Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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News for: Bankrate
Showing 217 - 240 of 368 results
Aug 22, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates decrease: Should you wait to buy? | Today's mortgage and refinance rates, August 21, 2025
Average mortgage rates have mostly decreased compared to last week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM dropping. Economic movements like inflation rates have influenced these changes, with recent data showing signs of cooling in the market. The average rates for different types of mortgages are provided, along with tips for getting the best possible rate while shopping for a ... more
Aug 21, 2025 3:25 AM
— Housing Market
The S&P 500 Is Rising But Most Stocks Are Falling: What’s Going On?
The Nasdaq 100 stock index recently hit an all-time high, but the rally is being driven by a narrow group of stocks, particularly AI companies. This narrow breadth may indicate a flight to quality trade as investors become risk-averse. The heavy reliance on AI stocks in major indexes like the Nasdaq 100 poses a concentration risk for investors, who should stay disciplined, diversified, and conside... more
Aug 21, 2025 3:25 AM
— Housing Market
The 10 most affordable states for retirees in 2025
Bankrate's annual Best and Worst States to Retire Study named New Hampshire as the best state for retirees, but West Virginia was found to be the most affordable state. Affordability is a major concern for retirees due to fixed incomes, with states offering cheaper living costs being more attractive. West Virginia had the lowest cost of living and homeowner's insurance, making it appealing to reti... more
Aug 21, 2025 3:23 AM
— Home Equity Rates
A quiet week: HELOC and home equity loan rates stay still — and low
Home equity rates remained unchanged in the latest week with the average rate on a $30,000 home equity line of credit (HELOC) and a 5-year $30,000 home equity loan staying the same. The rates are driven by lender competition and Federal Reserve actions. While rates have declined from highs in 2024, they are still relatively high-cost debt. The home equity market has been growing, with HELOC balanc... more
Aug 20, 2025 3:24 AM
— Personal Finance Management
Survey: Nearly 3 In 4 Americans Have A Financial Regret
Americans are navigating economic hurdles, with 74% having a financial regret, down from 77% in 2024. Top regrets include not saving for retirement early enough and taking on too much credit card debt. Gen Zers struggle with budgeting and emergency savings. Women more likely to regret not saving for emergencies. Job opportunities, job security, lower rent, and cheaper essentials are factors that c... more
Aug 18, 2025 12:23 PM
— Interest Rates
Best High-Yield Savings Rates Today | Leading APYs Still Surpass 4%
The Federal Reserve has maintained its benchmark rate in a target range of 4.25-4.5 percent this year, resulting in high-yield savings account rates above 4 percent APY. Traders predict a rate cut in September, potentially lowering rates. Banks often adjust their rates in response to Fed changes. While CD rates remain high, there are early withdrawal penalties. It is recommended to have a healthy ... more
Aug 18, 2025 5:26 AM
— Interest Rates
Federal Funds Rate History: 1980 Through The Present
Bankrate points out that the current U.S. central bank's key borrowing benchmark is in a target range of 4.25-4.5 percent, lower than during the pandemic but still high. Fed's historical rate moves and policies, including manufacturing a recession in the 1980s to combat inflation and Greenspan's management through the dot-com and housing bubbles, are discussed. Quantitative easing was introduced d... more
Aug 15, 2025 9:23 AM
— Mortgage Rates
Majority of rates decline: Should you lock now? | Current mortgage and refinance rates for August 15, 2025
Mortgage interest rates decreased for 30-year fixed, 15-year fixed, and jumbo loans, but increased for ARM loans. The rates are influenced by economic factors like inflation and the job market. The current average rate for a 30-year fixed mortgage is 6.57 percent, down slightly from last week. Mortgage rates have been relatively stable in 2025, but are now showing more variability due to recent ec... more
Aug 14, 2025 3:24 PM
— Emergency Savings
Nearly 1 in 4 Americans have zero emergency savings — these under-the-radar strategies can help
The article discusses the importance of having emergency savings to cover unexpected expenses, especially as inflation rises and wages remain stagnant. It highlights the struggles many Americans face in saving money, particularly younger generations like Gen Z and millennials. The article emphasizes the need to start saving now, even if it's a small amount, and provides tips on how to calculate yo... more
Aug 13, 2025 5:25 AM
— Home Equity
Study: The states where being a homeowner has paid off the most (and the least)
Homeowners who bought a home in 2020 have seen a significant increase in equity due to high home prices and low mortgage rates. The study analyzed the growth of home equity in different states over the last five years, with Southern and Midwestern states experiencing the highest gains. States like West Virginia, Oklahoma, and Connecticut saw substantial increases in home equity, while Washington D... more
Aug 12, 2025 5:24 AM
— Mortgage Rates
Most rates decline: Is it time to buy? | Mortgage and refinance rates for today, August 12, 2025
Mortgage rates were mostly lower compared to a week ago, with 30-year fixed, 15-year fixed, and jumbo mortgage rates decreasing, while rates for ARM loans rose. The Federal Reserve held off changing its key interest rate in July due to persistent inflation, but new job numbers showing slowing employment could lead to a rate cut in September. Rates are currently lower than the 40-year average, prov... more
Aug 11, 2025 11:23 AM
— Mortgage Rates
Rates decline: Is it time to buy? | Today's mortgage and refinance rates, August 11, 2025
National mortgage rates have trended lower across all terms, including 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans. This reduction is attributed to the weaker-than-expected employment report leading to a drop in the 10-year Treasury, which in turn brought down mortgage rates. The article advises on the advantages of choosing a fixed-rate mortgage for predictable payments and discusses ... more
Aug 9, 2025 12:24 PM
— Retirement Accounts
Trump’s executive order on 401(k) alternative assets – here are the biggest winners and losers
President Donald Trump signed an executive order directing the Department of Labor to revisit its guidance on including alternative assets like private equity, real estate, and cryptocurrency in 401(k) plans. This order could allow for more sophisticated investment options in retirement accounts, potentially benefiting private asset managers and opening new opportunities for growth and diversifica... more
Aug 9, 2025 3:24 AM
— Home Equity Loans and HELOCs
Home Equity News: This Week's Roundup
HELOC rates have become more affordable while the 30-year fixed-rate loan has dropped to 6.63 percent. Homeowners are warned of potential capital gains taxes due to increasing equity stakes. Mortgage denials are on the rise due to various factors. U.S. home prices continue to increase nationally, reaching a record median in June. Borrowing against home equity with a HELOC or home equity loan is re... more
Aug 8, 2025 3:23 PM
— Mortgage Rates
Rates down as Fed keeps rates unchanged | Current mortgage and refinance rates for August 8, 2025
Average mortgage rates fell across all terms compared to a week ago, according to Bankrate data. The Federal Reserve held off changing its key interest rate due to persistent inflation, affecting borrowing costs. Rates for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans decreased. Mortgage lenders defer to the 30-year fixed-rate mortgage as the most popular choice for borrowers.
Aug 8, 2025 6:26 AM
— Interest Rates
Best high-yield savings rates today – August 7, 2025
High-yield savings accounts are currently offering up to 4.35% APY, with online-only banks and credit unions being sources of competitive rates. These rates may change based on Federal Reserve interest rate changes. It is important to choose a bank insured by FDIC or a credit union insured by NCUA. Factors to consider when choosing a savings account include APY, excessive transaction fees, minimum... more
Aug 7, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Slide: Best Tips For A Low Rate
Mortgage rates have dropped to their lowest levels of the year at 6.63 percent, but some Americans feel they are still high compared to sub-4 percent rates. It is advised to compare quotes from multiple lenders to save money. Mortgage rates can vary among lenders even though they are based on the 10-year Treasury yield. Factors like credit scores and loan-to-value ratios also impact mortgage rates... more
Aug 7, 2025 5:24 AM
— Mortgage Rates
Mortgage Rates Decline To Lowest Level In Nine Months
The article discusses the current state of mortgage rates, affordability, and the factors that influence them. It mentions that mortgage rates are currently low but have been stable for the past nine months. It also highlights the impact of investor appetite for Treasury bonds on mortgage rates, as well as the recent economic growth and inflation rates in the US.
Aug 6, 2025 1:24 PM
— Home Equity Loans and HELOCs
HELOC rates plunge to lowest level since May; home equity loans hold steady
HELOC rates have dropped significantly, while home equity loan rates remain unchanged. Experts suggest now is a good time to tap into home equity for cost savings on interest. Rates for these loans are influenced by lender competition and Federal Reserve actions.
Aug 6, 2025 11:23 AM
— Interest Rates
Best high-yield savings rates today – August 6, 2025
Currently, the best high-yield savings accounts are offering rates as high as 4.35 percent APY, far surpassing the national average of 0.57 percent APY. The rates on savings accounts tend to fluctuate based on the Federal Reserve's benchmark rate changes. It's important to choose a bank insured by the FDIC or NCUA, and to regularly compare rates to ensure you're earning a competitive rate.
Aug 4, 2025 1:23 PM
— Interest Rates
Best high-yield savings rate today – August 4, 2025
High-yield savings accounts are currently offering up to 4.35 percent APY, with Peak Bank leading the way. These accounts provide easy access to funds with yields well above the national average. Savings account rates are variable, so it's important to compare rates and be aware of Federal Reserve interest rate changes that can impact APYs. High-yield savings accounts can help grow money quickly f... more
Aug 4, 2025 9:24 AM
— Mortgage Rates
Most rates decrease as Fed keeps rates unchanged - Current mortgage and refinance rates, August 4, 2025
Average mortgage rates showed a mixed trend, with decreases in 30-year fixed, 5/1 ARMs, and jumbo loans, and an increase in 15-year mortgages. The Federal Reserve held off changing its key interest rate due to inflation concerns, which have a broad impact on borrowing costs. The uncertainty regarding tariffs continues to add economic volatility.
Aug 2, 2025 3:25 AM
— Mortgage Lenders
Who will be the next Warren Buffett of investing? 5 contenders to fill Buffett’s big shoes
The article discusses potential candidates who could be the next Warren Buffett in the investing world, including Greg Abel, Bill Ackman, Seth Klarman, Ted Weschler, Todd Combs, and Li Lu. These individuals have impressive track records in investing and some have similarities in their investment philosophies with Buffett. It also mentions how these investors are unique in their approaches and back... more
Aug 1, 2025 9:53 AM
— Housing Market
The world’s largest stock exchanges: 10 biggest by market capitalization
The article discusses the world's largest stock exchanges, including the New York Stock Exchange (NYSE) and Nasdaq. It explains how exchanges are measured by market capitalization and the number of listings they offer. It also mentions how stocks may have primary listings on one exchange and secondary listings on others.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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