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News for: Housing Market
Showing 217 - 240 of 605 results
Jan 7, 2026 12:30 PM
— Housing Market
The 3 factors it would take to make housing affordable are 'very unlikely'
Millions of Americans entered the housing market with sub-3% mortgage rates during the pandemic, but as rates and home prices rise while wages remain stagnant, achieving the American dream seems more difficult. Experts believe it is unlikely that buying a home will become more affordable soon, as mortgage rates would need to dramatically drop, median household income would need to significantly in... more
Jan 7, 2026 11:32 AM
— Housing Market
Trump wants ban on large institutional investors buying homes
Donald Trump announced plans to ban institutional investors from buying single-family homes in an effort to improve housing affordability. This led to a selloff in rental REIT stocks. The number of producing loan officers has also increased in 2025, with brokers up 12.5% and IMBs down 11.7%. There are proposals suggesting fundamental changes to how Social Security works.
Jan 7, 2026 4:32 AM
— Housing Market
Apollo’s $1.2B bet on QXO tests data limits in building materials
Apollo Global Management affiliates announced a $1.2 billion investment in QXO, a construction industry with a focus on artificial intelligence, predictive inventory, and advanced B2B e-commerce. The lack of collaboration and data flow in the homebuilding supply chain is identified as a major issue, leading to inefficiencies. The article suggests that operational discipline is more crucial than te... more
Jan 7, 2026 1:32 AM
— Housing Market
Why 2026 might finally be the year homeowners let go of their 2–3 percent rates
Many homeowners who locked in historically low mortgage rates below 4 percent are now considering moving as the market stabilizes and their life circumstances change. Housing decisions are increasingly being driven by lifestyle factors rather than fear, leading to a more balanced market in Las Vegas. With improved inventory and incentives, homeowners are gaining confidence to make move-up purchase... more
Jan 6, 2026 5:32 PM
— Housing Market
Wednesday: ADP Employment, Job Openings, ISM Services
The article outlines the schedule of economic reports and releases for the day, including the Mortgage Bankers Association's results for the mortgage purchase applications index, the ADP Employment Report, the Job Openings and Labor Turnover Survey, and the ISM Services Index.
Jan 6, 2026 4:31 PM
— Housing Market
DOJ is still keeping a close eye on real estate commission rules
The DOJ's recent court filing questions the legality of Realtor commission rules, suggesting they may be anticompetitive, which could impact how brokerages defend their practices and assess risk. There are ongoing legal battles and settlements related to commission lawsuits in the real estate industry.
Jan 6, 2026 3:32 PM
— Housing Market
What QXO’s $1.2 billion investment means for the fragmented building materials industry
QXO, a distributor of roofing products and building materials, is aiming to disrupt the building products industry and reach $50 billion in annual revenue through acquisitions. They recently received a $1.2 billion investment from Apollo Global Management to fund these acquisitions. QXO plans to consolidate the industry and create a tech-focused digital platform for efficiency.
Jan 6, 2026 1:32 PM
— Housing Market
Tennessee proposes full property tax reimbursement for seniors
A Tennessee official proposed a plan to provide full property tax reimbursements for homeowners 65 and older with at least 20 years of state residency in order to prevent tax foreclosures and help seniors stay in their homes. The plan would cost about 3% of the state's annual budget.
Jan 6, 2026 1:31 PM
— Housing Market
Rising insurance costs shape homeowner decisions in 2026
Home insurance costs have risen by 24% since 2021, leading to increased housing affordability pressures for American homeowners. Many homeowners expect further increases in 2026, with insurance costs now rivaling mortgage rates and home prices as a key factor influencing buying decisions. Climate risks, modest home price growth, and high mortgage rates continue to impact where and whether American... more
Jan 6, 2026 1:31 PM
— Housing Market
How cash-strapped are millennial home buyers?
A quarter of millennials have more debt than savings, impacting their ability to afford a 10% down payment on a home. Concerns about a potential market crash and extreme weather conditions are influencing decisions in the housing market. Saving for a down payment has taken less time this year compared to previous years. Home equity is being seen as an important asset requiring accurate valuation a... more
Jan 6, 2026 2:30 AM
— Housing Market
Lower prices and mortgage rates help stabilize South Florida condo market
The South Florida real estate market is stabilizing with lower mortgage rates and falling prices for condos, while single family home prices are cooling off. The pace of condo sales in Palm Beach County increased significantly, with rising median prices. Miami-Dade saw a decrease in condo prices and an increase in supply. Statewide, Florida Realtors are cautiously optimistic about the future, citi... more
Jan 5, 2026 7:30 AM
— Housing Market
2026 Real Estate Outlook: What Leading Housing Economists Are Watching
Leading economists predict that the housing market in 2026 will show signs of rebalancing and rebounding, with an increase in home sales, new-home construction, affordability, and demographic shifts in buyers. The easing from the Federal Reserve is expected to positively impact interest rates and home inventory. As mortgage rates decrease, it is anticipated that more buyers will enter the market.
Jan 5, 2026 7:30 AM
— Housing Market
When will mortgage rates go down? The outlook heading into 2026.
The article discusses the recent decrease in mortgage rates, with the 30-year fixed mortgage rate dropping to 6.15%, the lowest point in 2025. It explores how mortgage rates are influenced by factors such as the Federal Reserve's actions and the 10-year Treasury yield. Despite the decrease in rates, it advises against waiting for rates to drop to 6% before buying a home due to high home prices and... more
Jan 3, 2026 6:31 AM
— Housing Market
Freddie Mac reports concentrated home price declines in Florida
Home prices across the U.S. have softened in 2025, with only two of the 40 select metros tracked by Freddie Mac lower than November 2022 levels. Austin, San Antonio, and Tampa have experienced notable price declines from their peaks. Providence and Charlotte have shown strong price resilience, while New York and Philadelphia saw peak prices in November.
Jan 3, 2026 4:32 AM
— Housing Market
HUD tightens rules for FHA appraiser roster
HUD issued new guidance tightening FHA Appraiser Roster oversight, linking eligibility directly to state license status and automating checks against the national registry. Missed renewals or data mismatches can quickly suspend FHA appraisal eligibility for single-family forward and reverse mortgages.
Jan 3, 2026 4:31 AM
— Housing Market
The 2025 Housing Affordability Crisis in Charts: What Changed and What Didn't
The housing market in 2025 did not become more affordable as challenges of high costs continued across the country. Experts predict gradual improvements in affordability in 2026, with some relief for house hunters, but many still struggling to find better buying conditions. Inventory levels increased in 2025 as mortgage rates approached 7%, but slowed down later in the year. Forecast for 2026 incl... more
Jan 2, 2026 4:33 PM
— Housing Market
Jan. 2: LO jobs; credit unions & Realtors; HECM, FHA, VA, and USDA product news; home builder pessimism; a fun video about aging
The article discusses various updates and news related to mortgages, including the expansion of Evergreen Home Loans into New Jersey, a platform for finding employment opportunities in the mortgage industry, and a webinar on strengthening relationships between credit unions and real estate agents. It also delves into the annual report of the FHA, the importance of reverse mortgages, and new limits... more
Jan 2, 2026 2:30 AM
— Housing Market
Here's How Much Mortgage Rates Must Fall To Make Housing Affordable for Buyers
Some housing markets in big cities like New York, Los Angeles, and Miami are so expensive that even a 0% mortgage rate wouldn't make homes affordable. On the other hand, places like Pittsburgh, Birmingham, and Detroit have lower home prices, and buyers could still afford homes even with higher mortgage rates.
Jan 1, 2026 1:30 AM
— Housing Market
Trump Promises 'Aggressive' Housing Reforms in 2026. Here's What We Know So Far
President Donald Trump has promised housing market reforms in order to address high costs and limited supply. Proposed reforms could include policies to lower mortgage payments, reduce closing costs, standardize building codes, and lower tariffs on construction products. Trump is also considering creating a 50-year mortgage loan to lower monthly payments. Additionally, bipartisan legislation is be... more
Dec 31, 2025 7:31 PM
— Housing Market
First American: Slowing Home Price Appreciation Boosted Affordability in October
Housing affordability improved in October due to cooling home price growth and easing mortgage rates. The trend is heading in the right direction with prices decreasing in areas with higher inventory. Markets with more supply have weaker price growth, boosting affordability relative to markets with low supply and faster price appreciation.
Dec 31, 2025 9:30 AM
— Housing Market
What to expect from the housing market in 2026—and the 10 major cities where prices could fall the most
The housing market is expected to ease slightly for buyers in 2026, with growing supply leading to lower prices in some markets. However, median home prices are still high, and 30-year fixed mortgage rates are expected to remain above 6%. Builders are offering price cuts and incentives to move inventory, giving buyers more negotiating power. Home-price trends are expected to vary widely by metropo... more
Dec 30, 2025 2:00 PM
— Housing Market
Home-price appreciation slows toward end of year
Home-price growth is slowing as the year comes to an end, leading to improved housing affordability in 2026. Mortgage rates have been fluctuating, but dropped recently. Homebuilders are offering incentives to motivate buyers.
Dec 30, 2025 4:32 AM
— Housing Market
Realtor.com urges action on housing supply in 2026
Realtor.com is renewing its Let America Build campaign to advocate for housing supply solutions as U.S. inventory lags by more than 4 million units. The campaign focuses on zoning reform and supply-side policies in order to expand housing supply.
Dec 29, 2025 2:31 PM
— Housing Market
Mortgage mergers and acquisitions in 2025
The mortgage industry saw significant consolidation and rumors of major deals in 2025, such as the potential merger of Fannie Mae and Freddie Mac. While some deals fell through, there was speculation about public offerings and efforts to boost profitability. Mortgage rates remained relatively stable throughout the year, with experts predicting they will continue to do so. Retail trader activity an... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.