Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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News for: Bankrate
Showing 217 - 240 of 360 results
Aug 14, 2025 3:24 PM
— Emergency Savings
Nearly 1 in 4 Americans have zero emergency savings — these under-the-radar strategies can help
The article discusses the importance of having emergency savings to cover unexpected expenses, especially as inflation rises and wages remain stagnant. It highlights the struggles many Americans face in saving money, particularly younger generations like Gen Z and millennials. The article emphasizes the need to start saving now, even if it's a small amount, and provides tips on how to calculate yo... more
Aug 13, 2025 5:25 AM
— Home Equity
Study: The states where being a homeowner has paid off the most (and the least)
Homeowners who bought a home in 2020 have seen a significant increase in equity due to high home prices and low mortgage rates. The study analyzed the growth of home equity in different states over the last five years, with Southern and Midwestern states experiencing the highest gains. States like West Virginia, Oklahoma, and Connecticut saw substantial increases in home equity, while Washington D... more
Aug 12, 2025 5:24 AM
— Mortgage Rates
Most rates decline: Is it time to buy? | Mortgage and refinance rates for today, August 12, 2025
Mortgage rates were mostly lower compared to a week ago, with 30-year fixed, 15-year fixed, and jumbo mortgage rates decreasing, while rates for ARM loans rose. The Federal Reserve held off changing its key interest rate in July due to persistent inflation, but new job numbers showing slowing employment could lead to a rate cut in September. Rates are currently lower than the 40-year average, prov... more
Aug 11, 2025 11:23 AM
— Mortgage Rates
Rates decline: Is it time to buy? | Today's mortgage and refinance rates, August 11, 2025
National mortgage rates have trended lower across all terms, including 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans. This reduction is attributed to the weaker-than-expected employment report leading to a drop in the 10-year Treasury, which in turn brought down mortgage rates. The article advises on the advantages of choosing a fixed-rate mortgage for predictable payments and discusses ... more
Aug 9, 2025 12:24 PM
— Retirement Accounts
Trump’s executive order on 401(k) alternative assets – here are the biggest winners and losers
President Donald Trump signed an executive order directing the Department of Labor to revisit its guidance on including alternative assets like private equity, real estate, and cryptocurrency in 401(k) plans. This order could allow for more sophisticated investment options in retirement accounts, potentially benefiting private asset managers and opening new opportunities for growth and diversifica... more
Aug 9, 2025 3:24 AM
— Home Equity Loans and HELOCs
Home Equity News: This Week's Roundup
HELOC rates have become more affordable while the 30-year fixed-rate loan has dropped to 6.63 percent. Homeowners are warned of potential capital gains taxes due to increasing equity stakes. Mortgage denials are on the rise due to various factors. U.S. home prices continue to increase nationally, reaching a record median in June. Borrowing against home equity with a HELOC or home equity loan is re... more
Aug 8, 2025 3:23 PM
— Mortgage Rates
Rates down as Fed keeps rates unchanged | Current mortgage and refinance rates for August 8, 2025
Average mortgage rates fell across all terms compared to a week ago, according to Bankrate data. The Federal Reserve held off changing its key interest rate due to persistent inflation, affecting borrowing costs. Rates for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans decreased. Mortgage lenders defer to the 30-year fixed-rate mortgage as the most popular choice for borrowers.
Aug 8, 2025 6:26 AM
— Interest Rates
Best high-yield savings rates today – August 7, 2025
High-yield savings accounts are currently offering up to 4.35% APY, with online-only banks and credit unions being sources of competitive rates. These rates may change based on Federal Reserve interest rate changes. It is important to choose a bank insured by FDIC or a credit union insured by NCUA. Factors to consider when choosing a savings account include APY, excessive transaction fees, minimum... more
Aug 7, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Slide: Best Tips For A Low Rate
Mortgage rates have dropped to their lowest levels of the year at 6.63 percent, but some Americans feel they are still high compared to sub-4 percent rates. It is advised to compare quotes from multiple lenders to save money. Mortgage rates can vary among lenders even though they are based on the 10-year Treasury yield. Factors like credit scores and loan-to-value ratios also impact mortgage rates... more
Aug 7, 2025 5:24 AM
— Mortgage Rates
Mortgage Rates Decline To Lowest Level In Nine Months
The article discusses the current state of mortgage rates, affordability, and the factors that influence them. It mentions that mortgage rates are currently low but have been stable for the past nine months. It also highlights the impact of investor appetite for Treasury bonds on mortgage rates, as well as the recent economic growth and inflation rates in the US.
Aug 6, 2025 1:24 PM
— Home Equity Loans and HELOCs
HELOC rates plunge to lowest level since May; home equity loans hold steady
HELOC rates have dropped significantly, while home equity loan rates remain unchanged. Experts suggest now is a good time to tap into home equity for cost savings on interest. Rates for these loans are influenced by lender competition and Federal Reserve actions.
Aug 6, 2025 11:23 AM
— Interest Rates
Best high-yield savings rates today – August 6, 2025
Currently, the best high-yield savings accounts are offering rates as high as 4.35 percent APY, far surpassing the national average of 0.57 percent APY. The rates on savings accounts tend to fluctuate based on the Federal Reserve's benchmark rate changes. It's important to choose a bank insured by the FDIC or NCUA, and to regularly compare rates to ensure you're earning a competitive rate.
Aug 4, 2025 1:23 PM
— Interest Rates
Best high-yield savings rate today – August 4, 2025
High-yield savings accounts are currently offering up to 4.35 percent APY, with Peak Bank leading the way. These accounts provide easy access to funds with yields well above the national average. Savings account rates are variable, so it's important to compare rates and be aware of Federal Reserve interest rate changes that can impact APYs. High-yield savings accounts can help grow money quickly f... more
Aug 4, 2025 9:24 AM
— Mortgage Rates
Most rates decrease as Fed keeps rates unchanged - Current mortgage and refinance rates, August 4, 2025
Average mortgage rates showed a mixed trend, with decreases in 30-year fixed, 5/1 ARMs, and jumbo loans, and an increase in 15-year mortgages. The Federal Reserve held off changing its key interest rate due to inflation concerns, which have a broad impact on borrowing costs. The uncertainty regarding tariffs continues to add economic volatility.
Aug 2, 2025 3:25 AM
— Mortgage Lenders
Who will be the next Warren Buffett of investing? 5 contenders to fill Buffett’s big shoes
The article discusses potential candidates who could be the next Warren Buffett in the investing world, including Greg Abel, Bill Ackman, Seth Klarman, Ted Weschler, Todd Combs, and Li Lu. These individuals have impressive track records in investing and some have similarities in their investment philosophies with Buffett. It also mentions how these investors are unique in their approaches and back... more
Aug 1, 2025 9:53 AM
— Housing Market
The world’s largest stock exchanges: 10 biggest by market capitalization
The article discusses the world's largest stock exchanges, including the New York Stock Exchange (NYSE) and Nasdaq. It explains how exchanges are measured by market capitalization and the number of listings they offer. It also mentions how stocks may have primary listings on one exchange and secondary listings on others.
Jul 31, 2025 1:23 PM
— Homeowners Insurance
Home insurers are demanding policyholders make home updates to keep coverage. Here’s why they’re cracking down.
Insurance carriers are increasingly asking homeowners to make upgrades or repairs on their homes to help mitigate risks that could lead to future claims. This is due to rising claims costs and catastrophe losses, which have prompted insurers to reassess homes with higher risk. Insurers are requiring policyholders to play a more active role in risk management and loss control, even making updates a... more
Jul 31, 2025 5:23 AM
— Tax Law Changes for Gambling Winnings
New Tax Law Raises The Stakes On Sports Betting And Gambling
Starting in 2026, gamblers will no longer be able to deduct 100 percent of their wagering losses on their taxes, but only 90 percent. This change can potentially push some gamblers into a higher income tax bracket. The new tax law has been widely regarded as detrimental to gamblers, and there are efforts to repeal this provision already underway. The change is expected to increase taxable income f... more
Jul 31, 2025 3:23 AM
— Interest Rates
Top CD Rates Today: July 30, 2025 | Best APY Is 4.45% Ahead Of Today's Fed Meeting
Federal Reserve officials are expected to hold the federal funds rate steady following their July meeting, which could lead to stability in yields on competitive CDs. The current highest CD rate is 4.45 percent for terms of six and nine months. Opening a CD involves submitting personal information online or at a branch, funding the account with the minimum balance, and choosing interest disburseme... more
Jul 30, 2025 3:23 PM
— Mortgage Rates
Rates remain elevated as Fed set to meet | Current mortgage and refinance rates for July 30, 2025
Mortgage interest rates were mixed compared to last week, with some rates decreasing, others increasing. The Federal Reserve is unlikely to drop its benchmark rate despite pressure from the White House, as inflation has increased due to tariffs. The average rates for different types of mortgages have fluctuated slightly over the past week, with some showing decreases and others showing increases.
Jul 30, 2025 10:23 AM
— Mortgage Rates
Fed meeting news today: Two top officials may break from Powell as Trump pressures for rate cuts
The Federal Reserve left interest rates unchanged, leading to borrowing costs staying high for consumers. Savers with high-yield savings accounts have been benefiting from inflation-beating returns. Mortgage rates have been stable in recent months, with housing economists predicting rates above 6.5% for the rest of the year. Despite consumer pessimism, actual economic data has shown resilience, le... more
Jul 29, 2025 1:25 PM
— Annuities
Most Popular Annuity Companies
The article discusses the significant increase in annuity sales over the past few years, highlighting seven companies with the highest total annuity sales in the U.S. in 2024. It provides information about each company's offerings, sales volume, market dominance, and financial strength. Annuities are insurance contracts designed to provide a steady income stream, usually in retirement, and the com... more
Jul 29, 2025 9:24 AM
— Interest Rates
What the Big, Beautiful Bill means for small businesses
President Donald Trump's megabill, the One Big Beautiful Bill Act, introduced tax cuts, deductions, and adjustments for both consumers and businesses. The impact of the bill on small businesses has been described as a mixed bag, with potential benefits for growth and consumer spending but also increased pressure on interest rates due to federal debt and deficits. The bill includes deductions on ti... more
Jul 29, 2025 9:23 AM
— Mortgage Rates
Majority of rates decline as Fed set to meet | Mortgage and refinance rates for July 29, 2025
Mortgage interest rates were mostly down compared to last week, with rates for 30-year fixed, 15-year fixed, and jumbo loans decreasing, while rates for adjustable rate mortgages increased. The Federal Reserve will likely not drop its benchmark rate despite pressure from the White House. The average rates for various types of mortgages are detailed, along with tips for getting the best possible ra... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.