Mortgage Loan Estimates

Real-Time Loan Estimates

The cards below show the most recent loan estimates loaded by users on the Reddit Mortgage Broker Rate Quotes Ultra Thread .
These are representative of the types of offers borrowers are getting in the market today.

6.750%

30-Year Fixed

u/WesternDiscipline Jun 13, 2026

7.125%

30-Year Fixed

$338,105

Origination $3,381

Points -

Can't Shop $827

Can Shop -

I don’t like this…

u/OwnChampionship8206 Jun 13, 2026

6.500%

30-Year Fixed

$183,200

Origination $1,654

Points -

Can't Shop $1,228

Can Shop $1,109

First time home buyer. Got this from a bank. He said it was based...

u/Embarrassed_Bath_233 Jun 12, 2026

6.500%

30-Year Fixed - RATE LOCKED

$340,500

Origination -

Points -

Can't Shop -

Can Shop -

Is 6.5% good for an avg credit?

u/RecoverNo2437 Jun 11, 2026

6.500%

30-Year Fixed

$276,250

Origination -

Points $3,453 (1.25%)

Can't Shop -

Can Shop -

Is my mortgage underwriter screwing me ? First time home buyer. 1...

u/sizzlingkicks Jun 11, 2026

6.000%

30-Year Fixed

$280,000

Origination $5,368

Points $3,850 (1.38%)

Can't Shop $993

Can Shop $2,801

Lender

u/chuy-10 Jun 8, 2026

5.375%

30-Year Fixed

$563,491

Origination -

Points -

Can't Shop -

Can Shop -

How did I do?

u/Dazzling_Canary_3290 Jun 8, 2026

6.500%

30-Year Fixed

$585,000

Origination $8,075

Points -

Can't Shop $1,058

Can Shop $6,093

How does this look? Broker fee seems high

u/TheRenaissanceBro Jun 5, 2026

6.125%

30-Year Fixed

$243,470

Origination $600

Points -

Can't Shop $1,993

Can Shop $0

First Time Homeowner- Loan Feedback

u/sydmai_ Jun 5, 2026

7.125%

30-Year Fixed

$346,750

Origination $1,445

Points -

Can't Shop $1,254

Can Shop $4,481

Loan Estimate

u/Firm-Act9491 Jun 5, 2026

5.750%

30-Year Fixed

$700,000

Origination $935

Points -

Can't Shop $727

Can Shop $4,466

Feedback on LE

u/leetforreal Jun 4, 2026

5.990%

30-Year Fixed

$502,150

Origination $1,900

Points -

Can't Shop $3,215

Can Shop $0

Loan Feedback

u/War-Familiar Jun 4, 2026

6.500%

30-Year Fixed

$650,250

Origination -

Points -

Can't Shop -

Can Shop -

How does this look?

u/capsskins13 Jun 3, 2026

6.375%

30-Year Fixed - RATE LOCKED

$349,000

Origination $875

Points -

Can't Shop $781

Can Shop $2,583

First time homebuyers. Thoughts?

u/VegetableTurbulent39 Jun 2, 2026

6.625%

30-Year Fixed

$387,990

Origination $2,470

Points $970 (0.25%)

Can't Shop $1,005

Can Shop $2,622

New construction under contract — builder incentive only with the...

u/SufficientLength9076 Jun 1, 2026

5.995%

30-Year Fixed

$288,000

Origination $1,972

Points $478 (0.17%)

Can't Shop $601

Can Shop $1,758

Are my lender fees to high?

u/DaveM988 Jun 1, 2026

6.625%

30-Year Fixed - RATE LOCKED

$179,100

Origination $3,381

Points -

Can't Shop $636

Can Shop $2,366

How does this look? Philly

u/mimigirl195 Jun 1, 2026

6.500%

30-Year Fixed

$431,127

Origination $1,125

Points -

Can't Shop $525

Can Shop $2,375

How does this look?

u/EmergencySolution573 May 31, 2026

6.490%

30-Year Fixed

$316,705

Origination $2,303

Points $602 (1.00%)

Can't Shop -

Can Shop -

How does this look?

u/Jtkeen May 31, 2026

6.125%

30-Year Fixed

$413,250

Origination $2,000

Points -

Can't Shop $1,046

Can Shop $905

Thoughts Fort Worth Tx

u/Frequent_Ground_7427 May 30, 2026

6.625%

30-Year Fixed

$451,155

Origination $1,874

Points $564 (0.13%)

Can't Shop $1,334

Can Shop $4,285

Any advice?

u/JesseGT15 May 30, 2026

6.750%

30-Year Fixed

$469,400

Origination $1,295

Points $1,295

Can't Shop $3,621

Can Shop $0

Thoughts on this Estimate?

u/AppropriatePiano9307 May 28, 2026

6.000%

30-Year Fixed

$470,000

Origination $5,895

Points $4,700 (1.00%)

Can't Shop $920

Can Shop $2,525

Loan estimate thoughts?

u/Late-Stuff5986 May 28, 2026

6.500%

30-Year Fixed

$640,000

Origination $2,270

Points -

Can't Shop $1,469

Can Shop $4,663

How's this? 30 Fixed Conventional For Condo in CA

u/kiddmit3 May 28, 2026