News for: Mortgage News Daily
Showing 217 - 240 of 875 results
Jan 9, 2026 12:30 PM
— Housing Market
PHH Webinar Series; Agencies to Buy One Month's Worth of Production - Similar to 2020; In-Person Events for 2026
The article discusses how the affordability issue in the housing market is affected by insurance costs and mentions Trump's order to buy $200 billion in mortgage bonds to lower housing costs. It also touches on upcoming mortgage-related events such as conferences and webinars.
Jan 9, 2026 10:30 AM
— Mortgage Rates
Rates Plummet to 3 Year Lows, But There Are Caveats
The MBS market experienced significant volatility after a surprise announcement of $200bln in GSE MBS buying, resulting in the lowest mortgage rates since September 2022. While some lenders have already increased rates, overall rates are expected to remain lower, with uncertainty about how much lower they could go once the initial volatility settles down.
Jan 9, 2026 8:30 AM
— Mortgage Rates
What's Up With The New MBS Buying Announcement and The Massive Reaction in The Market?
President Trump announced a plan to direct representatives to buy $200 billion in mortgage-backed securities, which immediately impacted the MBS market. The FHFA director confirmed the authority for this action, stating that the GSEs have enough cash equivalents to handle it. This move is expected to tighten mortgage rates by up to 50 basis points, potentially bringing rates from 6.125% to 5.625%,... more
Jan 9, 2026 5:31 AM
— Mortgage-Backed Securities (MBS)
Fairly Tame Jobs Report, MBS Have Magic Armor Either Way
The recent jobs report was mixed, with payrolls falling short of forecast and the unemployment rate ticking down. Despite this, there is not expected to be a significant impact on bond markets. However, Mortgage-Backed Securities (MBS) are rapidly increasing in value due to the administration's plans to buy $200 billion in MBS.
Jan 8, 2026 2:30 PM
— Bond Markets
Mostly Quiet Ahead of Friday's Jobs Report
Bonds lost ground on Thursday, mainly due to European bond market weakness and a stronger weekly jobless claims report. However, the market is more interested in the upcoming big jobs report for a cleaner reading since the government shutdown.
Jan 8, 2026 1:31 PM
— Mortgage Rates
Mortgage Rates Modestly Higher on Thursday. Friday's Risks Are Bigger
Mortgage rates increased slightly on Thursday due to a stronger weekly Jobless Claims report and global bond market weakness. The upcoming Employment Situation report released by the Bureau of Labor Statistics will have a significant impact on mortgage rates depending on the data.
Jan 8, 2026 11:30 AM
— Mortgage Lenders
Hedging, PPE, Commercial, ATM Products; Trump vs. Institutional SFH Buyers; Prepayment Numbers
The article discusses various updates related to technology, artificial intelligence, mortgage industry innovations, and a proposed ban on large institutional investors from buying single-family homes. It mentions new AI-driven mortgage underwriting platforms, weekly market briefs for mortgage professionals, commercial lending opportunities, and the potential impacts of banning institutional owner... more
Jan 8, 2026 6:31 AM
— Bond Markets
No Help From Jobless Claims or Europe
US bonds have been following Europe's lead in overnight trading, resulting in a 3bp sell-off on both continents. The Jobless Claims data at 8:30am has contributed to the selling pressure but only slightly.
Jan 7, 2026 2:30 PM
— Bond Markets
Ultimately Underwhelming Despite Seemingly Significant Data
Despite the potential for volatility due to various economic data releases, yields hit their lowest levels in a week after ADP data came in slightly softer. However, stronger ISM and job openings data pushed bonds back up, resulting in only minimal changes by the end of the day.
Jan 7, 2026 1:30 PM
— Mortgage Rates
Another 2-Month Low For Mortgage Rates After Modest Drop
Wednesday saw minimal movement in mortgage rates due to mixed economic data reports. The average 30yr fixed rate saw a slight drop, bringing it back to 2-month lows. Overall, the day was uneventful. The upcoming Friday jobs report has the potential to cause volatility in rates.
Jan 7, 2026 8:30 AM
— Mortgage Lending
Asurity Forum; HELOC, 2nd, Non-QM Product News; Homebuyer Demographics
Successful loan officers need to have the right mindset, explore niches, manage databases, strive toward leadership, and have a good understanding of lending regulations. There are upcoming events and resources available to help loan officers stay updated on industry trends and regulations. Additionally, specific products like HELOCs have unique features that loan officers should be aware of to be... more
Jan 7, 2026 6:30 AM
— Bond Markets
Stronger Start Thanks to Europe and ADP
Bonds rallied overnight, with gains aligning with a bond rally in Europe. 10yr yields dropped 2bps from yesterday's close and another 2bps improvement followed the morning's ADP employment data. ADP job count was slightly below forecasts, but the previous month wasn't revised much higher. Job Openings and ISM Non-Manufacturing data are expected to have a bigger impact if results are not in line wi... more
Jan 6, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Barely Budge, But Volatility Risk is Increasing
Mortgage rates have remained steady for 5 consecutive days with little movement. However, upcoming labor market reports and ISM's service sector report could potentially cause rates to change depending on the data's strength.
Jan 6, 2026 8:30 AM
— Mortgage Lending
AI, 2nds, Servicing Tools; Wire Fraud Scheme; MISMO Changes; Thoughts on Affordability
The article discusses various aspects of the mortgage industry, including the fact that 40% of U.S. homes do not have a mortgage, the shortage of housing units, the use of technology in the mortgage market, AI in lending, and recent developments in the industry such as joint ventures and acquisitions. It also highlights a new wire fraud scheme targeting settlement companies.
Jan 6, 2026 6:30 AM
— Bond Markets
Volume is Back. Still Waiting on Volatility
The bond market has been range trading between 4.10-4.20% in terms of 10yr yields since December 10th. Despite a return in trading volume post-holidays, market watchers are waiting for a breakout. Wednesday and Friday's economic data are seen as potential catalysts.
Jan 6, 2026 4:30 AM
— Mortgage Lending
AI, Retention, Jumbo Tools; STRATMOR Interview; Lenders From 2006; Mortgage Action Alliance
Redfin predicts that next year will be the beginning of 'The Great Reset,' where wages grow faster than home prices for the first time since 2008. Bill Dawley shares his journey from professional baseball to a career in mortgage banking. Various companies are offering incentives and programs to kick-start lending pipelines in 2026. Webinars and discussions are being held on various topics related ... more
Jan 5, 2026 2:33 PM
— Bond Markets
Bonds Improve Back to Pre-Holiday Levels
The bond market did not have a significant reaction to the recent ISM Manufacturing data, but trading volume returned to pre-holiday levels. The 10-year yields closed at 4.15%, the same level as on December 11th. The market is now focusing on upcoming economic data for potential signals.
Jan 5, 2026 12:30 PM
— Interest Rates
Mortgage Rates Holding at 2-Month Lows
The article discusses how September 16th and October 28th of 2025 had the lowest rates due to Fed rate cuts, but the second half of December saw rates inch closer to those lows. Currently, rates are holding steady, with the potential to reach the lowest point since October 28th.
Jan 5, 2026 7:30 AM
— Bond Markets
Bonds Are Back in The Office
Trading volume is increasing as the market shifts out of holiday mode, with bonds holding within a range up until now. The possibility of a breakout on either side of the range is stronger this week due to increased participation and the upcoming jobs report. Other relevant reports this week include JOLTS/ISM combo on Wednesday. ISM Manufacturing was slightly weaker today but hasn't had a big impa... more
Jan 3, 2026 4:32 AM
— Bond Markets
Monitoring For Misbehavior
Friday is a day to be watched for any unusual movements, but the economic calendar is sparse with only the S&P manufacturing PMI report. Bonds are relatively stable, and significant trading signals are not expected until next week. Even if there are unexpected movements today, it would not be as concerning as if they were to continue into next week.
Jan 2, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Stay Flat to End The Week
Mortgage rates have been stable and locked in a narrow range since September due to lack of major economic reports impacting the market. The market is now awaiting important upcoming economic reports to determine future direction, with Friday's jobs report being a key indicator.
Jan 2, 2026 8:30 AM
— Mortgage Lending
Credit Unions and Realtors; HECM, FHA, VA, and USDA Product News; Home Builder Pessimism
The article discusses the relationship between credit unions, real estate agents, and the government, focusing on initiatives to improve accessibility, communication, technology, and the financial standing of the FHA. It also covers topics such as reverse mortgages, loan limits, VA loan requirements, form waivers, and policy updates.
Jan 1, 2026 4:31 AM
— Bond Markets
Token Year-End Volatility
Wednesday's session saw some data-driven selling in the morning in response to jobless claims data. Bonds initially moved back towards unchanged levels by 1pm, but then experienced increased volatility due to year-end position closing by large traders, leading to a spike in volume and potential price/yield fluctuations. Despite the jolts in the market, it was considered a normal year-end phenomeno... more
Dec 31, 2025 10:30 AM
— Mortgage Rates
Mortgage Rates Staying Steady to Close Out 2025
Freddie Mac's weekly mortgage rate survey showed the lowest rates since October 2024, but daily numbers reveal that rates on October 28th and September 16th were lower this year. Today's rates are similar to yesterday's and last Friday's rates, resulting in a flat week compared to Friday. The bond market will be closed tomorrow but will reopen on Friday for a normal week of trading next week.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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