Mortgage-Rates.ai Becomes First Platform to Track Current Mortgage Rates from 500+ U.S. Lenders

AI-driven solution provides unprecedented transparency for home buyers — no forms, no spam, just rates.

Santa Cruz, CA — November 12, 2025 — Mortgage-Rates.ai, a data-driven mortgage rate transparency platform, today announced that it now tracks and publishes current mortgage rates data from more than 500 U.S. lenders, making it the most comprehensive and independent source of live mortgage rates in the country.

Unlike most traditional lead-generation sites that hide rates behind contact forms, Mortgage-Rates.ai provides a clear, unbiased view of mortgage pricing across banks, credit unions, lenders, and brokers, without collecting personal information from borrowers.

"We built Mortgage-Rates.ai to bring transparency to mortgage shopping," said Stephane Dubois, Founder of Mortgage-Rates.ai. "Borrowers shouldn't have to surrender their personal data just to see today's rates and identify the handful of lenders they want to talk to."

The platform currently collects and normalizes over 20,000 mortgage rate quotes daily across Conventional, FHA, VA, and Jumbo loans for both new purchases and refinancing — covering approximately 37% of the U.S. mortgage origination market.

Using a proprietary AI and automation pipeline, Mortgage-Rates.ai continuously updates lender rate data, benchmarks it against national indices, and powers a suite of intelligent tools — including rate forecasts, validation calculators, and lender report cards — that help consumers make smarter, data-driven mortgage decisions.

"Only about 40% of borrowers ever get more than one mortgage quote," Dubois added. "That lack of transparency can cost them tens of thousands of dollars over the life of a loan. Our goal is to make rate comparison easier than ever and help borrowers answer common questions such as 'Is my mortgage quote a good one?', 'Who else should I get a quote from?' and the classic 'What are the best rates in the market today?'"