second rate cut of the year and is anticipated to help boost the labor market and support the economy. Mortgage rates have already dropped ahead of the decision, with the average 30-year fixed-rate mortgage reaching ... more
Oct 24, 2025 11:54 AM
— Interest Rates
Mortgage Rates Little-Changed Despite Decent Inflation Data
The Consumer Price Index (CPI) was released this morning, showing lower-than-expected core monthly inflation and annual levels, which is rate-friendly. The bond market initially reacted strongly, implying lower mortgage rates, but later had second thoughts causing most mortgage lenders to have slightly higher rates compared to the previous day. Overall, rates would have been higher if not for the ... more
Oct 24, 2025 6:34 AM
— Interest Rates
Pros and Cons in CPI Report
The Consumer Price Index (CPI) results were bond friendly with lower core and headline numbers than expected, but still running high annually. Metrics aiming to strip out tariff impacts and housing show inflation momentum that is still a concern for the Fed. This led to 10yr yields rallying briefly then erasing half of those gains.
Oct 23, 2025 9:58 AM
— Interest Rates
Mortgage rates fall to lowest mark in over a year
Economists expect the Federal Reserve to continue cutting rates, but other factors may have a greater impact on mortgage lending. The 30-year fixed rate mortgage interest rate average is at a 2025 low. The government shutdown and lack of data are keeping mortgage rates in a narrow range, leading to uncertainty among investors.
Oct 23, 2025 7:24 AM
— Interest Rates
You Know Things Have Been Pretty Good When...
Over the past 2 years, rates have stayed in a narrow range around a 10-year yield of 4.34%. A slight overnight selling has brought yields under 4.0%, which is considered good. The gradual movement of rates may be attributed to consolidation vibes, although rising oil prices could also play a role.
Oct 20, 2025 3:23 AM
— Interest Rates
Mortgage payments have nearly doubled in the past decade. These counties saw the biggest rise
Mortgage rates have decreased, hitting their lowest levels since the start of the year. However, they remain higher than pre-pandemic levels. Rising home prices have also contributed to increased monthly mortgage costs. Counties in Idaho experienced the largest increases, with Canyon County seeing costs rise to $2,381 in 2025 from $840.71 in 2015. The most expensive housing prices are found in Mas... more
Oct 19, 2025 12:24 AM
— Interest Rates
Federal Reserve
The article discusses the Federal Reserve's plans to address the federal deficit, the possibility of cutting interest rates, and the impact on the economy. Various experts have provided insights on inflation, interest rates, central bank policies, and the mortgage lending market.
Oct 17, 2025 4:23 PM
— Interest Rates
Mortgage payments have nearly doubled in the past decade. These counties saw the biggest rise
Recent data shows that mortgage rates have decreased but remain higher than pre-pandemic levels. Monthly mortgage payments have nearly doubled in the last 10 years due to both higher interest rates and rising home prices. The top five counties with the largest mortgage increases are all in Idaho, with Canyon County experiencing the largest rise. Housing prices in Idaho are attributed to a decline ... more
Oct 17, 2025 11:23 AM
— Interest Rates
Could mortgage interest rates fall before the Fed's October meeting? Here's what to consider.
The Federal Reserve is expected to issue another 25 basis point rate cut at the end of October, which could influence mortgage rates. However, there is a possibility that mortgage rates could fall even before the Fed's meeting based on historical trends. Lenders may start reducing offers before the official announcement, so borrowers should monitor rates, improve credit scores, and shop around for... more
Oct 17, 2025 8:24 AM
— Interest Rates
Bonds Partially Unwinding Yesterday's Liquidity Panic
Yesterday's mystery rally in the short end of the yield curve was due to liquidity/reserve stress in short-term funding markets, not regional bank drama. Market concerns about reserves running thin and the Fed intervening to benefit short-term rates led to the rally. The situation has calmed down with news of Chinese tariffs.
Oct 17, 2025 3:24 AM
— Interest Rates
Block Trades Setting The Tone After Mostly Data-Free Morning
Due to the government shutdown, several economic reports were not released, including jobless claims, Retail Sales, and PPI data. The only data released was the Philly Fed report, which had no impact. Block trades later in the morning caused 10yr yields to rise, leading to a modest increase in both yields and MBS.
Oct 16, 2025 2:26 PM
— Interest Rates
Seriously... No One Seems to Know
There was a large, rapid move in Fed Funds Futures and other short-term rate metrics, leading to a rally in longer-term rates as well. The catalyst for the movement was unclear, with possible factors being regional bank fears and comments from Fed's Waller.
Oct 16, 2025 12:25 PM
— Interest Rates
Mortgage Rates Quickly Approaching Long-Term Lows
Interest rates have experienced significant movement without any clear catalyst. Bond market surged without specific reasons, leading to many mortgage lenders offering lower rates in the afternoon. Conventional 30yr fixed rates are moving from the 6.3's to the 6.1's, indicating potential larger changes. With rates nearing the 6.125% mark, there may be further movement in that direction or a possib... more
Oct 14, 2025 9:25 AM
— Interest Rates
Lower rates fuel big September refi spike
The article discusses how falling interest rates led to a rush in refinancing, but slowing purchase activity brought a decline in overall lock volumes. It also mentions increases in new-home loan activity, declines in applications, rising incomes improving buyer affordability, and record home prices remaining obstacles.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.