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Real-Time Loan Estimates

The cards below show the most recent loan estimates loaded by users on the Reddit Mortgage Broker Rate Quotes Ultra Thread.
These are representative of the types of offers borrowers are getting in the market today.

4.875%
30-Year Fixed
$465,000
Origination -
Points -
Can't Shop -
Can Shop -
6.250%
30-Year Fixed
$203,512
Origination $2,501
Points $466 (0.23%)
Can't Shop -
Can Shop -
6.625%
30-Year Fixed
$328,932
Origination -
Points -
Can't Shop -
Can Shop -
7.125%
30-Year Fixed
$270,000
Origination $1,695
Points $421 (0.16%)
Can't Shop $894
Can Shop $1,415
Rate Locked 5.750%
30-Year Fixed - RATE LOCKED
$186,200
Origination $1,844
Points $667 (0.36%)
Can't Shop $943
Can Shop $2,685
6.250%
30-Year Fixed
$365,000
Origination $2,175
Points -
Can't Shop $941
Can Shop $2,273
6.990%
30-Year Fixed
$305,550
Origination $1,844
Points -
Can't Shop $1,311
Can Shop $1,840
6.188%
30-Year Fixed
$659,336
Origination $10,909
Points $8,519 (1.29%)
Can't Shop $12,211
Can Shop $5,163
4.990%
30-Year Fixed
$386,126
Origination $21,630
Points $19,831 (5.14%)
Can't Shop $1,422
Can Shop $3,857
Reddit
Good deal ?
u/Cabe10 Jun 29, 2026
5.990%
30-Year Fixed
$410,000
Origination $1,595
Points -
Can't Shop $7,241
Can Shop $367
Rate Locked 4.500%
30-Year Fixed - RATE LOCKED
$456,567
Origination $15,867
Points $14,268 (3.13%)
Can't Shop $8,692
Can Shop $4,120
6.375%
30-Year Fixed
$388,000
Origination $1,375
Points -
Can't Shop $880
Can Shop $2,693
6.575%
30-Year Fixed
$272,000
Origination $1,945
Points $305 (0.11%)
Can't Shop $913
Can Shop $3,093
Rate Locked 6.625%
30-Year Fixed - RATE LOCKED
$507,000
Origination $5,769
Points $4,269 (0.84%)
Can't Shop $771
Can Shop $2,361
Rate Locked 6.625%
30-Year Fixed - RATE LOCKED
$507,000
Origination $5,769
Points $4,269 (0.84%)
Can't Shop $771
Can Shop $2,361
6.125%
30-Year Fixed
$707,714
Origination $3,218
Points $1,769 (0.25%)
Can't Shop $1,820
Can Shop $3,491
Rate Locked 6.250%
30-Year Fixed - RATE LOCKED
$319,200
Origination $6,439
Points $4,762 (1.49%)
Can't Shop $323
Can Shop $1,365
Rate Locked 3.999%
30-Year Fixed - RATE LOCKED
$500,757
Origination $2,650
Points -
Can't Shop $9,885
Can Shop $2,528
6.124%
30-Year Fixed
$311,500
Origination $8,718
Points $918 (0.30%)
Can't Shop $1,349
Can Shop $2,099
Rate Locked 5.875%
30-Year Fixed - RATE LOCKED
$497,700
Origination $7,142
Points $7,142 (1.35%)
Can't Shop $1,983
Can Shop $4,177
6.875%
30-Year Fixed
$340,000
Origination $1,095
Points -
Can't Shop $1,205
Can Shop $5,032
6.250%
30-Year Fixed
$248,000
Origination $6,925
Points $4,960 (2.00%)
Can't Shop $1,388
Can Shop $2,672
6.125%
30-Year Fixed
$382,936
Origination $2,191
Points $46 (0.12%)
Can't Shop $7,638
Can Shop $4,396

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